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NRLN Works to Protect Your Retirement Security

The National Retiree Legislative Network (NRLN) works to enact federal legislation to protect employer-sponsored pensions, health care benefits and keep Social Security and Medicare strong.

With support from more than 2 million members and Washington, D.C. staff, the NRLN identifies and rallies support for federal legislation that will guarantee fair and equitable treatment of retirees from the private and public sectors. Learn more about the NRLN and legislation important to retirees by clicking on the "About Us" and "Legislative" links above.

The NRLN recently created the American Retirees Education Foundation (AREF) with a mission is to research, educate and inform retirees, future retirees and the general public on how best to protect and promote retirement income security and retiree health care. Contributions to AREF are tax deductible.

To learn more about the AREF, go to www.SeniorsAREF.org .

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click here to read the NRLN's current Action Alert and send the sample letter to your elected representatives.

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The NRLN's power to affect legislation comes from thousands of retirees like you making your voice heard in our nation's capital. Write to your representatives now.

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       BILL KADEREIT

PRESIDENT'S FORUM

NRLN Supported Medicare Fraud Provision Becomes Law

An element of the NRLN’s Legislative Agenda to protect Medicare is to attack Medicare fraud. U.S. Representatives Peter Roskam (IL-06) and John Carney (DE-01) reintroduced on Feb. 13, 2015 the Preventing and Reducing Improper Medicare and Medicaid Expenditures (PRIME) Act of 2015 (H.R. 818). At the request of the NRLN Legislative Action Planning Committee, I sent letters to the two Congressmen thanking them for introducing the bill to combat waste, fraud and abuse in Medicare and Medicaid.

The PRIME Act was incorporated into H.R. 2, the Medicare Access and CHIP Reauthorization Act of 2015, which was passed by the House and Senate and signed into law by President Obama on April 16, 2015.

As a result of sending the “thank you” letter to Rep. Roskam, his staff member for Medicare issues invited me to provide a statement about the PRIME Act that was included in an April 16 press release with statements by the two Congressmen pointing out that the enactment of their bill “will strengthen these programs [Medicare and Medicaid] by eliminating vulnerabilities that expose them to fraud and improper payments.”

My quote included in the press release stated:

“The National Retiree Legislative Network (NRLN) applauds the enactment of H.R. 818 to bring about a disciplined and fair approach toward reducing fraud and other Medicare program abuses,” said Bill Kadereit, NRLN President. “Congressman Roskam’s bill serves as an example of how to control and lower the cost of Medicare without cutting benefits to seniors.”
Click here to read the entire press release.

The inclusion of my statement shows that Rep. Roskam appreciated the fact that the NRLN and its members believe as he does that eliminating fraud and waste in Medicare is important to helping secure the financial viability of the program.

Reducing the cost of health care has been a major part of our NRLN campaign to protect Medicare benefits. When the NRLN issues an Action Alert asking you to write to your members of Congress your letters may not always be acted on by them, but we must continue to send them because we are gaining traction and are beginning to see our issues addressed. This is one of those times.

Bill Kadereit, President
National Retiree Legislative Network


report card NRLN Provides New “Report Card” Feature on Members of Congress

NRLN has introduced a “report card” for each state that shows whether the U.S. Representatives and Senators have supported bills in Congress advocated by the NRLN. Read all about it here.


For recent mail from our members, click here.

NRLN IS WORKING FOR YOU

The NRLN regularly informs members by email about important information. If you did not receive an email with the NRLN President’s Forum message or an Action Alert posted on this home page, possibly you mistakenly “unsubscribed” on one of our emails or you have a new email address that is not in the NRLN’s database. You will no longer hear from us unless you “re-subscribe”. To “re-subscribe”, click here.


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Click here to read the spring 2015 issue of the NRLN FOCUS Newsletter


action alert

Pass Medicare Access to Rehabilitation Services Act of 2015

Prior to a March 31 deadline Congress needs to pass the Medicare Access to Rehabilitation Services Act of 2015 (H.R. 775 and S. 539) which would repeal the cap on Medicare outpatient rehabilitation therapy services and speech-language pathology services. Click here to send the NRLN’s sample letter to your Representative and Senators to communicate the urgency for passing the Medicare Access to Rehabilitation Services Act of 2015.


