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The National Retiree Legislative Network (NRLN) is dedicated to senior Americans over age 50. Two million of us welcome you to our website and urge you to share in emails, with your Facebook Friends and your Twitter Followers. We provide timely news, important information and tools that enable you to help us lobby Congress for reliable pension and Social Security Income and lower cost Health Care Benefits and Medicare. There are over 50 million of us over age 65 now, our children will join 75 million by 2035, and our great grandkids 100 million by 2060. We need to help each other now and they need us to insure their futures NOW!

The NRLN recently created the American Retirees Education Foundation (AREF) with a mission is to research, educate and inform retirees, future retirees and the general public on how best to protect and promote retirement income security and retiree health care. Donations to AREF are tax deductible. Learn more about AREF, at

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Article #4 of 6: Medicare and Medicaid Financial Status and the 75-Year Deficit

(If you missed the three previous articles click here for NRLN Facebook Post Archives.)

Medicare covered 58.4 million people in 2017: 49.5 million were age 65 and older, 8.9 million were disabled. Medicare A, hospital insurance (HI); Medicare B, Supplemental Medical Insurance (SMI), physicians services; and Medicare C, Medicare Advantage (MA) subsidized plans that include A, B, and D coverages; and Medicare D, prescription drug coverage.

Federal income taxes covered $1.3 billion (.43%) of Medicare A 2017 income. Employees paid 1.45% in payroll taxes on all earned income and businesses matched it with1.45%, equaling 2.9% which paid in 95.57% of the Medicare A revenue. Federal income tax revenue paid was $217.3 billion (71.1%) of Medicare B and $73.2 billion (73.1%) of Medicare D revenue.

In total, income tax revenue was $291.8 billion (41.4%) of the $705.2 billion total Medicare revenue.

The Medicare Trustees told Congress 35 years in a row that retirees over age 65 would grow to be 75 million by 2035 and 100 million (1 in 4 Americans) by 2060. Social Security (SS) and Medicare actuaries reported how much money must be added annually to fully fund SS for the next 75 years. No action was taken, CONGRESS KICKED THE CAN DOWN THE ROAD, 35 TIMES IN A ROW!

The Medicare Trustees reported that the HI trust will be depleted by 2026. The amount needed to plug this Medicare HI trust 75-year deficit in 2018 is estimated at 0.82% of 2017 taxable payroll of $261.5 billion or $2,1 billion. If Congress won’t raise the employee payroll tax 0.41% (matched by employers), we propose that federal agencies reduce other federal programs costs and use savings to plug the Medicare deficit, not tear it apart with simplistic proposals to cut Medicare benefits and/or raise the eligibility age.

Medicaid provides nursing home care, personal care and other benefits for 74 million low-income and disabled people. In 2017, the U.S. Treasury paid $375.0 billion (62%) and states paid $233 billion (38%) of the $608 billion total Medicaid costs. The state-run Children's Health Insurance Program (CHIP) cost was another $14.3 billion.

The NRLN GRAND BARGAIN Will Challenge Congress and Federal Agencies to Fill the $2.1 Billion Medicare Deficit Gap.

Watch for Next Article: Funding the 75-Year Deficits

Bill Kadereit, NRLN President

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NRLN members are saving big with the Free Health Savings Rx Card℠

The NRLN has arranged to offer you a Health Savings Rx Card™, at NO COST, that offers you and your family savings on prescription drugs, plus vision and hearing services and products.Click here to access the Rx Savings Card℠ website.If you do not already have a Health Savings Rx Card℠ you will need to create your personal login and then printout your free card. Savings information for prescription drugs, vision and hearing services and products is available through the links under the Savings Plus tab.

Sept. 10-12, 2018 for NRLN Fall Fly-In to Washington, DC

Grassroots advocates of the NRLN retiree associations and chapters will meet in Washington, DC with members of Congress and their staffs during the fall Fly-In Monday, Sept.10 through Wednesday, Sept. 12, 2018.

The Holiday Inn Capitol Hotel, at 550 C Street SW, Washington, DC, was selected again for its very competitive nightly room rate and being near Capitol Hill. The room rate for the Sept. meeting is $279 per night. This rate is subject to additional tax and fees.

The Fly-In will begin on Monday afternoon with a session at the hotel. Attendees will spend the entire day of Tuesday and part of Wednesday meeting with their Representatives, Senators and members of their staffs.

