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NRLN Works to Protect Your Retirement Security

The National Retiree Legislative Network (NRLN) works to enact federal legislation to protect employer-sponsored pensions, health care benefits and keep Social Security and Medicare strong.
With support from more than 2 million members and Washington, D.C. staff, the NRLN identifies and rallies support for federal legislation that will guarantee fair and equitable treatment of retirees from the private and public sectors. Learn more about the NRLN and legislation important to retirees by clicking on the "About Us" and "Legislative" links above.

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Take Action Now!

click here to read the NRLN's current Action Alert and send the sample letter to your elected representatives.

enter your 5-digit zip code in the box to identify your U.S. Senators and Representative and compose your own personal message to them.

The NRLN's power to affect legislation comes from thousands of retirees like you making your voice heard in our nation's capital. Write to your representatives now.



 

       BILL KADEREIT

PRESIDENT'S FORUM

NRLN Launches American Retirees Education Foundation

I want you to be aware that the National Retiree Legislative Network (NRLN) has filed Articles of Incorporation for the formation of the American Retirees Education Foundation (AREF), a 501(c)(3) tax-exempt organization, in case you did not read the AREF article in the fall NRLN FOCUS newsletter.

We created the AREF so it could solicit tax-deductible funds from concerned individuals, national foundations and other advocacy organizations to do the important work of developing, publishing, and distributing policy research and training materials. Although AREF cannot lobby Congress on particular bills, it can play a critical role in developing policy changes and educating members of Congress by, for example, publishing whitepapers and convening policy briefings and public events. . It can also teach retirees how to advocate for specific issues and can train retirees who attend fly-ins.

Authorized by the NRLN Board, the AREF’s mission is to research, educate and inform retirees, future retirees and the general public on how best to protect and promote retirement income security and retiree health care. The Foundation will develop and advocate policy recommendations based on its research findings to relevant constituency groups, the media, the general public, and federal and state policymakers. As an educational non-profit, the AREF is not allowed to lobby members of Congress, their staffs or Congressional Committees.

In addition to individual contributions, the AREF will use a subscription to a database service to search thousands of foundations to determine which ones have the greatest potential of accepting a grant proposal. Michael Calabrese, NRLN Legislative Adviser, who wrote the AREF Articles of Incorporation, will partner with Marta Bascom, NRLN Executive Director, to research and write grant proposals.

I will serve as Chairman and President of the AREF. Board of Directors for the AREF include: Bob Tompkins, NRLN Vice President / Secretary-Treasurer, will serve in the same capacity for the AREF; Ed Beltram, NRLN Vice President – Communications, will have a similar role for the AREF, as will Bob Martina, NRLN Vice President – Grassroots.

The NRLN will be able to intensify lobbying for our retiree protection agenda in all 50 states and in Washington, D.C., if we have the extra support of the AREF for research, publication and distribution to all retirees. A number of active bills now support some of our proposals but we need more bills introduced and we need to expand our lobbying presence. We will be better prepared to move fast when Congress becomes more active.

In early December, the AREF will make an appeal to NRLN grassroots advocates for tax-deductible contributions that can apply to 2014 tax returns. This appeal is very much needed to support the AREF startup or plug the gap until our search for third party foundation and trust income pays off.

Your NRLN Board of Directors is thankful for your financial support and we hope you will consider an appeal to help get AREF off and running not as an imposition but as a tax-deductible opportunity that will add strength needed to boost overall progress and that will benefit all NRLN associations, chapters and individual members.

Visit the initial version of the AREF website at www.SeniorsAREF.org.

Bill Kadereit, President
National Retiree Legislative Network


Members Comments on the NRLN-- for recent mail from our members, click here.


NRLN members are saving big with the Free Health Savings Rx Card℠

The NRLN has arranged to offer you a Health Savings Rx Card℠, at NO COST, that offers you and your family savings on prescription drugs, plus vision and hearing services and products.  Click the "Health Savings Rx Card℠" tab above to access the Health Savings Rx Card℠ website. If you do not already have a Health Savings Rx Card℠ you will need to create your personal login and then click the link under "Complete Health Savings Rx Card℠ to printout your free card. Savings information for prescription drugs, vision and hearing services and products is available through the links under the Savings Plus tab.


NRLN IS WORKING FOR YOU

The NRLN regularly informs members by email about important information. If you did not receive an email with the NRLN President’s Forum message or an Action Alert posted on this home page, possibly you mistakenly “unsubscribed” on one of our emails or you have a new email address that is not in the NRLN’s database. You will no longer hear from us unless you “re-subscribe”. To “re-subscribe”,click here.


May You Enjoy the Holiday Season


I want to wish you Merry Christmas, Happy Holidays or however you prefer to receive the wishes for the season. The Holiday Season is a great time to embrace family and friends and enjoy the festive decorations in our homes, neighborhoods, towns and cities.

We should appreciate that despite all of the issues that concern Americans, we still live in a great nation. Together we continue to work on making things better in the USA for retirees and future retirees by trying to get Congress to address the protection of income security and the reduction of health care cost.

Once December 25th has passed it is a good time to reflect on the past year and look ahead to the new year. During the year, the NRLN, with your support, has worked to influence members of Congress to support proposals that are important to retirees. Bills were introduced that if passed would help retirees.

