NRLN Works to Protect Your Retirement Security

The National Retiree Legislative Network (NRLN) works to enact federal legislation to protect employer-sponsored pensions, health care benefits and keep Social Security and Medicare strong.

With support from more than 2 million members and Washington, D.C. staff, the NRLN identifies and rallies support for federal legislation that will guarantee fair and equitable treatment of retirees from the private and public sectors. Learn more about the NRLN and legislation important to retirees by clicking on the "About Us" and "Legislative" links above.

The NRLN recently created the American Retirees Education Foundation (AREF) with a mission is to research, educate and inform retirees, future retirees and the general public on how best to protect and promote retirement income security and retiree health care. Contributions to AREF are tax deductible.

To learn more about the AREF, go to .

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The NRLN's power to affect legislation comes from thousands of retirees like you making your voice heard in our nation's capital. Write to your representatives now.

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Meeting with Chairman of the House Ways and Means Committee

Six months of persistence by NRLN Congressional District Leader Don Begley resulted in an August 26 meeting in with the Chairman of the House Ways and Means Committee, Kevin Brady.

I drove from my home in Heath, Texas (Dallas area) to Conroe, Texas (Houston area) to join Don and 31 other constituents in Texas’ 8th Congressional District for the meeting with Chairman Brady.

Don was invited to participate in the NRLN’s meeting on Capitol Hill during the NRLN Annual Leadership Conference in February. At that time Don met with one of Chairman Brady’s Washington, D.C. staff members to discuss the protection of pensions and the need to reduce the cost of prescription drugs. After returning home to Conroe, Don began a series of regular telephone calls to Chairman Brady’s offices in Conroe and Washington, requesting a meeting with his Representative when he was back in his home district.

With Congress on its annual August recess, Don was finally able to gain a commitment for a meeting with his Congressman who heads one of the most powerful committees in our federal government. Don then recruited 32 individuals (including myself) to attend the meeting. Half of the group was NRLN grassroots advocates and the other have included Don’s wife, Kimberly, and friends and neighbors.


Chairman Brady opened the one-hour meeting at the Conroe Central Library talking about his blueprint for reforming the U.S. Tax Code. Don commented that he had talked with seven retirees about the proposed tax changes and they said their taxes would increase anywhere from 16 percent to five times the current rate.

In my initial review of the Chairman’s tax reform proposal it looks like married couples would gain $11,400 in the standard deduction, but so much would depend upon the schedule of new tax rates (brackets). A definite downside is that while the proposal retains the mortgage interest deduction, it would eliminate real estate tax deductions. The NRLN will do an in depth review of the tax reform proposal to determine how it might further impact retirees and determine a position.

George Engelhart, a member of the Lucent Retirees Organization, held up a receipt from his pharmacy and told Chairman Brady that it showed his wife’s cancer medicine cost $300 per pill. This opened a give and take with the Chairman on prescription drug price gouging.

I said in some detail that the Republican proposals to lower health care costs were inconsistent with their unwillingness to act on drug importation and Medicare competitive bidding on prescription drugs. I indicated that as Ways and Means Chairman, Congressman Brady needed to consider the impact that high drug costs have on Americans’ disposable income, sales of goods and services and thus creation of jobs and federal tax revenue.

Another point I made is that Congress is ignoring the fact that lower prices exacted from U.S. drug makers by countries practicing socialized medicine is transferring our economic growth and GDP to these countries. When France can exact a price of $7 for a pill, the UK $10 and Canada $20, drug companies are cross subsidizing on the backs of Americans, particularly retirees, and our economy when they ask us to pay $30 for the identical drug in order to offset foreign sales losses.

I said that Congress must take action to start as soon as possible importation from Canada and Medicare competitive bidding on prescription drugs. If U.S. drug companies can’t compete on price they must exit these foreign markets. What conservatives don’t realize is that not recognizing this and not taking action directly supports socialized medicine. Americans are effectively being asked to subsidize socialized programs in Europe and elsewhere.

Our position on Medicare competitive bidding is that we don’t support price setting unless necessary to correct greed associated with very expensive drugs used to treat chronic and life threatening diseases. Otherwise, whenever two or more prescription drugs can treat the same health problem Health and Human Service should be mandated to require competitive bidding. We will be carrying this message to Capitol Hill during the NRLN’s annual fall Fly-In. (Click here for NRLN position.)

During the dialogue on the cost of prescription drugs, Chairman Brady said that the HHS Secretary could “wave a wand” and allow the importation of prescription drugs. In a meeting that Alyson Parker, NRLN Executive Director, and I had with the HHS Deputy Director for Medicare C and D (prescription drugs) and her staff on August 30, we briefly discussed the HHS Secretary’s approving individuals importing Canadian drugs legally. We intend to continue to support legislation for the importation of safe, lower cost prescription drugs and alternatively will be asking other advocate organizations to join us in asking the HHS Secretary to approve importation.

I was pleased to witness the way the retirees engaged Chairman Brady on issues important to retirees. My thanks goes to Don for his persistence to get the meeting schedule. His efforts show how a single individual who is determined can gain a meeting with a member of Congress and help constituents bring retirement issues to their attention. I hope other grassroots advocates will follow Don’s example.

Bill Kadereit, President
National Retiree Legislative Network

report card

NRLN Provides New “Report Card” Feature on Members of Congress

NRLN has introduced a “report card” for each state that shows whether the U.S. Representatives and Senators have supported bills in Congress advocated by the NRLN. Read all about it here.



The NRLN regularly informs members by email about important information. If you did not receive an email with the NRLN President’s Forum message or an Action Alert posted on this home page, possibly you mistakenly “unsubscribed” on one of our emails or you have a new email address that is not in the NRLN’s database. You will no longer hear from us unless you “re-subscribe”. To “re-subscribe”, click here.


