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NRLN Works to Protect Your Retirement Security

The National Retiree Legislative Network (NRLN) works to enact federal legislation to protect employer-sponsored pensions, health care benefits and keep Social Security and Medicare strong.
With support from more than 2 million members and Washington, D.C. staff, the NRLN identifies and rallies support for federal legislation that will guarantee fair and equitable treatment of retirees from the private and public sectors. Learn more about the NRLN and legislation important to retirees by clicking on the "About Us" and "Legislative" links above.

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The NRLN's power to affect legislation comes from thousands of retirees like you making your voice heard in our nation's capital. Write to your representatives now.



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       BILL KADEREIT

PRESIDENT'S FORUM

Gains with Our Game Plan

This time of year I know many NRLN grassroots advocates are watching the National Football League playoffs leading up to the Super Bowl. You regularly hear football coaches and players say, “We are going to stay with our game plan.” I often watch a team keep using a running play that is stopped for no yards. Or the quarterback keeps throwing passes that are incomplete.  I wonder, “Why do they keep running that play?” But eventually a running play results in a large gain, or a pass is completed for a touchdown.

The NRLN’s efforts to get bills introduced in Congress and passed is a lot like running an offense in a football game. The NRLN’s Legislative Affairs Committee develops our agenda and researches bills that are introduced. The Legislative Action Planning Committee determines the bills we will support and actions necessary to advocate them (i.e. our game plan). The Grassroots Committee is our offense, engaging the NRLN team to lobby members of Congress.

We have had some big gains already during this new 114th Congress season on the playing field known as Capitol Hill.
The Medicare Prescription Drug Price Negotiation Act (S. 31) has been reintroduced from the 113th Congress by Minnesota Senator Amy Klobuchar. The bill would empower Medicare to negotiate for the best possible price of prescription medication for America’s seniors who are enrolled in Medicare Part D. Current law only allows for bargaining by pharmaceutical companies and bans Medicare from doing so.
The bill would help cut costs for more than 37 million seniors and boost Medicare savings. S. 31 would allow the Secretary of Health and Human Services (HHS) to directly negotiate with drug companies for price discounts for the Medicare Prescription Drug Program, eliminating the “non-interference” clause that expressly bans Medicare from negotiating for the best possible prices even though the government can often negotiate bigger discounts than insurance companies.
Senator Klobuchar has joined with Arizona Senator John McCain to reintroduce the Safe and Affordable Drugs from Canada Act (S. 122). The bill would allow individuals to import safe prescription drugs from Canada. This bill would create major savings for consumers, especially retirees on fixed incomes, and bring greater competition into America’s pharmaceutical market.

In 2013, average prescription drug prices were twice as expensive in the United States as they were in Canada. The high costs in the USA causes some Americans to have to choose between paying for food or housing,  skipping doses of medicines, or forgoing filling important prescriptions.

Although the NRLN would prefer to have importation of prescription drugs open to all countries that meet the FDA’s safety standards, passage of S. 122 would be a positive step forward. 
We are now directing our efforts to getting companion bills to S. 31 and S. 122 introduced in the U.S. House.  This will be a key objectives of the NRLN, retiree associations and chapter leaders who will have appointments on Capitol Hill during the NRLN’s Annual Leadership Conference Feb. 2 – 4.
Another issue we have been advocating is legislation to prevent the practice by brand name drug companies of providing payments to generic drug makers to keep generic drugs off the market for a period of time.  This despicable practice is known as pay-for-delay.
Louisiana Senator David Vitter has introduced the FAIR Generics Act (S. 131). The bill would curb the growing prices consumers are paying for prescriptions by removing incentives to enter into pay-for-delay patent settlements between brand and generic pharmaceutical manufacturers.  Pay-for-delay settlements cost American consumers and taxpayers billions of dollars.
During the past 113th Congress, Senator Klobuchar had introduced the Preserve Access to Affordable Generics Act (S.214) that would put an end to brand-name drug firms using pay-for-delay agreements to keep generic equivalents off the market. We are attempting to learn whether Senator Klobuchar will reintroduce her bill in the 114th Congress. If so, we will compare Senator Vitter’s and Senator Klobuchar’s bills and determine whether we will support one or both bills.
Our game plan to continue to advocate the need for legislation to reduce the cost of prescription drugs has covered a lot of ground, but we need “touchdowns” with the enactment of these bills.
The NRLN’s 2015 Legislative Agenda (i.e. our playbook) is now posted on the NRLN website. You can read it by going to www.nrln.org and clicking on the “Legislative Agenda” link at the top of the home page.

Bill Kadereit, President
National Retiree Legislative Network

NRLN IS WORKING FOR YOU

The NRLN regularly informs members by email about important information. If you did not receive an email with the NRLN President’s Forum message or an Action Alert posted on this home page, possibly you mistakenly “unsubscribed” on one of our emails or you have a new email address that is not in the NRLN’s database. You will no longer hear from us unless you “re-subscribe”. To “re-subscribe”,click here.


action alert

Support Retirees in 114th Congress

The new 114th Congress is now in session. Tell your U.S. Representative and Senators you expect them to protect retiree income security (pensions and Social Security) and retiree health care security (Medicare). Click here to access the NRLN’s sample letter.


report card NRLN Provides New “Report Card” Feature on Members of Congress

NRLN has introduced a “report card” for each state that shows whether the U.S. Representatives and Senators have supported bills in Congress advocated by the NRLN. Read all about it here.


focusmast

Read Fall 2014 NRLN FOCUS Newsletter

The content in the 8-page newsletter includes:


Retirees Advocate NRLN's Top Initiatives During Fly-In

The NRLN's Washington, D.C. Fly-In on September 29th – Oct. 1, 2014 sent leaders of the NRLN, retiree associations and Chapters to Capitol Hill to advocate the NRLN's top legislative initiatives on vital retirement issues. Click here read about it and to view a few of the Fly-In videos and photos.


