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NRLN Works to Protect Your Retirement Security

The National Retiree Legislative Network (NRLN) works to enact federal legislation to protect employer-sponsored pensions, health care benefits and keep Social Security and Medicare strong.
With support from more than 2 million members and Washington, D.C. staff, the NRLN identifies and rallies support for federal legislation that will guarantee fair and equitable treatment of retirees from the private and public sectors. Learn more about the NRLN and legislation important to retirees by clicking on the "About Us" and "Legislative" links above.

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Take Action Now!

click here to read the NRLN's current Action Alert and send the sample letter to your elected representatives.
enter your 5-digit zip code in the box to identify your U.S. Senators and Representative and compose your own personal message to them.

The NRLN's power to affect legislation comes from thousands of retirees like you making your voice heard in our nation's capital. Write to your representatives now.


 

 

       BILL KADEREIT

 

PRESIDENT'S FORUM

NRLN Scores Major Advance Towards Retiree Protection Against Pension Plan De-risking

Senators Tom Harkin, Chairman of the Senate Committee on Health, Education, Labor & Pensions (HELP) and Ron Wyden Chairman, Committee on Finance have cosigned a letter to the Secretaries of Treasury, Labor, Acting Director of the Pension Benefit Guarantee Corporation, and the Director of the Consumer Financial Protection Bureau asking that they study and provide guidance regarding retire pension plan risks caused by corporate de-risking of defined benefit pension plans.

Marta Bascom, Executive Director of the NRLN, and Michael Calabrese, our strategic advisor, have led the way within a group of advocates that includes the Pension Rights Center, AARP and AFL-CIO to develop a proposed letter that incorporated the NRLN’s list of proposals that had been contained in my testimony to the ERISA Advisory Council in August 2013 and presented to the Employee Benefit Security Administration (EBSA) staff in Washington in July 2014.

The Harkin / Wyden letter opens the door for a full review of all practices that can bring harm to retirees affected by corporate de-risking and creates a parallel framework to protect plan participants. Our proposals embodies the plaintiffs’ complaints in the Verizon retirees litigation and before that consequences faced by retirees from General Motors and Motorola. In addition it will address concerns of Chrysler, CenturyLink, Alcatel-Lucent and many other retirees that face or may face de-risking actions.

We owe a debt of gratitude to Marta, Michael and the entire advocate team for initiating and supporting this action, during this time of Congressional gridlock in so many other areas. We view this as just the first step toward achieving more effective protection for plan participants and we are grateful to Senators Harkin and Wyden and their respective committee staffs for their understanding and concern.

We will keep you informed as we move forward with Congress, federal agencies and our advocate partners on the de-risking issue.

Click here to read the NRLN’s white paper on Pension Plan De-risking. If you have a problem with this link click on the “Legislative Action” link on the menubar aboove and select the “NRLN White Papers” option to access white papers on de-risking and other issues focused on retiree income security.

Bill Kadereit, President
National Retiree Legislative Network


Visit NRLN Facebook Page & Follow NRLN on Twitter

The NRLN now has a Facebook page and can be followed on Twitter. Click here to access the NRLN Facebook page.You are invited to follow the NRLN’s posts on Twitter. Click here if you have a Twitter account. If you don’t have a Twitter account, click here www.twitter.com to sign up at no charge.


Members Comments on the NRLN

for recent mail from our members, click here.


NRLN members are saving big with the Free Health Savings Rx Card℠

The NRLN has arranged to offer you a Health Savings Rx Card℠, at NO COST, that offers you and your family savings on prescription drugs, plus vision and hearing services and products.  Click the "Health Savings Rx Card℠" tab above to access the Health Savings Rx Card℠ website. If you do not already have a Health Savings Rx Card℠ you will need to create your personal login and then click the link under "Complete Health Savings Rx Card℠ to printout your free card. Savings information for prescription drugs, vision and hearing services and products is available through the links under the Savings Plus tab.


NRLN IS WORKING FOR YOU

The NRLN regularly informs members by email about important information. If you did not receive an email with the NRLN President’s Forum message or an Action Alert posted on this home page, possibly you mistakenly “unsubscribed” on one of our emails or you have a new email address that is not in the NRLN’s database. You will no longer hear from us unless you “re-subscribe”. To “re-subscribe”,click here.

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Read Fall 2014 NRLN FOCUS Newsletter

The content in the 8-page newsletter includes:

  • NRLN President Bill Kadereit uses his column to explain: --We implemented a new process to identify and track bills related to our Legislative Agenda, set priorities on those bills that we will support or oppose and take actions to carry out our objectives.
  • NRLN Launches American Retirees Education Foundation --AREF’s mission, as a 501 (c)(3) tax-exempt foundation, is to research, educate and inform retirees, future retirees and the general public on how best to protect and promote retirement income security and retiree health care.
  • NRLN’s Top Initiatives Advocated During Washington, D.C. Fly-In.
  • Grassroots Advocates Have Power to Influence Congress by Bob Martina, Vice President – Grassroots.
  • Register Now For NRLN’s Washington, D.C. Conference February 2 – 4, 2015
  • Marta Bascom, NRLN Executive Director, writes in her column: --An important part of every grassroots strategy seeking to influence Congress includes the urging of legislators to co-sponsor bills.