Click here to read the SUMMER 2016 issue of the NRLN FOCUS Newsletter

action alert

NRLN Action Alert – Fiduciary Rule Is Good for Retirees and Workers

The NRLN believes the Department of Labor’s announced fiduciary rule is a good idea because it would require retirement investment advisers to meet a fiduciary standard to put their clients’ best interest before their own profits. Email the NRLN’s sample letters to your Representative and Senators to tell them that you believe the fiduciary rule is in the best interest of retirees and workers and efforts to eliminate it should cease.

NRLN 2016 Survey Results

Between May 2 and June 5, 2016, there were 6,737 NRLN grassroots advocates who participated in all or parts of the 2016 NRLN Future Directions Survey. The data in the survey will help the NRLN and its retiree associations and chapters gain a better understanding of what is important to retirees and future retirees plus indicating whether the right priorities are set. The responses to questions where personal comments were given or personal contact information was provided are not included. Click here to view survey results.

Pain around the Corner – Pensions

(May 5, 2016) When the NRLN issues an Action Alert we can tell from statistics produced in our database that some do not open the email and a number of those who do don’t follow up and send a letter to their members of Congress. It is regrettable that some individuals are insulated and unconcerned about the need to advocate legislation for important retirement issues. This message, Pain around the Corner – Pensions, is the first in a series of emails from me to address the need to protect pensions, Social Security, Medicare, and reduce the cost of health care, particularly the skyrocketing cost of prescription drugs.

Only legislation passed by Congress and signed into law by the President can address the need to protect pensions. Legislation is needed to force pension plan sponsors to obtain federal agency approval before merging a well-funded pension plan with one or more lower-funded plans to avoid having to contribute money to shore up the lower funded plans. Read more...



NRLN members are saving big with the Free Health Savings Rx Card℠

The NRLN has arranged to offer you a Health Savings Rx Card™, at NO COST, that offers you and your family savings on prescription drugs, plus vision and hearing services and products.Click here to access the Rx Savings Card℠ website.If you do not already have a Health Savings Rx Card℠ you will need to create your personal login and then printout your free card. Savings information for prescription drugs, vision and hearing services and products is available through the links under the Savings Plus tab.


8 Million Americans Paid $1.7 Billion For Not Having Obamacare
By Thomas Phippen; The Daily Caller ~ Sep 27, 2016

How Social Security Misleads About Claiming Benefits
From Laurence J. Kotlikoff; Forbes ~ Sep 27, 2016

Popular Tax Breaks Expiring At The End of 2016
From Janet Berry-Johnson; Forbes ~ Sep 26, 2016

Cost of Healthcare Becoming Too Real For the Middle Class
By Merima Trako; The Huffington Post ~ Sep 26, 2016

Healthcare leaders recommend restructuring health care system to better serve needs of US throughout 21st century
From Uniformed Services University; Healthcare Xpress ~ Sep 26, 2016

Social Security timing can affect Medicare premiums
By Mary Beth Franklin; InvestmentNews ~ Sep 26, 2016

Walking is medicine? It helped high-risk seniors stay mobile
By Lauran Neergaard; The Associated Press ~ Sep 26, 2016

2 Obamacare Outcomes That are Nothing Short of Shocking
By Sean Williams; The Motley Fool ~ Sep 25, 2016

Older Americans Are More Afraid of Running Out of Money Than Death
By Maurie Backman; The Motley Fool ~ Sep 25, 2016

ObamaCare Mandates Are Dead — Even If Hillary Wins
By Jed Graham; Investor’s Business Daily ~ Sep 24, 2016

Blue Cross of Nebraska dropping out of ObamaCare market
By Peter Sullivan; The Hill ~ Sep 24, 2016

Use HSA to supplement 401(k) savings
By Michael J. Francis; USA TODAY ~ Sep 24, 2016

Adding Up the Clinton and Trump Health-Reform Proposals
By Zachary Tracer & Sahil Kapur; Bloomberg ~ Sep 23, 2016

Shaky Obamacare Market Adds to 'Death Spiral' Fears
By Tatiana Darie; Bloomberg ~ Sep 23, 2016

Opinion: We can do better than Medicare Part B demo
By Daniel F. Hayes, MD & Clifford A. Hudis, MD; The Hill ~ Sep 23, 2016

Editorial: The Slow Slide Into Single-Payer Health Care
Editorial; Investor’s Business Daily ~ Sep 23, 2016

How Seniors Can Cope with the Higher Post-2016 AGI Floor Beneath Medical Expenses
By Robert Trinz; AccountingToday ~ Sep 23, 2016

Got a Yahoo email account? Here are 3 things you need to do now
By Mike Murphy; MarketWatch ~ Sep 23, 2016

Obama Administration Green-Lights Millions Of Surprise Plan Cancellations
From Michael F. Cannon ; Forbes ~ Sep 22, 2016

Dems to GOP: Help us fix ObamaCare
By Peter Sullivan; The Hill ~ Sep 22, 2016

Government to step in if insurance companies don't offer affordable health care choices
By Rep. Jim McDermott (D-Wash.); The Hill ~ Sep 22, 2016

$11 Billion In Missing Obamacare Subsidies From Mass Tax Noncompliance
From Brian Blase; Forbes ~ Sep 22, 2016

Clinton vs Trump: Healthcare policy could radically change with election
By Sabriya Rice; The Dallas Morning News ~ Sep 22, 2016

IRS Warns On New Scam Involving Fake Tax Bills & Affordable Care Act
From Kelly Phillips Erb; Forbes ~ Sep 22, 2016