Members Comments on the NRLN--for recent mail from our members, click here.

IN THE NEWS...

Three U.S. House Republicans to seek Obamacare replacement
By David Morgan; Reuters ~ Jan 30, 2015

White House announces push for individualized medicine
By Brooks Hays; United Press International ~ Jan 30, 2015

GOP warns IRS: Botched tax season is on you
By Bernie Becker; The Hill ~ Jan 29, 2015

Wall Street Gears Up as White House Pushes Retirement-Fund Rules
By Robert Schmidt & Dave Michaels; Bloomberg ~ Jan 30, 2015

Bipartisan House Bill To Create Social Security Reform Commission Coming
By Dylan Scott, Talking Points Memo – Jan 26, 2015

GOP bill would end congressional pensions
By Cristina Marcos, The Hill – Jan 29, 2015

Thanks to Congress, these pension plans could severely cut retiree benefits
By Michael A. Fletcher, Washington Post – Jan 28, 2015

Opinion: Why is GOP going after Social Security?
Paul Waldman, CNN – Jan 26, 2015

Social Security reaches 75th anniversary of first monthly retirement check
Mary Bet Franklin, Investment News – Jan. 29, 2014

GOP chairman wants answers on Healthcare.gov privacy
By Julian Hattem; The Hill ~ Jan 29, 2015

ObamaCare's One-Size-Fits-All Approach Bars Innovative Cures
By Betsy Mccaughey; Investor’s Business Daily ~ Jan 28, 2015

ObamaCare's One-Size-Fits-All Approach Bars Innovative Cures
By Betsy Mccaughey; Investor’s Business Daily ~ Jan 28, 2015

Obamacare Fine to Be Owed by as Many as 6 Million Taxpayers
By Alexander Wayne; Bloomberg ~ Jan 28, 2015

Ruling Could Send More Retirees Seeking Coverage To Exchanges
From KHN Morning Briefing; Kaiser Health News ~ Jan 28, 2015

Study: Insurers may using drug costs to discriminate
By Kelli Kennedy; The Associated Press ~ Jan 28, 2015

Dems Sound 'Privatization' Siren Ahead Of New Social Security Fight
By Dylan Scott; Talking Points Memo ~ Jan 28, 2015

2 troubling trends in retirement planning
By Amit Chopra; MarketWatch ~ Jan 28, 2015

Managing Pension Risk Using Annuity Buyouts and Lump-sum Payouts
From Deloitte; The Wall Street Journal ~ Jan 28, 2015

Senate GOP plots plan B for ObamaCare
By Alexander Bolton; The Hill ~ Jan 27, 2015

U.S. says 9.5 million people enroll for 2015 Obamacare insurance
By Caroline Humer & David Morgan; Reuters ~ Jan 27, 2015

Graying America, Health-Care Overhaul Boosts Medical Properties
By Peter Grant & Robbie Whelan; The Wall Street Journal ~ Jan 27, 2015

Obama Abandons Plan To Tax Americans’ College Savings
By Blake Neff; The Daily Caller ~ Jan 27, 2015

Social Security benefits are stingy
By Alicia H. Munnell; MarketWatch ~ Jan 27, 2015

Do You Have to Pay Taxes on Social Security Benefits?
By Kevin McCormally, ; Kiplinger ~ Jan 26, 2015

CBO: Healthcare to drive spending increases over next decade
By Zack Budryk; Fierce Health Finance ~ Jan 26, 2015

Study: Retirement crisis real and getting worse
By Hazel Bradford, Pensions & Investments – Jan 26, 2015

Budget office lowers ObamaCare price tag by 20 percent
By Sarah Ferris; The Hill ~ Jan 26, 2015

The Reality of the Retirement Crisis
By Keith Miller, David Madland, & Christian E. Weller; Center for American Progress ~ Jan 26, 2015

Medical Specialists, Concierge Healthcare, And Personal Wealth
By Russ Alan Prince; Forbes ~ Jan 26, 2015

Time on Obama’s Side in Death Knell for Health Fee-for-Service
By Alex Wayne; Bloomberg ~ Jan 26, 2015

Gov't to overhaul Medicare payments to doctors, hospitals
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jan 26, 2015

The Audacity Of… What?: Obama Pushing Taxes He Fought AGAINST In Senate AND In His Book
By Blake Neff; The Daily Caller ~ Jan 26, 2015

Court rules for company seeking to trim retiree health costs
From Associated Press; Bloomberg ~ Jan 26, 2015

At 205,000 Strong, The Nurse Practitioner Will See You Now
By Bruce Japsen; Forbes ~ Jan 25, 2015

