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NRLN Works to Protect Your Retirement Security
The National Retiree Legislative Network (NRLN) works to enact federal legislation to protect employer-sponsored pensions, health care benefits and keep Social Security and Medicare strong.
With support from more than 2 million members and Washington, D.C. staff, the NRLN identifies and rallies support for federal legislation that will guarantee fair and equitable treatment of retirees from the private and public sectors. Learn more about the NRLN and legislation important to retirees by clicking on the "About Us" and "Legislative" links above.
BILL KADEREIT
PRESIDENT'S FORUM
NRLN Working With Coalition
Washington, D.C. is often a city for coalitions to advocate issues with Congress. The National Retiree Legislative Network has become a promoter of coalition building, where it makes sense, in order to advance the interests of our members. The force of active coalitions is extremely powerful and only happens when you begin with a strong, credible association.
Last August Marta Bascom, NRLN Executive Director, and I set out to open doors for coalition talks with corporate advocates by visiting leaders from the ERISA Industrial Council (ERIC), U.S. Chamber of Commerce and the American Benefits Council (ABC). In addition, we often have met with retiree plan participant advocates such as international unions, AARP and the Pension Rights Center (PRC). We also consult with D.C. area pension research firms such as the National Institute on Retirement Security (NIRS) and of course meet with numerous Congressional staff leaders. Our agenda then was to seek common ground for actions that would support our belief that defined pension benefit plans were not dead yet and could be reconstituted, and also to set the stage for being able to build other win / win proposals that could be advocated with minimal resistance.
Recently, Marta and Michael Calabrese, NRLN Legislative Advisor, were instrumental in forming a coalition of organizations representing a variety of participant groups as well as key Capitol Hill staff to study and act upon the trend of some companies to convert their pension plans to annuities, and educate Congress and the Administration about the risks to retirees. The risks are many and the legal and financial analysis is complex. Just as important is the political component which often determines when and if government will respond to protect plan participants.
This coalition will be presenting its concerns and exploring potential solutions with Phyllis Borzi, Assistant Secretary of Labor for the Employment Benefits Security Administration. The meeting will be a starting point for our work in pressing the Administration to establish safeguards for plan participants who might otherwise be vulnerable to financial shortfalls.
The NRLN is also working to establish a coalition of plan participant groups as well as industry groups to encourage Congress and the Administration to focus on the discrepancies in the discount rates used in calculating the funding of defined benefit pension plans by companies and the Pension Benefit Guaranty Corporation (PBGC). For different reasons, this has disadvantages for both plan participants as well as companies, which makes the members of this potential coalition quite remarkable. The PBGC’s practice of using a low interest rate to calculate benefits results in a low pay-out for plan participants, especially since the amount is lower than what is published in a plan’s annual notice prior to a plan’s termination, all due to varying discount rates. Companies are opposed to the PBGC’s choice of the lower discount rate because it inflates their financial liabilities. Also, companies oppose the concept of shifting sole authority for setting PBGC insurance premium rates to the PBGC itself. We are advocating discussions among representatives from ERIC, ABC, US Chamber, NRLN, AARP, PRC and AFL-CIO.
This is one of the few areas where participants and industry may have common causes, and while we may part company in terms of advocating solutions, this provides an opportunity for us to unite in order to get so-far uninterested politicians and bureaucrats to raise their heads.
The NRLN’s particular focus on defined benefit pension plans and employer-based retiree health care benefits brings a unique expertise to all negotiations, but we also benefit from having the insights of our coalition partners.
The Pension Rights Center (PRC) is a great partner on pension matters. In fact, we recently commissioned a study through them and work with them on Pension Benefit Guaranty Corporation (PBGC) reforms. Currently, we are in collaboration on long-term plans for defined benefit pensions and serve on the Retirement USA coalition with the PRC, unions and others. The same is true of the National Institute on Retirement Security (NIRS). The NIRS does extensive research on behalf of pension fund managers and participants and are good allies because they want to protect defined benefit pension plans. The NRLN is a financial contributing member of both PRC and NIRS. We also work with the National Committee to Protect Social Security and Medicare (NCPSSM). Both our groups advocate similar positions on Social Security and Medicare. Prescription drug prices and taxes weighing down retirees are also common issues. AARP joins these efforts while also focusing on other issues that affect their other concerns.
