NRLN Works to Protect Your Retirement Security

The National Retiree Legislative Network (NRLN) works to enact federal legislation to protect employer-sponsored pensions, health care benefits and keep Social Security and Medicare strong.

With support from more than 2 million members and Washington, D.C. staff, the NRLN identifies and rallies support for federal legislation that will guarantee fair and equitable treatment of retirees from the private and public sectors. Learn more about the NRLN and legislation important to retirees by clicking on the "About Us" and "Legislative" links above.

The NRLN recently created the American Retirees Education Foundation (AREF) with a mission is to research, educate and inform retirees, future retirees and the general public on how best to protect and promote retirement income security and retiree health care. Contributions to AREF are tax deductible.

To learn more about the AREF, go to .

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Retirees Join Rally at U.S. Capitol to Stop Pension Cuts

As I looked out over the West Lawn of the U.S. Capitol on April 14 while awaiting my turn to speak, I could read placards “Why Won’t Congress Defend Retirees??”, “We Earned Our Pension – Stop The Cuts”, “Stop Pension Theft – Join the Fight Yours May Be Next”, “Steal Pensions Today, Social Security Tomorrow”, and dozens more. (photos at right.)

The placards were at a Washington, DC rally of some 4,000 Teamsters Union participants in the Central States Pension Fund who are facing severe July 1 pension benefit cuts under the Multiemployer Pension Reform Act (MPRA) passed by Congress in late December 2014 as part of the Fiscal Year 2015 spending bill. The outrage at the rally, amid chants of “No Cuts”, focused on the seeming lack of political will from Congress to rescue a pension plan or assist the retirees in other ways.

Beneficiaries in the Central States Pension Fund, which is projected to be insolvent within a decade, are some 400,000 retirees who worked in trucking, parcel delivery and grocery supply industries. The Central States Pension Fund is administered on behalf of employers and unions in industries where workers often move between companies in the same field. The Central States Pension Fund has $18 billion in assets and $35 billion in liabilities, with yearly payouts that exceed contributions.

I was invited to speak at the rally because the NRLN had opposed the passage of MPRA because it gave trustees of severely underfunded multiemployer pension plans the authority to propose to the Treasury Department reductions in pension payments of as much as 60 percent. The NRLN has also lobbied for legislation to rectify MPRA not only because it is unfair to retirees in multiemployer pension plans, but because it nullifies the benefit anti-cutback provision of the Employee Retirement Income Security Act of 1974 (ERISA) for multi-employer plans and sets a bad precedent that could someday negatively impact single employer pension plans and even Social Security and Medicare.

In my brief remarks, some of what I said was: “MPRA is not only setting a bad precedent for you it is setting it for the rest of the country. The suffering on your part is heard across the country in my organization. Our concern in the NRLN is this MPRA precedent will bleed into the single payer plans and disrespect every damn worker [and retiree] in this country.

“Congress ought to be sitting down and doing something for you. This so called solution is going to lead to even greater hardships than American seniors have experienced up to now. Have you heard of de-risking of pension plans? That says that companies are trying to do everything they can to get rid of pension plans in this country.

“We very much oppose MPRA. We will be with you and we will be on the Hill again lobbying our proposal to eliminate MPRA all together. Best to you and we will be supporting you.”

Until I heard the full story, I was not aware that pension benefits earned by these retirees was typically less than $3,000 a month for someone with over 25 years of service and that over 100,000 were at risk of losing up to 60% of that amount. Members of Congress talked about how named Wall Street firms that managed the Central States Fund lost far more assets than other plans did and created the failure of this very large plan.

There were at least a dozen members of Congress who spoke at the rally.

Ohio Representatives Marcy Kaptor and Tim Ryan talked about the bill they have introduced called the Keep Our Pension Promises Act (H.R. 2844) that would repeal MPRA, and would create a “legacy fund” with the Pension Benefits Guaranty Corporation (PBGC) to prop up plans such as Central States that are at risk of failing. (Vermont Senator Bernie Sanders, a Democratic presidential candidate, has introduced similar legislation—S.1631—in the Senate) Unfortunately, there does not seem to be sufficient support in the Republican-controlled Congress for either of these bills to move forward.

Ohio Senator Rob Portman spoke about the Pension Accountability Act (S. 2147), the legislation he has introduced that would change the voting process on any required cuts. His bill would keep the Treasury Department from overruling any vote retirees could take against potential pension cuts and require that only filled-out ballots be counted. That would keep pension trustees from sending out ballots that are never returned and counting them among the votes in favor. But Senator Portman has stopped short of calling for legislation that would immediately inject cash into the Central States Pension Fund.

Other members of Congress that I recall who spoke in support of the retirees included, Senators Tammy Baldwin (WI), Sherrod Brown (OH), Al Franken (MN), Chuck Grassley (IA), Heidi Heitkamp (ND) Debbie Stabenow (MI) and Elizabeth Warren (MA). Congresswoman Debbie Dingle (MI) also spoke in support.