NRLN News Release: Allow Medicare to Negotiate for Drug Prices

The NRLN tries to take advantage of every opportunity to gain exposure for its legislative initiatives. An opportunity presented itself with the Oct. 5th 60 Minutes report “The Cost of Cancer Drugs”. In the report three doctors were critical of high prescription drug prices with one doctor believing that the law preventing Medicare from negotiating for lower prices must be changed.

The NRLN has for a long time advocated legislation to allow Medicare to negotiate for lower prices for prescription drugs. Click here to read the NRLN’s news release on this issue distributed on Tuesday, Oct. 14 to the national news media.


action alert NRLN Action Alert: Pass Medicare Prescription Drug Price Negotiation Act

The NRLN is asking you to email the NRLN’s sample letters to your U.S. Representative and Senators to urge him or her to work to pass the Medicare Prescription Drug Price Negotiation Act (H.R. 1102) and (S. 117). If passed, the Act would direct the Secretary of Health and Human Services (HHS) to negotiate with pharmaceutical manufacturers the prices that may be charged to Medicare Part D prescription drug plan sponsors and Medicare Advantage organizations for covered Part D drugs. This would mean more affordable prescription drugs for seniors and would save Medicare up to $156 billion over the next 10 years. Click here to access the sample letters.


Retirees Advocate NRLN's Top Initiatives During Fly-In

The NRLN's Washington, D.C. Fly-In on September 29th – Oct. 1, 2014 sent leaders of the NRLN, retiree association and Chapters to Capitol Hill to advocate the NRLN's top legislative initiatives on vital retirement issues.

Twenty-five individuals participated in the Fly-In from six retiree associations, three NRLN chapters, three invited Congressional District Leaders and the NRLN staff. The retiree associations were: AT&T Ameritech/SBC Retirees (AASBCR), Detroit Edison Alliance of Retirees (DEAR), JDRO – A Family of John Deere Retirees, Lucent Retirees Organization (LRO), National Chrysler Retirement Organization (NCRO) and NWB-USWest-Qwest. The chapters represented included: Arizona, Utah and Washington State. The Congressional District Leaders attending were from Florida, Maryland and Massachusetts.

Guest presenters at the Monday afternoon opening session were Constance (Connie) Donovan, Participant and Plan Sponsor Advocate at the Pension Benefit Guaranty Corporation, and Karen Friedman, Executive Vice President of the Pension Rights Center. On Tuesday and Wednesday, 36 meetings were held with Congressional staff members. Click here to view a few of the Fly-In videos and photos.

IN THE NEWS...

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20% of plans could trigger Cadillac tax
By Dan Cook; BenefitsPro ~ Oct 29, 2014

Burwell meets with insurance execs ahead of O-Care enrollment
By Elise Viebeck; The Hill ~ Oct 29, 2014

Obamacare brings Democrats backlash, not benefits
By Sarah Wheaton; Politico ~ Oct 29, 2014

Obamacare, Year One: 78 Percent Premium Hikes
By Sarah Hurtubise; The Daily Caller ~ Oct 29, 2014

Health care overhaul doubts ease for insurers
By TOM MURPHY; The Associated Press ~ Oct 29, 2014

U.S. Supreme Court Plans to Address Limitations Period for Retirement Plan Fee Litigation
By Nadia Masri; Bloomberg BNA ~ Oct 29, 2014

House Subpoenas Former Top White House Tech Official Over HealthCare.gov Security
By Sarah Hurtubise; The Daily Caller ~ Oct 28, 2014

HHS: Obamacare Cancellations Aren’t ‘Losing Insurance’ — They’re An Invitation To Obamacare
By Sarah Hurtubise; The Daily Caller ~ Oct 28, 2014

What Seniors Have To Fear From Obamacare
By John C. Goodman; Forbes ~ Oct 28, 2014

Sorry, New York Times: ObamaCare Is Not Working
Investor’s Business Daily ~ Oct 27, 2014

Soft launch for O-Care's business exchange
By Elise Viebeck; The Hill ~ Oct 27, 2014

Some doctors wary of taking insurance exchange patients
By Jayne O'Donnell; USA TODAY ~ Oct 27, 2014

Where We Are With Obamacare And Where We’re Going
From KHN Morning Briefing; Kaiser Health News ~ Oct 27, 2014

Is your ObamaCare information safe?
By Jim Angle; Fox News ~ Oct 27, 2014

Rising U.S. Life Spans Spell Likely Pain for Pension Funds
By Dan Fitzpatrick; The Wall Street Journal ~ Oct 27, 2014

Social Security’s Means Test
By Brenton Smith, FedSmith.Com – Oct 27, 2014

Benefits Enrollment Time Offers an Opportunity
By Carolyn T. Geer; The Wall Street Journal ~ Oct 26, 2014

7 things the middle class can't afford anymore
By Erika Rawes, The Cheat Sheet; USA TODAY ~ Oct 25, 2014

Financial To-Do List For The Rest Of 2014
By Larry Light; Forbes ~ Oct 24, 2014

Washington tweaks retirement fund policy to encourage annuities
By Jason Lange; Reuters ~ Oct 24, 2014

