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BILL KADEREIT
Washington, D.C. is often a city for coalitions to advocate issues with Congress. The National Retiree Legislative Network has become a promoter of coalition building, where it makes sense, in order to advance the interests of our members. The force of active coalitions is extremely powerful and only happens when you begin with a strong, credible association.
Last August Marta Bascom, NRLN Executive Director, and I set out to open doors for coalition talks with corporate advocates by visiting leaders from the ERISA Industrial Council (ERIC), U.S. Chamber of Commerce and the American Benefits Council (ABC). In addition, we often have met with retiree plan participant advocates such as international unions, AARP and the Pension Rights Center (PRC). We also consult with D.C. area pension research firms such as the National Institute on Retirement Security (NIRS) and of course meet with numerous Congressional staff leaders. Our agenda then was to seek common ground for actions that would support our belief that defined pension benefit plans were not dead yet and could be reconstituted, and also to set the stage for being able to build other win / win proposals that could be advocated with minimal resistance.
Recently, Marta and Michael Calabrese, NRLN Legislative Advisor, were instrumental in forming a coalition of organizations representing a variety of participant groups as well as key Capitol Hill staff to study and act upon the trend of some companies to convert their pension plans to annuities, and educate Congress and the Administration about the risks to retirees. The risks are many and the legal and financial analysis is complex. Just as important is the political component which often determines when and if government will respond to protect plan participants.
This coalition will be presenting its concerns and exploring potential solutions with Phyllis Borzi, Assistant Secretary of Labor for the Employment Benefits Security Administration. The meeting will be a starting point for our work in pressing the Administration to establish safeguards for plan participants who might otherwise be vulnerable to financial shortfalls.
The NRLN is also working to establish a coalition of plan participant groups as well as industry groups to encourage Congress and the Administration to focus on the discrepancies in the discount rates used in calculating the funding of defined benefit pension plans by companies and the Pension Benefit Guaranty Corporation (PBGC). For different reasons, this has disadvantages for both plan participants as well as companies, which makes the members of this potential coalition quite remarkable. The PBGC’s practice of using a low interest rate to calculate benefits results in a low pay-out for plan participants, especially since the amount is lower than what is published in a plan’s annual notice prior to a plan’s termination, all due to varying discount rates. Companies are opposed to the PBGC’s choice of the lower discount rate because it inflates their financial liabilities. Also, companies oppose the concept of shifting sole authority for setting PBGC insurance premium rates to the PBGC itself. We are advocating discussions among representatives from ERIC, ABC, US Chamber, NRLN, AARP, PRC and AFL-CIO.
This is one of the few areas where participants and industry may have common causes, and while we may part company in terms of advocating solutions, this provides an opportunity for us to unite in order to get so-far uninterested politicians and bureaucrats to raise their heads.
The NRLN’s particular focus on defined benefit pension plans and employer-based retiree health care benefits brings a unique expertise to all negotiations, but we also benefit from having the insights of our coalition partners.
The Pension Rights Center (PRC) is a great partner on pension matters. In fact, we recently commissioned a study through them and work with them on Pension Benefit Guaranty Corporation (PBGC) reforms. Currently, we are in collaboration on long-term plans for defined benefit pensions and serve on the Retirement USA coalition with the PRC, unions and others. The same is true of the National Institute on Retirement Security (NIRS). The NIRS does extensive research on behalf of pension fund managers and participants and are good allies because they want to protect defined benefit pension plans. The NRLN is a financial contributing member of both PRC and NIRS. We also work with the National Committee to Protect Social Security and Medicare (NCPSSM). Both our groups advocate similar positions on Social Security and Medicare. Prescription drug prices and taxes weighing down retirees are also common issues. AARP joins these efforts while also focusing on other issues that affect their other concerns.
You, as part of the NRLN’s extensive grassroots organization active in all 50 states and practically every Congressional District, are another coalition partner. Your commitment to communicate with your elected officials is extremely important to getting the interests of America’s retirees in the forefront of public policy. The NRLN fills a HUGE void in addressing protection of defined benefit pension plans; advocating reforms to corporate bankruptcy laws and PBGC rules to give retirees fairer treatment; safeguarding pensions and benefits in company mergers, acquisitions and spinoffs; reducing the cost of prescription drugs, and lobbying for legislation to establish a fixed monthly payment to retirees for benefits lost after they retire.