Among other speakers were Teamsters General President Jim Hoffa, and Mike Walden and Bob Amsden, leaders of the pension committees throughout the country who organized the rally and arranged for bus transportation to Washington, DC. Karen Friedman, the Executive Vice President and Policy Director of the Pension Rights Center, called for repealing MPRA and finding a bipartisan solution that fixes the problem of underfunded multiemployer plans and the PBGC – and protects the pension promises of retirees.

The Treasury Department is set to make the final decision to move forward or not with the cuts and plan participants then would face a vote to accept them or risk losing the plan should it be unable to pay benefits. Let’s all hope the enthusiasm exhibited by retirees and the words of support from the politicians will result in the protection of these pension benefits.

It is significant to note that only PRC and NRLN advocate representatives were singled out to speak as defenders of ERISA protection for retirees. Your company Association and Chapter presidents, NRLN board members, Regional Grassroots Vice Presidents and our Executive Director in Washington D.C. work hard to earn and maintain the respect needed to be in a national leadership position on pension issues.

Bill Kadereit, President
National Retiree Legislative Network


The NRLN regularly informs members by email about important information. If you did not receive an email with the NRLN President’s Forum message or an Action Alert posted on this home page, possibly you mistakenly “unsubscribed” on one of our emails or you have a new email address that is not in the NRLN’s database. You will no longer hear from us unless you “re-subscribe”. To “re-subscribe”, click here.


Click here to read the SUMMER 2016 issue of the NRLN FOCUS Newsletter

action alert

NRLN Action Alert – Tell Congress: Don’t Eliminate SHIP Needed for Medicare Advice

The Senate Appropriations Committee made a blunder when it voted to abolish the entire $52.1 million in federal funding for the State Health Insurance Assistance Program (SHIP) in the budget bill. SHIP has been a valuable program for older adults and younger people with disabilities who need advice on complex traditional Medicare, Medicare Supplemental Insurance (Medigap) and Medicare Advantage programs. Click here to send the NRLN’s sample letters to tell your Senators and Representative that funding for SHIP should not be eliminated in the budget bills.

NRLN 2016 Survey Results

Between May 2 and June 5, 2016, there were 6,737 NRLN grassroots advocates who participated in all or parts of the 2016 NRLN Future Directions Survey. The data in the survey will help the NRLN and its retiree associations and chapters gain a better understanding of what is important to retirees and future retirees plus indicating whether the right priorities are set. The responses to questions where personal comments were given or personal contact information was provided are not included. Click here to view survey results.

Pain around the Corner – Pensions

(May 5, 2016) When the NRLN issues an Action Alert we can tell from statistics produced in our database that some do not open the email and a number of those who do don’t follow up and send a letter to their members of Congress. It is regrettable that some individuals are insulated and unconcerned about the need to advocate legislation for important retirement issues. This message, Pain around the Corner – Pensions, is the first in a series of emails from me to address the need to protect pensions, Social Security, Medicare, and reduce the cost of health care, particularly the skyrocketing cost of prescription drugs.

Only legislation passed by Congress and signed into law by the President can address the need to protect pensions. Legislation is needed to force pension plan sponsors to obtain federal agency approval before merging a well-funded pension plan with one or more lower-funded plans to avoid having to contribute money to shore up the lower funded plans. Read more...


action alert
report card

NRLN Provides New “Report Card” Feature on Members of Congress

NRLN has introduced a “report card” for each state that shows whether the U.S. Representatives and Senators have supported bills in Congress advocated by the NRLN. Read all about it here.

NRLN members are saving big with the Free Health Savings Rx Card℠

The NRLN has arranged to offer you a Health Savings Rx Card™, at NO COST, that offers you and your family savings on prescription drugs, plus vision and hearing services and products.Click here to access the Rx Savings Card℠ website.If you do not already have a Health Savings Rx Card℠ you will need to create your personal login and then printout your free card. Savings information for prescription drugs, vision and hearing services and products is available through the links under the Savings Plus tab.


Bonnie Gatewood, Livonia, MI...Thank you and the NRLN for all the work you do to help protect pension plans for so many. Your steady watch gives us hope that what we worked long and hard for (41 years in my case) will not be taken away.

Heather Ward, Canandaigua, NY...You [NRLN President Bill Kadereit] are one of our country’s most sincere and hardest working leaders. I am so impressed that you have chosen this arduous task at this time in your life. As a recent widow of a Kodak retiree, and one who has lost ALL of her husband’s Kodak Survivor benefits due to its bankruptcy, I feel that at least someone is in my corner, fighting the good fight. Thank you from the bottom of my heart!

more members comments here.