As Insurers Try to Limit Costs, Providers Hit Patients With More Separate Fees
By Elisabeth Rosenthal; The New York Times ~ Oct 25, 2014

New Survey: Americans OK With Tax Hikes To Protect Social Security
By Janet Novack; Forbes ~ Oct 24, 2014

Family Doctors Push For A Bigger Piece Of The Health Care Pie
By Lisa Gillespie from KHN Daily News; Kaiser Health News ~

Obamacare foot soldiers, armed with experience
By Natalie Villacorta; Politico ~ Oct 24, 2014

Now There Can Be No Doubt: Obamacare Has Increased Non-Group Premiums In Nearly All States
By Chris Conover; Forbes ~ Oct 23, 2014

IRS Announces 2015 Retirement Plan Contribution Limits For 401(k)s And More
By Ashlea Ebeling; Forbes ~ Oct 23, 2014

The COLA crunch: Why Social Security isn't keeping up with seniors' costs
By Mark Miller; Reuters ~ Oct 23, 2014

Insurers Alter Obamacare Contracts Out Of Fear That Subsidies Could Be Struck Down
By Sarah Hurtubise ; The Daily Caller ~ Oct 21, 2014

Employers Looking at ‘Skinny’ Health Plans to Counter Health Law’s Penalties
By Anna Wilde Matthews; The Wall Street Journal ~ Oct 22, 2014

Middle-class adults have $20K saved for retirement
By Nanci Hellmich; USA TODAY ~ Oct 22, 2014

HHS-Funded Study: Obamacare Will Suffer ‘Death Spiral’ If Subsidies Fail
By Sarah Hurtubise; The Daily Caller ~ Oct 21, 2014

Poll: Majority of uninsured knows little about O-Care exchanges
By Sarah Ferris; The Hill ~ Oct 21, 2014

Yes, Obamacare Is Continuing To Hurt Employment
By John R. Graham; The Daily Caller ~ Oct 21, 2014

Just In Time For Open Enrollment, A New Physician Rating Site
From KHN Daily News; Kaiser Health News ~ Oct 21, 2014

Bureaucrats are killing private medical practice
By Mark Howshar, M.D. ; The Hill ~ Oct 21, 2014

Wednesday’s inflation reading to determine Social Security rise
By Jeffry Bartash; MarketWatch ~ Oct 21, 2014

What's behind the huge price jump for some generic drugs?
By David Lazaris, Los Angles Times – Oct 21, 2014

Bad News For Obamacare: Pay-For-Performance Doesn't Work
From John C. Goodman; Forbes ~ Oct 20, 2014

Obamacare on Shaky Ground as Court Battle Looms
From Sally Pipes; Forbes ~ Oct 20, 2014

Few motives to fix busted health data
By Arthur Allen; Politico ~ Oct 20, 2014

Long-Term Care Costs Weigh Heavily On Middle-Class Families
From KHN Daily News; Kaiser Health News ~ Oct 20, 2014

The pitfalls of protecting your IRA for your heirs
By Glenn Ruffenach; MarketWatch ~ Oct 20, 2014

Report: Government Really Does Waste Most Taxpayer Dollars
By Rachel Stoltzfoos; The Daily Caller ~ Oct 18, 2014

Wal-Mart’s New Everyday Low Price: A $40 Doctor Visit
By Andria Cheng; The Wall Street Journal ~ Oct 17, 2014

Market turmoil: A gift for mortgage refinancers?
By Josh Boak & Alex Veiga; The Associated Press ~ Oct 18, 2014

Another year, another small Social Security bump
By Stephen Ohlemacher; The Associated Press ~ Oct 18, 2014

Government close to closing loophole that lets employers offer substandard insurance
By Jay Hancock; The Washington Post ~ Oct 16, 2014

Obama’s claim that Obamacare has helped produce a ‘$1,800 tax cut’
By Glenn Kessler; The Washington Post ~ Oct 17, 2014

Senate Republicans Fact-Check Obama On Obamacare
By Rachel Stoltzfoos ; The Daily Caller ~ Oct 16, 2014

Majority of American Senior Citizens Would be in Poverty Without Social Security
By Tucker Sutherland; Senior Journal ~ Oct 17, 2014

Obamacare is making our economy sick, but it is treatable
By Sen. Mike Enzi (R-Wyo.); The Hill ~ Oct 16, 2014

Obamacare Refutes Warning of Corporate America Cost Surge
By Alex Wayne & Thomas Black; Bloomberg ~ Oct 16, 2014

Obamacare’s Got Seven Extra Ways of Hiking Premiums In 2015
By Sarah Hurtubise; The Daily Caller ~ Oct 16, 2014

Administration Signals Doubts About Calculator Permitting Plans Without Hospital Benefits
By Jay Hancock; Kaiser Health News ~ Oct 16, 2014

What You Should Check Before Renewing Health Coverage
From KHN Daily News; Kaiser Health News ~ Oct 16, 2014

U.S. Says Consumers Must Renew Health Insurance Policies
By Robert Pear; The New York Times ~ Oct 15, 2014

Facing America's Other Middle-Class Squeeze
By Christopher Flavelle; Bloomberg Businessweek ~ Oct 16, 2014

You've Saved It. Now, How Do You Spend It?