4 ways to protect yourself from inflation in retirement
By Kerry Hannon; MarketWatch ~ Sep 22, 2016

PBGC slashes late penalties
By Hazel Bradford; Pensions & Investments ~ Sep 22, 2016

How the Obama administration’s executive actions sabotaged Obamacare
By Josh Blackman; The Washington Post ~ Sep 21, 2016

More Doctors To Retire As MACRA And Value-Based Pay Hit
From Bruce Japsen; Forbes ~ Sep 21, 2016

My bank wants to sell me an annuity -- should I buy?
By Walter Updegrave; CNNMoney ~ Sep 21, 2016

The Fed Put A 50% Tax On Your Retirement Plan
From John Mauldin; Forbes ~ Sep 21, 2016

Hitch Keeps Many High-Deductible Plans From Covering Chronic Care Up Front
By Michelle Andrews; Kaiser Health News ~ Sep 20, 2016

Is a revocable living trust right for you?
By Maurie Backman, TMF; USA TODAY ~ Sep 20, 2016

A doctor asks: Was ObamaCare designed to fail?
From Jeffrey I. Barke, M.D; The Hill ~ Sep 19, 2016

CMS: Bundled Payments Are Driving More Care to Home Health
By Amy Baxter; Home Health Care News ~ Sep 19, 2016

Law Revamping Medicare ID Cards to Be Revived
By Jordan Cohen; JDSupra ~ Sep 19, 2016

New rules to help public learn results of medical research
The Associated Press ~ Sep 19, 2016

The Top Scams Targeting Seniors And What To Do About Them
By Anthony Cirillo ; The Huffington Post ~ Sep 19, 2016

This Damning New Obamacare Poll Suggests That Affordability Is a Growing Concern
By Sean Williams; The Motley Fool ~ Sep 18, 2016

New Kaiser Survey Suggests ObamaCare Is Killing Jobs
From Michael F. Cannon; Forbes ~ Sep 16, 2016

The New Pre-Existing Condition: Insurers Denying Coverage to Most Vulnerable Americans
By Dana Kuhn; The Huffington Post ~ Sep 16, 2016

The Vexing Economics of Obamacare
By Vann R. Newkirk II; The Atlantic ~ Sep 17, 2016

U.S. inflation stirring as healthcare, housing costs surge
By Lucia Mutikani; Reuters ~ Sep 17, 2016

Predictions For 2017 Tax Rates, Brackets & Deduction Amounts Look Like (Mostly) Good News
By Kelly Phillips Erb; Forbes ~ Sep 17, 2016

Merkley: 33 Senate Dems now back ObamaCare public option
By Peter Sullivan; The Hill ~ Sep 16, 2016

Candidates Decry High Drug Prices, But They Have Few Options For Voters
By Julie Rovner; Kaiser Health News ~ Sep 16, 2016

Changing to Elderly Index for COLA Calculation Will Be Insignificant
By Brenton Smith, FedSmith.Com - Sept 15, 2016

Behind health law's 'growing pains,' more serious problems?
By Ricardo Alonso-Zaldivar; The Associated Press ~ Sep 15, 2016

The Ads Say ‘Get Your Flu Shot Today,’ But It May Be Wiser To Wait
By Julie Appleby; Kaiser Health News ~ Sep 15, 2016

National Retiree Legislative Network meets with federal agency to discuss Villages Health insurance situation
By Marv Balousek, Villages-News.Com - Sept 7, 2016 7

Hospital Employment of Doctors Rising Rapidly
By Ken Terry; Medscape ~ Sep 14, 2016

Official hints at settlement talks with ObamaCare insurers
By Peter Sullivan; The Hill ~ Sep 14, 2016

Workers Pay More for Health Care as Companies Shift Burden, Survey Finds
By Reed Abelson; The New York Times ~ Sep 14, 2016

Treasury Backs Partial Annuity Pension Payouts
By Ashlea Ebeling; Forbes ~ Sep 14, 2016

ANALYSIS/OPINION:Politico trying to rewrite Obamacare history, on Obama’s orders
By Kelly Riddell; The Washington Times ~ Sep 13, 2016

GOP report: State-run ObamaCare exchanges are headed for collapse
By Sarah Ferris; The Hill ~ Sep 13, 2016

Improper use of blood pressure drugs endangers 5 million Americans: CDC
By Stephen Feller; United Press International ~ Sep 13, 2016

3 ways the Department of Labor is helping retirees
By Mike Sorrentino; MarketWatch ~ Sep 13, 2016

GOP lawmaker moves to force vote on IRS impeachment
By Naomi Jagoda; The Hill ~ Sep 13, 2016

How to Lower the Tax Hit on IRA Distributions
By Jonathan Guyton; The Wall Street Journal ~ Sep 13, 2016

Retirees Should Look Beyond Their Investments For Income Planning
From Wade Pfau; Forbes ~ Sep 13, 2016

Poverty Among Seniors Has Dropped
By Dan Kadlec; Money ~ Sep 13, 2016

Obama meets with insurance CEOs on health law
By Peter Sullivan; The Hill ~ Sep 12, 2016

GOP lawmakers denounce fraud in ObamaCare
By Peter Sullivan; The Hill ~ Sep 12, 2016

Report: Obamacare Marketplaces Are STILL Susceptible To Fraud
By Juliegrace Brufke; The Daily Caller ~ Sep 12, 2016

Despite Insurer Obamacare Woes, Hospitals Doing Just Fine
From Bruce Japsen ; Forbes ~ Sep 11, 2016