Health insurance mergers put consumers last
By John A. Quelch; The Hill ~ Jun 24, 2016

House Republicans call for postcard-simple tax returns
By Jeanne Sahadi; CNNMoney ~ Jun 24, 2016

Why You Should Be Worried About Social Security
By Todd Campbell; The Motley Fool ~ Jun 24, 2016

How Brexit could affect your wallet
By Jonnelle Marte; The Washington Post ~ Jun 24, 2016

Trustees: Tiny rise in Social Security benefits in 2017, Medicare fund running dry early
By Associated Press – Jun 23, 2016

White House slams GOP's ObamaCare replacement plan
By Jordan Fabian; The Hill ~ Jun 22, 2016

Obamacare's Dreaded 'Death Panels' Won't Be Triggered This Year
By Sy Mukherjee; Fortune ~ Jun 22, 2016

Social Security trust fund will be empty in less than 20 years
By Jonnelle Marte; The Washington Post ~ Jun 22, 2016

The Largest Healthcare Fraud Takedown in U.S. History
By Matt Vasilogambros; The Atlantic ~ Jun 22, 2016

House Republicans unveil healthcare alternative to Obamacare
By Eric Beech & Richard Cowan; Reuters ~ Jun 22, 2016

Medicare trust fund running out of money fast
By Sarah Ferris; The Hill ~ Jun 22, 2016

Trustees: Tiny rise in Social Security benefits next year
By Ricardo Alonso-Zaldivar & Stephen Ohlemacher; The Associated Press ~ Jun 22, 2016

Fixing Social Security with the funhouse mirror
By Brenton Smith; The Hill ~ Jun 22, 2016

Warren, Daines offer retirement savings bill
By Naomi Jagoda; The Hill ~ Jun 21, 2016

Push to Impeach IRS Chief Koskinen Stirs Scholars’ Disagreement
By John Voskuhl; Bloomberg ~ Jun 22, 2016

Team Obama to use IRS data to pressure some Americans into Obamacare
By Tom Howell Jr.; The Washington Times ~ Jun 21, 2016

HHS Targets Young Adults In 2017 Obamacare Enrollment Plan
By Phil Galewitz; Kaiser Health News ~ Jun 21, 2016

Column: Senate Democrats turn up the heat on a Koch-'bankrolled' Social Security trustee candidate
By Michael Hiltzik, Los Angles Times – June 21, 2016

Opinion: Obama is gutting Medicare
By Betsy McCaughey; New York Post ~ Jun 21, 2016

Editorial: Will senators finally face up to the hard truth about pensions?
By Editorial Board; The Washington Post ~ Jun 20, 2016

For House Republican Health-Care Proposal, High Stakes on Tax Credits
By Chris Jacobs; The Wall Street Journal ~ Jun 20, 2016

Scope of practice: How can we expand access to care?
By POLITICO Staff; Politico ~ Jun 20, 2016

How a simple sandwich could be driving up drug prices
By Carolyn Y. Johnson; The Washington Post ~ Jun 20, 2016

US could spend $2.6 trillion less on health than original Obamacare estimates
By Dan Mangan; CNBC ~ Jun 20, 2016

Driven by Campaign Populism, Democrats Unite on Expanding Social Security
By Robert Pear; The New York Times ~ Jun 18, 2016

The Secret Mindset For A Successful Retirement
From Robert Laura ; Forbes ~ Jun 16, 2016

Opinion: 51 things not to do if you want to be better off financially
By Jonathan Clements; MarketWatch ~ Jun 18, 2016

ObamaCare fight 'effectively over,' says Obama's top lawyer
By Peter Sullivan - 06/17/16 01:31 PM EDT

A Key Senate Committee Kills A Program That Advises Seniors on Medicare
From Howard Gleckman; Forbes ~ Jun 17, 2016

PBGC: Multiemployer program in dire straits; single-employer unit on upswing
By Hazel Bradford; Pensions & Investments ~ Jun 17, 2016

As Premium Spikes Loom, White House To Dole Out $22M For States To Keep Insurers In Check
From KHN Morning Briefing; Kaiser Health News ~ Jun 16, 2016

Kaiser: Get ready to grab your wallets, ObamaCare subscribers!
By Ed Morrissey; Hot Air ~ Jun 16, 2016

Obama administration wants more scrutiny of ACA premium hikes
By Jack Craver; BenefitsPRO ~ Jun 16, 2016

Pulse Check: Why a Medicare drug fight is roiling Washington
By Dan Diamond; Politico ~ Jun 16, 2016

8 Ways to Get Help Paying (or Cutting) Medical Bills and Drug Costs
By Teresa Mears; US News & World Report ~ Jun 16, 2016

Portman presses HHS for answers on failed ObamaCare co-op
By Peter Sullivan ; The Hill ~ Jun 16, 2016

Spiraling drug costs prompt call for major Medicare changes
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jun 15, 2016

Feeling guilty about spending savings in retirement
By Walter Updegrave; CNNMoney ~ Jun 15, 2016