The Cheapest Tax Prep Software for 2015 (Hint: It's Not TurboTax)
By Ben Steverman; Bloomberg Businessweek ~ Jan 235, 2015

Congress torn over depleted disability fund
By Rebecca Shabad; The Hill ~ Jan 25, 2015

How the Elderly Can Stay Independent Longer
From Sydney Lagier; The Wall Street Journal ~ Jan 24, 2015

Uncle Sam Is Coming After Your Savings
By Megan McArdle; Bloomberg View ~ Jan 23, 2015

More doctors turning away Medicare patients
By Larry Seward; KHOU ~ Jan 24, 2015

Privacy concerns over health care website prompt reversal
By Jack Gillum & Ricardo Alonso-Zaldivar; The Associated Press ~ Jan 23, 2015

Top House Dem: Obamacare Language On Subsidies 'Not As Clear As I'd Like It'
By Sahil Kapur; Talking Points Memo ~ Jan 23, 2015

Democrats Call 40-Hour Workweek Bill ‘Corporate Welfare’
By Peter Fricke; The Daily Caller ~ Jan 23, 2015

UNDER REVIEW: Congress Looking Into Why IRS Has BIG MONEY Contract With Botched Healthcare.gov Company
By Richard Pollock; The Daily Caller ~ Jan 22, 2015

5 Common Investment Mistakes You Don't Want to Make
From Erik Carter; Forbes ~ Jan 23, 2015

Healthcare Is Headed Down A New Road With New Rules In 2015
By Reenita Das; Forbes ~ Jan 22, 2015

ObamaCare unfairly penalizes the young
By Deborah Ann Travis Honeycutt, M.D.; The Hill ~ Jan 22, 2015

BOMBSHELL: IRS Has Active Contract For MILLIONS With Company HHS FIRED Over Botched Healthcare.gov
By Richard Pollock; The Daily Caller ~ Jan 22, 2015

Avoid an accidental disinheritance by keeping will up-to-date
From Frank Mokosak; The Des Moines Register ~ Jan 22, 2015

Social Security Extends Hours at Field Offices
From The Associated Press; The New York Times ~ Jan 22, 2015

Obamacare enrollment hits 7.1 million so far for 2015 coverage
By David Morgan; Reuters ~ Jan 21, 2015

New Senate bill would overturn Obamacare's individual mandate
By David Morgan; Reuters ~ Jan 21, 2015

Obama's Family Leave Proposals Largely Ignore Caregivers of Frail Seniors and Disabled Adults
From Howard Gleckman; Forbes ~ Jan 21, 2015

Poll: Healthcare costs, lack of money are top financial problems
By Rebecca Shabad; The Hill ~ Jan 21, 2015

Instead of fixing the tax system, Obama returns to campaign mode
By Michael R. Strain ; The Washington Post ~ Jan 21, 2015

Five Ways to Control the Aging Process
From Maddy Dychtwald; The Wall Street Journal ~ Jan 21, 2015

What Happens To Your Debt After You Die?
From Steven Richmond; Forbes ~ Jan 21, 2015

Sen. Graham Unsure If Repealing Obamacare by Reconciliation is ‘Best’ Way
By Craig Millward; Cybercast News Service ~ Jan 20, 2015

Hatch Vows To Dismantle Health Law But Predicts Bipartisan Success On Other Issues
By Mary Agnes Carey; Kaiser Health News ~ Jan 20, 2015

Government health care website quietly sharing personal data
By Ricardo Alonso-Zaldivar & Jack Gillum; The Associated Press ~ Jan 20, 2015

HHS skimped on oversight for ObamaCare contractors, audit finds
By Sarah Ferris; The Hill ~ Jan 20, 2015

Consumers Find Wide Disparities In Health Marketplace Premiums
From KHN Morning Briefing; Kaiser Health News ~ Jan 20, 2015

Republicans target Social Security disability
By David Rogers; Politico ~ Jan 20, 2015

Tax time means identity theft time
By David P. Willis; Asbury Park Press ~ Jan 20, 2015

H&R Block: ‘No One Can Understand’ New Obamacare Tax Code
By Richard Pollock; The Daily Caller ~ Jan 19, 2015

Obamacare penalty may come as shock at tax time
By Tom Howell Jr.; The Washington Times ~ Jan 18, 2015

New technologies put the patient first
By Lindsay Carlton; Fox News ~ Jan 18, 2015

A Prescription to Save the American Retirement System?
By Scott Cooley; Rekenthaler Report ~ Jan 19, 2015

New GOP senator: ‘Tide rising’ against ObamaCare
By Sarah Ferris; The Hill ~ Jan 18, 2015

The promising retirement plan that’s stuck in Congress
By Robert Powell; MarketWatch ~ Jan 17, 2015

Health Law Headaches: Employers Not Ready, Technology, Taxes
From KHN Morning Briefing; Kaiser Health News ~ Jan 16, 2015

Study Disputes Perception That New Beneficiaries Are Fueling Medicare Advantage Growth
By Michelle Andrews; Kaiser Health News ~ Jan 16, 2015

Medicare chief steps down, ran health care rollout
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jan 16, 2015

Administration officials look to ease ObamaCare tax woes
By Sarah Ferris; The Hill ~ Jan 16, 2015

GOP plotting response to ObamaCare SCOTUS case
By Sarah Ferris; The Hill ~ Jan 15, 2015