The fall Fly-In is open to all NRLN grassroots advocates. Advocates who are affiliated with a retiree association or chapter should notify the president of their organization if they are interested in attending.

Presidents of retiree associations and chapters affiliated with the NRLN are encouraged to solicit as many of their Grassroots State and Congressional District leaders as possible to attend the Fly-In. The sooner the NRLN is notified of intentions to attend the meetings the better it will be for the NRLN to make plans for the meetings. Email intentions to attend and/or questions to


A bill that the NRLN has supported, S. 974, Creating and Restoring Equal Access to Equivalent Samples (CREATES) Act, was passed by the Senate Judiciary Committee by a 16 to 5 vote on June 14. The CREATES Act targets abusive delay tactics that are being used by brand-name pharmaceutical companies to block market entry of more affordable generic drugs. Click here to email the NRLN’s sample letter, with your personal comments added, to urge your Senators to support bringing the bill to the Senate floor for a vote very soon and they should vote for the bill and send it to the House.

By Alyson Parker, NRLN Executive Director

Prescription Drug Prices

The Senate Finance Committee held a hearing on President’s blueprint to reduce prescription drug prices. Alex Azar, Secretary of Health and Human Services (HHS) was the sole witness. Senators on both sides of the aisle called for stronger tactics to reduce drug prices than those outlined by the Administration. Democrats on the committee focused on Trump’s promise to allow for Medicare to negotiate prices.

Senator Sanders asked why the Administration would not support importation from Canada. Azar claims that Canada will not cooperate with the U.S. to ensure that the drugs would be safe. Senator Cassidy (R-LA) advocated for reference pricing which would use the average prices of drugs charged in developed counties as a baseline to determine US prices. Lawmakers on both sides of the aisle pushed for price controls and negotiations.

It was also announced this month that representatives from HHS are meeting with pharmaceutical companies asking them to voluntarily reduce their prices. As of today, no companies have announced reductions in their prices.

The CREATES Act was voted out of the Senate Judiciary Committee on June 14th and has been placed on the Senate Legislative calendar. House Speaker Paul Ryan has also indicated that he expects movement on the CREATES Act. I expect this bill will be voted on soon so each party will have something to point to during the fall elections.

Pensions and the PBGC

The Joint Select Committee on Solvency of Multiemployer Pension Plans held their fourth hearing this month. The hearing focused on Employer Perspectives on Multiemployer Pension Plans and had company representatives from UPS, the Egger Steel Industry, Chamber of Commerce and Schnuck Markets. The committee has until November to craft a solution.

President Trump announced he is nominating Gordon Hartogensis to head the Pension Benefit Guaranty Corp. (PBGC) ousting Director Tom Reeder. His announcement has received criticism because Mr. Hartogensis does not have a background with pensions and government and this is cutting Mr. Reeder’s appointment short by a few years. The NRLN has voiced its concern to members of the Senate especially since the PBGC has a major financial crisis with the multiemployer plans.

Social Security

Ivanka Trump has partnered with Senators Rubio, Lee and Ernst on a family leave bill. One proposal under consideration is to deduct from Social Security benefits that would allow parents to borrow from their Social Security accounts to pay for leave. Critics are worried that this makes workers work even longer because they won’t have enough saved to retire. Additionally, some worry that this will threaten the financial stability of Social Security.

money Learn About the Dollars Members of Congress Are Receiving from Pharma How much are your U.S. Representatives and Senators taking as campaign contributions from the Pharmaceutical and Health Products Industry? Could these be a reason why bills to reduce the price of prescription drugs are not being passed? Click here to see data that the NRLN has compiled from OpenSecrets.Org, Center for Responsive Politics. The contributions are for each 2-year election cycle. Note that Representatives run every cycle; Senators every 6 years (3 cycles), one third every 2 years.

report card

NRLN Provides New “Report Card” Feature on Members of Congress

NRLN has introduced a “report card” for each state that shows whether the U.S. Representatives and Senators have supported bills in Congress advocated by the NRLN. Read all about it here.

NRLN Sharing Two Articles with Important Medicare Information

The NRLN is sharing two articles with important Medicare information that were recently published in the AUSWR CO/WY Retiree Guardian and the NWB – U S WEST – Qwest Retiree Association Retiree Guardian. Both Newsletters are published for retirees of CenturyLink, Qwest, U S WEST and their predecessor companies. Click here to access the articles.