In October, the NRLN filed articles of incorporation for the formation of the American Retirees Education Foundation (AREF). With successful fundraising, this tax-exempt foundation will expand the NRLN’s research and educational reach and to enable NRLN to sharpen its focus as an organization lobbying for the passage of federal legislation and regulations that benefit retirees.

As we look ahead, the new 114th Congress will convene on January 3rd. We have already begun to communicate to Representatives and Senators through letters from me and Action Alerts some key bills we want them to reintroduce and work to get passed. There will be additional bills we will be asking them to introduce and pass.

I trust that as you celebrate with your traditional observances for the holidays, you will remember the men and women in uniform—be they military, law enforcement, fire fighters and other first responders—who are working to keep us safe.

Bill Kadereit, President
National Retiree Legislative Network



Congress’ Vote to Cut Pensions Is Outrageous

Congress has passed a trillion dollar omnibus spending bill that includes giving trustees of multi-employer pension plans the ability to cut pensions earned by 1.5 million workers and retirees. Many pensions will be cut by up to 50 percent to retirees who are in no position to make up for the monthly short-falls they will be sorely missing in order to be financial secure.

Congress did not stipulate that this change applied to multi-employer plans only. It enacted the law in a way that it changed ERISA to permit the change to some underfunded multi-employer plans but did not add “only”. Therefore, Congress did not preclude that underfunded single-employer pension plans couldn’t be de-risked by allowing plan sponsors to cut pension benefits in the future! Most NRLN grassroots advocates are in single-employer pension plans!

Click here to access the NRLN Action Alert and email the NRLN’s sample letter to your members of Congress to express your outrage over their action that goes against the protections in the 40-year-old Employee Retirement Income Security Act (ERISA).


Bills the 114th Congress Should Introduce and Pass

The 113th Congress will be back in session for a short time in December before it adjourns for the holidays. With adjournment, bills in the current Congress will die in committees. When Congress reconvenes in January, it will be the 114th Congress and all unpassed bills from the 113th Congress will need to be reintroduced as new bills in order to be considered.

Click hereto email to your members of Congress the NRLN’s sample letter recommending bills beneficial to retirees be reintroduced or introduced and passed early during the 114th Congress. Sending the sample letter to your members of Congress will give the NRLN a jump start on advocating a significant part of its 2015 Legislative Agenda.


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Read Fall 2014 NRLN FOCUS Newsletter

The content in the 8-page newsletter includes:

  • NRLN President Bill Kadereit uses his column to explain: --We implemented a new process to identify and track bills related to our Legislative Agenda, set priorities on those bills that we will support or oppose and take actions to carry out our objectives.
  • NRLN Launches American Retirees Education Foundation --AREF’s mission, as a 501 (c)(3) tax-exempt foundation, is to research, educate and inform retirees, future retirees and the general public on how best to protect and promote retirement income security and retiree health care.
  • NRLN’s Top Initiatives Advocated During Washington, D.C. Fly-In.
  • Grassroots Advocates Have Power to Influence Congress by Bob Martina, Vice President – Grassroots.
  • Register Now For NRLN’s Washington, D.C. Conference February 2 – 4, 2015
  • Marta Bascom, NRLN Executive Director, writes in her column: --An important part of every grassroots strategy seeking to influence Congress includes the urging of legislators to co-sponsor bills.

Retirees Advocate NRLN's Top Initiatives During Fly-In

The NRLN's Washington, D.C. Fly-In on September 29th – Oct. 1, 2014 sent leaders of the NRLN, retiree associations and Chapters to Capitol Hill to advocate the NRLN's top legislative initiatives on vital retirement issues. Click here read about it and to view a few of the Fly-In videos and photos.

IN THE NEWS...

Debt Collectors Hound Millions of Retired Americans
By Herb Weisbaum, NBC News – Dec 20, 2014

Poll Finds Many Americans Think Paying For Health Care Is A Hardship
From KHN Morning Briefing; Kaiser Health News ~ Dec 19, 2014

Obama renews tax breaks, creates ABLE accounts
By Darlene Superville; The Associated Press ~ Dec 19, 2014

Selling the Family Home Is Liberating for Many Retirees
The New York Times ~ Dec 19, 2014

Pension Payout: Should I Take The Lump Sum?
By Anna Bahney; Forbes ~ Dec 19, 2014

Prudential Piles on the Corporate Pensions
By Zachary Tracer; Bloomberg Businessweek ~ Dec 18, 2014

Group challenging ObamaCare subsidies files new lawsuit
By Elise Viebeck; The Hill ~ Dec 18, 2014

Looking Outside the Government Box for Suitable Health Coverage
By Ann Carrns; The New York Times ~ Dec 18, 2014

Holiday Gifts: 3 Wise Ways To Give Kids Money
From Kerry Hannon; Forbes ~ Dec 18, 2014

Looking Ahead To The Year That Interest Rates Will Finally Rise
From Steve Blumenthal; Forbes ~ Dec 18, 2014

After the new federal pension rules: What retirees need to know
By Mark Miller; Reuters ~ Dec 18, 2014

TRW Automotive Holdings agrees to annuity buyout with MetLife for U.S. retirees
By Rob Kozlowski, Pensions & Investments – Dec. 16, 2014

ObamaCare fines loom for uninsured
By Elise Viebeck; The Hill ~ Dec 17, 2014

Senate Leaders Demand Treasury, HHS Inform Consumers About Risks Of HealthCare.gov
From Michael F. Cannon; Forbes ~ Dec 17, 2014

