NRLN Works to Protect Your Retirement Security

The National Retiree Legislative Network (NRLN) works to enact federal legislation to protect employer-sponsored pensions, health care benefits and keep Social Security and Medicare strong.

With support from more than 2 million members and Washington, D.C. staff, the NRLN identifies and rallies support for federal legislation that will guarantee fair and equitable treatment of retirees from the private and public sectors. Learn more about the NRLN and legislation important to retirees by clicking on the "About Us" and "Legislative" links above.

The NRLN recently created the American Retirees Education Foundation (AREF) with a mission is to research, educate and inform retirees, future retirees and the general public on how best to protect and promote retirement income security and retiree health care. Contributions to AREF are tax deductible.

To learn more about the AREF, go to .

Take Action Now!

click here to read the NRLN's current Action Alert and send the sample letter to your elected representatives.

enter your 5-digit zip code in the box to identify your U.S. Senators and Representative and compose your own personal message to them.

The NRLN's power to affect legislation comes from thousands of retirees like you making your voice heard in our nation's capital. Write to your representatives now.

     Sign Up to Receive Important Messages



Supporting Bills to Help Seniors

Two bills the NRLN has supported to help seniors have passed in the U.S. Senate and referred to the House. The Older Americans Act Reauthorization Act of 2015 (S. 192) was passed on July 16. The Program of All-Inclusive Care for Elderly (PACE) Innovation Act of 2015 (S. 1362) was passed on August 5.

Another bill to help seniors that we are also supporting is the COMMUNITY BASED INDEPENDENCE FOR SENIORS ACT OF 2015 (H.R. 2704 and S. 704).

S. 192 had been introduced by Senators Lamar Alexander (R-TN), Patty Murray (D-WA.), Richard Burr (R-NC) and Bernie Sanders (I-VT). If the bill is also passed in the House and signed by President Obama, it will direct the Secretary of Health and Human Services to establish a Community-Based Institutional Special Needs Plan demonstration program to target home and community-based care to eligible Medicare beneficiaries age 65 or older.

This demonstration would be for low-income, Medicare-only beneficiaries who need help with two or more activities of daily living, the usual criteria for nursing home eligibility. The plans would tailor services to beneficiaries, depending on individual needs. For instance, they might provide assistance with bathing or dressing, housekeeping or transportation, or even respite care for their primary caregiver.

The goal is to prevent these Americans from having to enter an institution and spend down their remaining assets, thereby becoming eligible for Medicaid. It would help our seniors remain in their own homes, where studies show they wish to remain, a more dignified approach and at lower cost than nursing home care.

S. 1362 had been introduced Senators Thomas Carper (D-DE) and Pat Toomey (R-PA). If the bill is also passed in the House and signed by President Obama, it will allow the Department of Health and Human Services to conduct pilot programs to enable more seniors with chronic conditions to participate.

The pilot programs would coordinated health and long-term services and supports for individuals 55 or older who qualify for nursing home care. These individuals have been diagnosed with a complex mix of chronic illnesses and functional or cognitive impairments, such as dementia, that inhibit their ability to live independently. For most participants, the comprehensive service package would enable them to remain in the community rather than receive care in a nursing home. Financing for the program is capped, which allows providers to deliver all services participants need rather than only those reimbursable under Medicare and Medicaid fee-for-service plans. This bill conserves individual resources and lowers overall cost and reduces debates over nursing home care coverage for the critical cases where independent living is all but impossible.

S. 704 was introduced by Senators Chuck Grassley (R-IA) and Ben Cardin (D-MD). It is pending in the Senate Finance Committee. The companion bill, H.R. 2704, was introduced by Linda Sanchez (D-CA-28) and Patrick Meehan (R-PA-27) and is pending in the House’s Ways and Means Committee and Energy and Commerce Committee. I have sent letters to the Chair and Ranking Member of all three committees urging them to bring this bipartisan bill to a vote.

Enacting H.R. 2704 and S. 704 would direct the Secretary of Health and Human Services to establish a Community-Based Institutional Special Needs Plan demonstration program to target home and community-based care to eligible Medicare beneficiaries age 65 or older.

This demonstration would be for low-income, Medicare-only beneficiaries who need help with two or more activities of daily living, the usual criteria for nursing home eligibility. The plans would tailor services to beneficiaries, depending on individual needs. For instance, they might provide assistance with bathing or dressing, housekeeping or transportation, or even respite care for their primary caregiver.

