NRLN Works to Protect Your Retirement Security

The National Retiree Legislative Network (NRLN) works to enact federal legislation to protect employer-sponsored pensions, health care benefits and keep Social Security and Medicare strong.

With support from more than 2 million members and Washington, D.C. staff, the NRLN identifies and rallies support for federal legislation that will guarantee fair and equitable treatment of retirees from the private and public sectors. Learn more about the NRLN and legislation important to retirees by clicking on the "About Us" and "Legislative" links above.

The NRLN recently created the American Retirees Education Foundation (AREF) with a mission is to research, educate and inform retirees, future retirees and the general public on how best to protect and promote retirement income security and retiree health care. Contributions to AREF are tax deductible.

To learn more about the AREF, go to .

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The NRLN's power to affect legislation comes from thousands of retirees like you making your voice heard in our nation's capital. Write to your representatives now.

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Protecting Retirees in Pension Plan Mergers

The NRLN took another important step on December 16 in its efforts to protect retirees in defined benefit pension plan mergers through a meeting with officials of the Department of Treasury and the Pension Benefits Guaranty Corporation (PBGC).

Jay Kuhnie, President, National Chrysler Retirement Organization, and Chris Dyrda, NCRO Director, joined me, Marta Bascom, NRLN Executive Director and Michael Calabrese, NRLN Legislative Adviser, in the Washington, DC meetings. We met with PBGC officials on this issue in July 2015 and renewed our concerns this past week with newly-appointed PBGC Director Tom Reeder and his staff as well. We also advocated for legislation to protect retirees in pension plan mergers with members of Congress and their staff during the NRLN Fly-In to Washington, DC in October 2015.

The NRLN considers pension plan mergers as a new form of corporate financial reengineering. The merging of pension plans is a strategy that can be used to benefit the plan sponsor by combining plans with very different levels of plan assets and liabilities but all at the risk of plan participants. Depending on the circumstances, merging pension plans can be beneficial to plan sponsors and harmless to participants, such as when companies merge two or more well-funded plans to reduce administrative and other costs. However, defined benefit pension plan mergers can also be very damaging to the vested rights of plan participants when one or more well-funded plans are merged with one or more weaker plans.

For example, the NCRO leaders explained to the Treasury and PBGC officials that Fiat Chrysler combined U.S. management pension plans and the successor combined plan was underfunded whereas participants in the better funded plan lost 6% of its funding level because of the merger.

Another example is when CenturyLink, a communications company, merged three dissimilar pension plans (CenturyLink Legacy, Embarq and Qwest plans). This merger combined 81,000 Qwest plan participants from a very well-funded plan at 91% with two plans funded in the 73-74% range. Qwest plan members lost hundreds of millions of dollars in asset protection.

Nokia is currently in the process of acquiring Alcatel-Lucent. Participants in the Alcatel-Lucent pension plan are rightly concerned about what might happen to their pension plan security should Nokia USA and Alcatel-Lucent USA plans and possibly plans from other Nokia corporate future acquisitions be merged.

The Treasury and PBGC officials now understand the potential negative consequences for retirees of granting plan administrators’ unilateral authority to merge plans but believe Congress would need to pass legislation to place protections in the Employee Retirement Income Security Act (ERISA). Our proposals included:

Pre-Approval Process: Plan sponsors should be required to submit the proposed merger (combination) of two or more qualified plans to the PBGC, DOL and IRS for review and approval. Avoidance of funding of underfunded plans, as well as any substantial reduction in the funding level of a merged plan, shall be a reason for denial.

Distress Termination: For a period of at least five years after a qualified plan merger, the PBGC should be required to oppose any proposed distress termination of the merged plan unless the plan sponsor can establish, to the satisfaction of the agency or a court in bankruptcy, that a distress termination would have been justified at the pre-merger funding level.

Hold Harmless Provision: For a period of at least five years following a qualified plan merger, the PBGC should ensure that, in applying its Priority Category allocation of benefits, retirees and other plan participants do not lose any vested benefit that would have been funded based upon the pre-merger asset and funding level of their plan, or the current termination funding level of their plan, whichever is higher. PBGC insurance should guarantee the priority claims of participants who would lose vested benefits due to the merger’s reduction of plan funding levels, if necessary.