Positive News for Medicare Beneficiaries

The NRLN and our grassroots advocates have been lobbying members of Congress for legislative action to eliminate Medicare’s requirement that beneficiaries must be in a hospital as an “inpatient” for three-days to be eligible for skilled nursing facility (SNF) services. Beneficiaries are often unaware that a hospital has admitted them as an “outpatient under observation” status rather than as an “inpatient”. Those admitted as an “outpatient under observation” who later receive SNF services are often surprised when they are billed for the services that Medicare will not cover.

We have some positive news. The powerful House Ways and Means committee has passed H.R. 876 the “Notice of Observation Treatment and Implication for Care Eligibility Act” or known as the “Notice Act”. The bill still needs to be passed by the entire House, then the Senate and signed into law by the President. Read more...


IN THE NEWS...

High-tech sensors help kids keep eye on aging parents
By Brandon Bailey; The Associated Press ~ May 05, 2015

GOP Leaders Divided Over Preserving Obamacare Subsidies Until After the 2016 Election
By Sahil Kapur; Newsmax ~ May 05, 2015

Means-testing won't save Social Security
By Brenton Smith; The Hill ~ May 05, 2015

Retire? Older Americans Plan to Work Until They Drop
By Suzanne Woolley; Bloomberg ~ May 05, 2015

Two More Signs Obamacare Is Imploding
By Rachel Stoltzfoos ; The Daily Caller ~ May 04, 2015

Poll suggests ER visits are rising under Obamacare
By Brooks Hays; United Press International ~ May 04, 2015

Electronic record errors growing issue in lawsuits
By Arthur Allen; Politico ~ May 04, 2015

IRS Sets Limits for HSA Deductions for 2016
By Michael Cohn; Accounting Today ~ May 04, 2015

Lump Sum vs. Annuity Payment: How to Choose
By Michelle Perry Higgins; The Wall Street Journal ~ May 04, 2015

When You Should Flee Your 401(k)
From John Wasik; Forbes ~ May 04, 2015

Tax takes toll on middle-income Social Security recipients
By Scott Burns, Dallas Morning News – May 2, 2015

Be wary of pension advance offerings
By Pamela Yep, Dallas Morning News – May 3, 2015

Tompor: Medical alert scammers bully seniors
By Susan Tompor; USA TODAY ~ May 02, 2015

Push to boost medical research gains traction
By Peter Sullivan & Sarah Ferris; The Hill ~ May 02, 2015

Obamacare Risk Fund May Pay Just 10% of Insurer Claims, S&P Says
By Zachary Tracer; Bloomberg ~ May 01, 2015

Obamacare Risk Fund May Pay Just 10% of Insurer Claims, S&P Says
By Zachary Tracer; Bloomberg ~ May 01, 2015

Nearly half of Obamacare exchanges are struggling over their future
By Lena H. Sun & Niraj Chokshi; The Washington Post ~ May 01, 2015

Your Mortgage In Retirement: Is It Wise To NOT Pay It Off?
From Nancy Anderson; Forbes ~ Apr 30, 2015

IG: IRS takes significant steps to stop tea party targeting
By Stephen Ohlemacher, AP; Cybercast News Service ~ April 30, 2015

GOP warms to Obamacare
By Sarah Wheaton; Politico ~ Apr 30, 2015

For seniors on Medicare, choosing a healthcare plan is no easy task
From Maria Hamm De Miguel, MD & Tal Gross; The Hill ~ Apr 30, 2015

New rules will protect retirement funds from risky alternative investments
From Eileen Appelbaum; The Hill ~ Apr 30, 2015

The theft of Social Security?
By Constantine N. Katsoris; The Hill ~ Apr 30, 2015

Two-thirds Of Obamacare Subsidy Recipients Had To Repay IRS
By Rachel Stoltzfoos; The Daily Caller ~ Apr 29, 2015

Shed sunshine on ObamaCare's subsidies for Congress
From Robert E. Moffit; The Hill ~ Apr 29, 2015

Senators warn Medicare appeals system 'buckling under its own weight'
By Sarah Ferris; The Hill ~ Apr 28, 2015

House conservatives finalizing new O-Care replacement plan
By Sarah Ferris; The Hill ~ Apr 28, 2015