The NRLN has done extensive research and written compelling proposals in our white papers on these tough issues. Click here ( http://www.nrln.org/_pvtflyin.html ) to read the NRLN's white papers or go to www.nrln.org and click on the "Legislative Action" tab. As I reported to you in my last President's Forum message, Michael is working with a committee of NRLN Retiree Association leaders to conduct an exhaustive analysis of "de-risking" to determine what, if any, regulatory or legislative actions the NRLN should consider and prepare a white paper with our proposals.
Our Washington, D.C. staff gets calls from retiree advocates and adversaries as well as Congressional staff members asking what the NRLN's view is on specific matters. We have on the NRLN Board a Vice President – Regulatory and his committee responds to proposed regulations being written by federal agencies. We recognize that what a law gives, agency regulations can take away.
So, this is where the NRLN is and we think it is exactly where we need to be: NRLN grassroots lobbying at home; NRLN lobbying on Capitol Hill daily and through use of Fly-ins; coalition lobbying with advocates where we have common ground, and building win/win coalitions with retiree and business advocates whenever there are opportunities.
Please help us help you by making this year your year to make an extra effort to support your NRLN financially. To contribute, click on the "Join Us" tab above, complete the membership contributions form and send a check or use your credit card.
Bill Kadereit, President
National Retiree Legislative Network
The NRLN regularly informs members by email about important information. If you did not receive an email with the NRLN President’s Forum message or an Action Alert posted on this home page, possibly you mistakenly “unsubscribed” on one of our emails or you have a new email address that is not in the NRLN’s database. You will no longer hear from us unless you “re-subscribe”. To “re-subscribe”,click here.
There were 9,402 individuals who answered at least one or more questions of the NRLN 2013 Future Directions Survey. The data from the survey is posted for your review except for demographics on retiree association and chapter affiliation and the responses to questions where personal comments were given or personal contact information was provided. Click here to see the survey results.
Click here to read the summer 2013 edition of the NRLN FOCUS Newsletter.
The column by NRLN President Bill Kadereit addresses the proposal in President Obama's 2014 fiscal year budget to Congress that is known as "chained CPI" (Consumer Price Index) that would reduce future Cost-of-Living Adjustments (COLAs) for Social Security and a number of other programs.
NRLN Executive Director Marta Bascom wrote about the many distractions in Washington, D.C. these days, ranging from controversy involving horrifying events in Benghazi, Libya to disturbing allegations of nefarious actions by officials at the IRS.
The 8-page newsletter carries a report 2013 NRLN Future Directions Survey that will help the NRLN and its retiree associations and chapters gain a better understanding of members' views on important retirement issues. An article announces the NRLN will hold its third Washington, DC Fly-In on October 6 – 9, 2013 for retirees to take NRLN legislative issues to U.S. Representatives and Senators and members of their staffs.
Please take the time to read the newsletter.
The NRLN has arranged to offer you a Health Savings Rx Card℠, at NO COST, that offers you and your family savings on prescription drugs, plus vision and hearing services and products. Click the "Health Savings Rx Card℠" tab above to access the Health Savings Rx Card℠ website. If you do not already have a Health Savings Rx Card℠ you will need to create your personal login and then click the link under "Complete Health Savings Rx Card℠ to printout your free card. Savings information for prescription drugs, vision and hearing services and products is available through the links under the Savings Plus tab.
Will Companies Stop Offering Health Insurance Because of the Affordable Care Act?
By Scott Thurm; The Wall Street Journal ~ Jun 16, 2013
Should Physician Pay Be Tied to Performance?
We need to rethink how we pay doctors. That's one thing almost everyone can agree on.
The Wall Street Journal ~ Jun 16, 2013
Social Security—Call It 'Married With Benefits'
By Jennifer Waters; The Wall Street Journal ~ Jun 16, 2013
Chrysler to freeze pensions of salaried workers
By Bryce G. Hoffman; The Detroit News ~ Jun 14, 2013
IRS scandals threaten funding for health care law
By Stephen Ohlemacher, AP; Houston Chronicle ~ Jun 15, 2013
GOP to constituents: Questions on ObamaCare? Call Obama.