The NRLN understands that it will take a tremendous effort to get Congress to pass legislation that includes our proposals. This is because Congress has repeatedly passed legislation that included pension plan funding “holidays” to achieve tax revenue objectives. (Corporate profits contributed to pension plans are tax deductible, which lowers corporate taxable income that in turn lowers Federal tax revenues.) This has given many companies an additional reason to forego contributions to pension plans and only achieve minimum funding requirements required by ERISA. These actions slowly but surely have weakened many defined benefit pension plans.

Again during the NRLN’s Annual Leadership Conference in Washington, DC, February 8 – 10, 2016 we will lobby Representatives, Senators and their staff members for the introduction and passage of a bill to protect retirees in pension plan mergers. Watch for an NRLN Action Alert early next year asking you to help us with this effort.

Bill Kadereit, President
National Retiree Legislative Network


The NRLN regularly informs members by email about important information. If you did not receive an email with the NRLN President’s Forum message or an Action Alert posted on this home page, possibly you mistakenly “unsubscribed” on one of our emails or you have a new email address that is not in the NRLN’s database. You will no longer hear from us unless you “re-subscribe”. To “re-subscribe”, click here.

action alert

NRLN Action Alert – Pass Bills to Reduce Cost of Prescription Drugs

The NRLN has been advocating legislation to reduce the cost of prescription drugs. In 2015 there were 13 bills introduced in the U.S. House and U.S. Senate that the NRLN supports that, if passed, would result in savings to Americans and in some cases also to Medicare. These bill have automatically carried over into 2016, the second session of the 114th Congress. Click here to send the NRLN’s sample letters to your Representative and Senators to urge them to come together and form a consensus on which bills to pass to best address skyrocketing drug costs.


Click here to read the FALL 2015 issue of the NRLN FOCUS Newsletter

report card

NRLN Provides New “Report Card” Feature on Members of Congress

NRLN has introduced a “report card” for each state that shows whether the U.S. Representatives and Senators have supported bills in Congress advocated by the NRLN. Read all about it here.

NRLN members are saving big with the Free Health Savings Rx Card℠

The NRLN has arranged to offer you a Health Savings Rx Card™, at NO COST, that offers you and your family savings on prescription drugs, plus vision and hearing services and products.Click here to access the Rx Savings Card℠ website.If you do not already have a Health Savings Rx Card℠ you will need to create your personal login and then printout your free card. Savings information for prescription drugs, vision and hearing services and products is available through the links under the Savings Plus tab.


Heather Ward, Canandaigua, NY...You [NRLN President Bill Kadereit] are one of our country’s most sincere and hardest working leaders. I am so impressed that you have chosen this arduous task at this time in your life. As a recent widow of a Kodak retiree, and one who has lost ALL of her husband’s Kodak Survivor benefits due to its bankruptcy, I feel that at least someone is in my corner, fighting the good fight. Thank you from the bottom of my heart!

Marilyn Iverson, Woodinville, WA, US West/Qwest/CenturyLink retiree...Thank you to all of you wonderful leaders at NRLN who are keeping up with retiree issues, addressing lawmakers and others, and explaining all the nuances to the retiree body. You are appreciated so very much.

Attracta Hutchinson, Rosman, NC...When a person stands out from the crowd to speak on behalf of others, that is a fulfillment of our purpose in life, compassion for our fellow man. Thank you for doing that for all of the membership. Many have worked well and hard over the years helping to build the companies they have retired from as well as supporting their families. This is how America was built. Now sometimes, hand in hand the government and corporate forces forget that they stand on our shoulders and act against our interests. I am grateful for the courage and tenacity you exhibit and the excellent job you do for our welfare. I wish you continued success.

more members comments here.