IRS chief optimistic on ObamaCare
By Bernie Becker ; The Hill ~ Jan 15, 2015

U.S. healthcare executives say Obamacare is not going anywhere
By Deena Beasley & David Morgan; Reuters ~ Jan 15, 2015

How Do Your Retirement Savings Compare To Others? Five Ways To Measure Up
By Robert Laura; Forbes ~ Jan 15, 2015

5 expenses you don’t plan for, but should
By Catey Hill; MarketWatch ~ Jan 15, 2015

PBGC pushes ahead on ‘de-risking’ reporting rules
By Nick Thornton, BenefitsPro – Jan. 14, 2015

IRS Warns Of Delayed Refunds, Long Waits For Taxpayers & Possible Shutdown
From Kelly Phillips Erb; Forbes ~ Jan 13, 2015

IRS partly to blame for ObamaCare issues
By Bernie Becker; The Hill ~ Jan 14, 2015

Health Insurance Startup Collapses In Iowa
By Clay Masters, Iowa Public Radio ; Kaiser Health News ~ Jan 14, 2015

5 trends that will redefine your healthcare experience in 2015
By Laura Lorenzetti; Fortune ~ Jan 14, 2015

Coming soon to a workplace near you: 'wellness or else'
By Sharon Begley; Reuters ~ Jan 13, 2015

Don’t ignore your Social Security statement
By Kerry Hannon; MarketWatch ~ Jan 13, 2015

SEC inspections to focus on retirement advice
By Eric Garcia; MarketWatch ~ Jan 13, 2015

U.S. House Republican optimistic about Obamacare replacement plan
By David Morgan; Reuters ~ Jan 12, 2015

Got help paying for health care? Watch your mailbox
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jan 12, 2015

Supreme Court rejects new challenge to Obamacare law
By Lawrence Hurley; Reuters ~ Jan 12, 2015

House passes third ObamaCare bill of new Congress
By Cristina Marcos; The Hill ~ Jan 12, 2015

New Year, New Problems For Obamacare
From Sally Pipes; Forbes ~ Jan 12, 2015

Think twice before converting to a Roth IRA to avoid RMDs
By Dan Moisand; MarketWatch ~ Jan 12, 2015

Dems warn of Social Security cuts
By Alexander Bolton; The Hill ~ Jan 12, 2015

House Budget Chair Signals Big Social Security Reforms A-Coming
By Dylan Scott; Talking Points Memo ~ Jan 12, 2015

Social Security won't seize tax refunds to collect old debts
By Stephen Ohlemacher; The Associated Press ~ Jan 12, 2015

3 Tips To Start Your Grandkids On The Road To Becoming Money Savvy
By Neale Godfrey; Forbes ~ Jan 11, 2015

It's Tax Season. Do You Know Where Your Mail Is?
From Adam Levin; ABC News ~ Jan 11, 2015

Social Security’s New Income Rules
By Jennifer Waters; The Wall Street Journal ~ Jan 11, 2015

Medicare pays doctors to coordinate seniors' chronic care
By Lauran Neergaard; The Associated Press ~ Jan 10, 2015

Put Estate Planning On Your Bucket List
From “The Boomer”; Fox Business ~ Jan 09, 2015

Obamacare Author Rips Obama Admin, Valerie Jarrett For ‘Incompetence,’ ‘Protecting’ POTUS [AUDIO]
By Al Weaver; The Daily Caller ~ Jan 09, 2015

You Can Spend More Money In Retirement -- No Kidding
From Larry Light; Forbes ~ Jan 09, 2015

How Retirees May Be Burned By Co-Signing a Student Loan
By Ted Jenkin; The Wall Street Journal ~ Jan 09, 2015

TV medical advice not always backed by evidence
By Roxanne Nelson; Reuters ~ Jan 08, 2015

Obamacare Employer Mandate Eased in Bill Passed by House
By Billy House; Bloomberg ~ Jan 08, 2015

Population health improvement still a riddle wrapped in an enigma
By Melanie Evans; Modern Healthcare ~ Jan 08, 2015

Don't Fall Into These 5 Spending Traps In Retirement
By Nancy Anderson; Forbes ~ Jan 08, 2015

Defending Social Security: Next on Obama's to-do list?
By Mark Miller; Reuters ~ Jan 08, 2015

Social Security disability payments will be cut by a fifth if Congress doesn’t act
By Max Ehrenfreund; The Washington Post ~ Jan 07, 2015

Tax Returns Complicated by Health Care Law and I.R.S. Staff Cuts
By Ann Carrns; The New York Times ~ Jan 07, 2015

Support builds for medical device tax repeal
By Bernie Becker; The Hill ~ Jan 07, 2015

Lavish ‘Cadillac’ Health Plans Dying Out as Obamacare Tax Looms
By Alex Wayne & John Lauerman; Bloomberg ~ Jan 07, 2015

Senate GOP: Vote on ObamaCare's 30-hour week inevitable
By Laura Barron-Lopez; The Hill ~ Jan 07, 2015

ObamaCare: Young Adults, Unsubsidized Shun Exchanges
By Jed Graham; Investor’s Business Daily ~ Jan 07, 2015

CBO: ObamaCare bill would raise deficit
By Elise Viebeck; The Hill ~ Jan 07, 2015