You, as part of the NRLN’s extensive grassroots organization active in all 50 states and practically every Congressional District, are another coalition partner. Your commitment to communicate with your elected officials is extremely important to getting the interests of America’s retirees in the forefront of public policy. The NRLN fills a HUGE void in addressing protection of defined benefit pension plans; advocating reforms to corporate bankruptcy laws and PBGC rules to give retirees fairer treatment; safeguarding pensions and benefits in company mergers, acquisitions and spinoffs; reducing the cost of prescription drugs, and lobbying for legislation to establish a fixed monthly payment to retirees for benefits lost after they retire.
The NRLN has done extensive research and written compelling proposals in our white papers on these tough issues. Click here ( http://www.nrln.org/_pvtflyin.html ) to read the NRLN's white papers or go to www.nrln.org and click on the "Legislative Action" tab. As I reported to you in my last President's Forum message, Michael is working with a committee of NRLN Retiree Association leaders to conduct an exhaustive analysis of "de-risking" to determine what, if any, regulatory or legislative actions the NRLN should consider and prepare a white paper with our proposals.
Our Washington, D.C. staff gets calls from retiree advocates and adversaries as well as Congressional staff members asking what the NRLN's view is on specific matters. We have on the NRLN Board a Vice President – Regulatory and his committee responds to proposed regulations being written by federal agencies. We recognize that what a law gives, agency regulations can take away.
So, this is where the NRLN is and we think it is exactly where we need to be: NRLN grassroots lobbying at home; NRLN lobbying on Capitol Hill daily and through use of Fly-ins; coalition lobbying with advocates where we have common ground, and building win/win coalitions with retiree and business advocates whenever there are opportunities.
Please help us help you by making this year your year to make an extra effort to support your NRLN financially. To contribute, click on the "Join Us" tab above, complete the membership contributions form and send a check or use your credit card.
Bill Kadereit, President
National Retiree Legislative Network
NRLN IS WORKING FOR YOU
The NRLN regularly informs members by email about important information. If you did not receive an email with the NRLN President’s Forum message or an Action Alert posted on this home page, possibly you mistakenly “unsubscribed” on one of our emails or you have a new email address that is not in the NRLN’s database. You will no longer hear from us unless you “re-subscribe”. To “re-subscribe”,click here and enter your email address at the bottom of the page. If you are not now a member of the NRLN, fill in the form at the top of the page.
Read Spring 2013 NRLN FOCUS Newsletter
Click here to read the spring 2013 edition of the NRLN FOCUS Newsletter.
The 8-page newsletter carries a report and photos on the NRLN's Annual Leadership Conference and the attendees' meetings with members of Congress and their staffs.
The column by NRLN President Bill Kadereit describes the new effort to form NRLN Chapters. An article highlights the NRLN's top legislative priorities for 2013. Read about the NRLN's newly elected Board member and four Board members re-elected to another two-year term.
NRLN Executive Director Marta Bascom wrote about a proposal by Iowa Senator Tom Harkins that could save future retirees the dangers many current retirees have encountered with their defined benefit pension plans.
NRLN Action Alert: Retirees' Pensions Must Receive Protection
Click here to access the NRLN's Action Alert. Please send the NRLN's sample letter to your members of Congress to request their support to strengthen the Employee Retirement Income Security Act (ERISA) to make sure that before companies announce lump sum offers or annuity deals to replace pension plans there are sufficient regulatory safeguards for retirees.
NRLN members are saving big with the Free Health Savings Rx Card℠
The NRLN has arranged to offer you a Health Savings Rx Card℠, at NO COST, that offers you and your family savings on prescription drugs, plus vision and hearing services and products. Click the "Health Savings Rx Card℠" tab above to access the Health Savings Rx Card℠ website. If you do not already have a Health Savings Rx Card℠ you will need to create your personal login and then click the link under "Complete Health Savings Rx Card℠ to printout your free card. Savings information for prescription drugs, vision and hearing services and products is available through the links under the Savings Plus tab.
IN THE NEWS...
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By Timothy Hay; The Wall Street Journal ~ May 20, 2013
Obamacare allies eye ballot initiatives
By Kyle Cheney & Jason Millman; Politico ~ May 19, 2013
Snowe: President thought opposition to health law would eventually fade away
By Alexander Bolton; The Hill ~ May 20, 2013
Should you skip Obamacare and keep your old plan?