New budget leader is big ObamaCare foe
By Sarah Ferris; The Hill ~ Dec 17, 2014

How Much Investment Money Can You Take Out In Retirement
By Larry Light; Forbes ~ Dec 17, 2014

Signing Up for Health Insurance, Even After Missing the Deadline
By Ann Carrns; The New York Times ~ Dec 16, 2014

Obamacare Limits Choice Of Health Plans
By Scott Gottlieb; Forbes ~ Dec 16, 2014

Obamacare Enrollment Is Up But Returning Customers Are Still Shying Away
By Sarah Hurtubise; The Daily Caller ~ Dec 16, 2014

OVERNIGHT HEALTH: HealthCare.gov sees record traffic
By Sarah Ferris & Elise Viebeck; The Hill ~ Dec 16, 2014

Federal Judge: Obama’s Amnesty Is Unconstitutional
By Neil Munro; The Daily Caller ~ Dec 16, 2014

Senate Sends $42 Billion U.S. Tax-Break Renewal Measure to Obama
By Richard Rubin; Bloomberg ~ Dec 16, 2014

Choose the best time for taking your first required IRA withdrawal
By Bill Bischoff; MarketWatch ~ Dec 16, 2014

President Obama DELETED His Website Telling American People They Could Keep Their Plans
By Patrick Howley; The Daily Caller ~ Dec 15, 2014

More extensions as Obamacare deadline looms
Dan Mangan; CNBC ~ Dec 15, 2014

Stronger start for Obama's health law this year
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 15, 2014

Crunch time again for health insurance sign-ups
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 14, 2014

Health spending — under control?
By Robert J. Samuelson; The Washington Post ~ Dec 14, 2014

42.9 million Americans have unpaid medical bills
By Josh Boak; The Associated Press ~ Dec 14, 2014

Senate cancels vote on Obama Social Security pick
By Stephen Ohlemacher; The Associated Press ~ Dec 14, 2014

Pension Bill Seen as Model for Further Cuts
By John D. McKinnon; The Wall Street Journal ~ Dec 14, 2014

A ‘Standard’ Tax Break for Seniors If You’re Older Than 65, Add $1,200 to Your Standard Federal Deduction
By Tom Herman; The Wall Street Journal ~ Dec 14, 2014

Identity theft victims face months of hassle
By Brandon Bailey; The Associated Press ~ Dec 14, 2014

Safeguard Your Social Security Number
By Jennifer Waters; The Wall Street Journal ~ Dec 14, 2014

Senate Passes $1.1 Trillion Spending Bill, Joining House
By Ashley Parker and Robert Pear, New York Times – Dec 14, 2014

In latest health care push, Obama urges ‘weekend warriors’ to sign up
By Katie Zezima; The Washington Post ~ Dec 12, 2014

6 decisions every investor must make
By Paul A. Merriman; MarketWatch ~ Dec 13, 2014

6 decisions every investor must make
By Paul A. Merriman; MarketWatch ~ Dec 13, 2014

Gruber subpoenaed over ObamaCare contracts
By Elise Viebeck; The Hill ~ Dec 12, 2014

Republicans Dealt A Quiet Blow To O-Care In The CRomnibus
By Dylan Scott; Talking Points Memo ~ Dec 12, 2014

Many Obamacare Plans Set Out-Of-Pocket Spending Limits Below The Cap
By Michelle Andrews; Kaiser Health News ~ Dec 12, 2014

Experts: Expect Tax-Filing Chaos in 2015 Over Obamacare
By Joel Himelfarb; Newsmax ~ Dec 12, 2014

Congress' no-bailout pension plan is no solution for retirees
By Mark Miller; Reuters ~ Dec 11, 2014

House passes multiemployer pension reform
By Hazel Bradford, Pensions and Investments – Dec 12, 2014

Congress Says It Has to Cut Pensions to Save Them
By Peter Coy, Bloomberg BusinessWeek – Dec 11, 2014

GOP approves David Vitter’s Obamacare amendment
By Seung Min Kim & Burgess Everett; Politico ~ Dec 10, 2014

Many Aren’t Seeking Cheaper Health Plans as First Deadline to Switch Nears
By Abby Goodnough; The New York Times ~ Dec 11, 2014

New way to promote ObamaCare: 7-Eleven
By Sarah Ferris; The Hill ~ Dec 11, 2014

Is Congress About to Cut Your Pension?
By Ben Steverman; Bloomberg ~ Dec 10, 2014

Deal to allow multiemployer pension benefits cuts
By Tom Murphy & Tom Raum; The Associated Press ~ Dec 10, 2014

Spending Bill Hits Snags, but Congress Thinks It Can Avoid Shutdown
By Ashley Parker and Robert Peardec, New York Times – Dec 10, 2014

Harry Reid: HealthCare.gov Glitches Are The Only Thing Holding Democrats Back
By Sarah Hurtubise; The Daily Caller ~ Dec 10, 2014

Dems sick of ObamaCare
By A.B. Stoddard; The Hill ~ Dec 10, 2014

Fox News Poll: Record 58 percent would repeal ObamaCare
By Dana Blanton; Fox News ~ Dec 10, 2014

Sebelius: People ‘Universally’ Oppose Obamacare, But We Just Need To Rebrand It
By Sarah Hurtubise; The Daily Caller ~ Dec 10, 2014

Insurers fire back over ObamaCare changes
By Elise Viebeck; The Hill ~ Dec 10, 2014