Advisory Panel Targets Rising Medicare Drug Costs In Its Latest Report To Congress
By Julie Appleby; Kaiser Health News ~ Jun 15, 2016

Report: New evidence of rising 'Obamacare' premiums
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jun 15, 2016

Backlog in Medicare Claims Appeals Growing Worse
By Ken Terry; Medscape ~ Jun 15, 2016

GOP Clears Hurdle In Process TO Oust IRS Commissioner
By Juliegrace Brufke; The Daily Caller ~ Jun 15, 2016

Coffee struck from list of possible cancer-causing agents
By Maria Cheng; The Associated Press ~ Jun 15, 2016

Senators Introduce Bill Aimed at Getting Generic Drugs to Market
By REUTERS; The New York Times ~ Jun 14, 2016

ObamaCare: 25% Average Premium Hike Sought In 30 States
By Jed Graham; Investor’s Business Daily ~ Jun 13, 2016

Study: Repealing ObamaCare would increase uninsured by 24M
By Peter Sullivan; The Hill ~ Jun 13, 2016

What Just Happened to This Key Social Security Strategy?
By Dan Caplinger; The Motley Fool ~ Jun 13, 2016

How Senior Living Providers Can Crash the Health Care Party
By Tim Mullaney; Senior Housing News ~ Jun 13, 2016

Proposed premium hikes rattle consumers paying their own way
By Ricardo Alonso-Zaldivar & Tom Murphy; The Associated Press ~ Jun 12, 2016

Democrats hope Social Security plans will win over voters
By Naomi Jagoda; The Hill ~ Jun 12, 2016

Alaska scrambles to prevent Obamacare collapse
By Rachana Pradhan; Politico ~ Jun 11, 2016

Drug companies continue to raise prices despite public backlash
By Beth Mole; Ars Technica ~ Jun 10, 2016 - Jun 10, 2016 1:39pm EDT

GOP surprises with push for smaller ObamaCare changes
By Peter Sullivan; The Hill ~ Jun 10, 2016

Prescription Drug Abuse Among Older Adults Is Harder to Detect
By Constance Gustke; The New York Times ~ Jun 10, 2016

GOP slams Obama administration response on Medicare proposal
By Peter Sullivan; The Hill ~ Jun 10, 2016

Obamacare Isn't Stopping Doctors' Incomes From Soaring
By Shawn Tully; Fortune ~ Jun 10, 2016

Health insurers seeking huge increases for ACA-compliant policies
By Matt Olberding; Lincoln Journal Star ~ Jun 10, 2016

Fight over U.S. retirement investment advice rule moves to courts
By Lisa Lambert; Reuters ~ Jun 10, 2016

76 million Americans are struggling financially or just getting by
By Tami Luhby; CNNMoney ~ Jun 10, 2016

Drug companies play offense to justify high price tags
By Beth Kutscher; Crain’s Chicago Business ~ Jun 09, 2016

HHS Unveils Rules To Limit Short-Term Health Policies, Strengthen Marketplaces
From KHN Morning Briefing; Kaiser Health News ~ Jun 09, 2016

High Earners Are Going to Hate These Retirement Proposals
By Suzanne Woolley; Bloomberg ~ Jun 09, 2016

Column: Push to expand Social Security gains momentum
By Mark Miller; Reuters ~ Jun 09, 2016

Obamacare Exchange Left Customer Info Vulnerable To ‘Exploitation’
By Kathryn Watson; The Daily Caller ~ Jun 08, 2016

To lower high drug prices, bust monopolies and monitor price increases
From Jonathan Gavras; Orlando Sentinel ~ Jun 08, 2016

New Rules on Retirement Advice Challenged in Another Lawsuit
By Leslie Scism; The Wall Street Journal ~ Jun 08, 2016

HHS Announces Plans To Curtail Consumers’ Use Of Short-Term Insurance Policies
By Jordan Rau; Kaiser Health News ~ Jun 08, 2016

Goldman Sachs: Obamacare Is Leading To A Rise In Involuntary Part-Time Jobs
By Juliegrace Brufke; The Daily Caller ~ Jun 08, 2016

Obama vetoes attempt to undo retirement savings rule
By Gregory Korte; USA TODAY ~ Jun 08, 2016

IRS computer hack was worse than agency admitted
By Stephen Dinan; The Washington Times ~ Jun 08, 2016

How to do a background check on financial advisers
The Associated Press ~ Jun 07, 2016

No retirement income plan satisfies all retirees' goals, paper says
By Marlene Y. Satter: BenefitsPRO ~ Jun 07, 2016

States Step Up Efforts on Drug Pricing Initiatives
By Carrie A. Roll; The National Law Review ~ Jun 06, 2016

Nonprofit’s Flawed Drug Pricing Calculations Could Mean Major Issues For Seniors
By Juliegrace Brufke; The Daily Caller ~ Jun 06, 2016