By Richard Rubin; Bloomberg Businessweek ~ Oct 16, 2014

Judicial Watch: Congress Obtained Obamacare Coverage, Subsidies ‘Through Fraud’
By Penny Starr; Cybercast News Service ~ Oct 15, 2014

4 Ways Cameras Are Changing Healthcare
By Robert J. Szczerba; Forbes ~ Oct 15, 2014

FTC Cracks Down On Companies Selling Phony Health Insurance
From KHN Daily News; Kaiser Health News ~ Oct 15, 2014

4 questions to ask before renewing health coverage
By Tom Murphy, AP ; San Francisco Chronicle ~ Oct 15, 2014

How the new HealthCare.gov stacks up with the old
By Ricardo Alonso-Zaldivar & Calvin Woodward; The Associated Press ~ Oct 14, 2014

Five Cost-Saving Questions for Your Doctor
By Donna Fuscaldo; Fox Business ~ Oct 14, 2014

Milliman analysis: Corporate pension funded status drops by $22 billion in August Discount rates fall below 4% to reach an all-time low
From Milliman, Inc; PR Newswire ~ Oct 14, 2014

Hey, Mom and Dad! Talk to Your Kids About Money
By Gail Buckner; Fox Business ~ Oct 13, 2014

Am I Sick? Google Has a Doctor Waiting on Video
By Conor Dougherty; The New York Times ~ Oct 13, 2014

Got Insurance? You Still May Pay A Steep Price For Prescriptions
By Julie Appleby; Kaiser Health News ~ Oct 13, 2014

An Obamacare October surprise?
By David Nather; Politico ~ Oct 13, 2014

Poll: Many insured struggle with medical bills
By Ricardo Alonso-Zaldivar & Jennifer Agiesta; The Associated Press ~ Oct 13, 2014

Some retirees face big Medicare changes in 2015
By Glenn Ruffenach; MarketWatch ~ Oct 13, 2014

The Problem With Too Much Leisure in Retirement
By Michael Kitces; The Wall Street Journal ~ Oct 13, 2014

New strategy: Underselling Obamacare for Year 2
By Jennifer Haberkorn; Politico ~ Oct 12, 2014

More than a dozen states plan to cancel health care policies not in compliance with ObamaCare
By Jim Angle; Fox News ~ Oct 09, 2014

5 ways your kid can hurt your credit
By Geri Detweiler; MarketWatch ~ Oct 11, 2014

Year-end retirement planning strategies
By Robert Powell; MarketWatch ~ Oct 10, 2014

Social Security Statements Are Back But Ignore Them At Your Peril
By Erik Carter; Forbes ~ Oct 10, 2014

Survey: 1 in 3 Seniors Went Without Medical Care Due to High Energy Prices
By Ali Meyer; Cybercast News Service ~ Oct 10, 2014

Admin Won’t Release Final HealthCare.gov Premiums Until After Elections
By Sarah Hurtubise; The Daily Caller ~ Oct 10, 2014

What You’ll Pay for Medicare in 2015
By Kimberly Lankford; Kiplinger ~ Oct 10, 2014

A word of advice for investors worried about retirement savings
By Nanci Hellmich; USA TODAY ~ Oct 10, 2014

Medicare: 2015 ‘Part B’ prices won’t rise
By Elizabeth O’Brien; MarketWatch ~ Oct 09, 2014

A maze to opt out of Obamacare individual mandate
By Rachael Bade; Politico ~ Oct 09, 2014

Obamacare Year 2: High Hopes, Huge Challenges
By Brianna Ehley; The Fiscal Times ~ Oct 09, 2014

Retirement Investing Should Be Easy
By Mitch Tuchman; Forbes ~ Oct 09, 2014

Next edition of HealthCare.gov is unveiled
By Ricardo Alonso-Zaldivar; The Associated Press ~ Oct 08, 2014

Study: Obamacare Will Reduce Employment By ‘At Least 3 Percent’
By Peter Fricke; The Daily Caller ~ Oct 08, 2014

5 Things You Didn't Know Your HSA Could Do
By Lacie Glover, NerdWallet; Everyday Health ~ Oct 08, 2014

Understanding Social Security’s ‘implicit debt’
By Alicia H. Munnell; MarketWatch ~ Oct 08, 2014

How Will Taxes Be Reconciled With Premium Subsidies?
By Michelle Andrews; Kaiser Health News ~ Oct 07, 2014

Like It Or Not, Obamacare Is Reshaping The Healthcare Industry
By Kathleen L. Brown; Forbes ~ Oct 07, 2014

Health law waivers: Too complicated to claim?
By Ricardo Alonso-Zaldivar; The Associated Press ~ Oct 07, 2014

Admin Forces Insurers To Keep Quiet About HealthCare.gov Problems
By Sarah Hurtubise; The Daily Caller ~ Oct 07, 2014

HealthCare.gov Still Suffers From Lack of Transparency
By Margot Sanger-Katz; The New York Times ~ Oct 07, 2014

States Still Wrestle With Exchange Issues From Last Year
From KHN Daily News; Kaiser Health News ~ Oct 07, 2014