By Kathleen Kingsbury; Reuters ~ May 20, 2013
How Will The ‘Unbanked’ Buy Insurance On The Exchanges?
By Sarah Varney; Kaiser Health News ~ May 20, 2013
Employers Eye Bare-Bones Health Plans Under New Law
By Christopher Weaver & Anna Wilde Mathews; The Wall Street Journal ~ May 20, 2013
Don't worry about today's retirees
By Nin-Hai Tseng; Fortune ~ May 20, 2013
For Second Careers, A Leap of Faith
Growing numbers of people see retirement as a chance to "do good" and are turning to divinity schools and a more spiritual life
By Anne Tergesen; The Wall Street Journal ~ May 19, 2013
Will Obamacare Reduce the Crazy Variation in Hospital Prices?
By Peter Ubel ; Forbes ~ May 19, 2013
Despite talk, no effort in Congress to change ObamaCare's employer mandate
By Sam Baker; The Hill ~ May 19, 2013
Senate Launches Pension-Sale Probe
By Michael Corkery; The Wall Street Journal ~ May 19, 2013
Feds Make It Easier For States To Enroll Poor Under Health Law
By Phil Galewitz; Kaiser Health News ~ May 18, 2013
IRS scandal adds fuel to Obamacare fire
By Deirdre Walsh; CNN ~ May 17, 2013
Women Know More About Finances Than They Get Credit For
By Alina Tugend; The New York Times ~ May 17, 2013
Future retirees at risk of downward mobility, Pew finds
By Michael A. Fletcher; The Washington Post ~ May 16, 2013
Why to Take Out a Mortgage in Retirement
By Anya Martin; The Wall Street Journal ~ May 16, 2013
Retirement healthcare costs decline: Fidelity
By Mark Miller; Reuters ~ May 16, 2013
Psst! Wanna Sell Your Pension?
By Rick Levinson; Bloomberg ~ May 16, 2013
Estimated Health Costs in Retirement Drop
By Ann Carrns; The New York Times ~ May 15, 2013
Younger Retirees Burning Through IRAs
By Kelly Greene; The Wall Street Journal ~ May 15, 2013
Why Retirement Savings Are Falling Short
By Ann Carrns; The New York Times ~ May 15, 2013
Premium Surges Could Reach 400 Percent Under Obamacare
By Courtney Coren; Newsmax ~ May 14, 2013
Most Doctors Still Waiting On Medicaid Pay Raise
By Phil Galewitz; Kaiser Health News ~ May 14, 2013
U.S. charges 89 with defrauding Medicare of $223 million
By James O'Toole ; Money ~ May 14, 2013
Hospitals Prepare to Crimp Services in Medicaid Opt-Out States
By Stephanie Armour; Bloomberg Businessweek ~ May 14, 2013
Hoyer: Dems fear ObamaCare glitches
By Mike Lillis; The Hill ~ May 14, 2013
Senator says Sebelius should stop healthcare fundraising
By David Morgan; Reuters ~ May 14, 2013
Budget Office Cuts Estimate of Nation’s 2013 Deficit by 24%
By Annie Lowrey; The New York Times ~ May 14, 2013
Cancer patients and others taking pricey drugs could pay thousands in health overhaul plans
By Ricardo Alonso-Zaldivar, AP; The Edwardsville Intelligencer ~ May 13, 2013
A Social Security Site for Smartphone Users
By Ann Carrns; The New York Times ~ May 13, 2013
De-risking Pensions: Can It Be Done?
From Deloitte Insights; The Wall Street Journal ~ May 13, 2013
Help your parents get home care
By Beth Braverman ; Money ~ May 13, 2013
Doc-Owned Hospitals Prep to Fight
By Alicia Mundy; The Wall Street Journal ~ May 13, 2013
Coverage Problems Could Still Remain For Young Adults
By Michelle Andrews; Kaiser Health News ~ May 13, 2013
Top Care and Coverage Dilemmas
By Anna Wilde Mathews; The Wall Street Journal ~ May 12, 2013
U.S. Medicare supplemental coverage linked to higher spending
United Press International ~ May 12, 2013
HHS Secretary Sebelius blasted over contribution solicitation
United Press International ~ May 11, 2013
Thinking Utopian: How about a universal basic income?
By Mike Konczal; The Washington Post ~ May 11, 2013
GM gets OK on tax breaks for $258M data center in Milford Twp.