By Elise Viebeck; The Hill ~ Jun 15, 2013
Doctors Lag Far Behind On New Medicare Diagnosis Codes
By Bruce Japsen; Forbes ~ Jun 15, 2013
Study shows preventive care benefits
By Ted Griggs; The Advocate ~ Jun 15, 2013
Suddenly, Retiree Nest Eggs Look More Fragile
By Jeff Sommer; The New York Times ~ Jun 15, 2013
Patients Paying More for Hospital Care
By Ann Carrns; The New York Times ~ Jun 13, 2013
Small U.S. insurers fill gaps for weakest state health exchanges
By Caroline Humer; Reuters ~ Jun 14, 2013
Rethinking Some Elements Of Conventional Retirement Wisdom
By Abram Brown; Forbes ~ Jun 14, 2013
How to Avoid an Estate Battle After You Die
By Paul Sullivan; The New York Times ~ Jun 14, 2013
Panel Tells Congress Medicare Is Unfairly Penalizing Hospitals Serving The Poor
By Jordan Rau; Kaiser Health News ~ Jun 14, 2013
Alcatel-Lucent announces preliminary results of Alcatel-Lucent USA Inc.’s offer to purchase 2.875% Series B convertible senior debentures due in 2025
By The Network Integrator, ; Telecom TV ~ Jun 13, 2013
Exposing the Social Security solvency hype
By Andy Landis, Market Watch - June 13, 2013
Rep. Black: Obamacare Database 'Doesn't Have a Lot of Safeguards'
By Todd Beamon; Newsmax ~ Jun 12, 2013
Employers Coming to Grips With Health Reform Costs: Survey
By Maxwell Murphy; The Wall Street Journal ~ Jun 12, 2013
What To Do If Your Doctor Won't Take Medicare
By Caroline Mayer; Forbes ~ Jun 11, 2013
Obamacare Shows Hospital Savings as Patients Make Gains
By Alex Wayne; Bloomberg ~ Jun 12, 2013
How to avoid urgent care sticker shock
By Beth Pinsker; Reuters ~ Jun 11, 2013
Study: Brand Name Drugs Drive Up Medicare Spending
By Ankita Rao; Kaiser Health News ~ Jun 11, 2013
How Baby Boomers Can Save the Economy
By STAFF, TheWeek.com; The Fiscal Times ~ Jun 11, 2013
Retirement account balances grow 10 percent: study
By Beth Pinsker; Reuters ~ Jun 11, 2013
Banks Seen as Aid in Fraud Against Older Consumers
By Jessica Silver-Greenberg; The New York Times ~ Jun 10, 2013
What's next for Delphi Salaried Retirees
WDTN ~ Jun 10, 2013
Editorial: What’s Next for Social Security?
By the Editorial Board, New York Times - June 9, 2013
Democrats hit the road to sell public on Obamacare
By Anita Kumar, McCN; The Charlotte Observer ~ Jun 10, 2013
The doctor will see you now. Or the nurse. Or the physician assistant.
By Sarah Kliff; The Washington Post ~ Jun 10, 2013
How well do physicians know the ACA?■ Individual practices and medical organizations are educating their doctors on the 2,000-page statute, and some say they're ready for 2014.