Uninsured present tough test for ObamaCare
By Peter Sullivan; The Hill ~ Feb 07, 2016

When Should You Hire a CPA to Prepare Your Taxes?
BY NAOMI MANNINO; DealNews ~ Feb 03, 2016

HHS head: Immigration reform would help reach universal health coverage
By Peter Sullivan; The Hill ~ Feb 05, 2016

High drug prices mean you can't afford your medications? There's help
By Jayne O'Donnell & Laura Ungar; USA TODAY ~ Feb 06, 2016

3 Things Every American Needs to Know About Medicare
By Jason Hall; The Motley Fool ~ Feb 06, 2016

A Voter’s Guide To The Health Law
By Julie Rovner; WebMD ~ Feb 05, 2016

Why Your Portfolio Needs Plenty of Stocks, Whatever Your Age
By David A. Levine; The New York Times ~ Feb 05, 2016

Five Tips For 2015 Tax Returns
From Fidelity Viewpoints Team; Forbes ~ Feb 05, 2016

The Real Reasons Insurance Companies Are Complaining About Obamacare
By Tierney Sneed; Talking Points Memo ~ Feb 04, 2016

Licking Wounds, Insurers Accelerate Moves To Limit Health-Law Enrollment
By Jay Hancock; Kaiser Health News ~ Feb 04, 2016

White House Says 12.7 Million Obamacare Sign-Ups 'Exceeds' 2016 Goal
From Bruce Japsen; Forbes ~ Feb 04, 2016

Obama budget to adjust health insurance 'Cadillac tax': adviser
By Eric Walsh; Reuters ~ Feb 04, 2016

Hatch, Paulsen Aim To Supercharge Healthcare Savings Accounts, Resume Over-The-Counter Meds Coverage
From Ashlea Ebeling; Forbes ~ Feb 04, 2016

By Matthew Loughran; Bloomberg BNA ~ Feb 03, 2016

U.S. House panel offers alternative to retirement adviser rule
By Lisa Lambert; Reuters ~ Feb 03, 2016

IRS computer problems shut down tax return e-file system
The Associated Press ~ Feb 03, 2016

CBO: Obamacare Costs to Increase in 2016 Despite Lower Than Expected Enrollment
By Barbara Hollingsworth; Cybercast News Service ~ Feb 02, 2016

U.S. House fails to knock down Obama veto of anti-Obamacare bill
By Susan Cornwell; Reuters ~ Feb 02, 2016

Few States Use Health Law Option For Low-Cost Plans
By Michelle Andrews; NPR ~ Feb 02, 2016

The US Is Rationing Life-Saving Drugs
From John C. Goodman; Forbes ~ Feb 02, 2016

Hate 1099 Forms? IRS Loves Them, Here's Why
From Robert W. Wood; Forbes ~ Feb 02, 2016

Congress Has A Plan To Override The President’s Obamacare Veto
By Juliegrace Brufke ; The Daily Caller ~ Feb 01, 2016

Everything You Need to Know About the White House's Cancer Moonshot
By Hilary Brueck; Fortune ~ Feb 01, 2016

Signs that final Obamacare surge wasn't that big
By Dan Mangan; CNBC ~ Feb 01, 2016

Short-Term Health Plans: The Pros And Cons
By Emily Bazar; Kaiser Health News ~ Feb 01, 2016

What Does the 2016 Election Hold for Medicare?
By Dan Caplinger; The Motley Fool ~ Feb 01, 2016

Retirement income hit with highest effective tax rates
By Mary Beth Franklin; InvestmentNews ~ Feb 01, 2016

Pro-Obamacare legal expert admits president broke law
By Bob Unruh; WorldNetDaily ~ Jan 31, 2016

Obamacare Pummels Blue Cross Blue Shield of NC. What Can We Learn From This?
From Chris Conover; Forbes ~ Jan 30, 2016

Feds in final ObamaCare push
By Peter Sullivan; The Hill ~ Jan 30, 2016

What the IRS isn’t telling you about identity theft
By Steve Weisman; USA TODAY ~ Jan 30, 2016

Three Things To Take Into Consideration Before Shredding A Tax Document
From Nancy Anderson; Forbes ~ Jan 30, 2016