The articles and opinion pieces below are for information and are not necessarily a reflection of the NRLN’s position on issues. The NRLN is nonpartisan and its positions on retirement issues are presented in its Legislative Agenda and white papers that can be accessed from the Legislative Agenda tab.

The CEO of one of the largest health insurers in the US explains the problem with healthcare in America
By Ali Newhard, Jacqui Frank & Sara Silverstein; Business Insider ~ Jul 20, 2018

Think you'll live until age 95? You'd better save $100,000 extra for retirement
By Christy Bieber, TMF; Coloradoan ~ Jul 21, 2018

Quality, not quantity, should guide Medicare coverage for heart valve disease treatment
From Susan Peschin ; The Hill ~ Jul 21, 2018

Got Medicare Advantage? Prepare for New Perks — and New Questions.
By Paula Span; The New York Times ~ Jul 20, 2018

Swiss, German drugmakers join U.S. price freeze
By John Miller; Reuters ~ Jul 20, 2018

Merck Is Latest Drugmaker To Lower Some Prices, Earning Political Points As White House Prepares Cost Plan
From KHN Morning Briefing; Kaiser Health News ~ Jul 20, 2018

Social Security Issues Warning About Scams Similar To Those IRS Phone Scams
By Kelly Phillips Erb; Forbes ~ Jul 20, 2018

Trump Administration Preparing Fix for Obamacare Risk Payments
By Zachary Tracer; Bloomberg ~ Jul 19, 2018

Dems pressure GOP to take legal action supporting pre-existing conditions
By Jessie Hellmann; The Hill ~ Jul 19, 2018

U.S. Returning To Pre-ACA Days Where How Much You Pay For Insurance Is All About Location, Location, Location
From KHN Morning Briefing; Kaiser Health News ~ Jul 19, 2018

Opinion: Tax Reform Will Pay Big Dividends For This Economy
From Milton Ezrati; Forbes ~ Jul 18, 2018

GOP looks to blunt Dems’ attacks on rising premiums
By Peter Sullivan; The Hill ~ Jul 19, 2018

Poll: Half of Americans find health care harder to afford this year
By Brett Samuels ; The Hill ~ Jul 19, 2018

Trump administration to explore importing prescription drugs
By Nathaniel Weixel; The Hill ~ Jul 19, 2018

Trump's Drug Plan Picks Up Momentum as Merck Lowers Some Prices
By Anna Edney; Bloomberg ~ Jul 18, 2018

Opinion: Changing The Way Medicare Pays Doctors
From Howard Gleckman; Forbes ~ Jul 19, 2018

Study: Many patients, family members feel uncomfortable voicing safety concerns
By Paige Minemyer; FierceHealthcare ~ Jul 18, 2018

House Dems launching Medicare for All Caucus
By Nathaniel Weixel; The Hill ~ Jul 18, 2018

You Could Soon Get a Tax Break for Going to the Gym—But Should You?
By Sy Mukherjee; Fortune ~ Jul 18, 2018

First it was Pfizer. Now Novartis has frozen drug prices in the US
By Alanna Petrof; CNNMoney ~ Jul 18, 2018

Winning Trump’s praise was easy for Pfizer. Wall Street and the Hill? Not so much
By Arlene Weintraub; FiercePharma ~ Jul 18, 2018

A Growing Number of People Are Navigating Retirement Alone. This Woman Is Spearheading a Movement to Change That
By Elizabeth O'Brien; Money ~ Jul 18, 2018

House Ways And Means Chairman Working With Trump To Figure Out Ways To Unfreeze Insurer Payments
From KHN Morning Briefing; Kaiser Health News ~ Jul 17, 2018

Opinion: Overcoming health-care challenges by moving from volume to value
From Kathleen Sebelius & Tommy G. Thompson; The Hill ~ Jul 17, 2018

Hidden From View: The Astonishingly High Administrative Costs of U.S. Health Care
By Austin Frakt; The New York Times ~ Jul 16, 2018

Fed chairman expects rate hikes to continue
By Brian Croce; Pensions & Investments ~ Jul 17, 2018

States challenge federal deductions cap on state and local taxes
By Lydia Wheeler; The Hill ~ Jul 17, 2018

Tax cuts 2.0: What we know so far
By Brittany De Lea; Fox Business ~ Jul 17, 2018

More and more health care bills are over $1 million—and expensive drugs are playing a major role
By Emma Court; MarketWatch ~ Jul 16, 2018

Opinion: Yet another ObamaCare problem needs to be cleaned up by Trump
From Edmund Haislmaier; The Hill ~ Jul 16, 2018