Employers Dump 401(k)s Into IRAs Costing Ex-Employees Billions
By Ashlea Ebeling; Forbes ~ Jan 07, 2015

Providers Collect Increasing Amounts Of Data But It Doesn’t Always Lead To Better Care
From KHN Morning Briefing; Kaiser Health News ~ Jan 06, 2015

House bill: Firms could skirt health law by hiring vets
By Alan Fram; The Associated Press ~ Jan 06, 2015

Is Obamacare Squeezing The Middle Class?
By John C. Goodman; Forbes ~ Jan 06, 2015

New GOP Congress Fires Shot At Social Security On Day One
By Dylan Scott; Talking Points Memo ~ Jan 06, 2015

Securing Your Retirement After The Death Of Pensions By Charles Sizemore ; Forbes ~ Jan 05, 2015

Goodbye, traditional retirement
By Robert Powell; MarketWatch ~ Jan 05, 2015

GOP lawmaker: O-Care repeal top priority
By Megan R. Wilson; The Hill ~ Jan 04, 2015

Departing Lawmakers Bemoan the Decline of CompromiseBy Carl Hulse and Robert Pear, New York Times – Jan. 4, 2015

How to Stretch Your Health-Care Dollars
By Kristen Gerencher; The Wall Street Journal ~ Jan 04, 2015

Why many shouldn’t buy long-term care insurance
By Anne Tergesen; MarketWatch ~ Jan 04, 2015

Tax reform: Could it happen?
By Bernie Becker; The Hill ~ Jan 04, 2015

With Obamacare under siege, Biden takes to airwaves to urge Americans to enroll
By Dan Taylor; National Monitor ~ Jan 03, 2015

GOP searches for elusive Obamacare fix
By Jennifer Haberkorn; Politico ~ Jan 03, 2015

The 5 Stages Of Republican Grief Over Obamacare
By Dylan Scott; Talking Points Memo ~ Jan 02, 2015

ObamaCare enrollment, then and now
By Elise Viebeck; The Hill ~ Jan 03, 2015

Why 2014 Was Tough for Corporate Pensions
By Timothy W. Martin; The Wall Street Journal ~ Jan 02, 2015

Medicine is about to get personal
By David Von Drehle, TIME; Fortune ~ Jan 02, 2015

How The Affordable Care Act Forced Me To Be Uninsured From Robert Book; Forbes ~ Jan 02, 2015

A Sobering Perspective on a Looming Retirement Crisis By Jonathan A. Knee; The New York Times ~ Jan 02, 2015

Tax facts: Seven big changes will affect your 2015 planning
By Jeff Reeves, USA Today; KENS5 ~ Jan 01, 2015

Obamacare PR push goes silent
By Joanne Kenen; Politico ~ Dec 31, 2014

Big Investments For ACA Innovation Lab, But Most Results Still Pending
By Jay Hancock; Kaiser Health News ~ Dec 31, 2014

New Enrollment Numbers Show Importance of Coming Supreme Court Case
By Margot Sanger-Katz; The New York Times ~ Dec 31, 2014

5 things to know: Obama health law again in play
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 31, 2014

Pension Funds Playing Bigger Role in Reinsurance
By Mary Williams Walsh; The New York Times ~ Dec 31, 2014

PBGC urged to listen more to constituents, take less adversarial stance
By Hazel Bradford; Pensions & Investments ~ Dec 31, 2014

Opinion: Obamacare’s little-known side effect: spurring innovation
By Laura Tyson &Lenny Mendonca; MarketWatch ~ Dec 30, 2014

Obama Adviser Jonathan Gruber In 2009: Obamacare Will NOT Be Affordable
By Patrick Howley; The Daily Caller ~ Dec 30, 2014

How Rising Healthcare Costs Make American Businesses Less Competitive
By Natalie Burg; Forbes ~ Dec 29, 2014

Sweetheart deal... Unions allowed to cut retiree benefits rather than fix underfunded pensions
By Jeffrey Scott Shapiro; The Washington Times ~ Dec 29, 2014

Being uninsured in America will cost you more
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 29, 2014

Elder-care challenges prompt tech executives to create startups, apps
By Christina Farr; Reuters ~ Dec 28, 2014

5 Ways to Ruin a Perfectly Good Retirement Plan
By Dan Ritter; Wall St. Cheat Sheet ~ Dec 28, 2014

Affordable Care Act’s Tax Effects Now Loom for Filers
By Tara Siegel Bernard; The New York Times ~ Dec 26, 2014

How Affordable Care Act Rules Affect Your Taxes
By Tara Siegel Bernard; The New York Times ~ Dec 26, 2014

When You Should Use A Nondeductible IRA
By Donald Jay Korn; Investor’s Business Daily ~ Dec 26, 2014

How to Save Like the Rich and the Upper Middle Class (Hint: It’s Not With Your House)
By Josh Zumbrun; The Wall Street Journal ~ Dec 26, 2014

8 secrets for success from early retirees
They’re not millionaires, but they retired at 38 — that was 23 years ago

By Andrea Coombes; MarketWatch ~ Dec 26, 2014

Obama Renews ‘Symbolic’ Obamacare Plan He’ll Never Use
By Sarah Hurtubise; The Daily Caller ~ Dec 24, 2014