Labor Department moves forward on retirement advice proposal
By Lisa Lambert; Reuters ~ Jan 29, 2016

Republicans should use the ACA enrollment bust to offer a better health plan
By Jennifer Rubin; The Washington Post ~ Jan 28, 2016

Poll: Uninsured sit on the sidelines as sign-up season ends
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jan 28, 2016

Opinion: Congress should act to help reduce generic drug price spikes
By Todd Ebert; The Hill ~ Jan 28, 2016

Bell Canada employs Nokia's XRS to support terabit-speed metro network
By Sean Buckley; FierceTelecom ~ Jan 28, 2016

The illegal implementation of Obamacare
By Jonathan H. Adler; The Washington Post ~ Jan 27, 2016

Obama’s Legacy: Runaway Deficits, Debt And Health Costs
Editorial; Investor’s Business Daily ~ Jan 27, 20

Missing An IRS Form 1099 For Your Taxes? Keep Quiet, Don't Ask!
From Robert W. Wood; Forbes ~ Jan 27, 2016

Obama has plan to expand access to retirement accounts
By Kevin Freking; The Associated Press ~ Jan 25, 2016

70 Changes That Make Obamacare A Very Different Law Than Congress Passed
From Grace-Marie Turner; Forbes ~ Jan 26, 2016

Consumers Cut Costs By Combining Limited Coverage Health Plans, Despite Penalty Risks
By Michelle Andrews; Kaiser Health News ~ Jan 26, 2016

Health care fines press millennials as deadline nears
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jan 26, 2016

Aging Americans Facing Shortage of Specialized Doctors
Newsmax ~ Jan 26, 2016

How to Undo Claiming Social Security Early
By Emily Brandon; US News & World Report ~ Jan 25, 2016

Democratic senator blocks Obama's pick to head FDA
By Mary Clare Jalonick; The Associated Press ~ Jan 25, 2016

Congressional agency reduces health law sign-up predictions
By Andrew Taylor & Ricardo Alonso-Zaldivar; The Associated Press ~ Jan 25, 2016

The Impact of Obamacare on the Doctor-Patient Relationship. What health consumers need to know.
By Dr. Kevin Campbell; US News & World Report ~ Jan 25, 2016

Feds foresee $30 trillion debt, blame looming tax hikes and Obamacare
By Stephen Dinan; The Washington Times ~ Jan 25, 2016

For the First Time, Health Care Spending Higher than Social Security
By Kimberly Leonard; US News & World Report ~ Jan 25, 2016

Booming health care costs and growing deficits create budget headache for Republicans
By Kelsey Snell; The Washington Post ~ Jan 25, 2016

Fight To Lower Drug Prices Forces Some To Switch Medication
By Alison Kodjak; NPR ~ Jan 25, 2016

What This Survey Said About Paying For Long-Term Care
From Denise Logeland; Forbes ~ Jan 25, 2016

Protect Yourself from Tax Identity Theft
From Consumer Reports; Yahoo Finance ~ Jan 24, 2016

How and Why Medicare for All Is a Realistic Goal
By Nancy Altman; Huffington Post ~ Jan 24, 2016

The Most-Overlooked Tax Breaks for the Newly Retired
By Kevin McCormally; Kiplinger ~ Jan 24, 2016

President pushes ObamaCare as enrollment deadline nears
By Mark Hensch; The Hill ~ Jan 23, 2016

Here's How Medicare Advantage Is Changing in 2016
By Dan Caplinger; The Motley Fool ~ Jan 23, 2016

Patient groups funded by drugmakers are largely mum on high drug prices
By Jayne O'Donnell; USA TODAY ~ Jan 21, 2016

Don’t Hire A Tax Preparer Until You Get These Questions Answered First
By Brian O'Connell; TheStreet ~ Jan 23, 2016

Editorial: It's up to Congress to curb the high costs of prescription drugs
By Editorial Board; StarTribune ~ Jan 22, 2016