Rising Drug Costs Attract Seniors to Illegal Online Pharmacies
By “Staff Editor”; HealthNewsDigest ~ Jun 06, 2016

UnitedHealth to compete in just three ACA exchanges in 2017
By Caroline Wall; FierceHealthPayer ~ Jun 06, 2016

Retirees face investing dilemma of longevity, sequence risks
By Gardner Sherrill; Bradenton Herald ~ Jun 06, 2016

Retirees face investing dilemma of longevity, sequence risks
By Gardner Sherrill; Bradenton Herald ~ Jun 06, 2016

The Dueling Myths of Social Security
By Brenton Smith, FedSmith.Com – June 6, 2016

3 ETFs to Keep You Invested After Retirement
By Jason Hall; The Motley Fool ~ Jun 05, 2016

Missing Pensions Costly to Retirees
By Eleanor Laise, From Kiplinger's Retirement Report, June 2016

Insurer sues feds over shortfall in ObamaCare payments
By Peter Sullivan; The Hill ~ Jun 03, 2016

Money Tips: Social Security isn’t just about retirement
From; WRIC ~ Jun 03, 2016

Obamacare Is Draining Medicare Advantage Of Funding, Study Finds
By Juliegrace Brufke; The Daily Caller ~ Jun 02, 2016

Study: Most insurers not looking to exit ObamaCare
By Peter Sullivan; The Hill ~ Jun 02, 2016

PBGC Proposes Rule to Facilitate Mergers of Multiemployer Pension Plans
PBGC Press Release - June 02, 2016

Will the Obamacare marketplace stabilize and if so will anyone be able to afford it?
By John Sexton; Hot Air ~ Jun 01, 2016

UnitedHealth Is Ditching Obamacare's California Market
By Sy Mukherjee; Fortune ~ Jun 01, 2016

Obama Proposes Expanding Social Security Benefits for Elderly
By Sahil Kapur; Bloomberg ~ Jun 01, 2016

Poll: A third of people have done no long-term care planning
By Alejandra Cancino; The Associated Press ~ Jun 01, 2016

Insurance rates going up: New concerns for Obamacare
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jun 01, 2016

House Republicans Voice Frustration Over HHS’ Response To Health Law Subpoenas
From KHN Morning Briefing; Kaiser Health News ~ Jun 01, 2016

Backdoor Bailouts For The Health Insurance Industry?
By Nathan Nascimento; Investor’s Business Daily ~ May 31, 2016

Administration evades questions about illegal Obamacare funding, Republicans say
By Tom Howell Jr.; The Washington Times ~ May 31, 2016

Ex-IRS Official Airs Doubts About Funding Issue At Heart Of GOP O'Care Lawsuit
By Tierney Sneed; Talking Points Memo ~ May 31, 2016

Obama Retirement-Savings Rule Faces Industry-Led Court Battle
By Andrew Ackerman & Leslie Scism; The Wall Street Journal ~ May 31, 2016

The federal insurance fund protecting millions of pensions is running out of cash
By Jonnelle Marte; The Washington Post ~ May 30, 2016

Five Critical Retirement Moves All Women Should Make Now
From Elizabeth Harris; Forbes ~ May 30, 2016

New Retirement Advice Standard... Helping or Hurting Investors?
From Duncan Rolph; Forbes ~ May 29, 2016

There's only one way to battle inflation in retirement
By Peter Dunn, USA Today – May 28, 2016

Survey: Retirees Don’t Want Their Pensions ‘Politicized’ By Anti-Fossil Fuel Crusaders
By Chris White; The Daily Caller ~ May 25, 2016

Healthcare costs nosedive when smokers quit
By Ronnie Cohen; Reuters ~ May 27, 2016

The Best Way to Help a Grandchild With College
By John F. Wasik; The New York Times ~ May 27, 2016

Janet Yellen says Fed could raise rates in coming months
The Associated Press ~ May 27, 2016

Four Tax-Efficient Strategies In Retirement
From Fidelity Voice; Forbes ~ May 27, 2016

Americans' retirement readiness is getting better
By Kelley Holland; CNBC ~ May 27, 2016

Ohio ObamaCare co-op shutting down due to finances
By Peter Sullivan; The Hill ~ May 26, 2016

Medicare’s Drug-Pricing Experiment Stirs Opposition
By Julie Appleby; Kaiser Health News ~ May 25, 2016

IRS doubted legality of ObamaCare payments, former official says
By Peter Sullivan; The Hill ~ May 25, 2016

Opinion: Universal Pensions: A progressive alternative to retirement savings
By Michelle Di Ionno; The Hill ~ May 25, 2016

Will You Ever Understand Your Medical Bill?
From John Graham; Forbes ~ May 25, 2016

Bill Popular With Hospital Groups Advanced by Key House Committee
By Caitlin Owens, Morning Consult – May 24, 2016

Will the Rising Cost of Living Threaten Your Retirement?
By Chris Metinko; Main St ~ May 25, 2016