Many Senior Citizens Take Too Many Medicines -- Here's How To Fix It
By Roy Beveridge, MD; Forbes ~ Dec 10, 2014

Gruber Hides Behind Lawyers … Committee Plans Subpoena, Tells Gruber That He’ll Be Back To Testify Again
By Patrick Howley; The Daily Caller ~ Dec 09, 2014

Gruber: I Knew People Were Going To Lose Their Health Plans
By Patrick Howley; The Daily Caller ~ Dec 09, 2014


By Patrick Howley; The Daily Caller ~ Dec 08, 2014

Don’t Get ObamaCare Scammed
By Donna Fuscaldo; Fox Business ~ Dec 09, 2014

Consumers May Miss Out On Subsidies Due To Uncertainty About Job-Based Coverage
By Michelle Andrews; Kaiser Health News ~ Dec 09, 2014

Obama Admits Amnesty Is For Many More Than 5 Million
By Neil Munro; The Daily Caller ~ Dec 09, 2014

Why The Older Americans Act Matters
From Bob Blancato, NA; Forbes ~ Dec 09, 2014

Senate Dems Take On Social Security Gender Gap
By Rachel Stoltzfoos; The Daily Caller ~ Dec 09, 2014

11 Fundamental Elements of a Stress-Free Estate Plan
By Mark Eghrari; Forbes ~ Dec 09, 2014

Key lawmakers seek pension changes
By David Espo & Andrew Taylor; The Associated Press ~ Dec 08, 2014

Will Jonathan Gruber Topple Obamacare?
By David Nather; Politico ~ Dec 07, 2014

Obamacare enrollment data comes under scrutiny
By Gregory Korte; USA TODAY ~ Dec 08, 2014

McConnell: Repealing Obamacare Could Be ‘Number One’ For New Senate
By Sarah Hurtubise; The Daily Caller ~ Dec 08, 2014

Health law impacts primary care doc shortage
By Kelli Kennedy; The Associated Press ~ Dec 08, 2014

5 Biggest Retirement Planning Changes for 2015
From Jamie Hopkins; Forbes ~ Dec 08, 2014

Older Americans a Pillar of Housing Market With High Ownership Rate
By Alexis Leondis; Bloomberg ~ Dec 08, 2014

Dems push for healthcare tax break
By Bernie Becker; The Hill ~ Dec 06, 2014

Whistleblower alleges agency cover-up over $300M ‘boondoggle’ to protect Obama nominee
By Judson Berger; Fox News ~ Dec 06, 2014

HHS asks GOP: Keep us away from Gruber
By Elise Viebeck; The Hill ~ Dec 05, 2014


By Michael Hiltzik; Los Angeles Times ~ Dec 05, 2014

Labor Force Participation Remains at 36-Year Low
By Ali Meyer; Cybercast News Service ~ Dec 05, 2014

Dropping coverage of popular prescription drugs is sad and shameful
By David Lazarus; Los Angeles Times ~ Dec 04, 2014

Should You File Your Own Tax Return?
By Bonnie Lee; Fox Business ~ Dec 04, 2014

House votes to extend multiemployer pension provisions
By Hazel Bradford, Pensions & Investments – Dec 4, 2014

Average Affordable Care premiums going up in 2015
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 04, 2014

Obama Administration Finally Admits Obamacare Premiums Are Rising
By Sarah Hurtubise; The Daily Caller ~ Dec 04, 2014

Who Is Getting ACA Insurance – And Who Isn’t
By Julie Rovner; Kaiser Health News ~ Dec 04, 2014

Enrollments Under Health Law Continue at Solid Pace
By Robert Pear; The New York Times ~ Dec 04, 2014

Big Changes in Fine Print of Some 2015 Health Plans
By Charles Ornstein, Ryann Grochowski Jones & Lena Groeger; The New York Times ~ Dec 04, 2014

Your ‘living will’: What happens if you change your mind?
By Elizabeth O'Brien; MarketWatch ~ Dec 04, 2014

Social Security nominee defends integrity, career
By Stephen Ohlemacher; The Associated Press ~ Dec 04, 2014

Flunking retirement readiness, and what to do about it
By Mark Miller; Reuters ~ Dec 04, 2014

Congress could soon allow pension plans to cut benefits for current retirees
By Michael Fletcher, Washington Post – Dec. 4, 2014

Delphi retirees watching vote in U.S. House
By Jake Ryle & Katherine Loy; WDTN ~ Dec 03, 2014

Obamacare Author: We Shouldn’t Have Passed Obamacare The Way We Did
By Sarah Hurtubise; The Daily Caller ~ Dec 03, 2014

17 States Take Obama to Court: You Are Trampling the Constitution
By Terence P. Jeffrey; Cybercast News Service ~ Dec 03, 2014

Opinion: A Bad Provision Even by ObamaCare Standards
By Tom Coburn & Phil Roe; The Wall Street Journal ~ Dec 03, 2014

New Medicare Rules Aim to Reduce Abuse
By Janet Adamy; The Wall Street Journal ~ Dec 03, 2014

Health spending up 3.6% for 2013
By Russ Britt; MarketWatch ~ Dec 03, 2014

Medicare Advantage enrollment deadline looms
By Tom Murphy; The Associated Press ~ Dec 03, 2014

Social Security nominee stalled over $300M project
By Stephen Ohlemacher; The Associated Press ~ Dec 03, 2014