The goal is to prevent these Americans from having to enter an institution and spend down their remaining assets, thereby becoming eligible for Medicaid. It would help our seniors remain in their own homes, where studies show they wish to remain. Similar to S.192 above, these companion bills offer a more dignified home care approach and at lower cost than nursing home care.

These bills and the 56 other bills in the 114th Congress that the NRLN supports are posted on the NRLN website at The bills were recommended for the NRLN’s support by our Legislative Affairs Committee (LAC). The LAC conducts twice-a-month conference calls to review bills introduced in Congress. A member of the committee has reviewed 5,000 bills thus far in 2015 and has identified 276 that are retiree related. Another member of the committee researches the bills and the LAC decides during its conference calls which bills to refer to the Legislative Action Planning Committee (LAPC).

I serve as chairman of the LAPC and the committee members are the NRLN’s Executive Director, Vice President – Legislative Affairs, Vice President – Grassroots and Vice President Communications. The LAPC holds regular conference calls to determine what action the NRLN will take in support of or opposition to the bills. The actions range from visits to Representatives’ and Senators’ offices, to Action Alerts with emails and/or phone calls to Representatives, Senators and/or the President; letters to editors, or letters to Congressional Committee chair and ranking member urging passage of the bill out of committee, and/or a thank you letter to the Representative(s) and/or Senator(s) who introduced the bill(s). Some bills are tracked for possible future NRLN action and some bills are removed from further consideration by the NRLN.

You may recall that the NRLN has created a Congressional Report Card to show whether U.S. Representatives and Senators are supporting / co-sponsoring bills advocated by the NRLN. The Report Card is available to any Grassroots Advocates. Instructions on how to access the Report Card for your state are at

Bill Kadereit, President
National Retiree Legislative Network


The NRLN regularly informs members by email about important information. If you did not receive an email with the NRLN President’s Forum message or an Action Alert posted on this home page, possibly you mistakenly “unsubscribed” on one of our emails or you have a new email address that is not in the NRLN’s database. You will no longer hear from us unless you “re-subscribe”. To “re-subscribe”, click here.


Click here to read the Summer 2015 issue of the NRLN FOCUS Newsletter

action alert

NRLN Action Alert – Pass Bills to Cut Cost of Prescription Drugs

This Action Alert involves a number of prescription drug importation and Medicare Part D bills. You are encouraged to email the NRLN’s sample letters to your members of Congress. These bills that have been introduced in Congress are so important to retirees that they need to be enacted immediately.

Positive News for Medicare Beneficiaries

The NRLN and our grassroots advocates have been lobbying members of Congress for legislative action to eliminate Medicare’s requirement that beneficiaries must be in a hospital as an “inpatient” for three-days to be eligible for skilled nursing facility (SNF) services. Beneficiaries are often unaware that a hospital has admitted them as an “outpatient under observation” status rather than as an “inpatient”. Those admitted as an “outpatient under observation” who later receive SNF services are often surprised when they are billed for the services that Medicare will not cover.

We have some positive news. The powerful House Ways and Means committee has passed H.R. 876 the “Notice of Observation Treatment and Implication for Care Eligibility Act” or known as the “Notice Act”. The bill still needs to be passed by the entire House, then the Senate and signed into law by the President. Read more...

report card

NRLN Provides New “Report Card” Feature on Members of Congress

NRLN has introduced a “report card” for each state that shows whether the U.S. Representatives and Senators have supported bills in Congress advocated by the NRLN. Read all about it here.

For recent mail from our members, click here.



Patients Brace For Erroneous Bills In Shift To New ICD-10 Medical Codes
From Bruce Japsen; Forbes ~ Oct 01, 2015

Obamacare Has Given Doctors A 3% Pay Raise
From Bruce Japsen; Forbes ~ Oct 04, 2015

Obamacare: Not So Affordable After All?
From Sean Williams; The Motley Fool ~ Oct 04, 2015

Rift Over Drug Protections Complicates Trans-Pacific Partnership Trade Talks
By William Mauldin, Wall Street Journal – Oct 1, 2015

How to draw down your retirement savings
By Kelley Holland, CNBC; USA TODAY ~ Oct 03, 2015

How can a retiree protect retirement savings against inflation?
By Richard Barrington; MoneyRates ~ Oct 02, 2015

Prudential Insurance to take over J.C. Penney pension
By Sruthi Ramakrishnan; Reuters ~ Oct 02, 2015

Again? Health care debate expands for 2016
By Ricardo Alonso-Zaldivar; The Associated Press ~ Oct 02, 2015