Employers push limit of Obamacare by excluding outpatient surgery in plans
By Jay Hancock; The Washington Post ~ Jan 21, 2016

Is Single-Payer Health Care a Good Idea?
US News & World Report ~ Jan 22, 2016

Lawmakers slam oversight of failing CO-OPs. CMS' Andy Slavitt defends the startup insurers
By Leslie Small; FierceHealthPayer ~ Jan 22, 2016

Instead of ObamaCare: Giving Health-Care Power to the People
By Lanhee J. Chen & James C. Capretta; The Wall Street Journal ~ Jan 22, 2016

Feds To Push For Privatizing Ailing Obamacare Co-Ops
By Richard Pollock; The Daily Caller ~ Jan 21, 2016

Sen. Susan Collins talks about fighting scams aimed at retirees
By Rodney Brooks; The Washington Post ~ Jan 22, 2016

Average ObamaCare premium rises to $408 per month
By Peter Sullivan; The Hill ~ Jan 21, 2016

Top Obamacare Official Accepts No Responsibility For Health Insurance Co-Op Fiascos
By Richard Pollock; The Daily Caller ~ Jan 21, 2016

UnitedHealth Says Obamacare Is Costing It Billions
By Laura Lorenzetti ; Fortune ~ Jan 20, 2016

If Congress Has Its Way, You Could Pay Canadian Prices for Your Drugs
By Eric Pianin; The Fiscal Times ~ Jan 21, 2016

Hybrid Long-Term Care Insurance Policies
From Wade Pfau; Forbes ~ Jan 21, 2016

Why We Can't Stop Torturing Ourselves With 401(k) Wreckage
By Rebecca Greenfield; BloombergBusiness ~ Jan 21, 2016

Finally, a reliable path for retirees to donate to charity
By Mark Miller; Reuters ~ Jan 21, 2016

House GOP issues subpoena for ObamaCare docs
By Peter Sullivan; The Hill ~ Jan 20, 2016

ObamaCare Leaves Middle Class Exposed To Huge Health Bills, Study Finds
By John Merline; Investor’s Business Daily ~ Jan 19, 2016

Back To The Future? Redesigning Healthcare To Meet The Needs Of Our Sickest Patients
From Sachin H. Jain; Forbes ~ Jan 20, 2016

By Sara Hansard; Bloomberg BNA ~ Jan 20, 2016

Top Dem: Obama to Sign Executive Order Controlling Prescription Drug Prices
By Will Bredderman; Observer ~ Jan 20, 2016

Are you prepared for new Obamacare tax forms?
By Jeff Reeves; USA TODAY ~ Jan 20, 2016

Tax season is open for 2016: ten changes and five weird deductions
By Olivia Lowenberg; The Christian Science Monitor ~ Jan 19, 2016

IRS Wipes Another Hard Drive Defying Court Order...But You Must Keep Tax Records
From Robert W. Wood; Forbes ~ Jan 20, 2016

How to get guaranteed retirement income for life
By Walter Updegrave ; CNN ~ Jan 20, 2016

Democrats, Republicans agree to ignore Social Security
By Brenton Smith, Des Moines Register – Jan 18, 2016

Why Democrats And Republicans Are Both Wrong In The Obamacare Repeal Debate
From Tomas Philipson ; Forbes ~ Jan 19, 2016

U.S. top court rejects new challenge to Obamacare
By Lawrence Hurley; Reuters ~ Jan 19, 2016

U.S. Limits Obamacare Sign-Up Periods in Move to Please Insurers
By Rebecca Spalding & Zachary Tracer; Bloomberg ~ Jan 19, 2016

High-deductible health plan enrollees aren't shopping around
By Kathryn Doyle; Reuters ~ Jan 19, 2016

UnitedHealth loses $720M on exchange plans in 2015
By Leslie Small; FierceHealthPayer ~ Jan 19, 2016

How Can Healthcare Companies Balance People And Profits?
From Bill Fotsch & John Case; Forbes ~ Jan 19, 2016

Senate to break up House-passed 'cures' bill
By Sarah Ferris; The Hill ~ Jan 19, 2016