Democrats Try To Scapegoat Aetna For ObamaCare's Failures
Investor’s Business Daily ~ Sep 10, 2016

Health-law model drops out of Obamacare program
By Robert Pear, NYT; The Seattle Times ~ Sep 10, 2016

Health Care Providers Scramble to Meet New Disaster Readiness Rule
By Sheri Fink; The New York Times ~ Sep 09, 2016

How Clinton and Trump plan to tackle education as president
The Associated Press ~ Sep 10, 2016

Why Taxing Fairly Means Not Taxing Inheritances
By N. Gregory Mankiw; The New York Times ~ Sep 09, 2016

Now is the time for an annual Medicare check-up
By Katy Votava; Investment News ~ Sep 09, 2016

Organize Your Financial Documents With These 10 Helpful Categories
From Michael Helveston; Forbes ~ Sep 09, 2016

Congress should impeach the IRS commissioner — or risk becoming obsolete
By George F. Will; The Washington Post ~ Sep 09, 2016

Critics Are Lining Up to Oppose Changes to Dodd-Frank Law
By Gina Chon; The New York Times ~ Sep 09, 2016

Iron curtain of drug pricing will topple the healthcare system
By Amy Faith Ho; The Hill ~ Sep 02, 2016

After Year Filled With Turmoil, Health Law Is At A Crossroads
From KHN Morning Briefing; Kaiser Health News ~ Sep 08, 2016

On Obamacare, Senators Demand Answers From Aetna
By Kimberly Leonard; US News & World Report ~ Sep 08, 2016

Medicare grants doctors flexibility in new payment system
By Lauren Clason; The Hill ~ Sep 08, 2016

CNBC's Jake Novak: Obamacare Can't Cure 'Stupidity' in the World
By Frank McGuire; Newsmax ~ Sep 08, 2016

IRS refuses to abandon targeting criteria used against tea party, conservative groups
By Stephen Dinan; The Washington Times ~ Sep 07, 2016

Hatch: Drug Prices a ‘Major Issue’ for Next Congress
By Caitlin Owens; Morning Consult ~ Sep 07, 2016

One of the main reasons insurance companies are ditching Obamacare isn't going away
By Bob Bryan; Business Insider ~ Sep 07, 2016

States that resisted the ACA face the biggest hurdles in 2017
By Evan Sweeney; FierceHealthcare ~ Sep 07, 2016

Uninsured Rate Hits Record Low, But Pace Of Progress Drastically Slows
From KHN Morning Briefing; Kaiser Health News ~ Sep 07, 2016

We all agree: Medicare cuts need slow phase-in, analysis
By Scott Whitaker & Dan Starck; The Hill ~ Sep 07, 2016

Why Private Practice Is Dying
From Reed Wilson; Forbes ~ Sep 07, 2016

Handymen, home care helps seniors trying to age in place
By Lauran Neergaard; The Associated Press ~ Sep 07, 2016

The Fed's Monetary Monkeying Is Ruining Your Retirement And The Economy
From John Mauldin; Forbes ~ Sep 07, 2016

Gaps In Care Persist During Transition From Hospital To Home
By Anna Gorman; Kaiser Health News ~ Sep 06, 2016

The Incredible Shrinking Obamacare
By David Brooks; The New York Times ~ Sep 06, 2016

How Messed Up Is ObamaCare? Even Lack Of Competition Hurts Insurers' Profits
By Jed Graham; Investor’s Business Daily ~ Sep 06, 2016

Progress slows on uninsured as health law blame game goes on
By Ricardo Alonso-Zaldivar; The Associated Press ~ Sep 06, 2016

Obama, Former Chief Health Official Already Floating Public Option To Replace Failing Obamacare
By Robert Donachie; The Daily Caller ~ Sep 04, 2016

Updated Renewal And Discontinuation Notices, Auto-Reenrollment, And Other ACA Developments
By Timothy Jost; Health Affairs ~ Sep 05, 2016

Have PPO Networks Perpetrated The Greatest Heist In American History?
From Dave Chase; Forbes ~ Sep 05, 2016

41% of Social Security Recipients Spent Over a Third of Their Benefits on Medicare Costs in 2015
By Sean Williams; The Motley Fool ~ Sep 04, 2016

House GOP faces fight over impeaching IRS commissioner
By Naomi Jagoda; The Hill ~ Sep 05, 2016

Hospital group CEO on what's ailing Obamacare
By Maria Bartiromo; USA TODAY ~ Sep 04, 2016

For Best Obamacare Buy, Insurers Offer Even Narrower Choices
From Bruce Japsen; Forbes ~ Sep 04, 2016

Are You About to Get Hit Hard by Soaring Medicare Premiums?
Todd Campbell; The Motley Fool ~ Sep 04, 2016

This Type of Brain Training Can Keep You From Getting Dementia
By Sam Becker ; CheatSheet ~ Sep 03, 2016

5 Money Myths You Probably Believe
By Liz Weston; NerdWallet ~ Sep 01, 2016

These are the signs of an economic collapse
By Michael Gray; New York Post ~ Sep 03, 2016

FDA warns of fatal risks from mixing opioids and sedatives
From Associated Press; Chicago Sun Times ~ Sep 03, 2016

15 Ways to Save Social Security -- Which Would You Choose?
By Sean Williams; The Motley Fool ~ Sep 03, 2016

FDA warns of fatal risks from mixing opioids and sedatives
From Associated Press; Chicago Sun Times ~ Sep 03, 2016

15 Ways to Save Social Security -- Which Would You Choose?
By Sean Williams; The Motley Fool ~ Sep 03, 2016

GM recall survivors group launches Detroit billboard
By Melissa Burden; The Detroit News ~ Sep 02, 2016