FEDERAL GOVERNMENT WILL RE-CALCULATE ACA SUBSIDIES FOR AUTOMATIC RENEWALS FOR 2016
By Sara Hansard; Bloomberg BNA ~ Apr 27, 2015

Supreme Court tosses ruling in favor of ObamaCare mandate
By Sarah Ferris; The Hill ~ Apr 27, 2015

Democrats take aim at ObamaCare 'Cadillac' tax
By Sarah Ferris; The Hill ~ Apr 27, 2015

A Small But Important Change in Retirement Savings Rules
From Howard Gleckman; Forbes ~ Apr 27, 2015

Signing up late for Medicare Part B can trigger a lifelong penalty
By Lisa Zamosky; Los Angeles Times ~ Apr 26, 2015

Medicare-Provider Penalties, Incentives Detailed in Report
By Melinda Beck; The Wall Street Journal ~ Apr 26, 2015

How One Woman Is Working To Transform The Healthcare System From Within
From Greg Satell; Forbes ~ Apr 26, 2015

Obamacare Leaves Behind Millions Of Lower Income Workers
From Connor D. Wolf ; The Daily Caller ~ Apr 25, 2015

ObamaCare penalty could be too low, analysis finds
By Peter Sullivan; The Hill ~ Apr 24, 2015

Did The GOP Just Surrender On ObamaCare?
Investor’s Business Daily ~ Apr 24, 2015

Thousands May Have Been Shorted On Insurance Subsidies After Calculation Error
By Michelle Andrews; Kaiser Health News ~ Apr 24, 2015

Angry Over Drug Prices, More States Push Bills for Pharma to Disclose Costs
By Ed Silverman; The Wall Street Journal ~ Apr 24, 2015

Senate Democrats Push Back on Obama Plan to Tighten Broker Rules
By Dave Michaels; Bloomberg ~ Apr 24, 2015

GAO: Healthcare.gov Has Multiple Cyber ‘Incidents’
From KHN Morning Briefing; Kaiser Health News ~ Apr 23, 2015

Senators fret about Social Security cuts to cover student loan debt
By Peter Schroeder; The Hill ~ Apr 23, 2015

Hello? 8M phone calls unanswered as IRS cut taxpayer service
By Stephen Ohlemacher; The Associated Press ~ Apr 22, 2015

House report: Cash-strapped IRS prioritized bonuses, union activity over helping taxpayers
Fox News ~ Apr 22, 2015

Bill to repeal health insurance tax gains steam in House
By Sarah Ferris; The Hill ~ Apr 22, 2015

Health law brings growth in food stamps in some states
By Carla K. Johnson & David Mercer; The Associated Press ~ Apr 22, 2015

Five Years Later: Obamacare’s Dim Prospects
By Robert Moffit PhD; Medpage Today ~ Apr 22, 2015

Healthcare groups object to Medicare cuts in trade bill
By Peter Sullivan; The Hill ~ Apr 21, 2015

U.S. retirement confidence soars despite grim realities
By Mark Miller; Reuters ~ Apr 21, 2015

Social Security proposals go the wrong way: Our view
The Editorial Board; USA TODAY ~ Apr 20, 2015

ObamaCare court fight escalates
By Peter Sullivan; The Hill ~ Apr 20, 2015

Seeking Obamacare alternative, U.S. Republicans eye tax credits
By Susan Cornwell; Reuters ~ Apr 20, 2015

Social Security number removed from Medicare cards
By Andrew V. Pestano; United Press International ~ Apr 20, 2015

GOP divided on Medicare overhaul
By Rebecca Shabad; The Hill ~ Apr 19, 2015

The ObamaCare Effect: Hospital Monopolies
By Marty Makary; The Wall Street Journal ~ Apr 19, 2015

GOP presidential contenders talk entitlement reform
By Eric Bradner; CNN ~ Apr 18, 2015

There May Still Be Time To Save On Health Law’s Tax Penalties
By Michelle Andrews; Kaiser Health News ~ Apr 17, 2015

GOP Senator Explains GOP's Biggest Fear If Obamacare Goes Down In Court
By Sahil Kapur; Talking Points Memo ~ Apr 17, 2015

Obama signs $200 billion 'doc fix' bill
By Jordan Fabian; The Hill ~ Apr 16, 2015