Report: Obamacare Exchanges Still Don’t Measure Up To The Private Market
By Sarah Hurtubise; The Daily Caller ~ Dec 23, 2014

Is this 'wealth care' or the next big thing in medicine?
By “mwesp”; KETK ~ Dec 24, 2014

Defiant health chief says ObamaCare will win day at Supreme Court
By Sarah Ferris; The Hill ~ Dec 23, 2014

U.S. says 6.4 million signed up for 2015 HealthCare.gov plans
By Caroline Humer; Reuters ~ Dec 23, 2014

Much work still needed on health care sign-ups
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 23, 2014

Seniors’ Wait For A Medicare Appeal Is Cut In Half
By Susan Jaffe; Kaiser Health News ~ Dec 23, 2014

HHS proposes changes to O-Care benefit summaries
By Elise Viebeck; The Hill ~ Dec 22, 2014

Supreme Court to hear ObamaCare subsidy challenge in March
By Sarah Ferris; The Hill ~ Dec 22, 2014

Medicare To Offer Help To Some Seniors When Advantage Plans Drop Doctors
By Susan Jaffe; Kaiser Health News ~ Dec 22, 2014

Deciding Whether Subsidized Health Insurance Is Worth The Hassle
By Andrew L. Wang; Kaiser Health News ~ Dec 22, 2014

Tips to fight senior scams from Sen. Bill Nelson
By Rodney Brooks; USA TODAY ~ Dec 22, 2014

The Real Risk of Pension Plans: They Give Retirees False Security
By Allison Schrager; Bloomberg Businessweek ~ Dec 22, 2014

Republicans eye obscure budget tool to repeal ObamaCare
By Scott Wong; The Hill ~ Dec 21, 2014

The 12 Scams of Christmas'
By Cheryl Hagen; WBFO ~ Dec 21, 2014

Debt Collectors Hound Millions of Retired Americans
By Herb Weisbaum, NBC News – Dec 20, 2014

Poll Finds Many Americans Think Paying For Health Care Is A Hardship
From KHN Morning Briefing; Kaiser Health News ~ Dec 19, 2014

Obama renews tax breaks, creates ABLE accounts
By Darlene Superville; The Associated Press ~ Dec 19, 2014

Selling the Family Home Is Liberating for Many Retirees
The New York Times ~ Dec 19, 2014

Pension Payout: Should I Take The Lump Sum?
By Anna Bahney; Forbes ~ Dec 19, 2014

Prudential Piles on the Corporate Pensions
By Zachary Tracer; Bloomberg Businessweek ~ Dec 18, 2014

Group challenging ObamaCare subsidies files new lawsuit
By Elise Viebeck; The Hill ~ Dec 18, 2014

Looking Outside the Government Box for Suitable Health Coverage
By Ann Carrns; The New York Times ~ Dec 18, 2014

Holiday Gifts: 3 Wise Ways To Give Kids Money
From Kerry Hannon; Forbes ~ Dec 18, 2014

Looking Ahead To The Year That Interest Rates Will Finally Rise
From Steve Blumenthal; Forbes ~ Dec 18, 2014

After the new federal pension rules: What retirees need to know
By Mark Miller; Reuters ~ Dec 18, 2014

TRW Automotive Holdings agrees to annuity buyout with MetLife for U.S. retirees
By Rob Kozlowski, Pensions & Investments – Dec. 16, 2014

ObamaCare fines loom for uninsured
By Elise Viebeck; The Hill ~ Dec 17, 2014

Senate Leaders Demand Treasury, HHS Inform Consumers About Risks Of HealthCare.gov
From Michael F. Cannon; Forbes ~ Dec 17, 2014

New budget leader is big ObamaCare foe
By Sarah Ferris; The Hill ~ Dec 17, 2014

How Much Investment Money Can You Take Out In Retirement
By Larry Light; Forbes ~ Dec 17, 2014

Signing Up for Health Insurance, Even After Missing the Deadline
By Ann Carrns; The New York Times ~ Dec 16, 2014

Obamacare Limits Choice Of Health Plans
By Scott Gottlieb; Forbes ~ Dec 16, 2014

Obamacare Enrollment Is Up But Returning Customers Are Still Shying Away
By Sarah Hurtubise; The Daily Caller ~ Dec 16, 2014

OVERNIGHT HEALTH: HealthCare.gov sees record traffic
By Sarah Ferris & Elise Viebeck; The Hill ~ Dec 16, 2014

Federal Judge: Obama’s Amnesty Is Unconstitutional
By Neil Munro; The Daily Caller ~ Dec 16, 2014

Senate Sends $42 Billion U.S. Tax-Break Renewal Measure to Obama
By Richard Rubin; Bloomberg ~ Dec 16, 2014

Choose the best time for taking your first required IRA withdrawal
By Bill Bischoff; MarketWatch ~ Dec 16, 2014

President Obama DELETED His Website Telling American People They Could Keep Their Plans
By Patrick Howley; The Daily Caller ~ Dec 15, 2014

More extensions as Obamacare deadline looms
Dan Mangan; CNBC ~ Dec 15, 2014

Stronger start for Obama's health law this year
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 15, 2014

Crunch time again for health insurance sign-ups
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 14, 2014

Health spending — under control?
By Robert J. Samuelson; The Washington Post ~ Dec 14, 2014