Does The Obama Administration Not Have Lawyers That Can Read?
From Seth Chandler; Forbes ~ Sep 02, 2016

CMS encourages exchange insurers to offer ‘simple choice plans’
By Dan Cook; BenefitsPRO ~ Sep 02, 2016

Simplifying The Way To Billions In Healthcare Savings
From Kenneth L. Davis; Forbes ~ Sep 02, 2016

Love and Burnout: Caregivers, Too, Need Care
By Constance Gustke; The New York Times ~ Sep 02, 2016

Four Retirement Expenses That May Catch You By Surprise
From Joel Johnson; Forbes ~ Sep 02, 2016

Geriatric ERs Reduce Stress, Medical Risks For Elderly Patients
By Anna Gorman, Kaiser Family Foundation - Aug 23, 2016

Drugmakers get their $2.3 bln worth in Washington
By Gina Chon; Reuters ~ Sep 01, 2016

The White House claim that ‘most’ people on Obamacare pay $75 or less
By Glenn Kessler; The Washington Post ~ Sep 01, 2016

Health chief: ObamaCare sustainable even if Congress doesn't act
By Peter Sullivan; The Hill ~ Sep 01, 2016

Opinion: How Gilead ‘broke’ Obamacare
By Tim Mullaney; MarketWatch ~ Sep 01, 2016

Mylan Is Proof That Big Business Picks America's Pockets While Gov't Mostly Looks Away
By Michael Winship, Huffington Post - Aug 31, 2016

Obamacare Changes Leave Insurers Unmoved
By Mara Lee; Hartford Courant ~ Aug 31, 2016

How To Fix The Exchanges: Focus On Health, Not Income
From Robert Book; Forbes ~ Aug 31, 2016

McConnell: Changes coming to ObamaCare next year
By Sarah Ferris; The Hill ~ Aug 31, 2016

New, Expanding Family Medicine Residencies Aim to Boost Access
By Michael Laff; AAFP News ~ Aug 31, 2016

How PBMs make the drug price problem worse
From David Balto; The Hill ~ Aug 31, 2016

Cardiac Rehab Improves Health, But Cost And Access Issues Complicate Success
By Julie Appleby; Kaiser Health News ~ Aug 31, 2016

Spouses Are Hiding Their Retirement Savings From Each Other
By Suzanne Woolley; Bloomberg ~ Aug 31, 2016

The Staggering Cost Of Long-Term Care And Medical Care in Old Age
From Howard Gleckman; Forbes ~ Aug 31, 2016,

‘America’s Other Drug Problem’: Copious Prescriptions For Hospitalized Elderly
By Anna Gorman; Kaiser Health News ~ Aug 30, 2016

Doctors wasting millions on low-value services, study says
By Stephen Feller; United Press International ~ Aug 30, 2016

One-third of U.S. could see only one Obamacare option as insurers pull out
By Tom Howell Jr.; The Washington Times ~ Aug 29, 2016

If Obamacare Covers My Health Insurance, Who Will Cover My Time?
By Michael T. Hamilton; The Federalist ~ Aug 30, 2016

Your IRA Can Be A Lousy Business Partner
From Adam Bergman; Forbes ~ Aug 30, 2016

The Left And Right Appear To Agree On Something That Will Produce Better Health And Better Pensions
From John C. Goodman; Forbes ~ Aug 30, 2016

IRS doesn’t tell 1 million taxpayers that illegal immigrants stole their Social Security numbers
By Stephen Dinan; The Washington Times ~ Aug 30, 2016

FAQ: Hospital Observation Care Can Be Costly For Medicare Patients
By Susan Jaffe; Kaiser Health News ~ Aug 29, 2016

Modesty Could Have Averted the Anguish of Obamacare
By Megan McArdle; Bloomberg ~ Aug 29, 2016

How the U.S. Health Care System Fails Its Sickest Patients
By Sy Mukherjee; Fortune ~ Aug 29, 2016

Administration issues new rules aimed at strengthening ObamaCare
By Peter Sullivan; The Hill ~ Aug 29, 2016

As Obamacare choices dwindle, feds face consumer, political backlash
By Jayne O'Donnell, Ken Alltucker, Laura Ungar &d Tony Leys; USA TODAY ~ Aug 29, 2016

More U.S. counties to see Obamacare marketplace monopoly: analysis
By Trevor Hunnicutt; Reuters ~ Aug 29, 2016

Health-care exchange sign-ups fall far short of forecasts
By Carolyn Y. Johnson; The Washington Post ~ Aug 27, 2016

This Is Americans' greatest financial fear
By Maurie Backman, TMF; USA TODAY ~ Aug 29, 2016

Making Your Retirement Savings Last
From Olivia Mitchell; Forbes ~ Aug 28, 2016

Dear EpiPen Customers . . .
By Holman W. Jenkins, Jr., Wall Street Journal - Aug 26, 2016

Wall Street Journal: Pension Crisis in 'Cover Up' Mode
Newsmax ~ Aug 27, 2016

Another Obama Parting Gift
The Wall Street Journal ~ Aug 26, 2016

Pushing back retirement age to 70 would be harder on low-income workers
By Gail MarksJarvis; Chicago Tribune ~ Aug 26, 2016

Column: Drug companies spend millions to keep charging high prices
By David Lazarus, Los Angles Times - Aug 26, 2016

Rx robber barons: The disgusting EpiPen price hike is everything that’s wrong with the pharmaceutical industry and politics
By Gary Legum, Salon - Aug 25, 2016

ObamaCare's Nasty Surprise for Seniors
By John C. Goodman; Investor’s Business Daily ~ Aug 25, 2016