By Melissa Burden; The Detroit News ~ May 10, 2013
Government sells 58.4 million shares of GM stock
By Martin Crutsinger, AP; The Detroit News ~ May 10, 2013
Sebelius Solicits Companies for Health Law Publicity Fund
By Alex Wayne; Bloomberg ~ May 10, 2013
Obama touts healthcare reform, exchange program
United Press International ~ May 10, 2013
Analysis: Drugmakers face more scrutiny of discordant U.S. prices
By Deena Beasley; Reuters ~ May 10, 2013
How to haggle down your medical bills
Consumers are finding creative ways to avoid health-care debt
By Jen Wieczner; MarketWatch ~ May 10, 2013
Agreeing to disagree on Obama’s retirement package
By Allan Sloan; The Washington Post ~ May 09, 2013
Column: Knowing Social Security rules can help divorced spouses
By Mark Miller; Reuters ~ May 09, 2013
Obama Sees Health Care as Legacy Too Worthy to Resist
By Mike Dorning and Alex Wayne, Bloomberg News – May 8, 2013
Republicans refuse to name members to U.S. healthcare panel
By David Morgan; Reuters ~ May 09, 2013
Some 2 million U.S. seniors refuse Medicare Part D free money
United Press International ~ May 09, 2013
House will vote next week on ObamaCare repeal, Cantor says
By Sam Baker ; The Hill ~ May 08, 2013
High hospital bills go public, but will it help?
By Connie Cass & Lauran Neergaard; Associated Press ~ May 08, 2013
Social Security: Immigration Overhaul Helps
By Sara Murray; The Wall Street Journal ~ May 08, 2013
A great many of us are gambling with our retirements
By Jill Schlesinger, TMS; Chicago Tribune ~ May 08, 2013
Drug company that supported Obamacare now says rebate plan could be ‘catastrophic’
By Patrick Howley; The Daily Caller ~ May 07, 2013
Soaring U.S. healthcare costs due to more being treated
United Press International ~ May 07, 2013
Texas Doctor Sues U.S. Over Affordable Health Care Act
By Laurel Brubaker Calkins; Bloomberg ~ May 07, 2013
10 Retirement Concerns to Prepare For
By Philip Moeller; US News & World Report ~ May 07, 2013
Holding noses, insurers start hawking Obamacare
By Jennifer Haberkorn; Politico ~ May 05, 2013
Brakes on U.S. health spending go beyond the recession: studies
By Sharon Begley; Reuters ~ May 06, 2013
Why Cash Can't Replace Health Insurance
By Josh Barro; Bloomberg ~ May 06, 2013
Health concerns top list of retirement worries in U.S.: study
By Ashley Lau; Reuters ~ May 06, 2013
The Not-So-Golden Years
By Megan McArdle; The Daily Beast ~ May 06, 2013
The Dull Task of Decoding 401(k) Fees Matters
By Carl Richards; The New York Times ~ May 06, 2013
Study pegs cost of immigration bill’s mass legalization at $6.3T
Fox News ~ May 06, 2013
Is Obama’s New Index the Right Fix for Social Security?
By Ed Dolan, Wall St. Cheat Sheet – May 5, 2013
Reverse-Mortgage Defaults Increasing
By Anne Tergesen; The Wall Street Journal ~ May 05, 2013
Obamacare is on the horizon, but will enough people sign up?
By David Morgan; Reuters ~ May 05, 2013
Funds to help uninsured choose health-care options could affect how many get coverage
By Phil Galewitz; The Washington Post ~ May 04, 2013
Par Pharmaceutical Nabbed: Put Older Patients At Risk With Weight-Gain Drug Megace ES
By Bill Hogan; AARP Bulletin ~ May 2013
Obamacare Already 'Hurting Jobs and Paychecks,' Republican Senator Says
By Susan Jones; Cybercast News Service ~ May 03, 2013
Left boils as Obama floats major change to Medicare
By Elise Viebeck; The Hill ~ May 04, 20
Tea Party looks to ObamaCare for new life in 2014 election cycle
By Elise Viebeck; The Hill ~ May 02, 2013
Advocates Head To Court To Overturn Medicare Rules For Observation Care
By Susan Jaffe; Kaiser Health News ~ May 03, 2013
States fear loss of health care aid
By Ricardo Alonso-Zaldivar, AP; The Scranton Times Tribune ~ May 03, 2013
Medicaid expansion stalls in red states
By Kyle Cheney & Jason Millman; Politico ~ May 02, 2013
Schumer: ObamaCare could raise premiums
By Elise Viebeck; The Hill ~ May 03, 2013
House GOP Eyes Another Obamacare Repeal Vote ‘Soon’
By Sahil Kapur; Talking Points Memo ~ May 03, 2013
Big insurers wary of entering new Obamacare markets
By Caroline Humer; Reuters ~ May 02, 2013
Healthcare law opponents sue Obama officials over IRS rules
By Patrick Temple-West; Reuters ~ May 02, 2013
Obama has a sweet retirement deal. Will you?