42.9 million Americans have unpaid medical bills
By Josh Boak; The Associated Press ~ Dec 14, 2014

Senate cancels vote on Obama Social Security pick
By Stephen Ohlemacher; The Associated Press ~ Dec 14, 2014

Pension Bill Seen as Model for Further Cuts
By John D. McKinnon; The Wall Street Journal ~ Dec 14, 2014

A ‘Standard’ Tax Break for Seniors If You’re Older Than 65, Add $1,200 to Your Standard Federal Deduction
By Tom Herman; The Wall Street Journal ~ Dec 14, 2014

Identity theft victims face months of hassle
By Brandon Bailey; The Associated Press ~ Dec 14, 2014

Safeguard Your Social Security Number
By Jennifer Waters; The Wall Street Journal ~ Dec 14, 2014

Senate Passes $1.1 Trillion Spending Bill, Joining House
By Ashley Parker and Robert Pear, New York Times – Dec 14, 2014

In latest health care push, Obama urges ‘weekend warriors’ to sign up
By Katie Zezima; The Washington Post ~ Dec 12, 2014

6 decisions every investor must make
By Paul A. Merriman; MarketWatch ~ Dec 13, 2014

6 decisions every investor must make
By Paul A. Merriman; MarketWatch ~ Dec 13, 2014

Gruber subpoenaed over ObamaCare contracts
By Elise Viebeck; The Hill ~ Dec 12, 2014

Republicans Dealt A Quiet Blow To O-Care In The CRomnibus
By Dylan Scott; Talking Points Memo ~ Dec 12, 2014

Many Obamacare Plans Set Out-Of-Pocket Spending Limits Below The Cap
By Michelle Andrews; Kaiser Health News ~ Dec 12, 2014

Experts: Expect Tax-Filing Chaos in 2015 Over Obamacare
By Joel Himelfarb; Newsmax ~ Dec 12, 2014

Congress' no-bailout pension plan is no solution for retirees
By Mark Miller; Reuters ~ Dec 11, 2014

House passes multiemployer pension reform
By Hazel Bradford, Pensions and Investments – Dec 12, 2014

Congress Says It Has to Cut Pensions to Save Them
By Peter Coy, Bloomberg BusinessWeek – Dec 11, 2014

GOP approves David Vitter’s Obamacare amendment
By Seung Min Kim & Burgess Everett; Politico ~ Dec 10, 2014

Many Aren’t Seeking Cheaper Health Plans as First Deadline to Switch Nears
By Abby Goodnough; The New York Times ~ Dec 11, 2014

New way to promote ObamaCare: 7-Eleven
By Sarah Ferris; The Hill ~ Dec 11, 2014

Is Congress About to Cut Your Pension?
By Ben Steverman; Bloomberg ~ Dec 10, 2014

Deal to allow multiemployer pension benefits cuts
By Tom Murphy & Tom Raum; The Associated Press ~ Dec 10, 2014

Spending Bill Hits Snags, but Congress Thinks It Can Avoid Shutdown
By Ashley Parker and Robert Peardec, New York Times – Dec 10, 2014

Harry Reid: HealthCare.gov Glitches Are The Only Thing Holding Democrats Back
By Sarah Hurtubise; The Daily Caller ~ Dec 10, 2014

Dems sick of ObamaCare
By A.B. Stoddard; The Hill ~ Dec 10, 2014

Fox News Poll: Record 58 percent would repeal ObamaCare
By Dana Blanton; Fox News ~ Dec 10, 2014

Sebelius: People ‘Universally’ Oppose Obamacare, But We Just Need To Rebrand It
By Sarah Hurtubise; The Daily Caller ~ Dec 10, 2014

Insurers fire back over ObamaCare changes
By Elise Viebeck; The Hill ~ Dec 10, 2014

Many Senior Citizens Take Too Many Medicines -- Here's How To Fix It
By Roy Beveridge, MD; Forbes ~ Dec 10, 2014

Gruber Hides Behind Lawyers … Committee Plans Subpoena, Tells Gruber That He’ll Be Back To Testify Again
By Patrick Howley; The Daily Caller ~ Dec 09, 2014

Gruber: I Knew People Were Going To Lose Their Health Plans
By Patrick Howley; The Daily Caller ~ Dec 09, 2014

Jonathan Gruber ADMITTED That Obama Lied…They Knew It Would Not Control Costs!
By Patrick Howley; The Daily Caller ~ Dec 08, 2014

Don’t Get ObamaCare Scammed
By Donna Fuscaldo; Fox Business ~ Dec 09, 2014

Consumers May Miss Out On Subsidies Due To Uncertainty About Job-Based Coverage
By Michelle Andrews; Kaiser Health News ~ Dec 09, 2014

Obama Admits Amnesty Is For Many More Than 5 Million
By Neil Munro; The Daily Caller ~ Dec 09, 2014

Why The Older Americans Act Matters
From Bob Blancato, NA; Forbes ~ Dec 09, 2014

Senate Dems Take On Social Security Gender Gap
By Rachel Stoltzfoos; The Daily Caller ~ Dec 09, 2014

11 Fundamental Elements of a Stress-Free Estate Plan
By Mark Eghrari; Forbes ~ Dec 09, 2014

Key lawmakers seek pension changes
By David Espo & Andrew Taylor; The Associated Press ~ Dec 08, 2014