Congress Poised to Reinstate Some Tax Breaks
By Siobhan Hughes; The Wall Street Journal ~ Dec 02, 2014

Sebelius: 'A lot of Americans have no idea what insurance is about'
By Sarah Ferris; The Hill ~ Dec 02, 2014

Consumers Will Pay More Out Of Pocket Next Year For Specialty Drugs
By Julie Appleby; Kaiser Health News ~ Dec 02, 2014

Aspirin can help prevent a second heart attack, but what about a first?
By Jill U. Adams; The Washington Post ~ Dec 02, 2014

Top Senate Republican sees possible major healthcare legislation
By Richard Cowan; Reuters ~ Dec 02, 2014

Older Americans say: Stay positive, seal the southern border
By Dan Weber; The Hill ~ Dec 02, 2014

HealthCare.gov’s insurance marketplace for small businesses gets off to a slow start
By Amy Goldstein ; The Washington Post ~ Nov 30, 2014

Roberts's Bid to Shield Court From Politics Is Imperiled by Obamacare
By Greg Stohr; Bloomberg ~ Dec 01, 2014

Study: $17B tax hike from Obama Web rules
By Julian Hattem; The Hill ~ Dec 01, 2014

White House plans to force business to pay more overtime
By Sean Higgins; Washington Examiner ~ Dec 01, 2014

Suit on Health Law Puts Focus on Funding Powers
By Robert Pear; The New York Times ~ Nov 29, 2014

Don’t Skip Out on Medicare Part B
By Jennifer Waters; The Wall Street Journal ~ Nov 29, 2014

Dark days ahead for ObamaCare
By Elise Viebeck; The Hill ~ Nov 29, 2014

Exclusive: U.S. CEOs threaten to pull tacit Obamacare support over 'wellness' spat
By Sharon Begley; Reuters ~ Nov 29, 2014

Obama Kills Tax Cut Because It Didn’t Help Illegals
By Neil Munro; The Daily Caller ~ Nov 28, 2014

Legal Immigrants Being Blocked in Latest Obamacare Glitch
By Melanie Batley; Newsmax ~ Nov 28, 2014

Gallup: Peak Number Of Americans Delaying Medical Care Over Costs
By Sarah Hurtubise; The Daily Caller ~ Nov 28, 2014

Retirees Turn to Virtual Villages for Mutual Support
By Constance Gustke; The New York Times ~ Nov 28, 2014

Report: Under Obama’s Amnesty, Obamacare Will Make Illegals $3,000 Cheaper To Hire
By Sarah Hurtubise; The Daily Caller ~ Nov 26, 2014

Retirees, Protect Yourself From Fraudsters
By Eleanor Laise; Kiplinger ~ November, 2014

Some in US illegally could get retirement benefits
By Jim Kuhnhenn; The Associated Press ~ Nov 27, 2014

Obamacare Enrollment Tops 450,000 So Far
By Sarah Hurtubise; The Daily Caller ~ Nov 26, 2014

1 Million Applied for Health Insurance in Federal Marketplace in First Week of Enrollment
By Robert Pear; The New York Times ~ Nov 26, 2014

Health insurance sign-ups coming to shopping malls
By Carla K. Johnson; The Associated Press ~ Nov 26, 2014

Obamacare’s Gift To Big Business: The Largest Firms Can Offer The Skimpiest Health Plans
By John Goodman; The Daily Caller ~ Nov 25, 2014

Obamacare Returns To SCOTUS: Will John Roberts Crush It This Time?
By Sahil Kapur; Talking Points Memo ~ Nov 26, 2014

White House faces new obstacles in ObamaCare’s second year
By Sarah Ferris; The Hill ~ Nov 26, 2014

Social Security, Medicare Open to Illegals Under Amnesty Plan
By Sandy Fitzgerald; Newsmax ~ Nov 26, 2014

How Retirement Benefits Will Change in 2015
By Emily Brandon; US News & World Report ~ Nov 24, 2014

PBGC to finalize rollover rule
By Hazel Bradford; Pensions & Investments ~ Nov 24, 2014

Administration Warns Employers: Don’t Dump Sick Workers From Plans
By Jay Hancock; Kaiser Health News ~ Nov 25, 2014

Insurers’ Listings of In-Network Doctors Often Out of Date
By Melinda Beck; The Wall Street Journal ~ Nov 25, 2014

HHS Formally Moves To Close Loophole Allowing Plans Without Hospital Benefits
By Jay Hancock; Kaiser Health News ~ Nov 24, 2014

Gruber Agrees To Face Issa’s Oversight Committee
By Sarah Hurtubise; The Daily Caller ~ Nov 25, 2014

Chuck Schumer: We Shouldn’t Have Passed Obamacare In 2010 [VIDEO]
By Sarah Hurtubise; The Daily Caller ~ Nov 25, 2014

More Medicine Goes Off Limits in Drug-Price Showdown
By Robert Langreth; Bloomberg ~ Nov 25, 2014

Facing health law hikes, consumers mull options
By Ricardo Alonso-Zaldivar; The Associated Press ~ Nov 25, 2014

Defined Contribution Health Benefits the Future?
By Donna Fuscaldo; Fox Business ~ Nov 25, 2014

Senators revive fight to import cheaper prescriptions from Canada
By Sarah Ferris; The Hill ~ Nov 25, 2014