By Jennifer Lubell; American Medical News ~ Jun 10, 2013
How Much To Withdraw From Retirement Savings
By Larry Rosenthal, NA; Forbes ~ Jun 10, 2013
The $1 Million Nest Egg
By Jeff Sommer; The New York Times ~ Jun 10, 2013
Seniors in 48 states face serious income shortage
By Melanie Hicken; Money ~ Jun 10, 2013
Report: Affordable Care Act A Huge Boon For Pharmas
By Kathlyn Stone, About.Com - May 26, 2013
Healthcare Pricing Transparency Gains Momentum
By Dan Munro; Forbes ~ Jun 09, 2013
Reverse mortgages backfire on some seniors
By Diana Olick, CNBC; USA Today ~ Jun 09, 2013
IRS, under political fire, must help overhaul U.S. healthcare
By Patrick Temple-West & Kim Dixon; Reuters ~ Jun 07, 2013
Prepare for Big Piece of Health Law
By Avery Johnson; The Wall Street Journal ~ Jun 08, 2013
Want to Fix Social Security? Use the Right Wrench
By Robert J. Shiller; The New York Times ~ Jun 08, 2013
Working Seniors Must Still Pay Tax
By Tom Herman; The Wall Street Journal ~ Jun 08, 2013
For Retirees, a Million-Dollar Illusion
By Jeff Sommer; The New York Times ~ Jun 08, 2013
Study: Consumers Saved $2.1B On Individual Coverage Under Health Law
By Julie Appleby; Kaiser Health News ~ Jun 07, 2013
Obama set to kick off enrollment blitz amid jitters over health plan
By Russ Britt; MarketWatch ~ Jun 07, 2013
Medicare, Social Security trustees’ report
How reports affect retirement planning
By Robert Powell; MarketWatch ~ Jun 07, 2013
Fine Print and Red Tape in Long-Term Care Policies
By Tara Siegel Bernard; The New York Times ~ Jun 07, 2013
Employment is still near a 30-year low
By Annalyn Kurtz; Money ~ Jun 06, 2013
Insurers should have little trouble with health-spending rules: study
By Russ Britt; MarketWatch ~ Jun 06, 2013
Older workers hit by recession will continue to struggle
By Gail Marks Jarvis; Chicago Tribune ~ Jun 06, 2013
Watch Out For Timeshare, Retirement Home Scams
By Caroline Mayer; Forbes ~ Jun 06, 2013
US household wealth rebounds from depths of recession, and affluent benefit most from gain
By Associated Press; The Washington Post ~ Jun 06, 2013
The Big Question For Health Exchanges: How Much Will Plans Cost?
From KHN Daily News; Kaiser Health News ~ Jun 05, 2013
Rate Hikes May Lead To Pension Benefit Cuts
By Ted Knutson; Financial Advisor ~ Jun 05, 2013
ERISA Advisory Council looks at pension fund derisking
By Hazel Bradford; Pensions & Investments ~ Jun 05, 2013
10 Ways You Save Money When You Retire
By Tom Sightings; US News & World Report ~ Jun 04, 2013
The Geezers Are All Right
By Paul Krugman, New York Times - June 2, 2013
Democrats' New Argument: It's A Good Thing That Obamacare Doubles Individual Health Insurance Premiums
By Roy Avik; Forbes ~ Jun 03, 2013
Sebelius: I could raise money from companies that HHS regulates
By Sam Baker; The Hill ~ Jun 04, 2013
Politics may give HHS chief control of Medicare IPAB
By Charles Fiegl; American Medical News ~ Jun 03, 2013
Fewer families reporting trouble with paying medical bills, study says
By Russ Britt; MarketWatch ~ Jun 04, 2013
Pension Funding Soars on Interest Rate Rise
By Vipal Monga; The Wall Street Journal ~ Jun 04, 2013
Democrats' New Argument: It's A Good Thing That Obamacare Doubles Individual Health Insurance Premiums
By Roy Avik; Forbes ~ Jun 03, 2013
Glitches the media must watch for in covering ACA
By Drew Altman; Politico ~ Jun 03, 2013
Fourteen states would miss out on $8.4 billion in Medicaid dollars: study
By Russ Britt; MarketWatch ~ Jun 03, 2013
Medicare Data Show Wide Divide In What Hospitals Bill For Outpatient Services
By Jordan Rau; Kaiser Health News ~ Jun 03, 2013
Most Doctors Don’t Meet U.S. Push for Electronic Records
By Alex Nussbaum; Bloomberg ~ Jun 03, 2013
Survey: Most uninsured may not be covered by Obamacare deadline
By Betsi Fores, DCNF; The Daily Caller ~ Jun 03, 2013
White House promises veto of GOP spending plan
By Andrew Taylor, AP; Army Times ~ Jun 03, 2013
Court challenges could tear down major pieces of ObamaCare
By Sam Baker; The Hill ~ Jun 02, 2013
Will Consumers Sign On For Health Law’s Co-Ops?