Will Jonathan Gruber Topple Obamacare?
By David Nather; Politico ~ Dec 07, 2014

Obamacare enrollment data comes under scrutiny
By Gregory Korte; USA TODAY ~ Dec 08, 2014

McConnell: Repealing Obamacare Could Be ‘Number One’ For New Senate
By Sarah Hurtubise; The Daily Caller ~ Dec 08, 2014

Health law impacts primary care doc shortage
By Kelli Kennedy; The Associated Press ~ Dec 08, 2014

5 Biggest Retirement Planning Changes for 2015
From Jamie Hopkins; Forbes ~ Dec 08, 2014

Older Americans a Pillar of Housing Market With High Ownership Rate
By Alexis Leondis; Bloomberg ~ Dec 08, 2014

Dems push for healthcare tax break
By Bernie Becker; The Hill ~ Dec 06, 2014

Whistleblower alleges agency cover-up over $300M ‘boondoggle’ to protect Obama nominee
By Judson Berger; Fox News ~ Dec 06, 2014

HHS asks GOP: Keep us away from Gruber
By Elise Viebeck; The Hill ~ Dec 05, 2014

The lame-duck Congress plots to undermine retiree pensions By Michael Hiltzik; Los Angeles Times ~ Dec 05, 2014

Labor Force Participation Remains at 36-Year Low By Ali Meyer; Cybercast News Service ~ Dec 05, 2014

Dropping coverage of popular prescription drugs is sad and shameful By David Lazarus; Los Angeles Times ~ Dec 04, 2014

Should You File Your Own Tax Return? By Bonnie Lee; Fox Business ~ Dec 04, 2014

House votes to extend multiemployer pension provisions
By Hazel Bradford, Pensions & Investments – Dec 4, 2014

Average Affordable Care premiums going up in 2015
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 04, 2014

Obama Administration Finally Admits Obamacare Premiums Are Rising
By Sarah Hurtubise; The Daily Caller ~ Dec 04, 2014

Who Is Getting ACA Insurance – And Who Isn’t
By Julie Rovner; Kaiser Health News ~ Dec 04, 2014

Enrollments Under Health Law Continue at Solid Pace
By Robert Pear; The New York Times ~ Dec 04, 2014

Big Changes in Fine Print of Some 2015 Health Plans
By Charles Ornstein, Ryann Grochowski Jones & Lena Groeger; The New York Times ~ Dec 04, 2014

Your ‘living will’: What happens if you change your mind?
By Elizabeth O'Brien; MarketWatch ~ Dec 04, 2014

Social Security nominee defends integrity, career
By Stephen Ohlemacher; The Associated Press ~ Dec 04, 2014

Flunking retirement readiness, and what to do about it
By Mark Miller; Reuters ~ Dec 04, 2014

Congress could soon allow pension plans to cut benefits for current retirees
By Michael Fletcher, Washington Post – Dec. 4, 2014

Delphi retirees watching vote in U.S. House
By Jake Ryle & Katherine Loy; WDTN ~ Dec 03, 2014

Obamacare Author: We Shouldn’t Have Passed Obamacare The Way We Did
By Sarah Hurtubise; The Daily Caller ~ Dec 03, 2014

17 States Take Obama to Court: You Are Trampling the Constitution
By Terence P. Jeffrey; Cybercast News Service ~ Dec 03, 2014

Opinion: A Bad Provision Even by ObamaCare Standards
By Tom Coburn & Phil Roe; The Wall Street Journal ~ Dec 03, 2014

New Medicare Rules Aim to Reduce Abuse
By Janet Adamy; The Wall Street Journal ~ Dec 03, 2014

Health spending up 3.6% for 2013
By Russ Britt; MarketWatch ~ Dec 03, 2014

Medicare Advantage enrollment deadline looms
By Tom Murphy; The Associated Press ~ Dec 03, 2014

Social Security nominee stalled over $300M project
By Stephen Ohlemacher; The Associated Press ~ Dec 03, 2014

Congress Poised to Reinstate Some Tax Breaks
By Siobhan Hughes; The Wall Street Journal ~ Dec 02, 2014

Sebelius: 'A lot of Americans have no idea what insurance is about'
By Sarah Ferris; The Hill ~ Dec 02, 2014

Consumers Will Pay More Out Of Pocket Next Year For Specialty Drugs
By Julie Appleby; Kaiser Health News ~ Dec 02, 2014

Aspirin can help prevent a second heart attack, but what about a first?
By Jill U. Adams; The Washington Post ~ Dec 02, 2014

Top Senate Republican sees possible major healthcare legislation
By Richard Cowan; Reuters ~ Dec 02, 2014

Older Americans say: Stay positive, seal the southern border
By Dan Weber; The Hill ~ Dec 02, 2014

HealthCare.gov’s insurance marketplace for small businesses gets off to a slow start
By Amy Goldstein ; The Washington Post ~ Nov 30, 2014

Roberts's Bid to Shield Court From Politics Is Imperiled by Obamacare
By Greg Stohr; Bloomberg ~ Dec 01, 2014

Study: $17B tax hike from Obama Web rules
By Julian Hattem; The Hill ~ Dec 01, 2014

White House plans to force business to pay more overtime
By Sean Higgins; Washington Examiner ~ Dec 01, 2014


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