Too Many Underestimate Healthcare Costs In Retirement
By Donna Fuscaldo; Fox Business ~ Oct 07, 2014

Medicare to overhaul rating system for nursing homes
By Elise Viebeck; The Hill ~ Oct 06, 2014

Wal-Mart plans 1-stop health coverage shopping
By Anne D'innocenzio, AP; Contra Costa Times ~ Oct 06, 2014

Retiree health care: Is long-term care insurance an answer?
By Rodney Brooks, USA Today; Oshkosh Northwestern ~ Oct 04, 2014

What to watch for this open enrollment season
By Pamela Yip, MCT; Lansing State Journal ~ Oct 04, 2014

Beware of Shifting Options Within Medicare Plans
By Tara Siegel Bernard, New York Times - Oct 3, 2014

Immigrants Kicked Off Obamacare Now Suing Over Discrimination
By Sarah Hurtubise; The Daily Caller ~ Oct 03, 2014

Obamacare Could Be On High Court's Docket Again
From KHN Daily News; Kaiser Health News ~ Oct 03, 2014

Obama To Questioner On Rising Health Costs: You’re Doing It Wrong
By Sarah Hurtubise; The Daily Caller ~ Oct 03, 2014

Insurers poised to cancel health plans that don’t comply with Affordable Care Act
By Julie Appleby; The Washington Post ~ Oct 02, 2014

Medicare to Reduce Hospital Payments
By Melinda Beck; The Wall Street Journal ~ Oct 03, 2014

7 Myths You Probably Believe About Social Security
From Erik Carter; Forbes ~ Oct 03, 2014

Motorola wraps up pension buyout at light speed
By Rob Kozlowski, Pensions & Investments

HealthCare.gov 2.0 Still Won’t Show Whether Your Doctor’s Covered
By Sarah Hurtubise; The Daily Caller ~ Oct 02, 2014

Pension Benefit Guaranty Corporation (PBGC) Intends to Monitor Lump-sum and Annuity Cashouts Under Defined Benefit Plans
By McDermott Will & Emery; The National Law Review ~ Oct 02, 2014

Doctor Payments Show Little Value at Launch Time
By Kimberly Leonard; US News & World Report ~ Oct 01, 2014

ObamaCare power moves to states
By Sarah Ferris; The Hill ~ Oct 01, 2014

HealthCare.gov Delays Web Host Switch -- Update
By Louise Radnofsky & Stephanie Armour; NASDAQ ~ Oct 01, 2014

Obamacare Enrollment and Low Expectations
By Chris Jacobs; The Wall Street Journal ~ Oct 01, 2014

3 Common Home-Insurance Gaps to Fill
By Jessica L. Anderson ; Kiplinger ~ November, 2014

AP-GfK Poll: Divided voters still focus on economy
By Jennifer Agiesta; The Associated Press ~ Oct 01, 2014

Is Your Pension Imperiled?
By John Wasik; Forbes ~ Oct 01, 2014

Oklahoma judge rules against Obamacare tax subsidies
By Lawrence Hurley; Reuters ~ Sep 30, 2014

Obamacare: New messaging hurdles ahead
By Jennifer Haberkorn; Politico ~ Sep 30, 2014

More plan cancellations coming before the elections
By Elise Viebeck; The Hill ~ Sep 30, 2014

Medicare Open Enrollment Is Fast Approaching -- Here's What We Know So Far
By Michelle Andrews; Kaiser Health News ~ Sep 30, 2014

Housing is biggest expense for retirees
By Robert Powell; MarketWatch ~ Sep 30, 2014

Retirees: "Let The Force Be With You" (and Your Grandchildren)
By Neale Godfrey; Forbes ~ Sep 30, 2014

Why Financial Advisers Still Hate Reverse Mortgages
By Ben Steverman; Bloomberg ~ Sep 29, 2014

More Obamacare struggles ahead: Holtz-Eakin
By Nicole Duignan; Yahoo ~ Sep 29, 2014

ObamaCare insurance navigator with rocky history gets even more taxpayer money
By Chris Butler; Fox News ~ Sep 29, 2014

The Flaw in Using Medicare Price Caps as a Cost-Control Model
By Chris Jacobs; The Wall Street Journal ~ Sep 29, 2014

Judd Gregg: Medicare shortfall demands attention
By Judd Gregg; The Hill ~ Sep 29, 2014

Law has swelled number of insured, but many lack info to find good care
By Marlene Harris-Taylor, MCT; InsuranceNewsNet ~ Sep 28, 2014

3 times you should get a second opinion about your health
By Elizabeth Renter, NWH; Fox News ~ Sep 26, 2014

Can Republicans Repeal Obamacare Without Disrupting Coverage For Tens Of Millions?
By Avik Roy; Forbes ~ Sep 27, 2014

Automatically re-enrolling in ObamaCare could pose dangers, analysts warn
By Jim Angle; Fox News ~ Sep 27, 2014

Money talks: Obamacare initiative makes headway in Republican states
By David Morgan; Reuters ~ Sep 26, 2014

Money talks: Obamacare initiative makes headway in Republican states
By David Morgan; Reuters ~ Sep 26, 2014

Underinsured Enrollees Flood Community Health Centers
From KHN Daily News; Kaiser Health News ~ Sep 26, 2014