Year-end tips for retirement savers young and not-so-young
By Mark Miller; Reuters ~ Nov 25, 2014

Dem Wants Gag Order On Liberal Lawyer Representing GOP In Obamacare Lawsuit
By Sarah Hurtubise; The Daily Caller ~ Nov 24, 2014

Burwell: High court will uphold ObamaCare subsidies
By Elise Viebeck; The Hill ~ Nov 24, 2014

Burwell Pushes For New ‘Culture Of Transparency’ After Latest Obamacare ‘Mistake’
By Sarah Hurtubise; The Daily Caller ~ Nov 24, 2014

Sebelius Swears ‘We Were Very Forthright’ About Obamacare
By Sarah Hurtubise; The Daily Caller ~ Nov 24, 2014

Some newly insured under 'Obamacare' may have trouble finding doctors
By Karen Pallarito, HealthDay; Medical Xpress ~ Nov 24, 2014

Obama’s Amnesty Will Cost $22,000 Per US College Grad
By Neil Munro; The Daily Caller ~ Nov 24, 2014

10 Expired Tax Provisions That Might Affect You In 2014
By Kelly Phillips Erb; Forbes ~ Nov 24, 2014

HHS proposes shifting people into cheaper ObamaCare plans
By Elise Viebeck; The Hill ~ Nov 21, 2014

Push for more openness after Obamacare data mix-up
By Brett Norman & Rachana Pradhan; Politico ~ Nov 22, 2014

Four words that could deep-six Obamacare
By Richard Wolf; USA TODAY ~ Nov 22, 2014

Health-care costs: It’s time for patients to take control
By Russ Britt; MarketWatch ~ Nov 22, 2014

Obamacare Architect Gruber Called to Testify Before Congress
By Jennifer G. Hickey; Newsmax ~ Nov 21, 2014

Loose-lipped ObamaCare adviser's predictions more bad than bold, analysis shows
By Maxim Lott; Fox News ~ Nov 21, 2014

Obama fires back at Boehner
By Justin Sink; The Hill ~ Nov 21, 2014

Boehner: House GOP files Obamacare suit
By Deirdre Walsh & Dana Bash; CNN ~ Nov 21, 2014

Obama: U.S. Taxpayers Must Pay For Illegals’ Children
By Neil Munro; The Daily Caller ~ Nov 20, 2014

Fallout from Gruber’s remarks spreads
By Stephanie Armour; MarketWatch ~ Nov 20, 2014

More Obamacare troubles: Enrollment numbers inflated
By Gregory Korte; USA TODAY ~ Nov 20, 2014

Majority Say Not Gov't Duty to Provide Healthcare for All
By Frank Newport; Gallup ~ Nov 20, 2014

Why Should We Care About Universal Health Insurance Coverage?
From John C. Goodman; Forbes ~ Nov 20, 2014

Employer Survey Shows Shifts In Cost To Employees With High Deductible Plans
From KHN Morning Briefing; Kaiser Health News ~ Nov 20, 2014

The drugstore lobby solution: Make seniors pay more
By Mark Merritt; The Hill ~ Nov 20, 2014

Study: American Seniors Face Health Care Gaps, Despite Medicare
By Shefali Luthra; Kaiser Health News ~ Nov 19, 2014

Study: American Seniors Face Health Care Gaps, Despite Medicare
By Shefali Luthra; Kaiser Health News ~ Nov 19, 2014

How to stop adult children from derailing your retirement goals
By Robert Stammers; MarketWatch ~ Nov 20, 2014

Is your retirement ‘fully funded’?
By Robert Powell; MarketWatch ~ Nov 20, 2014

Found: Billions Of Wasted Medicare Dollars
By Peter Uber; Forbes ~ Nov 19, 2014

Medicare, Medicaid get ‘big data’ chief
By Elise Viebeck; The Hill ~ Nov 19, 2014

Sticker Shock: Some Medicare Part D Beneficiaries Will Pay More Next Year
By Ed Silverman; The Wall Street Journal ~ Nov 19, 2014

Bringing Sanity to the Health Insurance Market
By Gail Buckner; Fox Business ~ Nov 18, 2014

U.S. Seniors' Health Poorest, Global Survey Shows
By Steven Reinberg, HD; WebMD ~ Nov 19, 2014

Boehner hires third lawyer to sue Obama
By Deirdre Walsh; CNN ~ Nov 18, 2014

Key ObamaCare official used threats, 'tantrums' to push website launch despite concerns, email claims
By Stephanie McNeal; Fox News ~ Nov 18, 2014

Federal gov't health websites come up short
By Hope Yen, AP; The San Diego Union-Tribune ~ Nov 18, 2014

The Baffling Math That Determines What People Actually Pay for Obamacare
By John Tozzi; Bloomberg Businessweek ~ Nov 17, 2014

Obamacare: 5 things to know about the law's future
By Rebecca Kaplan; CBS News ~ Nov 17, 2014

Coming Obamacare battle has risk for all sides
By Albert R. Hunt, BN; Standard Examiner ~ Nov 17, 2014

Health Law Turns Obama and Insurers Into Allies
By Robert Pear; The New York Times ~ Nov 17, 2014

Medicare enrollment slip-ups can be costly for retirees
By Glenn Ruffenach; MarketWatch ~ Nov 17, 2014