By Allan Sloan; The Washington Post ~ May 02, 2013
Preying on pensions
By Michelle Singletary; The Washington Post ~ May 02, 2013
Reid: More funding needed to prevent ObamaCare from becoming 'train wreck'
By Alexander Bolton; The Hill ~ May 01, 2013
Democrats fret over Obamacare as 2014 looms
By David Nather & Darren Samuelsohn; Politico ~ Apr 30, 2013
Survey: Most U.S. clueless about Affordable Care Act
United Press International ~ May 01, 2013
Column: Retirees and debt: How to avoid the worst traps
By Mark Miller; Reuters ~ May 01, 2013
Laying bare your finances to apply for health care
By Ricardo Alonso Zaldivar, AP; Bloomberg Businessweek ~ Apr 30, 2013
President predicts 'glitches and bumps' in ObamaCare rollout
By Sam Baker; The Hill ~ Apr 30, 2013
Last chance for quality reporting before Medicare penalty kicks in
By Charles Fiegl; American Medical News ~ Apr 29, 2013
Daniel Kessler: The Coming ObamaCare Shock
By Daniel P. Kessler; The Wall Street Journal ~ Apr 29, 2013
Conservative congressman attacks Obama’s Social Security reform
By Jamie Weinstein; The Daily Caller ~ Apr 29, 2013
Expecting the Unexpected When It Comes to Retirement Planning
By Elizabeth O'Brien; The Wall Street Journal ~ Apr 29, 2013
Pension Loans Still Unregulated Poison
By John Wasik; Forbes ~ Apr 29, 2013
Critics see conflict of interest as Obama admin advises doctors on prescriptions
By Patrick Howley; The Daily Caller ~ Apr 27, 2013
GOP moves away from entitlements and toward tax reform in budget deal
By Lori Montgomery; The Washington Post ~ Apr 27, 2013
Loans Borrowed Against Pensions Squeeze Retirees
By Jessica Silver-Greenberg; The New York Times ~ Apr 27, 2013
Medicare Plans to Boost Pay to U.S. Hospitals by 0.8%
By Alex Wayne; Bloomberg ~ Apr 26, 2013
Obamacare 2.0: Shaky like 1.0
By David Nather; Politico ~ Apr 26, 2013
A third of U.S. adults will dump physician to save money
United Press International ~ Apr 26, 2013
Uninsured Population Swells in Advance of U.S. Health Law
By Alex Wayne; Bloomberg ~ Apr 26, 2013
Column: Twilight of the middle class? - Chrystia Freeland
By Chrystia Freeland; Reuters ~ Apr 25, 2013
Your biggest assets are Social Security, Medicare
Commentary: Elites want to cut them because they don’t need them
By Rex Nutting; MarketWatch ~ Apr 26, 2013
Column: Gambling with your retirement: PBS gets in on the action
By Mark Miller; Reuters ~ Apr 26, 2013
Are You Ready for the New Investment Tax?
By Laura Saunders; The Wall Street Journal ~ Apr 26, 2013
Congress Leaders Try to Keep Health Subsidy With New Law
By Alex Wayne & Kathleen Hunter; Bloomberg ~ Apr 25, 2013
Could Your Retirement Home be Overseas?
By Erik Carter; Forbes ~ Apr 25, 2013
Wall Street Puts Retirement at Risk
By Zachary Mider; Bloomberg Businessweek ~ Apr 25, 2013
What’s Blowing Up Retirement
By Kelly Greene; The Wall Street Journal ~ Apr 25, 2013
IRA Relief Heading Our Way?
By Kelly Greene; The Wall Street Journal ~ Apr 24, 2013
How Secure Is Your Pension?