By Roni Caryn Rabin; Kaiser Health News ~ Jun 02, 2013
Commentary: Health care’s ‘productivity paradox’ may be short lived
By Roger S. Foster; The Washington Post ~ Jun 02, 2013
GAO: HHS Already Rationing Enrollment in Obamacare’s Pre-Existing Condition Plan
By Michael W. Chapman; Cybercast News Service ~ May 31, 2013
Co-ops gear up to compete with major insurers under new health law
By Roni Caryn Rabin; The Washington Post ~ Jun 01, 2013
Healthcare reform may spur new generation of entrepreneurs
United Press International ~ Jun 01, 2013
Ex-Policy Aide Emanuel Says No Concerns About IRS in Health Care
By Mike Dorning; Bloomberg ~ Jun 01, 2013
Annuities as income, not investments
By Robert Powell; MarketWatch ~ Jun 01, 2013
White House: There Will Be Competition In Insurance Exchanges
By Julie Rovner, NPR News; Kaiser Health News ~ May 31, 2013
Medicare’s Deterioration Slows as Health Law Blunts Costs
By Alex Wayne & Anna Edney; Bloomberg ~ May 31, 2013
Social Security trust fund to run dry in 2033
By Robert Schroeder; MarketWatch ~ May 31, 2013
Under Obamacare, Emergency Rooms May Get Even More Crowded
By Stephanie Armour; Bloomberg Businessweek ~ May 30, 2013
Social Security tax-gap spikes 65 percent in five years
By Neil Munro; The Daily Caller ~ May 31, 2013
Retirees Less Likely to Go Online for Social Security Information
By Donald Liebenson; Millionaire Corner ~ May 31, 2013
Republican senators hit Sebelius on Obamacare fundraising
By Halimah Abdullah; CNN Politics ~ May 30, 2013
What Is Concierge Healthcare?
By Russ Alan Prince; Forbes ~ May 30, 2013
How the next battle over Obamacare could be the ugliest yet
By Halimah Abdullah; CNN Politics ~ May 30, 2013
Administration: 'Obamacare' to offer more choices
By Jim Kuhnhenn; The Press Democrat ~ May 30, 2013
UnitedHealth Spurns Obama Exchanges as Rules Stall Profit
By Alex Nussbaum; Bloomberg ~ May 30, 2013
White House says health law already boosting competition
By Sam Baker; The Hill ~ May 30, 2013
Shrinking of US deficit could also help Social Security outlook, but probably not by much
By Tom Raum, AP; The Washington Post ~ May 30, 2013
The Cruel Things Obama Is Doing To The Labor Market
By John Goodman; Forbes ~ May 27, 2013
Immigrants Provide $115 Billion to U.S. Medicare Program
By Michelle Fay Cortez; Bloomberg ~ May 29, 2013
The toll of Medicare's unfunded mandates
By Charles Fiegl; American Medical News ~ May 29, 2013
Like your health care policy? You may be losing it
By Ricardo Alonso-Zaldivar; Times Herald-Record ~ May 29, 2013
Obamacare Shields College Kids From Emergency Medical Costs
By Bruce Japsen; Forbes ~ May 29, 2013
Nancy-Ann DeParle, former W.H. health care aide, pitches insurers for Obamacare
By Jennifer Haberkorn & Brett Norman; Politico ~ May 28, 2013
Sebelius asks physician assistants for Obamacare outreach help
By David Morgan; Reuters ~ May 28, 2013
Medicare Spending Variations Mostly Due To Health Differences, Study Concludes
By Jordan Rau; Kaiser Health News ~ May 28, 2013
Senior health care crisis looms; report ranks states
By Michelle Healy; USA Today ~ May 28, 2013
Senior citizens struggle with mounting debt
By Tami Luhby; Money ~ May 28, 2013
Low interest rates are the final straw for many company pensions
By Michael A. Fletcher, Washington Post, May 27, 2013
Sebelius on hot seat amid rising angst over ObamaCare rollout
By Elise Viebeck; The Hill ~ May 27, 2013
Samuelson Opinion: The fog of Obamacare
By Robert J. Samuelson, WP; The San Diego Union-Tribune ~ May 27, 2013
Medical errors are hard for doctors to admit, but it’s wise to apologize to patients
By Manoj Jain; The Washington Post ~ May 27, 2013
PBGC bares fangs in deals that could end in DB plan terminations
By Hazel Bradford; Pensions & Investments ~ May 27, 2013
Medicare Advantage: The future looks good
By Denise Early; The Voice of Tucson ~ May 27, 2013
Republicans see 'Obamacare' debacle as key to 2014
By Ricardo Alonso-Zaldivar, AP; The Press-Enterprise ~ May 26, 2013
States' refusal to expand Medicaid may strand thousands
United Press International ~ May 25, 2013
How to know if you have enough to retire
By Robert Powell; MarketWatch ~ May 25, 2013
6 Myths About Buying Life Insurance
By Jay MacDonald, Bankrate.com; Fox Business ~ May 24, 2013
AALTCI: Average age of life-LTC insureds drops
By Allison Bell; LifeHealthPro ~ May 24, 2013
Leaving Behind the Digital Keys to Financial Lives
By Paul Sullivan; The New York Times ~ May 24, 2013
Newly Insured? Good Luck Finding Healthcare!