Obamacare, once a GOP target, is now a midterm rallying cry for Democrats
By Sean Sullivan; The Washington Post ~ Jul 16, 2018

Opinion: 4 Regulations That Would Terrify U.S. Drug Companies Ahead Of The 2018 Midterms
From Robert Pearl, M.D.; Forbes ~ Jul 16, 2018

Cost of Individual Health Insurance Depends More Than Ever On Where You Live
By Donna Rosato; Consumer Reports ~ Jul 16, 2018

Opinion: Study: To Avoid Alzheimer’s, Pay Attention To Your Blood Pressure
From Evie Fordham; The Daily Caller ~ Jul 16, 2018

Opinion: How Hidden Costs Can Dent Your Retirement Income
From John Wasik; Forbes ~ Jul 16, 2018

Retirees Go Back to School to Live Out Golden Years on Campus
By Martin Z Braun; Bloomberg ~ Jul 10, 2018

TVA retirees were misled by their 'trusted adviser' on Medicare | Opinion
From Daniel M. Pitts; Knoxville News Sentinel ~ Jul 15, 2018

Opiinion: Doctors To Trump: Suspending Insurer Payments Hurts Our Sickest Patients
From Bruce Japsen; Forbes ~ Jul 15, 2018

How Trump can lower drug prices

Medicare Part D Struggles with Opioid Epidemic, Overprescribing Concerns
By Todd Shepherd; The Washington Free Beacon ~ Jul 15, 2018

Opinion: Blueprint to Lower Drug Prices could offer a way forward in fight against mushrooming costs
From Lauren Aronson, ; The Hill ~ Jul 13, 2018

FDA joins 22 countries' recall of common heart drug
By Jen Christensen; CNN ~ Jul 13, 2018

Opinion: IRS Unlocks The 'Door' For High-Income Savers
From Jeffrey Levine; Forbes ~ Jul 13, 2018

Opinion: Midterms will show voters are tired of taking back seat to Wall Street
From Heather Booth; The Hill ~ Jul 13, 2018

Opinion: Trump Alone Can Cut Taxes
From Kimberley A. Strassel; The Wall Street Journal ~ Jul 13, 2018

Opinion: Trump order risks ‘politicization’ of administrative, mostly Social Security, judiciary
From Joe Davidson; The Washington Post ~ Jul 13, 2018

U.S. DoJ will not challenge Aetna-CVS deal: report
By Manas Mishra; Reuters ~ Jul 12, 2018

Viewpoint: AHA takes wrong approach in guidelines for addressing Medicare appeals
By Kelly Gooch; Becker’s Hospital Review ~ Jul 12, 2018

Another company just cut its pension plan — what to do if it happens to you
By Alessandra Malito; MarketWatch ~ Jul 12, 2018

Happy Retirement, How To Live Well In Your Golden Years
From David Rae; Forbes ~ Jul 12, 2018

Trump health chief defends suspending ObamaCare payments
By Nathaniel Weixel ; The Hill ~ Jul 12, 2018

Startups Lead a New Rush Into Obamacare's Now-Profitable Markets
By Zachary Tracer; Bloomberg ~ Jul 11, 2018

More insurers expected to enter the ACA exchanges in 2019
By Rose Meltzer; FierceHealthcare ~ Jul 12, 2018

Pfizer reorganizes to handle aging consumers and patents
The Associated Press ~ Jul 11, 2018

AHA Medicare appeals reform recommendations miss the mark
From Kristin Walter; The Hill ~ Jul 11, 2018

Trump administration to dump Obama-era rule allowing unions to siphon Medicaid money
By Gregg Re; Fox News ~ Jul 10, 2018

Trump’s Taken Two Huge Swipes At Obamacare In Under A Week
By Robert Donachie; The Daily Caller ~ Jul 11, 2018

Opinion: The Lack Of Medical Device Security -- Accidents Waiting To Happen
From Paul Martyn; Forbes ~ Jul 11, 2018

How to shockproof your retirement healthcare costs
From Gail MarksJarvis; Reuters ~ Jul 11, 2018

Trump orders DOJ task force to investigate wide range of fraud
By Ed Adamczyk; United Press International ~ Jul 11, 2018

Top Dem demands more details on pricing deal between Pfizer and Trump
By Jessie Hellmann; The Hill ~ Jul 11, 2018

Virtual Reality Isn't Just For Gamers Anymore; It Will Change Your Health
From Bill Frist; Forbes ~ Jul 10, 2018