Health care shoppers, beware of scams
By Mitch Lipka; CBS News ~ Nov 17, 2014

Gov't pension agency reports a $62 billion deficit
By Tom Raum; The Associated Press ~ Nov 17, 2014

Obama defends healthcare law after adviser criticism
By Anna Yukhananov; Reuters ~ Nov 16, 2014

Burwell: 100,000 People Have Submitted Obamacare Applications
By Caitlin MacNeal; Talking Points Memo ~ Nov 16, 2014

Report: Social Security wrongly awards $2B in disability claims
By David McCabe; The Hill ~ Nov 15, 2014

How Social Security raise impacts retirees
By Nanci Hellmich; USA TODAY ~ Nov 16, 2014

Cost of coverage under care act set to increase
By Robert Pear, Reed Abelson & Agustin Armendariz, NYT; CNBC ~ Nov 15, 2014

Obamacare enters new phase over the weekend with little fanfare
By David Morgan; Reuters ~ Nov 15, 2014

President Crafted Obamacare Deception With Gruber At White House Meeting
By Patrick Howley; The Daily Caller ~ Nov 14, 2014

6 Ways to Make the Most of Obamacare Open Enrollment for 2015
By Kimberly Lankford; Kiplinger ~ Nov 14, 2014

Obamacare Premiums Climb 3% on Average Before 2015 Shopping
By Alex Wayne & Caroline Chen; Bloomberg ~ Nov 14, 2014

Older Americans Have Trouble Accessing Online Health Data
By Nathan Fortin; Wall Street OTC ~ Nov 14, 2014

Some HealthCare.gov functions won't work overnight
By Ricardo Alonso-Zaldivar; The Associated Press ~ Nov 14, 2014

Choosing to Live Abroad in Retirement
By Caitlin Kelly; The New York Times ~ Nov 14, 2014

7 things you can do now to lower next year’s tax bill
By Jonnelle Marte; The Washington Post ~ Nov 14, 2014

Obamacare’s Army of Workers Learns to Cope With Setbacks
By Alex Wayne; Bloomberg ~ Nov 13, 2014

The selling of Obamacare 2.0
By Joanne Kenen; Politico ~ Nov 13, 2014

Gallup: More willing to defy ObamaCare rule
By Sarah Ferris; The Hill ~ Nov 13, 2014

Why Obamacare open enrollment matters to boomers
By Elizabeth O'Brien; MarketWatch ~ Nov 13, 2014

Obamacare Architect’s ‘Speak-o’s’ Could End Up Having Legal Consequences
By Sarah Hurtubise; The Daily Caller ~ Nov 12, 2014

Did the Author of Obamacare Admit It’s Evil?
By Jonathan Chait; New York ~ Nov 13, 2014

Five takeaways on retirement from the midterm elections
By Mark Miller; Reuters ~ Nov 13, 2014

Sen. Orrin Hatch: We're ready to repeal, replace
By Sen. Orrin Hatch; USA TODAY ~ Nov 12, 2014

Voter stupidity remark gives GOP new ammo on ObamaCare
By Sarah Ferris & Elise Viebeck; The Hill ~ Nov 12, 2014

In Third Video, Obamacare Architect Talks About ‘Basic Exploitation’ Of American Voters [VIDEO]
By Chuck Ross; The Daily Caller ~ Nov 12, 2014

Is outliving your savings a fate worse than death?
By Chris Taylor; Reuters ~ Nov 12, 2014

Why retirements really are at risk
By Alicia H. Munnell; MarketWatch ~ Nov 12, 2014

Maybe You Don't Need Long-Term Care Insurance After All
By Ben Steverman; Bloomberg ~ Nov 12, 2014

Five new obstacles for ObamaCare
By Elise Viebeck; The Hill ~ Nov 11, 2014

Health Insurance Premiums to Fluctuate Under Obamacare
By Kimberly Leonard; US News & World Report ~ Nov 11, 2014

Doctors testing seniors for cocaine, other drugs -- and Medicare pays the bill
By Christopher Weaver & Anna Wilde Mathews, WSJ; Fox News ~ Nov 11, 2014

Who’s more worried about retirement: Men or women?
By Anne Tergesen; MarketWatch ~ Nov 11, 2014

Why Retirement Ain't What It Used to Be
By AJ Smith; Fox Business ~ Nov 11, 2014

ObamaCare architect: 'Stupidity' of voters helped bill pass
By Elise Viebeck; The Hill ~ Nov 10, 2014

Obamacare Enrollment Estimates Reduced
By Kimberly Leonard; US News & World Report ~ Nov 10, 2014

Why The Supreme Court's Power Play Is Disturbing For Obamacare
By Sahil Kapur; Talking Points Memo ~ Nov 10, 2014

Burwell Talks Up Transparency On Potential HealthCare.gov Problems
By Sarah Hurtubise; The Daily Caller ~ Nov 10, 2014

Seeking help with Medicare plans? Your options are few
By Glenn Ruffenach; MarketWatch ~ Nov 10, 2014

Supreme Court Weighs Case Over Cuts to Retirees’ Health Benefits
By Adam Liptak; The New York Times ~ Nov 10, 2014

Pension crisis looms
By Marianne LeVine; Politico ~ Nov 10, 2014

Don't blame Obamacare for high deductible plans
By Jeff Gelles, PI; InsuranceNewsnet ~ Nov 09, 2014

U.S. officials hope new HealthCare.gov avoids last year's problems
By Howard Schneider; Reuters ~ Nov 09, 2014