By Ashlea Ebeling; Forbes ~ Apr 24, 2013
Under criticism, GOP puts off its health care bill
By Jim Abrams, AP; Bloomberg Businessweek ~ Apr 24, 2013
Medicare-Fraud Tip Rewards Boosted to $10 Million by U.S.
By Alex Wayne; Bloomberg ~ Apr 24, 2013
Racing to Spread Word About New Health Plans
By Robert Pear; The New York Times ~ Apr 24, 2013
Obama budget signals quicker trigger on Medicare pay cuts
By Jennifer Lubell; American Medical News ~ Apr 22, 2013
Aging U.S. to drive up heart-related health costs: study
By Susan Heavey; Reuters ~ Apr 24, 2013
Opinion: Social Security must be made more sustainable
By David Shribman, Pittsburg Post Gazette – Apr 23, 2013
Your Political Playbook For Social Security And Medicare
By Bob Rosenblatt, Forbes – Apr 23, 2013
Millions eligible for Obamacare subsidies, but most don't know it
By Tami Luhby, CNN Money – Apr 23, 2013
Medicare cuts pit patients needing chemo against cancer and Congress
By Jim Douglas, WFAA Dallas/Fort. Worth – Apr 22, 2013
Dems reject Obama's chained CPI formula for Social Security
By Pete Kasperowicz, The Hill – Apr 22, 2012
Opinion: Social Security is not an entitlement
By Wayne Potts, Cleveland News – Apr 22
Meeting Medicare deadlines is crucial
By Lynn Asinof, Boston Globe – Apr 21, 2013
Column: Social Security's buying power is under attack
By Jim Gallagher, St. Louis Post-Dispatch – Apr 21, 2013
Budget Negotiating Chip Has Big Downside for Old and Poor
By Tara Siegel Bernard, New York Times – Apr 19, 2013
Bill Introduced to Begin Rollback of High Medicare Drug Prices
By Gaius Publius, American Blog – Apr 19, 2013
Bipartisan Center Offers Plan To Reduce Health Spending
By Mary Agnes Carey, Kaiser Health Foundation – Apr 19, 2013
Opinion: The Only Path for Elderly Citizens
By Dorothy A. Brown, New York Times – Apr 17, 2013
Opinion: An Affordable Step for a Vital Program
By Heather Boushey, New York Times – Apr 18, 2013
AP-GfK poll: Public lacks faith in government, opposes changes to Medicare, Social Security
By Associated Press, New York Times – Apr 18, 2013
Patient Satisfaction May Not Be A Good Indicator Of Surgical Quality, Study Finds
By Jordan Rau; Kaiser Health News ~ Apr 17, 2013
Republican senators call for ‘reboot’ on digital medical records program
By Russ Britt; MarketWatch ~ Apr 17, 2013
Top Democrat sees 'train wreck' coming in health law implementation
By The Associated Press; The Times-Picayune ~ Apr 17, 2013
The Tax Implications of Starting a Business With Retirement Money
By Josh Patrick; The New York Times ~ Apr 17, 2013
Answering Americans' top five questions about Social Security
By Mark Miller; Reuters ~ Apr 17, 2013
Is there really a retirement saving crisis?