What's Behind the Slowdown in Health Care Costs
By Kimberly Leonard, USNWR ; Yahoo News ~ Sep 26, 2014

Will the Slowdown in Health Care Costs Last?
By Katherine Peralta; US News & World Report ~ Sep 26, 2014

DEA: Vicodin, Some Other Pain Meds Will Be Harder to Get
By Michelle Andrews; Kaiser Health News ~ Sep 26, 2014

Guest: Medicare’s observation status is a financial black hole for families
By Nancy Day, The Seattle Times – Sept 10, 2014

Motorola Solutions enters into third-largest U.S. buyout on record
By Timothy Pollard, Pensions & Investments – Sept 25, 2014

More Doctors Indicted Prescribing Unnecessary Medical Treatment In $56 Million Medicare Fraud
By Tristyn Bloom; The Daily Caller ~ Sep 25, 2014

Why Hospitals Want Patients to Pay Upfront
By John Tozzi

WebMD received $14M to promote ObamaCare
By Sarah Ferris; The Hill ~ Sep 25, 2014

Personal Attention Seen As Antidote To Rising Health Costs
By Sarah McCammon, GPB; Kaiser Health News ~ Sep 25, 2014

8 tips for navigating the health insurance maze
Consumer Reports ~ Sep 25, 2014

Insurance Brokers: Obamacare Is Harder Work For Lower Pay
By Sarah Hurtubise; The Daily Caller ~ Sep 24, 2014

Burwell Steers Clear of Specific Pledges on HealthCare.Gov
By Louise Radnofsky; The Wall Street Journal ~ Sep 24, 2014

Obamacare Website Costs Exceed $2 Billion, Study Finds
By Alex Wayne; Bloomberg ~ Sep 24, 2014

HealthCare.gov Is Given an Overhaul
By Robert Pear; The New York Times ~ Sep 22, 2014

Report: Admission of uninsured at hospitals dips
By Jim Kuhnhenn; The Associated Press ~ Sep 24, 2014

Your medical record is worth more to hackers than your credit card
By Caroline Humer & Jim Finkle; Reuters ~ Sep 24, 2014

Deciphering medical bills can be tricky business
By Alex Tolbert; The Tennessean ~ Sep 24, 2014

7 Signs You're Spending Too Little In Retirement
By Tim Parker; Investopidia ~ Sep 24, 2014

Number of ObamaCare enrollees appears to be dropping
By Jim Angle; Fox News ~ Sep 23, 2014

Obama administration report finds more insurers offering health law plans next year
From The Associated Press ; US News & World Report ~ Sep 23, 2014

Burwell: No Really, Obamacare IS Working
By Sarah Hurtubise; The Daily Caller ~ Sep 23, 2014

GAO: Where did ObamaCare’s $3.7B go?
By Sarah Ferris; The Hill ~ Sep 23, 2014

Pharmaceuticals decry FDA's social media rules
By Tim Devaney; The Hill ~ Sep 23, 2014

Washington cannot seem to fix Social Security. Maybe you should try
By Martha M. Hamilton, Washington Post – Sept 21, 2014

We should be looking at smaller "starter" homes as our "stay put" homes
By Ruth Davis Konigsberg, Money – Sept 22, 2014

The case for paying off your mortgage before retirement
By Amy Hoak, MarketWatch – Sept 22 2014

"The Retiree Next Door": How successful retirees stretch their savings
By Mandi Woodruff, Yahoo Finance - Sept 17, 2014

SPIN METER: Those changing health law numbers
By Ricardo Alonso-Zaldivar; The Associated Press ~ Sep 22, 2014

Vitter: Obama Admin ‘Bending Over Backwards To Give Obamacare To Illegal Immigrants’
By Sarah Hurtubise; The Daily Caller ~ Sep 22, 2014

Companies’ health costs are increasing at a slower clip. Question is, will that continue?
By J.D. Harrison; The Washington Post ~ Sep 22, 2014

Appeals Court Throws Out Obamacare Lawsuit Similar To House GOP Suit
By Sahil Kapur; Talking Points Memo ~ Sep 22, 2014

Here Are More Ways Obamacare Could Cancel Your Insurance
By Peter Fricke; The Daily Caller ~ Sep 22, 2014

Medicare Experiment Shows Initial Promise
From KHN Daily News; Kaiser Health News ~ Sep 22, 2014

5 Giant Myths Of Retirement Planning
By Marc S. Freedman; Forbes ~ Sep 22, 2014

Young Physicians OK With Obamacare While Older Doctors Bristle
By Bruce Japsen; Forbes ~ Sep 21, 2014

GOP finds ObamaCare opening
By Sarah Ferris; The Hill ~ Sep 21, 2014

Tax Refunds Will Be Cut For ACA Recipients
By Susan Tompor, DFP; WFMY News 2 ~ Sep 21, 2014

Your Annual Gift-Tax Exclusions
By Tom Herman; The Wall Street Journal ~ Sep 21, 2014

To Win Back Older Voters, Democrats Talk Up Medicare and Social Security
By Jackie Calmes; The New York Times ~ Sep 20, 2014