Love ‘Em? Hate ‘Em? No Matter. The Drug Industry Gets What It Wants.
By Alex Lash; Xconomy ~ Jan 19, 2016

Tax season begins as IRS begins to accept returns
By Carole Feldman; The Associated Press ~ Jan 19, 2016

How Can Retirees Thrive During Volatility? Patience is Key.
From Thomas & Robert Fross; Forbes ~ Jan 19, 2016

IRS on the line looking for money? More likely a scammer
By Andrew Taylor; The Associated Press ~ Jan 19, 2016

Health care in the election: Politics and policy
By Jared Bernstein; The Washington Post ~ Jan 17, 2016

The High Price of Not-Even-Close-To-Universal Health Coverage
From Chris Conover; Forbes ~ Jan 18, 2016

HEALTHBEAT: Complex issue of when to stop mammograms
By Lauran Neergaard; The Associated Press ~ Jan 18, 2016

Saving for retirement? What to watch out for in 2016
By Robert Powell; MarketWatch ~ Jan 18, 2016

Opinion: My Favorite Misleading Statistic on Americans' Retirement Savings
From Andrew Biggs; Forbes ~ Jan 18, 2016

5 Tips To Survive Stock Market Volatility In Retirement
From Jamie Hopkins; Forbes ~ Jan 16, 2016

Consumers Who Opt Against Health Coverage May Be Surprised At Tax Penalty’s Size
From KHN Morning Briefing; Kaiser Health News ~ Jan 16, 2016

America’s gold mine for the golden years
By Gerald E. Scorse; The Hill ~ Jan 15, 2016

For older drivers, sleep meds are linked with car accidents
By Kathryn Doyle; Reuters ~ Jan 15, 2016

Major drugmakers push back in U.S. price debate
By Caroline Humer; Reuters ~ Jan 15, 2016

Why You Can’t Afford Your Medication
By Ramin Oskoui, MD; LifeZette ~ Jan 15, 2016

What the Market Drop Says About the State of the Obama Economy
By Stephen Gandel; Fortune ~ Jan 15, 2016

The Easy Way to Make Your Retirement Savings Last
By Jane Bryant Quinn; Time ~ Jan 15, 2016

The goal of elder justice dangles within reach
By Barbara Peters Smith; Herald-Tribune ~ Jan 15, 2016

Fueled By Health Law, ‘Concierge Medicine’ Reaches New Markets
By Shefali Luthra ; Kaiser Health News ~ Jan 14, 2016

Gaming of Obamacare Poses a Fatal Threat
By Megan McArdle; Bloomberg View ~ Jan 14, 2016

Obama made bold claims about the economy during the State of the Union. How accurate was he?
By Sam Turner; Deseret News ~ Jan 14, 2016

Standardizing exchange plan benefits could help consumers
By Katherine Moody; FierceHealthPayer ~ Jan 14, 2016

Volatility Is Here to Stay and Could Be a Plus for Retirement Portfolios
By Ellen Chang; Main St ~ Jan 14, 2016

The 'Retirement Crisis' Scare
From Andrew Biggs; Forbes ~ Jan 14, 2016

CO-OP failures put spotlight on ACA’s many shortcomings
By Rep. Phil Roe (R-Tenn.), M.D. ; The Hill ~ Jan 13, 2016

Country must tackle rising costs, create better access to healthcare
By Rep. Ami Bera (D-Calif.), M.D.; The Hill ~ Jan 13, 2016

Contrary To The President's Claims, Obamacare Has Increased Healthcare Spending Growth
From Michael F. Cannon; Forbes ~ Jan 13, 2016

House Budget Committee Chairman Tom Price vexed by Obama, budget process
By Tony Pugh; Miami Herald ~ Jan 13, 2016

Don’t let them ignore retirement
By Jennie L. Phipps; Bankrate ~ Jan 13, 2016

Kentucky begins dismantling Obamacare exchange
By Rachana Pradhan; Politico ~ Jan 12, 2016