Higher Interest Rates Will Finally Reward Savers
By Dunstan Prial; Fox Business ~ Apr 16, 2015

Abnormal 2014 For Corporate Pensions
By Timothy W. Martin; The Wall Street Journal ~ Apr 16, 2015

U.S. pensioners risk overestimating Social Security benefits
By Mark Miller; Reuters ~ Apr 16, 2015

Deal Reached on Fast-Track Authority for Obama on Trade Pact
By Jonathan Weisman, New York Times – April 16, 2015

Opinion: Where Government Excels
By Paul Krugman, New York Times – Apr 10, 2015

Despite 'doc fix,' some doctors still face cuts
By Sarah Ferris; The Hill ~ Apr 15, 2015

Obama makes new push on middle-class tax proposals
By Darlene Superville; The Associated Press ~ Apr 15, 2015

Hours from deadline, bipartisan Medicare bill heads to White House
By Mike DeBonis, Washington Post – Apr 14, 2015

Senate Approves a Bill on Changes to Medicare
By Robert Pear, New York Times – Apr 14, 2015

Are Medicare and Medicaid Sustainable?
By Kimberly Leonard; US News & World Report ~ Apr 15, 2015

Obamacare's Cadillac Tax Hits the College Campus
By John S. Rosenberg; The Fiscal Times ~ Apr 14, 2015

Patients' medical records under threat from data breaches
By Lindsey Tanner; The Associated Press ~ Apr 14, 2015

White House threatens veto of Republican estate tax repeal bill
By Emily Stephenson & David Lawder; Reuters ~ Apr 14, 2015

Christie To Propose Big Changes To Social Security, Medicare, Medicaid
By Rachel Stoltzfoos; The Daily Caller ~ Apr 14, 2015

Social Security is in trouble: Their Take
From Chicago Tribune; Orlando Sentinel ~ Apr 14, 2015

U.S. Labor Department unveils retirement brokers rule
By Sarah N. Lynch & Suzanne Barlyn; Reuters ~ Apr 14, 2015

OVERNIGHT HEALTHCARE: Senate tees up Medicare votes
By Sarah Ferris; The Hill ~ Apr 13, 2015 - 04/13/15 06:18 PM EDT

Just One-Third Of Hospitals IT-Ready For Population Health
By Bruce Japsen; Forbes ~ Apr 13, 2015

Corporate Pension Funds Pile Into Bonds
By Vipal Monga & Mike Cherney; Nasdaq ~ Apr 13, 2015

IRS declares victory on ObamaCare as filing season ends
By Bernie Becker; The Hill ~ Apr 12, 2015

Republicans seek new rules for IRS
By Jesse Byrnes; The Hill ~ Apr 11, 2015

It’s time to repeal tax on Social Security benefits
By Scott Burns; The Dallas Morning News ~ Apr 11, 2015

New CMS rule would delay deadline for e-records data
By Sarah Ferris; The Hill ~ Apr 10, 2015

Medicare agency: House bill not quite a 'doc fix'
By Sarah Ferris; The Hill ~ Apr 10, 2015

How Much Americans Really Pay in Taxes
By Ben Steverman; Bloomberg ~ Apr 10, 2015

Obamacare push on last chance in Montana, fading in other states
By Letitia Stein; Reuters ~ Apr 09, 2015

Gallup: Most Americans Still Unhappy With Obamacare
By Brittany M. Hughes; Cybercast News Service ~ Apr 09, 2015

Replacing the Income Tax With a National Sales Tax
By Elizabeth MacDonald; Fox Business ~ Apr 09, 2015

Get Ready for $11 Billion in 'Net Neutrality' Taxes
Investor’s Business Daily ~ Apr 09, 2015

Top Mistakes Seniors Make
By Tom Orecchio, CFA, CFP, ChFC, CLU, AIF; MD ~ Apr 08, 2015

Obama: Healthcare law critics make their 'last gasp' in Supreme Court
By Sarah Ferris; The Hill ~ Apr 08, 2015

Conservatives Push for Fully Paid 'Doc Fix' Deal
By Paul M. Krawzak & Melissa Attias, CQ Staff; Roll Call ~ Apr 08, 2015