Better retirements? Build on the system’s current successes
By Brian Reid; The Hill ~ Sep 18, 2014

EDITORIAL: Medical privacy lacking in age of Obamacare
The Washington Times ~ Sep 19, 2014

US Government Plays Robin Hood Under Guise Of National Mortgage Settlements
By Allison Pyburn; Forbes ~ Sep 19, 2014

New data suggest hikes in mid-single digits for Obamacare for 2015
By Russ Britt; MarketWatch ~ Sep 18, 2014

Study: Obamacare ‘Family Glitch’ Could Hit Up To 2 Million People
By Sarah Hurtubise; The Daily Caller ~ Sep 18, 2014

CMS glitch could cost doctors millions
By Arthur Allen; Politico ~ Sep 18, 2014

Obamacare Enrollment Is 7.3 Million People: U.S. Official
By Alex Wayne; Bloomberg ~ Sep 18, 2014

700,000 Obamacare Sign-ups Already Dropped Their Coverage
By Sarah Hurtubise ; The Daily Caller ~ Sep 18, 2014

The New Way Insurers Are Shifting Costs To The Sick
By Charles Ornstein; Talking Points Memo ~ Sep 18, 2014

U.S. says Medicare Advantage enrollment at all-time high
By Deena Beasley; Reuters ~ Sep 18, 2014

Boeing dangles pension buyout opportunity
By Chris Sullivan, MyNorthwest.Com – Sept 15, 2015

Making smart Medicare choices for 2015
By Ron Pollack, Families USA; The Miami News-Record ~ Sep 17, 2014

OVERNIGHT HEALTHCARE: Dems fight back on HealthCare.gov security issues
By Sarah Ferris & Elise Viebeck; The Hill ~ Sep 17, 2014

Lawmakers Set To Grill Tavenner On Obamacare Exchange Flops
By Sarah Hurtubise; The Daily Caller ~ Sep 17, 2014

ObamaCare, the gift that keeps on giving for Republicans
From Rick Manning; The Hill ~ Sep 17, 2014

With New Health Law, Shopping Around Can Be Crucial
By Margot Sanger-Katz & Amanda Cox; The New York Times ~ Sep 17, 2014

U.S. Spending on Social Programs Could Imperil AAA Rating, Moody’s Warns
By Timothy W. Martin; The Wall Street Journal ~ Sep 17, 2014

Congress: Safety agency mishandled GM recall
By Joan Lowy & Tom Krisher; The Associated Press ~ Sep 16, 2014

What Can Employers Do To Reduce The Cost Of Obamacare?
By John C. Goodman; Forbes ~ Sep 16, 2014

Social Security resumes mailing benefit statements
By Stephen Ohlemacher, AP; Bloomberg Businessweek ~ Sep 16, 2014

Businesses report cutting jobs due to ObamaCare
By Jim Angle; Fox News ~ Sep 16, 2014

GAO: HealthCare.gov still not fully secure
By Elise Viebeck; The Hill ~ Sep 16, 2014

"Forced switch" maneuver spurs lawsuit against drugmaker
By Jonathan Lapook , CBS News – Sept 15, 2014

CBO: Cost of Obamacare Subsidy Will Increase 8-Fold in 10 Years
By Terence P. Jeffrey; Cybercast News Service ~ Sep 15, 2014

Tens of Thousands Likely to Lose Health Insurance at End of September
By Louise Radnofsky; The Wall Street Journal ~ Sep 15, 2014

Why Pensions Went Away: A Theory
By Lauren Weber; The Wall Street Journal ~ Sep 15, 2014

Obamacare Has Failed To Collapse -- But Its Premiums Continue To Climb
By Avik Roy; Forbes ~ Sep 14, 2014

Melding health overhaul and taxes gets complicated
The Associated Press ~ Sep 14, 2014

Renewing Health Coverage May Not Be as Automatic as Government Says
By Robert Pear; The New York Times ~ Sep 14, 2014

Hurdles for Obama health law in 2nd sign-up season
By Ricardo Alonso-Zaldivar; The Associated Press ~ Sep 14, 2014

Health-Law Advocates to Tweak ACA Marketing Campaign for the Fall
By Louise Radnofsky; The Wall Street Journal ~ Sep 14, 2014

Shocker: HHS Obamacare Technology Has Yet Another Glitch
By Sarah Hurtubise; The Daily Caller ~ Sep 12, 2014

Fall Means it's Time to Hit the (Tax) Books
By Linda Stern, Reuters; Fox Business ~ Sep 12, 2014

HHS awards $300M to health centers to expand primary care services
By Sarah Ferris; The Hill ~ Sep 12, 2014

Groups Get $3.2 Million To Enroll Minorities In Obamacare
From KHN Daily News; Kaiser Health News ~ Sep 12, 2014

Americans Still Think Obamacare’s Hurting The Country
By Sarah Hurtubise; The Daily Caller ~ Sep 12, 2014

Census Bureau: Health Costs Inch Up As Obamacare Kicks In
By Jay Hancock; Kaiser Health News ~ Sep 11, 2014

ObamaCare partners give to the GOP
By Elise Viebeck; The Hill ~ Sep 11, 2014

House Passes Bill To Let People Keep Their Health Care Plans
By Sarah Hurtubise; The Daily Caller ~ Sep 11, 2014