Hospitals Step Up To Help Seniors Avoid Falls
By Susan Jaffe; Kaiser Health News ~ Jan 12, 2016

Two Options for Funding Long-Term Care Expenses
From Wade Pfau; Forbes ~ Jan 12, 2016

Is Social Security generous enough?
By Jennie L. Phipps; Bankrate ~ Jan 12, 2016

Software Won't Eat Nokia's World
By Leila Abboud; Bloomberg ~ Jan 12, 2016

GOP chairman vows ‘family discussion’ on ObamaCare plan
By Sarah Ferris; The Hill ~ Jan 11, 2016

Obamacare Enrollment Update: Seven Things You Need To Know
From Brian Blase; Forbes ~ Jan 11, 2016

Obamacare Insurance Holders to Be Hit With Steep Premium Hikes in '16
By Cathy Burke; Newsmax ~ Jan 11, 2016

Medicare expands coordinated care for 8.9M beneficiaries
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jan 11, 2016

Congressional Call for HHS to Use Authority to Curb Rising Drug Prices
Press Release - Center for American Progress – Jan 11, 2015

Prescription drug prices jumped more than 10 percent in 2015, analysis finds
By Brady Dennis, Washington Post – Jan 11, 2016

Drugmakers Raise Prices Despite Criticisms
By Peter Loftus, Wall Street Journal – Jan 10, 2016

Concierge Medicine: Better Patient Access, But ...
By Cheryl Clark; MedPage Today ~ Jan 10, 2016

Is the United States Ready for Webcam Doctors?
By Seung Lee; Newsweek ~ Jan 10, 2016

Obamacare's troubled 6th birthday: Affordability still a worry
By Bertha Coombs; CNBC ~ Jan 09, 2016

Obamacare Growing Pains Trigger Rise In Unpaid Hospital Bills
From Bruce Japsen; Forbes ~ Jan 10, 2016

4 Red Flags To Watch Out For Before Buying An Annuity
From Tania Brown; Forbes ~ Jan 10, 2016

Beware of IRS, tax scams
By George Cox, ; The Spectrum ~ Jan 10, 2016

Pfizer hikes U.S. prices for over 100 drugs on January 1
By Deena Beasley; Reuters ~ Jan 08, 2016

Humana to Record 2016 Obamacare Shortfall, Membership Drops
By Zachary Tracer; Bloomberg ~ Jan 09, 2016

Where are the young signups for Obamacare?
By Aimee Picchi ; CBS News ~ Jan 09, 2016

What retirees and pre-retirees should do as the Fed raises interest rates
By Robert Powell; USA TODAY ~ Jan 09, 2016

3 reasons not to pay off your mortgage
By Maurie Backma,TMF ; USA TODAY ~ Jan 09, 2016

US progress on health insurance stalled in 2015
From Associated Press; The Daily Progress ~ Jan 08, 2016

Obama Swiftly Vetoes Reconciliation Bill Because Congress Didn’t Deliver
By Twila Brase; Cybercast News Service ~ Jan 08, 2016

Tax filing issues could jeopardize health law aid for many
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jan 08, 2016

Cash Spent On Entitlements Spikes In First Three Months Of 2016 Fiscal Year
By Juliegrace Brufke; The Daily Caller ~ Jan 08, 2016

Protecting Mom and Dad from Scams
By Laura Bruck; Business 2 Community ~ Jan 08, 2016

Obamacare Agency Put Taxpayer Money ‘at Risk,’ Inspector General Says
By Natalie Johnson; The Daily Signal ~ Jan 07, 2016

UnitedHealth Says N.Y. Obamacare Plans Could Be in Trouble
By Zachary Tracer; Bloomberg ~ Jan 06, 2016

US seeks strong finish on health care sign-ups amid doubts
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jan 07, 2016

Fiduciary rule could make 2016 good for investors
By Mark Miller; Reuters ~ Jan 07, 2016

Harvard poll: Dismayed by drug prices, public supports Democrats’ ideas
By David Nather, STAT News – Dec 1, 2015