By Evan Albright; Forbes ~ May 23, 2013
States Embroiled In Medicaid Expansion Battles Are Running Out Of Time
From KHN Daily News; Kaiser Health News ~ May 23, 2013
The unwelcome role of the IRS in Obamacare
By Michael Gerson; The Washington Post ~ May 23, 2013
Pension plans can make all the difference in retirement
United Press International ~ May 23, 2013
How can we fix long-term care insurance?
By Alicia H. Munnell; MarketWatch ~ May 22, 2013
Obamacare won’t stop most from offering coverage
By Russ Britt; MarketWatch ~ May 22, 2013
Milliman Index Shows Healthcare Cost Rise Slowing
By Vipal Monga; The Wall Street Journal ~ May 22, 2013
Column: Why pension funds are eating your 401(k)'s lunch
By Linda Stern; Reuters ~ May 22, 2013
Monthly information regarding the total number of voting rights and the total number of shares of the Company
Alcatel-Lucent Press Release – May 22, 2013
Unions break ranks on ObamaCare
By Kevin Bogardus; The Hill ~ May 21, 2013
Millions uninsured on patchwork Medicaid expansion map
By Jennifer Lubell; American Medical News ~ May 20, 2013
Some Individual Policies Offer A Way To Shrink Deductibles
By Michelle Andrews; Kaiser Health News ~ May 21, 2013
Market, insurers will keep premiums low, analysts say
By Kelly Kennedy; USA Today ~ May 21, 2013
Role of Health-Law 'Navigators' Under Fire
By Louise Radnofsky, Wall Street Journal – May 20, 2013
Seniors losing savings to 'pension advance' firms
By Melanie Hicken; Money ~ May 21, 2013
Should U.S. Pay Workers to Delay Social Security?
By Kathleen Madigan; The Wall Street Journal ~ May 21, 2013
Forget to Take Medicine? These Pills Will Tell Your Doctor
By Timothy Hay; The Wall Street Journal ~ May 20, 2013
Obamacare allies eye ballot initiatives
By Kyle Cheney & Jason Millman; Politico ~ May 19, 2013
Snowe: President thought opposition to health law would eventually fade away
By Alexander Bolton; The Hill ~ May 20, 2013
Should you skip Obamacare and keep your old plan?
By Kathleen Kingsbury; Reuters ~ May 20, 2013
How Will The ‘Unbanked’ Buy Insurance On The Exchanges?
By Sarah Varney; Kaiser Health News ~ May 20, 2013
Employers Eye Bare-Bones Health Plans Under New Law
By Christopher Weaver & Anna Wilde Mathews; The Wall Street Journal ~ May 20, 2013
Don't worry about today's retirees
By Nin-Hai Tseng; Fortune ~ May 20, 2013
For Second Careers, A Leap of Faith
Growing numbers of people see retirement as a chance to "do good" and are turning to divinity schools and a more spiritual life
By Anne Tergesen; The Wall Street Journal ~ May 19, 2013
Will Obamacare Reduce the Crazy Variation in Hospital Prices?