Some Steep Premium Increases Seen As States Begin To Approve Insurers’ Rate Plans
From KHN Morning Briefing; Kaiser Health News ~ Aug 25, 2016

5 Reasons Prescription Drug Prices Are So High in the U.S.
Yahoo Finance - Aug 23, 2016

5 Things to Know About Health-Care Spending in the U.S.
By Anna Louie Sussman; The Wall Street Journal ~ Aug 25, 2016

Group asks judge to block Obama's financial adviser rule
By Lydia Wheeler; The Hill ~ Aug 25, 2016 scales back a major web site update
By Mark Brohan; Internet Health Management ~ Aug 24, 2016

Obamacare Subsidies Preserve Access as Premiums Climb, U.S. Says
By Zachary Tracer; Bloomberg ~ Aug 24, 2016

As The For-Profit World Moves Into An Elder Care Program, Some Worry
By Sarah Varney; Kaiser Health News ~ Aug 24, 2016

Choices dwindling for Obamacare customers
By Tami Luhby; CNNMoney ~ Aug 23, 2016

Another Health Insurer Pulls Out Of Obamacare
By Juliegrace Brufke; The Daily Caller ~ Aug 23, 2016

If you live in the US, you pay too much for prescription drugs
By Rachel Becker; The Verge ~ Aug 23, 2016

Opinion: Health Care Is a Business, Not a Right
By Megan McArdle; Bloomberg ~ Aug 23, 2016

Social Security rolls back security measures on website
By Stephen Ohlemacher; The Associated Press ~ Aug 23, 2016

New estimates: Deficit increase after years of declines
By Andrew Taylor; The Associated Press ~ Aug 23, 2016

6 Reasons Why Obama is Wrong About Obamacare
By Shawn Tully ; Fortune ~ Aug 22, 2016

An "October Surprise" for Obamacare?
From Sally Pipes; Forbes ~ Aug 22, 2016

Doctors Want Face Time With Patients, Not Screen Time With CMS
By Michael Hamilton; The Heartland Institute ~ Aug 22, 2016

Why Your Social Security Number Is So Precious
By Brette Sember; Business 2 Community ~ Aug 22, 2016

America’s worsening retirement problem
By Danny Vinik; Politico ~ Aug 22, 2016

Fiddling on Social Security
By Brenton Smith, Las Vegas Review Journal - Aug 20, 2016

Blue Cross Plans May Be Obamacare's Fire Wall
From Bruce Japsen; Forbes ~ Aug 21, 2016

Obamacare’s Inherent Weakness, and Four Options for Health Care Moving Forward
By Robert Litan; The Wall Street Journal ~ Aug 21, 2016

US doctors waste millions of dollars on branded medicines
By David Crow; The Financial Times ~ Aug 21, 2016

As the number of freestanding ERs grows, so does scrutiny
By David Warren; The Associated Press ~ Aug 21, 2016

Without a subsidy, couple faces higher insurance premiums
The Associated Press ~ Aug 20, 2016

Opinion: The Great American Retirement Crisis
By Zach Scheidt; The Daily Reckoning ~ Aug 17, 2016

Retiree network survey shows patients willing to walk away from Villages Health
By Marv Balousek, The Villages News.Com - Aug. 19, 2016

Repeal or retain? Election opens final act for 'Obamacare'
By Ricardo Alonso-Zaldivar; The Associated Press ~ Aug 20, 2016

Think Your Obamacare Plan Will Be Like Employer Coverage? Think Again
By Margot Sanger-Katz; The New York Times ~ Aug 19, 2016

Where Does U.S. Health Care Rank Among Other Major Nations?
By Ed Cara; Newsweek ~ Aug 20, 2016

Is there a cure for high drug prices?
Standard-Times ~ Aug 20, 2016

Social Security's Long-Term Cash Shortfall Has Doubled Since 2010 and Now Stands at $32 Trillion
By Sean Williams; The Motley Fool ~ Aug 20, 2016

Medicare should cover costs for marrow donor/cord blood transplants like solid organs
By Jeffrey W. Chell, M.D. ; The Hill ~ Aug 19, 2016

U.S. Officials Move to End Duplicate Health Care Coverage
By Robert Pear; The New York Times ~ Aug 19, 2016

Obamacare's Public Option Is No Longer Defensible
By Megan McArdle; Bloomberg ~ Aug 19, 2016

Advisors Guide Clients Through The Complexities Of Social Security
By Morey Stettner; Investor’s Business Daily ~ Aug 19, 2016

Costly financial fees you may not know you're paying
By Dayana Yochim; The Associated Press ~ Aug 19, 2016

Where Clinton and Trump Stand on Retirement Security
By Richard Eisenberg; Next Avenue ~ Aug 19, 2016

Hillary Clinton calls out drug maker Gilead over price of hepatitis C pills
By Eric DuVall, UPI - Aug. 18, 2016

Administration moves to address insurer complaint on ObamaCare
By Peter Sullivan; The Hill ~ Aug 18, 2016

Doctor Prescribing Linked to Industry Gifts
By Kimberly Leonard; US News & World Report ~ Aug 18, 2016

Health providers may be steering people to Obamacare to get higher reimbursement
By Dan Mangan; CNBC ~ Aug 18, 2016

New study finds homebound, elderly patients missing out on in-home care
By Jane Kelly; Medical Xpress ~ Aug 18, 2016

Column: Social Security texting snafu underscores customer service woes
By Mark Miller; Reuters ~ Aug 18, 2016

Longevity And Your Retirement
From "FidelityVoice”; Forbes ~ Aug 18, 2016

How the Trump and Clinton tax plans would affect Americans
By Christopher S. Rugaber; The Associated Press ~ Aug 17, 2016