When Is It Time To Sell An Investment?
From Mitch Tuchman; Forbes ~ Oct 02, 2015

Senate sends ObamaCare tweak to president's desk
By Peter Sullivan; The Hill ~ Oct 01, 2015

Obamacare not spurring more early retirements yet despite predictions
By Mark Miller; Reuters ~ Oct 01, 2015

ObamaCare program paying insurers far less than requested
By Peter Sullivan; The Hill ~ Oct 01, 2015

AARP Starts $40 Million Venture Fund for Technology for Seniors
By John Lauerman; Bloomberg ~ Oct 01, 2015

GAO Chief: Entitlement Errors Cost Taxpayers $124.7 Billion Last Year
By Kathryn Watson; The Daily Caller ~ Oct 01, 2015

GAO: More Oversight Needed Over Medicare Advantage Provider Networks
By Phil Galewitz; Kaiser Health News ~ Sep 30, 2015

6 Ways To Pay Less For Healthcare
By Beth Braverman; Forbes ~ Sep 30, 2015

Poll: 60 percent oppose ObamaCare Cadillac Tax
By Peter Sullivan; The Hill ~ Sep 30, 2015

Retirees Are Discovering the Facts About Health-Care
By “NewsbrkChi”; CNN ~ Sep 30, 2015

Roskam: Obama Administration Wants To Overreach Into America’s Investment Options
By Juliegrace Brufke ; The Daily Caller ~ Sep 30, 2015

The breach we could have avoided
By Rep. Jason Chaffetz (R-Utah); The Hill ~ Sep 30, 2015

Time for the IRS to come clean
By Michael F. Cannon; The Hill ~ Sep 30, 2015

Poll: Majority Of Americans Think Congress Is Corrupt And Out Of Touch
By Juliegrace Brufke; The Daily Caller ~ Sep 29, 2015

House committee fast-tracks legislation package to repeal ACA mandates, taxes
By Doug G. Ware; United Press International ~ Sep 29, 2015

Another ObamaCare nonprofit bites the dust
By Peter Sullivan; The Hill ~ Sep 25, 2015

Feds Admit More Obamacare Co-Op Flops Ahead
By Richard Pollock; The Daily Caller ~ Sep 29, 2015

Family and medical leave insurance, not tax credits, will help families
From Eileen Appelbaum; The Hill ~ Sep 29, 2015

Congress Should Block Obama's Plan to Steal Your IRA
From Ryan Ellis; Forbes ~ Sep 29, 2015

4 Ways To Rebound Your Retirement After A Market Correction
From Nancy Anderson; Forbes ~ Sep 29, 2015

Health-Care Shares Drive Stock Selloff
By Leslie Josephs, Wall Street Journal – Sept 28, 2015

Quick, When Do You Claim Social Security? What Do You Get If Your Ex Dies?
By Suzanne Woolley; Bloomberg ~ Sep 28, 2015

Higher taxes on rich doesn't battle income inequality
By Bernie Becker; The Hill ~ Sep 28, 2015

Biotech stocks dive as lawmakers take aim at Valeant for drug price hikes
By Laura Lorenzetti ; Fortune ~ Sep 28, 2015

Retiring Baby Boomers Place New Strains on Medicare and Social Security Programs
By “jdesmarais”; CNN ~ Sep 28, 2015

Should you trust a healthcare trainee to save a few bucks?
By Beth Pinsker; Reuters ~ Sep 28, 2015

3 surprising reasons Social Security is vital to your retirement dreams
By Dan Caplinger, TMF; USA TODAY ~ Sep 26, 2015

CMS switches up Medicare clinical lab test payments with proposed rule
By Jeff Byers; Healthcare Dive ~ Sep 27, 2015

Not Much to Show for Nation's High Cost of Care
By Caroline Poplin MD, JD; MedPage Today ~ Sep 27, 2015

It’s Time Health-Care Providers Listen to Their Customers
From Leah Binder; The Wall Street Journal ~ Sep 26, 2015

UBS sees U.S. pensions adding stocks, selling bonds in third quarter
By Richard Leong; Reuters ~ Sep 27, 2015

Fast-track bill will include ObamaCare repeal
Peter Sullivan, The Hill – Sept 25, 2015

Fast-track bill will include ObamaCare repeal
Peter Sullivan, The Hill – Sept 25, 2015

Could These Drugs Wind Up Bankrupting Medicare?
By Sean Williams, The Motley Fool – Sept 26, 2015