By Peter Ubel ; Forbes ~ May 19, 2013
Despite talk, no effort in Congress to change ObamaCare's employer mandate
By Sam Baker; The Hill ~ May 19, 2013
Senate Launches Pension-Sale Probe
By Michael Corkery; The Wall Street Journal ~ May 19, 2013
Feds Make It Easier For States To Enroll Poor Under Health Law
By Phil Galewitz; Kaiser Health News ~ May 18, 2013
IRS scandal adds fuel to Obamacare fire
By Deirdre Walsh; CNN ~ May 17, 2013
Women Know More About Finances Than They Get Credit For
By Alina Tugend; The New York Times ~ May 17, 2013
Future retirees at risk of downward mobility, Pew finds
By Michael A. Fletcher; The Washington Post ~ May 16, 2013
Why to Take Out a Mortgage in Retirement
By Anya Martin; The Wall Street Journal ~ May 16, 2013
Retirement healthcare costs decline: Fidelity
By Mark Miller; Reuters ~ May 16, 2013
Psst! Wanna Sell Your Pension?
By Rick Levinson; Bloomberg ~ May 16, 2013
Estimated Health Costs in Retirement Drop
By Ann Carrns; The New York Times ~ May 15, 2013
Younger Retirees Burning Through IRAs
By Kelly Greene; The Wall Street Journal ~ May 15, 2013
Why Retirement Savings Are Falling Short
By Ann Carrns; The New York Times ~ May 15, 2013
Premium Surges Could Reach 400 Percent Under Obamacare
By Courtney Coren; Newsmax ~ May 14, 2013
Most Doctors Still Waiting On Medicaid Pay Raise
By Phil Galewitz; Kaiser Health News ~ May 14, 2013
U.S. charges 89 with defrauding Medicare of $223 million
By James O'Toole ; Money ~ May 14, 2013
Hospitals Prepare to Crimp Services in Medicaid Opt-Out States
By Stephanie Armour; Bloomberg Businessweek ~ May 14, 2013
Hoyer: Dems fear ObamaCare glitches
By Mike Lillis; The Hill ~ May 14, 2013
Senator says Sebelius should stop healthcare fundraising
By David Morgan; Reuters ~ May 14, 2013
Budget Office Cuts Estimate of Nation’s 2013 Deficit by 24%
By Annie Lowrey; The New York Times ~ May 14, 2013
Cancer patients and others taking pricey drugs could pay thousands in health overhaul plans
By Ricardo Alonso-Zaldivar, AP; The Edwardsville Intelligencer ~ May 13, 2013
A Social Security Site for Smartphone Users
By Ann Carrns; The New York Times ~ May 13, 2013
De-risking Pensions: Can It Be Done?
From Deloitte Insights; The Wall Street Journal ~ May 13, 2013
Help your parents get home care
By Beth Braverman ; Money ~ May 13, 2013
Doc-Owned Hospitals Prep to Fight
By Alicia Mundy; The Wall Street Journal ~ May 13, 2013
Coverage Problems Could Still Remain For Young Adults
By Michelle Andrews; Kaiser Health News ~ May 13, 2013
Top Care and Coverage Dilemmas
By Anna Wilde Mathews; The Wall Street Journal ~ May 12, 2013
U.S. Medicare supplemental coverage linked to higher spending
United Press International ~ May 12, 2013
HHS Secretary Sebelius blasted over contribution solicitation
United Press International ~ May 11, 2013
Thinking Utopian: How about a universal basic income?
By Mike Konczal; The Washington Post ~ May 11, 2013
GM gets OK on tax breaks for $258M data center in Milford Twp.
By Melissa Burden; The Detroit News ~ May 10, 2013
Government sells 58.4 million shares of GM stock
By Martin Crutsinger, AP; The Detroit News ~ May 10, 2013
Sebelius Solicits Companies for Health Law Publicity Fund
By Alex Wayne; Bloomberg ~ May 10, 2013
Obama touts healthcare reform, exchange program
United Press International ~ May 10, 2013
Analysis: Drugmakers face more scrutiny of discordant U.S. prices
By Deena Beasley; Reuters ~ May 10, 2013
How to haggle down your medical bills
Consumers are finding creative ways to avoid health-care debt
By Jen Wieczner; MarketWatch ~ May 10, 2013
Agreeing to disagree on Obama’s retirement package
By Allan Sloan; The Washington Post ~ May 09, 2013
Column: Knowing Social Security rules can help divorced spouses
By Mark Miller; Reuters ~ May 09, 2013
Obama Sees Health Care as Legacy Too Worthy to Resist
By Mike Dorning and Alex Wayne, Bloomberg News – May 8, 2013
Republicans refuse to name members to U.S. healthcare panel
By David Morgan; Reuters ~ May 09, 2013
Some 2 million U.S. seniors refuse Medicare Part D free money
United Press International ~ May 09, 2013
House will vote next week on ObamaCare repeal, Cantor says
By Sam Baker ; The Hill ~ May 08, 2013
High hospital bills go public, but will it help?