Financial Tips for Helping Adult Children
By B. Kelly Graves; The Wall Street Journal ~ Nov 09, 2014

6 ways to lower your 2014 tax bite
Shelly Schwartz; CNBC ~ Nov 09, 2014

Obamacare Supreme Court Case Leaves Room for Workarounds
By Alex Wayne & Drew Armstrong; Bloomberg ~ Nov 08, 2014

Consumers to get peek at 2015 health law premiums
By Ricardo Alonso-Zaldivar; The Associated Press ~ Nov 07, 2014

When is Social Security taxable?
By Dan Caplinger, TMF; USA TODAY ~ Nov 08, 2014

5 steps to keep your accounts safe from hackers and scammers
From Kim Komando; USA TODAY ~ Nov 07, 2014

White House rebuffs ObamaCare challenge
By Sarah Ferris; The Hill ~ Nov 07, 2014

Health insurers drop as Obamacare heads back to court
By Anora Mahmudova; MarketWatch ~ Nov 07, 2014

Supreme Court Takes Up Potentially Disastrous Obamacare Case
By Sarah Hurtubise; The Daily Caller ~ Nov 07, 2014

3 Retirement Rules Of Thumb That Really Work
From Walter Updegrave; Forbes ~ Nov 07, 2014

One doctor’s old-fashioned idea to cut health care spending: house calls
By Jeff Guo; The Washington Post ~ Nov 06, 2014

Now That The GOP Will Control The Senate, What’s Next For The Health Law?
From KHN Morning Briefing; Kaiser Health News ~ Nov 06, 2014

Report: Healthcare premium increases 'quite low' in 2015
By Sarah Ferris; The Hill ~ Nov 06, 2014

HHS: Obamacare website is safe
By: David Perera; Politico ~ Nov 06, 2014

Is There An Alternative To Waiting For Care?
By John C. Goodman; Forbes ~ Nov 06, 2014

The biggest surprises in retirement? The experts weigh in
By Mark Miller; Reuters ~ Nov 06, 2014

Obama draws line on GOP changes to Obamacare
By Sarah Wheaton; Politico ~ Nov 05, 2014

White-Collar Workers Live Longer and the Gap Is Widening
By Allison Schrager; Bloomberg Businessweek ~ Nov 05, 2014

McConnell unveils plan to dismantle ObamaCare
By Sarah Ferris; The Hill ~ Nov 05, 2014

Obamacare Facing More Scrutiny From Ascendant Republicans
By Alex Wayne; Bloomberg ~ Nov 05, 2014

Obamacare's Twilight: Health Reform In The Next Congress
From John R. Graham; Forbes ~ Nov 05, 2014

Roth IRA Conversions Rise as Age 70½ Gets Closer
By Liz Moyer; The Wall Street Journal ~ Nov 05, 2014

Feds cracking down on debt collectors that exploit elderly
By Tim Devaney; The Hill ~ Nov 05, 2014

New ways to get great customer service
By Anthony Giorgianni, CR; Fox Business ~ Nov 05, 2014

What the GOP's Congressional Victory Means for Senior Services
By Howard Gleckman; Forbes ~ Nov 05, 2014

Should you pay off your mortgage when retiring?
By Rodney Brooks; USA TODAY ~ Nov 05, 2014

Why you shouldn’t use retirement savings to pay off debt
By Jonnelle Marte; The Washington Post ~ Nov 04, 2014

Retirement issues likely to be addressed by Republican-led Congress
By Hazel Bradford; Pensions & Investments ~ Nov 05, 2014

Corporate pensions’ funded status down: BNY Mellon
By Marlene Y. Satter; BenefitsPro ~ Nov 05, 2014

Obama Administration Closing Health Law Loophole For Plans Without Hospitalization
By Jay Hancock; Kaiser Health News ~ Nov 04, 2014

Some ObamaCare patients with high deductibles turning to community care centers
By Jim Angle; Fox News ~ Nov 04, 2014

Health-Insurance Enrollment: What You Need to Know
By Louise Radnofsky; The Wall Street Journal ~ Nov 04, 2014

Industry Succeeds Where Obamacare Fails
By Sally Pipes; Forbes ~ Nov 03, 2014

Government argues in favor of federal insurance exchanges
From The Associated Press; St. Louis Post-Dispatch ~ Nov 03, 2014

Survey: Majority Of Last Year’s Obamacare Customers Won’t Return
By Sarah Hurtubise; The Daily Caller ~ Nov 03, 2014

More scrutiny coming for Medicare Advantage, Obamacare
By Fred Schulte; Kaiser Health News ~ Nov 03, 2014

Retirement Planner: Medicare drug issues hit close to home
By Stephen J. Butler, Contra Costa Times – Nov 2, 2014

Senators back Delphi Salaried Retirees effort to restore pensions
By Lindsay McCoy; WFMJ ~ Nov 02, 2014

Defects Found Before Debut of Health Insurance Site for Small Businesses
By Robert Pear; The New York Times ~ Nov 01, 2014

ObamaCare a midterm bust?
By Elise Viebeck & Sarah Ferris; The Hill ~ Nov 01, 2014

After year of Obamacare, health insurers' profits rise
By Tom Murphy, AP; Milwaukee Journal Sentinel ~ Nov 01, 2014

Now we need a coach for retirement, too?
By Elizabeth O'Brien; MarketWatch ~ Nov 01, 2014


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