6 ways to have a happy retirement
By Robert Powell; USA TODAY ~ May 25, 2016

Most American households doing better financially
By Martin Crutsinger; The Associated Press ~ May 25, 2016

Republicans Are Breaking Obamacare So They Can Declare It Broken
By Tierney Sneed; Talking Points Memo ~ May 24, 2016

Senate rejects new U.S. retirement rule; Obama ready to veto
By Lisa Lambert; Reuters ~ May 24, 2016

Supreme Court sends Verizon annuity buyout lawsuit back to appeals court
By Hazel Bradford, Pensions&Investments – May 23, 2016

By Sara Hansard; Bloomberg ~ May 23, 2016

GOP duo unveils healthcare bill maintaining parts of ObamaCare
By Peter Sullivan; The Hill ~ May 23, 2016

More DB Plan Sponsors Likely to Take Risk Transfer Action
By Rebecca Moore; Plansponsor ~ May 23, 2016

U.S. Senate poised to vote to repeal new retirement advice rule
By Lisa Lambert & Richard Cowan; Reuters ~ May 23, 2016

Elderly book end-of-life talks once labeled 'death panels'
By Matt Sedensky; The Associated Press ~ May 22, 2016

Surprise! These 3 Insurers Plan to Expand Their Obamacare Coverage in 2017
By Sean Williams; The Motley Fool ~ May 21, 2016

Medicare returning to an old-fashioned idea: house calls
By Susan Jaffe, KHS; USA TODAY ~ May 21, 2016

Get Ready to Kiss a Majority of Your Social Security Benefits Goodbye
By Sean Williams; The Motley Fool ~ May 21, 2016

Political choices made to goose Obamacare are now wrecking it
By Scott Gottlieb; AEI ~ May 20, 2016

Poll Finds Concerns Growing Among Obamacare Enrollees About Premium, Deductible Costs
From KHN Morning Briefing; Kaiser Health News ~ May 20, 2016

Central States Pension Fund Drops Efforts to Create Second Bailout Plan
By Timothy W. Martin; The Wall Street Journal ~ May 19, 2016

How Big Pharma Uses Charity Programs to Cover for Drug Price Hikes
By Benjamin Elgin & Robert Langreth; Bloomberg ~ May 19, 2016

SEC plans to propose fiduciary rule next April
By Mark Schoeff Jr; Pensions & Investments ~ May 19, 2016

Is The U.S. Ready For Value-Based Drug Pricing?
From “Knowledge Wharton” ; ValueWalk ~ May 19, 2016

GOP lawmakers unveil ObamaCare replacement bill
By Peter Sullivan; The Hill ~ May 19, 2016

Testimony: Social Security Still Putting Millions Of Identities At Risk, Despite $300 Million Investment
By Juliegrace Brufke; The Daily Caller ~ May 19, 2016

SEC plans to propose fiduciary rule next April
By Mark Schoeff Jr; Pensions & Investments ~ May 19, 2016

What happens when fiduciaries shirk obligations, file for bankruptcy?
By Marlene Y. Satter; BenefitsPRO ~ May 18, 2016

Committee Calls For Immediate Resignation Of IRS Chief
By Juliegrace Brufke; The Daily Caller ~ May 18, 2016

Is Your Surgery Double-Booked?
What you should get clear about your surgeon’s schedule before you go under the knife.

By Michael O. Schroeder; US News & World Report ~ May 17, 2016

Rural hospitals often safer, cheaper for common surgeries: Study
From HealthDay News; United Press International ~ May 17, 2016

Rating hospitals by the stars: The feds’ latest plan to measure quality is the most controversial
By Jordan Rau; The Washington Post ~ May 17, 2016

Aetna exits state exchanges but not off-exchange market
By Dan Cook; BenefitsPRO ~ May 17, 2016

No, The Public Doesn’t Suddenly Support Socialized Medicine
By John Merline; Kaiser Health News ~ May 17, 2016

Almost half of heart attacks are silent; they're still risky
By Lindsey Tanner; The Associated Press ~ May 17, 2016

How Not To Fix Social Security
By Brenton Smith, Forbes – May 16, 2016

New Fiduciary Rule for Retirement Plans
By Debra Lee Mackey; JDSUPRA Business Advisor ~ May 16, 2016

Why Some Obamacare Insurers Are Making Money, But Many Are Losing Big
By Jonathan Cohn; HuffPost Politics ~ May 16, 2016

JOHN BARRASSO: Obamacare shares blame for high drug prices
By John Barrasso; The Washington Times ~ May 16, 2016

Insurers’ Losses Nearly Double In Second Year Of Health Law, Due Largely To Medical Costs
From KHN Morning Briefing; Kaiser Health News ~ May 16, 2016

Retirement planning: How living by six R’s can cure cracks in the nest egg
By Mike Mahoney; Columbus CEO ~ May 16, 2016