By Alicia Munnell; MarketWatch ~ Apr 17, 2013
IRS backs off on warrantless email surveillance
By Josh Peterson; The Daily Caller ~ Apr 16, 2013
Doctors win first safe harbor against ACA use in liability suits
By Alicia Gallegos; American Medical News ~ Apr 15, 2013
GOP fast tracks bill to fortify ObamaCare's high-risk pools
By Elise Viebeck; The Hill ~ Apr 16, 2013
Auditors: Medicare Could Save Millions By Limiting Advance Payments To Insurers
By Julie Appleby; Kaiser Health News ~ Apr 16, 2013
70 percent of U.S. employers to keep health insurance
United Press International ~ Apr 16, 2013
Lawmaker: Seniors should pay more for national parks
By Jennifer Liberto; Money ~ Apr 16, 2013
Five Ways The President's Budget Would Change Medicare
By Mary Agnes Carey; Kaiser Health News ~ Apr 15, 2013
Know where your taxes go? Military, healthcare, debt interest
United Press International ~ Apr 15, 2013
How Working in Retirement Affects Your Social Security Benefit
By Emily Brandon; US News & World Report ~ Apr 15, 2013
Social Security: Many pay more in taxes than they'll get back
By Tami Luhby ; Money ~ Apr 14, 2013
The Great Pension Derisking
By Russ Banham; CFO Magazine ~ Apr 15, 2013
The IRA Cap: Devil Is in Details
By Kelly Greene; The Wall Street Journal ~ Apr 15, 2013
Retirement Caps and Budget Politics
From Lara Hoffmans; Forbes ~ Apr 14, 2013
Dems fear Obama’s Social Security cut will haunt them in 2014 races
By Mike Lillis; The Hill ~ Apr 14, 2013
Medicare increase could hurt some in middle class
From The Associated Press; The Herald Bulletin ~ Apr 13, 2013
GOP members question healthcare 'navigators'
By Julian Hattem; The Hill ~ Apr 12, 2013
Healthcare reform won't result in higher premiums for young adults
United Press International ~ Apr 11, 2013
Wait For Obamacare Price Tags Could Be Months
By Jay Hancock; Kaiser Health News ~ Apr 12, 2013
How much more upper-income seniors would pay for premiums under Obama’s budget
By Associated Press; The Washington Post ~ Apr 12, 2013
Analysis: Obama’s Social Security proposal draws quick bipartisan criticism
By Associated Press; The Washington Post ~ Apr 12, 2013
Will the Government Shrink Your IRA?
By Kelly Greene; The Wall Street Journal ~ Apr 12, 2013
IRS tells agents it can snoop on emails without warrant, internal documents show
From Politics Home; Fox News ~ Apr 11, 2013
Obama to Seniors: It's Time For You To Pay
From Merrill Matthews; Forbes ~ Apr 11, 2013
How Obama's budget would hit the rich
By Jeanne Sahadi; Money ~ Apr 11, 2013
Alcatel-Lucent 401(k) plan adds Wellington real estate investment option
By Rob Kozlowski; Pensions & Investments ~ Apr 11, 2013
Obama’s budget: Trim Social Security benefits, raise smokers’ taxes to trim federal deficits
By Associated Press; The Washington Post ~ Apr 10, 2013
HHS seeks Obamacare funds — but is ready to scramble
By Jason Millman & Brett Norman; Politico ~ Apr 10, 2013
OVERNIGHT HEALTH: Cost of exchanges doubles
By Sam Baker & Elise Viebeck; The Hill ~ Apr 10, 2013
Retiree health benefits: Facing extinction?
By Elizabeth O'Brien; MarketWatch ~ Apr 10, 2013
If You Need More Time to File Your Tax Return
By Ann Carrns; The New York Times ~ Apr 10, 2013
Insight: Insurers see promise in pay-for-performance health plans
By Caroline Humer; Reuters ~ Apr 09, 2013
Consumer Groups Fear Patients Could Be Hit With Large Out-Of-Pocket Costs
By Julie Appleby; Kaiser Health News ~ Apr 09, 2013
Obama nominee vows to run Medicare agency as a "business"
By Toni Clarke; Reuters ~ Apr 09, 2013
On eve of its release, Obama budget takes hits from left and right alike
By Associated Press; The Washington Post ~ Apr 09, 2013
Republicans applaud chained CPI in Obama budget
By Ginger Gibson; Politico ~ Apr 09, 2013
Column: Obama's fix would trim Social Security checks
By Mark Miller; Reuters ~ Apr 09, 2013
Pension funding of S&P 500 companies drops in 2012
By Rob Kozlowski; Pensions & Investments ~ Apr 08, 2013
Obama Drops Stimulus for Benefit Cut to Woo Republicans
By Mike Dorning; Bloomberg ~ Apr 08, 2013
Does President Obama Want To Tax Your Retirement?
By Kelly Phillips Erb; Forbes ~ Apr 08, 2013
Obama's tax agenda
By Jeanne Sahadi; Money ~ Apr 08, 2013
Health secretary didn't expect persistent Obamacare opposition
By Scott Malone; Reuters ~ Apr 08, 2013
Health-Care Costs: A State-by-State Comparison
When it comes to spending, some states may get more bang for their buck
By Louise Radnofsky; The Wall Street Journal ~ Apr 08, 2013
Health Advocates Push for Medicare Benefit Change
By Emily Ethridge; Roll Call ~ Apr 08, 2013
U.S. spends up to triple what other nations spend on drugs: report
By Russ Britt; MarketWatch ~ Apr 08, 2013
Consumers clueless on healthcare reform
United Press International ~ Apr 08, 2013
As Walgreen Plays Doctor, Family Physicians Bristle
By Bruce Japsen; Forbes ~ Apr 07, 2013
Health-care law could backfire for thousands on Medicaid
By N.C. Aizenman; The Washington Post ~ Apr 06, 2013
ACA implementation delay angers D.C. Dems
United Press International ~ Apr 06, 2013
Republican senator sees Obama budget offer as positive
By Mark Felsenthal; Reuters ~ Apr 07, 2013
Opinion: Obama's Budget: Has He Gone Too Far, or Not Far Enough?