The Legal Conflict at the Heart of U.S. Retirement Plans
By Stephen Mihm; Bloomberg ~ Aug 17, 2016

Medical Providers Try Uber, Lyft For Patients With Few Transportation Options
By Zhai Yun Tan ; Kaiser Health News ~ Aug 17, 2016

New cholesterol drugs good for patients, may drive up costs
By Stephen Feller; United Press International ~ Aug 17, 2016

People With Obamacare Plans Filled More Prescriptions, But Had Lower Costs
By Shefali Luthra; Kaiser Health News ~ Aug 17, 2016

Obamacare Is a Money-Loser for Insurers, Who Are Giving Up
By Zachary Tracer; Bloomberg ~ Aug 17, 2016

Are Virtual Care Clinics the Wave of the Future?
By Beth Howard; US News & World Report ~ Aug 17, 2016

Ten years after retirement security law, it’s time to act again
By Former Sen. Kent Conrad (D-N.D.) &James B. Lockhart III; The Hill ~ Aug 17, 2016

Seniors say ‘no’ to government involvement in healthcare decisions
Marlin Business Finance Resource Center ~ Aug 16, 2016

Reimbursement persists as obstacle to telehealth adoption
By Susan D. Hall; FierceHealthcare ~ Aug 16, 2016

Fed Survey: Obamacare Causing Companies to Cut Jobs
By Vipal Monga; The Wall Street Journal ~ Aug 16, 2016

Obamacare Architect: Aetna Pulling Out of Exchanges Is Politically Motivated
By David Rutz: The Washington Free Beacon ~ Aug 16, 2016

Insurers continue to abandon ACA exchanges, limiting choice
By Tom Murphy; The Associated Press ~ Aug 16, 2016

Rising Health Care Costs Can Eat Up Your Retirement Savings
By Janna Herron; The Fiscal Times ~ Aug 16, 2016

Beginning of the End: The ‘Un’Affordable Care Act Continues to Unravel
By Twila Brase; Cybercast News Service ~ Aug 15, 2016

Customers’ Laser-Like Focus On Plan Prices Is Causing Concerns In Health Insurance Market
From KHN Morning Briefing; Kaiser Health News ~ Aug 15, 2016

Obama administration races to make Medicare changes as healthcare industry objects
By Elizabeth Leis Newman; McKnight’s ~ Aug 15, 2016

Seniors won't need to text to access Social Security accounts
By “U.S. Senate Special Committee on Aging”; KSPR ~ Aug 15, 2016

A Bumpy Economic Ride
By Mortimer B. Zuckerman; US News & World Report ~ Aug 15, 2016

8 crucial (mostly disappointing) findings on our financial health
By Sean Williams, The Motley Fool; USA TODAY ~ Aug 15, 2016

Cost, Not Choice, Is Top Concern of Health Insurance Customers
By Reed Abelson; The New York Times ~ Aug 12, 2016

Four Freedoms That Will Define The Future Of Aging
From Jo Ann Jenkins, Next Avenue; Forbes ~ Aug 14, 2016

The 'Big Lie' Behind the Rosy Unemployment Rate
By David Sirota; Newsweek ~ Aug 14, 2016

Taxpayers on the Hook as Obamacare Exchanges Near the Edge of Collapse
By Phil Kerpen; Cybercast News Service ~ Aug 12, 2016

A secretive board controls access to prescription drugs for millions of Americans
By Samantha Liss; St. Louis Post-Dispatch ~ Aug 13, 2016

You won't believe what Medicare won't pay for
By Brian Feroldi, TMF; USA TODAY ~ Aug 13, 2016

Why Some Life Insurance Premiums Are Skyrocketing
By Julie Creswell & Mary Williams Walsh; The New York Times ~ Aug 13, 2016

What Trump and Clinton didn't say in their economic speeches
By Christopher S. Rugaber; The Associated Press ~ Aug 13, 2016

Where Trump and Clinton Stand on Health Care and Medicare
By Emily Gurnon; Next Avenue ~ Aug 12, 2016

Social Security: Where Clinton and Trump Stand
A head-to-head look at their plans for the retirement program

By Richard Eisenberg; Next Avenue ~ Aug 08, 2016

A dangerous experiment
By Rep. Earl L. “Buddy” Carter (R-Ga.) ; The Hill ~ Aug 12, 2016

Medicare changes fiercely resisted
By Peter Sullivan; The Hill ~ Aug 12, 2016

Medicaid estimate renews cost concerns over 'Obamacare'
By Ricardo Alonso-Zaldivar; The Associated Press ~ Aug 12, 2016

Tepid retail sales lower expectations for US economic growth
By Christopher S. Rugaber; The Associated Press ~ Aug 12, 2016

GOP, Dems not eye to eye on retirement, tax issues
By Hazel Bradford; Pensions & Investments ~ Aug 12, 2016

5 Retirement Mistakes To Avoid For Pre-Retirees And Retirees
From Bart Astor; Forbes ~ Aug 12, 2016

Where To Find Retirement Income That Rises With Inflation
From Kerry Hannon; Forbes ~ Aug 11, 2016

Should Big Insurance Become Like Walmart To Lower Health Costs?
By Jay Hancock; Kaiser Health News ~ Aug 11, 2016

Next president faces possible ObamaCare meltdown
By Sarah Ferris; The Hill ~ Aug 11, 2016

Feds: Early ObamaCare data 'encouraging'
By Sarah Ferris; The Hill ~ Aug 11, 2016

Obama Administration Counters Insurer View on Healthcare Law’s Costs
By Louise Radnofsky; The Wall Street Journal ~ Aug 11, 2016