Obamacare's 2017 Insurer Rate Requests Are Starting to Stream in, and the Figures Are Scary
By Sean Williams; The Motley Fool ~ May 15, 2016

Obama under mounting pressure to stem drug costs
By Bill Hambrecht; San Antonio Express-News ~ May 15, 2016

New Obamacare Regulation Presses for Sex Change Surgery Coverage
By Sandy Fitzgerald; Newsmax ~ May 14, 2016

Sorry, We Don’t Take Obamacare
By Elisabeth Rosenthal; The New York Times ~ May 14, 2016

More Support for Aggressive Blood Pressure Treatment for Elderly
By Amy Norton; US News & World Report ~ May 14, 2016

New hope for GOP after early win in ObamaCare lawsuit
By Peter Sullivan; The Hill ~ May 14, 2016

Vermont to require drug makers to explain price increases
By Dave Gram; The Associated Press ~ May 14, 2016

New ObamaCare Shock: $7,050 Silver-Plan Deductible
By Jed Graham; Investor’s Business Daily ~ May 13, 2016

Hospitals Are Biggest Losers in Latest Legal Attack on Obamacare
By John Lauerman; Bloomberg ~ May 13, 2016

House GOP Mulling Medicare Age Changes and Taxation on Premiums
By Mary Ellen McIntire and Caitlin Owens, Morning Consult - May 12, 2016

House to hold IRS ‘impeachment’ hearing for Koskinen over Lerner emails
By Stephen Dinan; The Washington Times ~ May 13, 2016

COLUMN-Threatened U.S. pensions safe for now - but what comes next?
By Mark Miller; Reuters ~ May 12, 2016

Gov’t Agency Has No Clue How Much It Wastes On Welfare Overpayments
By Kathryn Watson; The Daily Caller ~ May 12, 2016

White House Predicts Republicans Will Lose New Challenge to Healthcare Law
By Tim Gardner, RNS; The New York Times ~ May 12, 2016

How Congress Mysteriously Became a ‘Small Business’ to Qualify for Obamacare Subsides
By Robert E. Moffit; Cybercast News Service ~ May 12, 2016

Judge rules for House Republicans in ObamaCare lawsuit
From “Federal Courts”; Fox News ~ May 12, 2016

Your Retirement Savings Might Not Go as Far
By Margaret Collins & Rich Miller; Bloomberg ~ May 12, 2016

Obama Health Care Regulators Are In A Last-Minute Frenzy To Do More Damage
Editorials: Investor’s Business Daily ~ May 11, 2016

Another Major Insurer Is Tying Drug Prices to Health Outcomes
By Sy Mukherjee ; Fortune ~ May 11, 2016

Column: Your vanishing health coverage: Employers are cutting retiree health benefits at a rapid rate
By Michael Hiltzik; Los Angeles Times ~ May 11, 2016

Top health official misled Congress on Obamacare exchange spending, House panel says
By Tom Howell Jr.; The Washington Times ~ May 10, 2016

GOP chairman sees funding deal soon on medical cures bill
By Sarah Ferris; The Hill ~ May 11, 2016

Study: Costs for most long-term care keep climbing
By Tom Murphy; The Associated Press ~ May 10, 2016

The Social Security horror stories just keep piling up
By Philip Moeller; CNBC ~ May 10, 2016

Pension chief warns of 'very difficult' cuts after Treasury rejection
By Tim Devaney; The Hill ~ May 09, 2016

Inside Obama's New Healthcare Challenge: A Medical Bill You Can Understand
From Bruce Japsen; Forbes ~ May 09, 2016

A good prognosis for the Affordable Care Act as UnitedHealth says goodbye
By Editorial Board; The Washington Post ~ May 08, 2016

Who Will Take On The Brunt Of Rising Health Insurance Prices?
From Robert Harrow; Forbes ~ May 09, 2016

Feds to showcase health insurer ‘success stories’
By Sarah Ferris; The Hill ~ May 09, 2016

Opinion: How the U.S. can lower out-of-control health-insurance premiums
By Tony Colarossi; MarketWatch ~ May 09, 2016

Medicare Out-of-Pocket Costs You Should Expect to Pay
By Emily Brandon; US News & World Report ~ May 09, 2016

6 Years Later, Obamacare's Biggest Flaw Still Hasn't Been Resolved
By Sean Williams; The Motley Fool ~ May 08, 2016

It's time for action on Social Security disability insurance
By Jim McCrery & Earl Pomeroy; The Hill ~ May 06, 2016

Fears Over Taxpayer Confusion Mount After It's Revealed IRS Might Be Calling You After All
By Kelly Phillips Erb ; Forbes ~ May 07, 2016

New ACA concern: Insurers may drop bronze plans
By Leslie Small; FierceHealthPayer ~ May 05, 2016

The Disappointing Jobs Report Is Even Worse Than You Think
By Chris Matthews; Fortune ~ May 06, 2016