By Connie Cass & Lauran Neergaard; Associated Press ~ May 08, 2013
Social Security: Immigration Overhaul Helps
By Sara Murray; The Wall Street Journal ~ May 08, 2013
A great many of us are gambling with our retirements
By Jill Schlesinger, TMS; Chicago Tribune ~ May 08, 2013
Drug company that supported Obamacare now says rebate plan could be ‘catastrophic’
By Patrick Howley; The Daily Caller ~ May 07, 2013
Soaring U.S. healthcare costs due to more being treated
United Press International ~ May 07, 2013
Texas Doctor Sues U.S. Over Affordable Health Care Act
By Laurel Brubaker Calkins; Bloomberg ~ May 07, 2013
10 Retirement Concerns to Prepare For
By Philip Moeller; US News & World Report ~ May 07, 2013
Holding noses, insurers start hawking Obamacare
By Jennifer Haberkorn; Politico ~ May 05, 2013
Brakes on U.S. health spending go beyond the recession: studies
By Sharon Begley; Reuters ~ May 06, 2013
Why Cash Can't Replace Health Insurance
By Josh Barro; Bloomberg ~ May 06, 2013
Health concerns top list of retirement worries in U.S.: study
By Ashley Lau; Reuters ~ May 06, 2013
The Not-So-Golden Years
By Megan McArdle; The Daily Beast ~ May 06, 2013
The Dull Task of Decoding 401(k) Fees Matters
By Carl Richards; The New York Times ~ May 06, 2013
Study pegs cost of immigration bill’s mass legalization at $6.3T
Fox News ~ May 06, 2013
Is Obama’s New Index the Right Fix for Social Security?
By Ed Dolan, Wall St. Cheat Sheet – May 5, 2013
Reverse-Mortgage Defaults Increasing
By Anne Tergesen; The Wall Street Journal ~ May 05, 2013
Obamacare is on the horizon, but will enough people sign up?
By David Morgan; Reuters ~ May 05, 2013
Funds to help uninsured choose health-care options could affect how many get coverage
By Phil Galewitz; The Washington Post ~ May 04, 2013
Par Pharmaceutical Nabbed: Put Older Patients At Risk With Weight-Gain Drug Megace ES
By Bill Hogan; AARP Bulletin ~ May 2013
Obamacare Already 'Hurting Jobs and Paychecks,' Republican Senator Says
By Susan Jones; Cybercast News Service ~ May 03, 2013
Left boils as Obama floats major change to Medicare
By Elise Viebeck; The Hill ~ May 04, 20
Tea Party looks to ObamaCare for new life in 2014 election cycle
By Elise Viebeck; The Hill ~ May 02, 2013
Advocates Head To Court To Overturn Medicare Rules For Observation Care
By Susan Jaffe; Kaiser Health News ~ May 03, 2013
States fear loss of health care aid
By Ricardo Alonso-Zaldivar, AP; The Scranton Times Tribune ~ May 03, 2013
Medicaid expansion stalls in red states
By Kyle Cheney & Jason Millman; Politico ~ May 02, 2013
Schumer: ObamaCare could raise premiums
By Elise Viebeck; The Hill ~ May 03, 2013
House GOP Eyes Another Obamacare Repeal Vote ‘Soon’
By Sahil Kapur; Talking Points Memo ~ May 03, 2013
Big insurers wary of entering new Obamacare markets
By Caroline Humer; Reuters ~ May 02, 2013
Healthcare law opponents sue Obama officials over IRS rules
By Patrick Temple-West; Reuters ~ May 02, 2013
Obama has a sweet retirement deal. Will you?
By Allan Sloan; The Washington Post ~ May 02, 2013
Preying on pensions
By Michelle Singletary; The Washington Post ~ May 02, 2013
Reid: More funding needed to prevent ObamaCare from becoming 'train wreck'
By Alexander Bolton; The Hill ~ May 01, 2013