Opinion: Why do drug companies charge so much? Because they can
By Marcia Angell, Washington Post – Sept 25, 2015

Here are the 6 reasons why prescription drugs are so expensive
By Linda A. Johnson, Associated Press – Sept 25, 2015

Multiple factors cause high prescription drug prices in US
By Linda A. Johnson; The Associated Press ~ Sep 25, 2015

Retirement Health Care Varies from State to State
By David Goldstein; IRA Market Report ~ Sep 25, 2015

Two Big Reasons You Need More Retirement Savings
By Ashlea Ebeling; Forbes ~ Sep 25, 2015 ,

Kaiser Study: Deductibles under Obamacare rising seven times faster than inflation
By Kristina Ribali; Hot Air ~ Sep 24, 2015

Audit finds slipshod cybersecurity at
By Ricardo Alonso-Zaldivar; The Associated Press ~ Sep 24, 2015

Tech Options Helping Patients Wrest Control From Doctors
By Michelle Andrews; Kaiser Health News ~ Sep 22, 2015

Should the Cap on Social Security Payroll Taxes Be Lifted?
From; Fox Business ~ Sep 24, 2015

Politicians Push to Sway Fiduciary Regulation as Rulemaking Nears End
By Yuka Hayashi; The Wall Street Journal ~ Sep 24, 2015

Yellen 'Anticipates' Rate Hike This Year
By Dunstan Prial; Fox Business ~ Sep 24, 2015

​How far back can the IRS audit you?
By Ray Martin; CBS News ~ Sep 24, 2015

30M Americans tapped retirement savings early for an emergency
By Jiayue Huang; USA TODAY ~ Sep 23, 2015

For Obamacare, Upcoming Enrollment Season Will Be Toughest Yet, Burwell Says
From KHN Morning Briefing; Kaiser Health News ~ Sep 23, 2015

Provision in ACA Could Unravel Obamacare Without Congressional Vote
By Juliegrace Brufke; The Daily Caller ~ Sep 22, 2015

What Retail Telemedicine Means for Health Care Providers
By Jane Sarasohn-Kahn; ihealthBeat ~ Sep 23, 2015

U.S. Paid Contractor $4 Million to Fix Its Own Mess
By John Tozzi; Bloomberg ~ Sep 22, 2015

Opinion: Hillary Clinton's Drug Price Plan Would Make The Problem Worse -- But That Doesn't Mean We Should Do Nothing
By Avik Roy; Forbes ~ Sep 22, 2015

Health insurance CEOs vow mergers won't make marketplace less competitive
By Marcus E. Howard; Los Angeles Times ~ Sep 22, 2015

Employers Shift More Health Costs To Workers, Survey Finds
By Jay Hancock; Kaiser Health News ~ Sep 22, 2015

Some tips for patients to reduce odds of being misdiagnosed
The Associated Press ~ Sep 22, 2015

Study: Misdiagnosis a major issue for doctors
By Stephen Feller; United Press International ~ Sep 22, 2015

When $500,000 In Social Security And Medicare Benefits Isn't Enough
From Howard Gleckman; Forbes ~ Sep 22, 2015

Obamacare Is Back In Court
From Sally Pipes; Forbes ~ Sep 21, 2015

Precision Medicine - Even Medicare Will Pay for It!
By Judith A. Waltz, Foley & Lardner LLP; JDSupra ~ Sep 21, 2015

Prescription Drug Costs Are Rising as a Campaign Issue
By Margot Sanger-Katz; The New York Times ~ Sep 21, 2015

Most firms not ready for new SEC money market rules — survey
By Rick Baert; Pensions & Investments ~ Sep 21, 2015

Longer lives, falling rates put pressure on hospital pension funds
By Melanie Evans; Pensions & Investments ~ Sep 21, 2015

How Retirees Can Survive - and Thrive - During Stock Market Volatility
From Thomas & Robert Fross; Forbes ~ Sep 20, 2015

3 Financial Rules Of Thumb You Probably Shouldn't Follow
From Michael Helveston; Forbes ~ Sep 18, 2015

Who Falls Into the Medicare Donut Hole?
By Dan Caplinger; Fox Business ~ Sep 19, 2015

More Protection for a Nest Egg Has Some Brokers Upset
By Tara Siegel Bernard; The New York Times ~ Sep 18, 2015

Can this plan help control spiraling drug prices?
By Dan Mangan; CNBC ~ Sep 18, 2015

Cash Is Your Most Important Retirement Decision
By Robert Laura; Forbes ~ Sep 18, 2015