AT&T Brings DirecTV Services to More Than 24,000 Healthcare Facilities
From News Wire Feed; Light Reading ~ Aug 11, 2016

Column: It's time for the government to play hardball with those whining Obamacare insurers obama
By Michael Hiltzik; Los Angeles Times ~ Aug 09, 2016

Government Loaned Billions To Start ObamaCare Co-ops With No Plan To Repay
By Thomas Phippen; The Daily Caller ~ Aug 10, 2016

The big ObamaCare bubble
By Bryan Rotella; The Hill ~ Aug 09, 2016

I Received Those IRS Lawsuit Calls, Too: Scammers Don't Discriminate
By Kelly Phillips Erb; Forbes ~ Aug 10, 2016

Medicare spending climbs as physicians provide more tests in their offices
By Ayla Ellison; Becker’s Hospital CFO ~ Aug 10, 2016

How to live a longer and happier retirement
By Walter Updegrave; CNNMoney ~ Aug 10, 2016

Future of drug pricing: paying for benefits not per pill
By Ben Hirschler, MDS; Reuters ~ Aug 09, 2016

Beyond 'Obamacare': State initiatives refocus health debate
By Ricardo Alonso-Zaldivar; The Associated Press ~ Aug 09, 2016

Healthcare costs to continue rising for large U.S. employers
By Ruojing Liu, MDS ; United Press International ~ Aug 09, 2016

Obamacare's Advocates Mostly Agree On The Facts But Suggest More Corporate Welfare To Prop Up Law
From Seth Chandler; Forbes ~ Aug 09, 2016

Elderly Hospital Patients Arrive Sick, Often Leave Disabled
By Anna Gorman; Kaiser Health News ~ Aug 09, 2016

Most sick, aging Americans live far from in-home care
By Karen Pallarito, Healthday; Medical Xpress ~ Aug 09, 2016

Retirement Spending Increases And Decreases Over Time
From Wade Pfau; Forbes ~ Aug 09, 2016

Conservative group launches ads against Obama Medicare 'experiment'
By Peter Sullivan; The Hill ~ Aug 08, 2016

Social Security's looming $32 trillion shortfall
By Tom Anderson; CNBC ~ Aug 08, 2016

Dust Off Your Estate Plan: 10 Common Pitfalls To Avoid
From FidelityVoice; Forbes ~ Aug 08, 2016

Avaya Reportedly Considers Selling Contact Center Unit
By Jeffrey Burt; eWeek ~ Aug 08, 2016

AT&T to pay $7.75 mln for allowing sham directory-assistance calls
By David Shepardson; Reuters ~ Aug 08, 2016

Health Insurers Are Now Playing Hardball With Regulators Over Obamacare
By Sean Williams; The Motley Fool ~ Aug 07, 2016

It's Time for Your Summer Financial Checkup
From Larry Light; Forbes ~ Aug 07, 2016

Commentary: Mandates hurting patients and doctors
By Arvind Cavale; The Philadelphia Inquirer ~ Aug 06, 2016

Health insurance for the young: A hard sell
By Lynn Arditi; Providence Journal ~ Aug 06, 2016

Seniors are getting locked out of Social Security ... because they don't text
By Katie Lobosco; CNNMoney ~ Aug 05, 2016

A New Medicare Charge Is Coming: Here’s How to Lessen the Blow
By Laura Saunders; The Wall Street Journal ~ Aug 05, 2016

ObamaCare Death Spiral Update
By Holman W. Jenkins, Jr. ; The Wall Street Journal ~ Aug 05, 2016

Right To Shop: The Next Big Thing In Health Care
By Josh Archambault & Nic Horton; Forbes ~ Aug 05, 2016

How lawyers scare people out of taking their meds
By Lisa A. Rickard ; The Washington Post ~ Aug 05, 2016

Lack of Pharmacy Access May Send Some Seniors Back to Hospital
By Robert Preidt; US News & World Report ~ Aug 04, 2016

PBGC has options to improve multiemployer funding — CBO report
By Hazel Bradford; Pensions & Investments ~ Aug 04, 2016

3 ways to more than double your retirement savings
By Henry K. Hebeler; MarketWatch ~ Aug 04, 2016

What If Retirees Don't Want To Run Out Of Money In 30 Years?
From Wade Pfau; Forbes ~ Aug 04, 2016

Humana To Abandon Obamacare Patients In 1,200 U.S. Counties
From Bruce Japsen; Forbes ~ Aug 03, 2016

Retirement Savings Actually Fell Over the Past Year
By Lucinda Shen; Fortune ~ Aug 03, 2016

U.S. corporate pension funding inches up in July; still far off 2015 figures — 2 reports
By Meaghan Kilroy; Pensions & Investments ~ Aug 03, 2016

7 things you should know about cash
By Paul A. Merriman; MarketWatch ~ Aug 03, 2016

New insurance policy: Abandon ACA exchanges to avoid losses
By Tom Murphy; The Associated Press ~ Aug 02, 2016

Health co-ops sue Obama administration
By Paige Winfield Cunningham; Washington Examiner ~ Aug 02, 2016

CMS picks markets for primary care reforms
By Lauren Clason; The Hill ~ Aug 01, 2016

Timing Of Co-Op Failures Creates Extra Layer Of Problems To Already-Bedeviled System
From KHN Morning Briefing; Kaiser Health News ~ Aug 01, 2016

AT&T's Top Union Getting More Confrontational
By Aaron Pressman; Fortune ~ Aug 01, 2016

Turn Your Retirement Dreams Into Reality
By Chris Hogan ; GOBankingRates ~ Aug 01, 2016

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