Washington has big hopes, but little power, to negotiate drug prices
By David Nather, STAT News – Jan 6, 2016

IRS Won’t Ask Nonprofits to Collect Social Security Numbers
By Kelsey Harkness; The Daily Signal ~ Jan 07, 2016

Why you may have to wait longer for your tax refund this year
By Jonnelle Marte; The Washington Post ~ Jan 07, 2016

Here’s how much government health-care spending has ballooned over two decades
By Robert Schroeder; MarketWatch ~ Jan 06, 2016

ObamaCare's Not-So-Secret Plan To Force Everyone Into HMOs
Investor’s Business Daily ~ Jan 04, 2016

An Obamacare Repeal Vote That Counts, Despite The Inevitable Veto
From Grace-Marie Turner; Forbes ~ Jan 06, 2016

1 in 5 People with Health Insurance Can't Afford Their Medical Bills
By Beth Braverman; The Fiscal Times ~ Jan 05, 2016

Dividends on the chopping block as profit growth peters out
By Stan Choe; The Associated Press ~ Jan 05, 2016

Dividends on the chopping block as profit growth peters out
By Stan Choe; The Associated Press ~ Jan 05, 2016

Improving Women's Retirement Security
From Anna Rappaport; Forbes ~ Jan 05, 2016

Beware Of Pension Obligation Bonds
From Marilyn Cohen; Forbes ~ Jan 05, 2016

How the market rout roils your retirement
By Kelley Holland; CNBC ~ Jan 05, 2016

GOP-led Congress set for first time to vote, pass bill to replace ObamaCare, not just repeal
By Chad Pergram; Fox News ~ Jan 04, 2016

How People Are Using Religion to Circumvent Obamacare
By Claire Zillman; Fortune ~ Jan 04, 2016

Bill gutting ObamaCare would save half-trillion over a decade, CBO finds
By Sarah Ferris; The Hill ~ Jan 04, 2016

Do You Speak Health Insurance? It’s Not Easy.
By Mark Zdechlik; Kaiser Health News ~ Jan 04, 2016

Medicare is changing: What's new for beneficiaries
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jan 04, 2016

By Andrew G. Biggs; The Wall Street Journal ~ Jan 04, 2016

Four Obamacare Worries For 2016
From Bruce Japsen; Forbes ~ Jan 03, 2016

Stronger ObamaCare faces new fights in 2016
By Peter Sullivan; The Hill ~ Jan 03, 2016

What Happened to Obamacare in 2015?
By Sean Williams ; The Motley Fool ~ Jan 03, 2016

A Smarter Plan to Make Retirement Savings Last
By Teresa Ghilarducci & Hamilton E. James; The New York Times ~ Jan 01, 2016

Could the Economy Tank in 2016?
By POLITICO Magazine; Politico ~ Jan 03, 2016

Why Are Education and Healthcare Outcomes So Bad In The US?
From Adam Ozimek; Forbes ~ Jan 03, 2016

Republican calls for effort to repeal Obamacare
By Bradford Richardson; The Hill ~ Jan 02, 2016

Medical scribes help relieve doctors’ digital record keeping
By Sammy Caiola; The Sacramento Bee ~ Jan 02, 2016

How the medical code overhaul will affect you
By Richard Eisenberg; MarketWatch ~ Jan 02, 2016

Members of Congress Seek to Derail IRS’ Proposed Change to ‘Giving Rule’
By Barbara Hollingsworth; Cybercast News Service ~ Dec 31, 2015

Avoid IRS Problems And Save Taxes With These Simple Resolutions
From Robert W. Wood; Forbes ~ Jan 02, 2016

Social Security in an Election Year
By The Editorial Board; The New York Times ~ Jan 02, 2016

Social Security in 2016: 20 Stats Everyone Should Know
By Matthew Frankel; The Motley Fool ~ Jan 01, 2016

How painful will health care costs be in 2016?
By Larry Light; CBS News ~ Jan 01, 2016

Health tops retirement in New Year finance resolutions
By Marlene Y. Satter; BenefitsPro ~ Jan 01, 2016

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