Global economy worries prompt Fed to hold rates steady
By Howard Schneider & Ann Saphir; Reuters ~ Sep 17, 2015

The cost of not taking meds as prescribed: $330 billion
By Elizabeth O'Brien; MarketWatch ~ Sep 17, 2015

Healthcare Costs for the Average Family Have Risen Dramatically
By Geoff Cockrell & Amber McGraw ; JDSupra ~ Sep 16, 2015

5 things every buyer should know about hybrid annuities
By Dan Caplinger, The Motley Fool; USA TODAY ~ Sep 15, 2015

Post-Obamacare: 115,470,000 on Government Health Insurance; 32,968,000 Still Uninsured
By Terence P. Jeffrey ; Cybercast News Service ~ Sep 16, 2015

How Botched $600 Million Worth of Contracts
By John Tozzi; Bloomberg ~ Sep 15, 2015

8 ways Medicare payment policies could soon change
By Amy Farouk; AMA Wire ~ Sep 15, 2015

She turned to the marketplace for her health care plan, but ended up losing her coverage
From WFTS; ABC Action News ~ Sep 15, 2015

The retirement problem that costs Americans $17 billion a year
By Thomas Perez & Jeff Zients; CNNMoney ~ Sep 15, 2015

The best way to get your ‘salt money’ after retiring
By Stan Haithcock; MarketWatch ~ Sep 15, 2015

Aging Population Could Trigger Higher Medicare Spending
By Michael Laff; AAFP News ~ Sep 15, 2015

Obamacare May Miss Enrollment Mark by 11 Million
By Cathy Burke ; Newsmax ~ Sep 14, 2015

How to improve doctors' bedside manner
By Shefali Luthra, KHN; CNN ~ Sep 14, 2015

Medicare Yet To Save Money Through Heralded Medical Payment Model
By Jordan Rau & Jenny Gold; Kaiser Health News ~ Sep 14, 2015

How To Spot A Bad Financial Advisor
From Larry Light; Forbes ~ Sep 13, 2015

Reforming Defensive Medicine Is Key To Reducing Healthcare Costs
By Jeffrey Segal; The Daily Caller ~ Sep 11, 2015

New medicare model showing promise
By Kelli Kennedy, AP; Ocala Starbanner ~ Sep 12, 2015

COLUMN-One last push to stop Medicare premium increases
By Mark Miller; Reuters ~ Sep 10, 2015

6 health insurance benefits you probably didn’t know about
From Lacie Glover, NerdWallet; Fox News ~ Sep 12, 2015

Wagner Bill Heats Up Financial Services Fight
By Chuck Raasch – St. Louis Post Dispatch – Sept 11, 2015

For Widows, Social Security System Can Provide Rude Shocks
By Elizabeth Olson; The New York Times ~ Sep 11, 2015

Doctors barred from discussing safety glitches in U.S.-funded software
By Darius Tahir; Politico ~ Sep 11, 2015

U.S. healthcare quality is better but still not as good as other countries
By Fran Matso Lysiak; FierceHealthcare ~ Sep 11, 2015

New Value-Based Insurance Design Model for Medicare Advantage Plans Is the First of Multiple Medicare Plan Innovations Anticipated from CMS
By Lynn Shapiro Snyder & Helaine I. Fingold; The National Law Review ~ Sep 11, 2015

New Widows Have Another Concern: Their Finances
By Elizabeth Olson; The New York Times ~ Sep 04, 2015

Your Home As Retirement Kitty? Not
From John Wasik; Forbes ~ Sep 11, 2015

DOL Rule Aside, Annuity Market Will Have To Change to Achieve Relevance
From Olivia Mitchell; Forbes ~ Sep 10, 2015

Kraft Heinz Pushes Retirees to Health Exchanges to Cut Costs
By Blake Schmidt and Craig Giammona – BloombergBusiness – Sept 9, 2015

Medicare and the people who use it are stretched
By Jennie L. Phipps; Bankrate ~ Sep 10, 2015

Time to bring the Medicare program into the 21st century
By Kelli Emerick; The Hill ~ Sep 10, 2015

Protect yourself against phone scams
By Vijay Balasubramaniyan; The Atlanta Journal-Constitution ~ Sep 10, 2015

6 lessons for the sandwich generation
By Charles Passy; MarketWatch ~ Sep 10, 2015

Apple Wants to Transform Your Doctor Visits
By Jade Scipioni; Fox Business ~ Sep 09, 2015