Changes Afoot In How Employers Provide Health Coverage For Workers
From KHN Morning Briefing; Kaiser Health News ~ Apr 08, 2015

IRS funding pleas don't 'pass the laugh test,' Republican says
By Bernie Becker; The Hill ~ Apr 08, 2015

Should You File for a Tax Extension?
From Bonnie Lee; Fox Business ~ Apr 07, 2015

Cantor: GOP plan for ObamaCare will nix mandates
By Sarah Ferris; The Hill ~ Apr 07, 2015

The Doc Fix Is Small Change Compared To What Will Be Needed To Fix Obamacare
From John C. Goodman; Forbes ~ Apr 07, 2015

Last-minute lobbying threatens $200B Medicare package
By Sarah Ferris; The Hill ~ Apr 07, 2015

When to ditch online tax prep and hire a tax pro
By Daniel Goldstein; MarketWatch ~ Apr 07, 2015

How Alcatel-Lucent Has Quietly Bounced Back
From Dan Caplinger; Investopedia ~ Apr 07, 2015

This Is The End For Washington’s Most Frenzied Lobbying Extravaganza
By Dylan Scott; National Journal ~ Apr 06, 2015

U.S. Regulator Says 2016 Payments for Medicare Advantage to Rise
By Caroline Humer, Reuters; The New York Times ~ Apr 06, 2015

The medical system may treat you well, but less so after you reach age 80
By Louise Aronson; The Washington Post ~ Apr 06, 2015

More People Face Risk Of Crippling Medical Bills Under High-Deductible Plans
From KHN Morning Briefing; Kaiser Health News ~ Apr 06, 2015

'Cadillac tax' the next big Obamacare battle
By Brian Faler; Politico ~ Apr 06, 2015

Democrats Rethink Social Security Strategy
By Laura Meckler, Wall Street Journal – Apr 5, 2015

Doc fighting changes to Medicare
By Jennie L. Phipps, Bankrate.com - April 2, 2015

Congress needs to talk to patients, not at them
By Kenneth Thorpe, PhD; The Hill ~ Apr 04, 2015

Medical expenses: Finding your way with a patient navigator
By Matthew Perrone, AP; The Washington Post ~ Apr 02, 2015

IRS deadline extended for ObamaCare customers sent the wrong tax form
By Sarah Ferris; The Hill ~ Apr 03, 2015

Obamacare Pinches the Poor
By Kimberly Pinter, The Weekly Standard – Apr 2

5 Things the Easter Bunny Can Teach Us About Retirement
By Kelly Campbell, U.S. News – Apr 3, 2015

Half of Americans will see their standard of living fall in retirement
By Elizabeth O’Brien, MarketWatch – Apr 2, 2015

Look who's retiring later
By Kelley Holland, CNBC – Apr 3, 2015

Why the Medicare “Doc Fix” Bill Isn’t a Fix for the Rest of Us
By Philip Moeller, Time.Com – April 1, 2015

Senate Has New Deadline to Avoid Doctors' Medicare Cuts
Associated Press – April 1, 2015

White House scoffs at ObamaCare ‘doomsday prophecies'
By Sarah Ferris; The Hill ~ Apr 02, 2015

White House's New Claim: Obamacare Helps U.S. Economy Grow
by Alex Wayne; Bloomberg ~ Apr 02, 2015

Retirees embrace ways to stay put, age in place
By Nanci Hellmich; USA TODAY ~ Apr 02, 2015

Obama’s claim the Affordable Care Act was a ‘major reason’ in preventing 50,000 patient deaths
By Glenn Kessler; The Washington Post ~ Apr 01, 2015

Is This Why the IRS Is Ignoring Taxpayer Calls?
By Neil Cavuto; Fox Business ~ Apr 01, 2015

How To Stay Relevant In Retirement
By Robert Laura; Forbes ~ Apr 01, 2015


NRLN members are saving big with the Free Health Savings Rx Card℠

The NRLN has arranged to offer you a Health Savings Rx Card™, at NO COST, that offers you and your family savings on prescription drugs, plus vision and hearing services and products.Click here to access the Rx Savings Card℠ website.If you do not already have a Health Savings Rx Card℠ you will need to create your personal login and then printout your free card. Savings information for prescription drugs, vision and hearing services and products is available through the links under the Savings Plus tab.


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