Don’t give gifts to your heirs until you’ve answered this question
By Elizabeth O'Brien; MarketWatch ~ Sep 11, 2014

Retirement insecurity: Two studies underline housing and income challenges
By Mark Miller; Reuters ~ Sep 11, 2014

IRS, CMS on track to meet health law deadlines, officials say
By Adam Mazmanian; FCW ~ Sep 10, 2014

ERISA amendment would save sponsors millions
By Nick Thornton; BenefitsPro ~ Sep 10, 2014

Life Insurance for Seniors - Clients Can Compare Rates at Lifeinsurancedealsonline.com!
From Russell Rabichev; PR Web ~ Sep 10, 2014

Voters Don’t Like Obamacare, And Probably Never Will
By Sarah Hurtubise; The Daily Caller ~ Sep 09, 2014

OVERNIGHT HEALTH: House to vote on ‘keep your plan’ bill
By Elise Viebeck ; The Hill ~ Sep 09, 2014

ObamaCare's Circular Firing Squad
Investor’s Business Daily ~ Sep 09, 2014

Bigger IPhones Entice Seniors Seeking More Screen Area
By Brian Womack; Bloomberg ~ Sep 09, 2014

How to Choose the Right Health Insurance
By Donna Fuscaldo; Fox Business ~ Sep 09, 2014

Baby Boomer's Retirement Dilemma: How Can Everything Look So Right But Feel So Wrong?
By Robert Laura, Forbes – Sept 8, 2014

Top U.S. health adviser wants end to partisan fighting over Obamacare
By David Morgan; Reuters ~ Sep 08, 2014

Rural Enrollment Presents Continuing Health Law Challenges
By Shefali Luthra; Kaiser Health News ~ Sep 08, 2014

Why Do So Many People Have The Wrong Kind Of Health Insurance?
By John C. Goodman; Forbes ~ Sep 08, 2014

Ouch, the Bill for Obamacare Coming Due
By Peter Morici; Newsmax ~ Sep 08, 2014

Companies race to adjust health-care benefits as Affordable Care Act takes hold
By Aaron Gregg; The Washington Post ~ Sep 07, 2014

Despite Curve Balls, Most Retirees Manage
By Tom Lauricella; The Wall Street Journal ~ Sep 07, 2014

Beware Leaving a Roth for Heirs
By Andrea Coombes; The Wall Street Journal ~ Sep 07, 2014

Retirement Royalty: Where Workers Still Get a Pension
By Ben Steverman; Bloomberg ~ Sep 05, 2014

Early Results: Average 2015 Exchange Premiums Decline Slightly
By Jay Hancock; Kaiser Health News ~ Sep 05, 2014

Report: Obamacare Subsidies Could Fall For Low-Income Customers Seeking Cheapest Plans
By Sarah Hurtubise; The Daily Caller ~ Sep 05, 2014

Record 92,269,000 Not in Labor Force; Participation Rate Matches 36-Year Low
By Ali Meyer; Cybercast News Service ~ Sep 05, 2014

Obamacare Tax Rule Gets Rehearing by Full Appeals Court
By Andrew Zajac & Greg Stohr; Bloomberg ~ Sep 04, 2014

Hackers Breach Security of a Health Exchange Server
By Robert Pear and Nicole Perlroth, New York Times – Sept 4, 2014

Democrats borrow a GOP idea on health care costs
By Ricardo Alonso-Zaldivar; The Associated Press ~ Sep 04, 2014

Fed: Gap between wealthy and average Americans widening
By Peter Schroeder; The Hill ~ Sep 04, 2014

U.S. corporate pension funding ratios decline on falling discount rate
By Rob Kozlowski; Pensions & Investments ~ Sep 04, 2014

Gov't forecasts rising health care inflation
By Ricardo Alonso-Zaldivar; The Associated Press ~ Sep 03, 2014

HealthCare.gov CEO sees challenges ahead
By Elise Viebeck; The Hill ~ Sep 03, 2014

Is Your Pension Plan Underfunded?
By John Wasik; Forbes ~ Sep 03, 2014

5 Pitfalls Of Starting A Business In Retirement
Forbes – Sept 2, 2014

Obamacare Questions: What Taxes? Will Job Insurance Last?
From KHN Daily News; Kaiser Health News ~ Sep 02, 2014

Don’t be fooled: America’s deficit is still a problem
By William G. Gale; Fortune ~ Sep 02, 2014

Your ‘safe’ money-market fund may be at risk
By Robert Powell; MarketWatch ~ Sep 02, 2014

Increasingly, High-Deductible Health Plans Weigh Down Employees
By Tara Siegel Bernard; The New York Times ~ Sep 01, 2014

Getting help with Medicare costs when money is tight
By Ron Pollack, Families USA; The Star ~ Sep 01, 2014

Economy no savior for Dems
By Peter Schroeder & Vicki Needham; The Hill ~ Sep 01, 2014

ERISA at 40
By Hazel Bradford; Pensions & Investments ~ Sep 01, 2014

Coverage for End-of-Life Talks Gaining Ground
By Pam Belluck; The New York Times ~ Aug 30, 2014


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