By Megan McArdle ; The Daily Beast ~ Apr 05, 2013
Helping patients navigate the health care system
By Jacque Wilson; CNN.com ~ Apr 06, 2013
Insurers’ Efforts To Delay Health Law Compliance Could Affect Premiums, Benefits For Millions
By Julie Appleby; Kaiser Health News ~ Apr 05, 2013
ObamaCare takes friendly fire
By Sam Baker; The Hill ~ Apr 06, 2013
Obama plan to change inflation measure would raise taxes, slow growth of Social Security
By Stephen Ohlemacher, AP; The Washington Post ~ Apr 05, 2013
Both parties point fingers over sequester after dismal March employment report
By Bernie Becker & Vicki Needham; The Hill ~ Apr 06, 2013
Dropouts: Discouraged Americans leave labor force
By Paul Wiseman & Jesse Washington ; Bloomberg Businessweek ~ Apr 06, 2013
Shifting Our Retirement Savings Into Automatic
By Richard H. Thaler; The New York Times ~ Apr 06, 2013
Obama Seeks Deal, Proposes Cuts to Social Security
By Jim Kuhnhenn and Andrew Taylor, Associated Press – Apr 5, 2013
Cancer clinics are turning away thousands of Medicare patients. Blame the sequester.
By Sarah Kliff, Washington Post – Apr 3, 2013
Sequester falsely pits "greedy geezers" against the young
By Mark Miller; Reuters ~ Apr 04, 2013
Fears Over Pension Funding
By Michael Corkery; The Wall Street Journal ~ Apr 04, 2013
GOP Members Call For Increased Spending To Cover Pre-Existing Conditions
By Phil Galewitz; Kaiser Health News ~ Apr 03, 2013
Dementia Cost, Already High, Is Projected to Double by 2040
By Pam Belluck; The New York Times ~ Apr 03, 2013
Medicare buy-in a budget solution?
By David Rogers; Politico ~ Apr 03, 2013
Electronic health records not up to task
United Press International ~ Apr 03, 2013
Who's To Blame For Our Rising Healthcare Costs?
By Louis Goodman & Timothy Norbeck; Forbes ~ Apr 03, 2013
ObamaCare in Trouble? Exchange provision delayed, as lawmakers push to repeal another
By Jim Angle; Fox News ~ Apr 03, 2013
Public Misperception of Government Benefits Makes Trimming Them Harder
By Jackie Calmes; The New York Times ~ Apr 03, 2013
Rehire a Retiree? Maybe Not.
By Lauren Weber; The Wall Street Journal ~ Apr 03, 2013
Is your 401(k) plan breaking the law?
By Matthew Heimer; MarketWatch ~ Apr 03, 2013
Retirement rollovers can be misleading, confusing: watchdog
By Tim McLaughlin; Reuters ~ Apr 03, 2013
Obamacare credits could trigger surprise tax bills
By Stephen Ohlemacher, AP; The Observer ~ Apr 02, 2013
Why You May Want To Reconsider That Plan With A Health Savings Account
By Michelle Andrews; Kaiser Health News ~ Apr 02, 2013
U.S. IRS weighs changes to Obama healthcare investment tax rules
By Kim Dixon; Reuters ~ Apr 02, 2013
Health groups say Medicare letter misrepresented views
By Sam Baker; The Hill ~ Apr 02, 2013
CMS softens Medicare Advantage funding changes, reducing chance of drastic plan alterations
By Tom Murphy, AP; Reading Eagle ~ Apr 01, 2013
New regulations needed for growth of mobile medical technologies
By Joel White; United Press International ~ Apr 01, 2013
10 things financial advisers won’t say
By Ian Salisbury; MarketWatch ~ Apr 01, 2013
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