Doctors call for single-payer healthcare to improve on Obamacare
By Stephen Feller; United Press International ~ May 06, 2016

Treasury rejects plan to cut pension benefits for some retirees
By Jonnelle Marte; The Washington Post ~ May 06, 2016

Administration tightens ObamaCare sign-up rules
By Peter Sullivan; The Hill ~ May 06, 2016

Obama calls for Congress to combat tax evasion and money laundering
By Naomi Jagoda & Jordan Fabian; The Hill ~ May 06, 2016

Relocating in retirement? Here’s a valuable resource
By Glenn Ruffenach; MarketWatch ~ May 06, 2016

Calling Real Leaders
By Mortimer B. Zuckerman; US News & World Report ~ May 06, 2016

Here's How Much Long-Term Health Care Actually Costs
By Jason Notte; Main St ~ May 05, 2016

​Insurers planning big Obamacare price hikes next year
By Aimee Picchi; CBS News ~ May 05, 2016

Lawmakers Criticize Medicare Plan for Costly Drugs
By Stephanie Armour; The Wall Street Journal ~ May 05, 2016

Lawmakers demand IRS explain how it found $$ for hundreds of new agents
By Jennifer G. Hickey; Fox News ~ May 05, 2016

It's the Little Things that Kill Your Retirement Savings
From PMD Staff; Money Digest ~ May 05, 2016

$9.7M settlement to aid Kodak retirees hurt in bankruptcy
By Brian Sharp, D&C; USA TODAY ~ Apr 28, 2016

Health Insurers Shift More Costs To Taxpayers In Obamacare Exchanges
From John Graham; Forbes ~ May 04, 2016

Obama Admin Plans End Run Around Congress with Obamacare Bailout Scheme
By Phil Kerpen; Cybercast News Service ~ May 03, 2016

Change is in the works for Humana ACA exchange participation
By Tom Murphy; The Associated Press ~ May 04, 2016

GOP subpoenas ObamaCare documents
By Peter Sullivan; The Hill ~ May 04, 2016

Obama official willing to change controversial Medicare proposal
By Peter Sullivan; The Hill ~ May 04, 2016

Americans worry about climbing health costs
By Jack Craver; BenefitsPRO ~ May 04, 2016

Researchers Call For Better Tracking Of Medical Errors As They Climb To No. 3 Cause Of Deaths
From KHN Morning Briefing; Kaiser Health News ~ May 04, 2016

Is Digital Health Finally About to Turn All That Hype Into Results?
By Sy Mukherjee; Fortune ~ May 04, 2016

Study Finds Employers Are Hiring More Freelancers To Avoid Obamacare
By Juliegrace Brufke, Daily Caller – May 3, 2016

More Democrats Take Unfavorable View of Obamacare
By Ali Meyer, Washington Free Beacon – May 3, 2016

Obamacare customers overpaid $8M by IRS
By Tom Howell, Jr. Washington Times – May 3, 2016

Average American household approaching retirement has this much saved up
Austin Smith, Motley Fool in USA Today – May 3, 2016

MetLife hit with $25 million penalty for misleading retirement clients
By Adam Shell, USA Today – May 3, 2016

Dem senators: Slash executive pay at pension plans seeking benefit cuts
By Peter Schroeder, The Hill – May 3, 2016

273,000 union workers and retirees brace for pension cuts
By Katie Lobosco, Money.CNN.Com – May 2, 2016

Even in retirement men and women are different
By Rodney Brooks, Washington Post – May 2, 2016

Medicare’s Drug Payment Proposal Puts Patients First
By Ezekiel J. Emanuel, M.D., Ph.D. and Maura Calsyn, Huffington Post – May 2, 2016

Medicare Pays Bonuses To 231 Hospitals With Lower Quality Because Of Cheaper Costs
By Jordan Rau, Kaiser Health News – May 2, 2016

Raising Medicare eligibility age would spike overall health spending
By Shannon Muchmore and Harris Meyer, Modern Healthcare – May 2, 2016

Opinion: How to give people on Social Security a fairer shake
By Sen. Elizabeth Warren and Rep. Tammy Duckworth, Chicago Sun Times May 2, 2016

Don't blame income equality for the fall of Social Security
By Brenton Smith, The Hill – May 2, 2016

She Oversaw Obamacare's Implementation. Now She Has a Chilling Forecast Regarding Its Future.
By Sean Williams; The Motley Fool ~ May 01, 2016

She Oversaw Obamacare's Implementation. Now She Has a Chilling Forecast Regarding Its Future.
By Sean Williams; The Motley Fool ~ May 01, 2016

As UnitedHealth Bails On Obamacare, Rivals Look To Expand
From Bruce Japsen; Forbes ~ May 01, 2016

Seniors face more foreclosures as reverse mortgages bite back
By Jenifer McKim & Koby Levin; Weymouth News ~ May 01, 2016

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