Big Healthcare Mergers Make A Medicare Opportunity
From Scott Gottlieb; Forbes ~ Sep 09, 2015

2 ways to a more secure retirement
By Walter Updegrave; CNNMoney ~ Sep 09, 2015

Most Americans view health care as moral issue
By Jack Craver; BenefitsPro ~ Sep 09, 2015

How Will Rising Interest Rates Affect My Retirement?
By Scott Gamm; Main St ~ Sep 09, 2015

U.S. doctors group says planned health mergers are anti-competitive
By Caroline Humer & Diane Bartz; Reuters ~ Sep 08, 2015

Health insurance signups near 10 million in midyear report
By Carla K. Johnson; The Associated Press ~ Sep 08, 2015

Readers Ask About Concierge Medicine And Medicare; Insulin Costs And The Doughnut Hole
By Michelle Andrews; Kaiser Health News ~ Sep 08, 2015

6 Things To Consider When Investing A Lump Sum
By Rick Ferri; Forbes ~ Sep 08, 2015

Three Tips to Save Big on Prescription Drugs
ABC News Good Morning America – Sept 8, 2015

Plugging The Hole In The Bottom Of Obamacare
By Bill Frezza; The Daily Caller ~ Sep 07, 2015

Tax Policies Spur Companies to Offer Pension Buyouts
By Emily Chasan & Kristin Lin; The Wall Street Journal ~ Sep 07, 2015

Social Security: Could $3 More Per Month Really Solve Retirees' Problems?
By Dan Caplinger; The Motley Fool ~ Sep 06, 2015

On ObamaCare, GOP asks: Where do we go from here?
By Sarah Ferris; The Hill ~ Sep 06, 2015

How To Live Independently As We Age
From Liza Kaufman Hogan, ; Forbes ~ Sep 06, 2015

When The Best Place To Retire Is Near Your Kid
From Chris Farrell; Forbes ~ Sep 04, 2015

Social Security Q&A: Won't Maximizing Benefits Bankrupt Social Security?
By Laurence Kotlikoff ; Forbes ~ Sep 04, 2015

Proposed Medicare cuts to radiation therapy are bad medicine
By Christopher M. Rose, MD; The Hill ~ Sep 03, 2015

White House sought safeguards to reduce ObamaCare fraud
By Peter Sullivan; The Hill ~ Sep 03, 2015

Sally Pipes: These GOP Plans Are Antidote For ObamaCare's Ills
By Sally C. Pipes; Investor’s Business Daily ~ Sep 03, 2015

Effort to Curb Rising Generic Drug Costs Reaches Congress
By Allison Gilchrist; Pharmacy Times ~ Sep 02, 2015

Thrifty Seniors Pay Steep Price for Responsible Behavior as Federal Medicare Laws Punish Savers
By Hans Bader; Cybercast News Service ~ Sep 03, 2015

4 Ways to Protect Your Retirement Money From Scammers (and Your Future Self)
By Liz Weston; Money ~ Sep 01, 2015

Middle-Class Benefits Could Be At Risk As More Employers Hit ‘Cadillac Tax’ Thresholds
From KHN Morning Briefing; Kaiser Health News ~ Sep 02, 2015

Transparency lagging
By Brendan Williams; The Hill ~ Sep 02, 2015

Who is protecting retirement investors?
From Terry Savage; Chicago Tribune ~ Sep 02, 2015

Approaching health law tax is not just a levy on luxury
By Ricardo Alonso-Zaldivar; The Associated Press ~ Sep 01, 2015

Trustees: Social Security Will Run $84 Billion Deficit in 2015
By Barbara Hollingsworth; Cybercast News Service ~ Sep 01, 2015

Watch out for surprise medical bills when you’re in the hospital
By Lena H. Sun; The Washington Post ~ Sep 01, 2015

The Obamacare Surprise About Retirement
From Richard Eisenberg; Forbes ~ Sep 01, 2015

NRLN members are saving big with the Free Health Savings Rx Card℠

The NRLN has arranged to offer you a Health Savings Rx Card™, at NO COST, that offers you and your family savings on prescription drugs, plus vision and hearing services and products.Click here to access the Rx Savings Card℠ website.If you do not already have a Health Savings Rx Card℠ you will need to create your personal login and then printout your free card. Savings information for prescription drugs, vision and hearing services and products is available through the links under the Savings Plus tab.

Visit NRLN Facebook Page & Follow NRLN on Twitter

facebook      twitter

Suggestions and comments about this website should be addressed to October 5, 2015-->