House panel to consider 340B drug discount program limits
By Susannah Luthi; Modern Healthcare ~ Jul 10, 2018

More conservative discount rates would hurt multiemployer pension system, Congress told
By Hazel Bradford ; Pensions & Investments ~ Jul 09, 2018

Will The Cost Of Healthcare Devour Your Retirement Income?
From David Rae; Forbes ~ Jul 09, 2018

Trump calls out Pfizer for raising drug prices
By Nathaniel Weixel; The Hill ~ Jul 09, 2018

Choking on the Cost of 'Medicare for All'
From Sally Pipes; Forbes ~ Jul 09, 2018

Study: Paid family leave proposal would accelerate Social Security's insolvency
By Naomi Jagoda; The Hill ~ Jul 09, 2018

Pay up! IRS now sending tax delinquents’ names for passport denials
By Andrew Malcolm; Hot Air ~ Jul 08, 2018

Insurers predict 'market disruption' after Trump suspends Obamacare risk payments
By Amanda Becker; Reuters ~ Jul 08, 2018

Do your homework before moving into a retirement community
By Darla Mercado; CNBC ~ Jul 08, 2018

A Fatal Flaw as Trump Tries to Remake Health Care: Shortcuts
By Robert Pear; The New York Times ~ Jul 07, 2018

Liberal states impose new individual mandate ahead of ObamaCare rollback
By Alex Pappas; Fox News ~ Jul 06, 2018

Opinion: How To Age Independently? Retiring Well Requires More Than Money, Diet And Exercise
From Joseph Coughlin; Forbes ~ Jul 07, 2018

340B overhaul at the top of Congress, Azar's mind
By Mike Stankiewicz; FierceHealthcare ~ Jul 06, 2018

Troublesome News: Numbers Of Uninsured On The Rise
From Joshua Cohen; Forbes ~ Jul 06, 2018

Why didn't many retirees see a Social Security increase?
By Casey Dowd; Fox Business ~ Jul 06, 2018

What Does a Drug Cost? It Depends on Where You Live.
By Katie Thomas; The New York Times ~ Jul 06, 2018

Opinion: The New Plot Against Health Care
From David Leonhardt; The New York Times ~ Jul 05, 2018

Opinion: Congress should stand up for seniors and the Medicare Part D deal
From Nancy LeaMond; The Hill ~ Jul 05, 2018

Opinion: The Simple Credit Mistake Costing Americans Millions
From Liran Amrany; Forbes ~ Jul 05, 2018

The Stubborn Resilience Of The Affordable Care Act
From KHN Morning Briefing; Kaiser Health News ~ Jul 05, 2018

How To Fix Social Security For Vulnerable Americans
From Richard Eisenberg; Forbes ~ Jul 05, 2018

Opinion: What Happens When You See The Same Doctor? Link With Lower Death Rates
From Bruce Y. Lee ; Forbes ~ Jul 03, 2018

AMA Seeks to Make Long-Term Care Services More Affordable
From HealthDay News; EndocrinologyAdvisor ~ Jul 04, 2018

Pfizer hikes prices on 100 drugs
By Avery Anapol; The Hill ~ Jul 04, 2018

CMS Administrator Seema Verma presses for remote monitoring of patients
By Bernie Monegain; Healthcare IT News ~ Jul 03, 2018

Government To Spend $17 Billion On Insurance Subsidies In 2018
By Julia Cohen; The Daily Caller ~ Jul 03, 2018

Despite Efforts To Chip Away At Health Law, Number Of Americans Who Began Paying For Coverage Increased
From KHN Morning Briefing; Kaiser Health News ~ Jul 03, 2018

Opinion: Emergency departments: the ‘chewing gum and duct tape’ holding together U.S. health care
From Paul Seward; STAT ~ Jul 03, 2018

Tax planning 2018: Confusion under the new tax law can be costly
By Ray Martin; CBS News ~ Jul 03, 2018

Senators press PBMs to clarify Azar's ‘extremely disturbing' drug pricing allegations
By Evan Sweeney; FierceHealthcare ~ Jul 02, 2018

Retirement legislation could be hot topic in 2019, conference attendees told
By Meaghan Kilroy; Pensions & Investments ~ Jul 02, 2018

Pro-ObamaCare group launches ad in Supreme Court fight
By Jessie Hellmann; The Hill ~ Jul 02, 2018

Everything you need to know to get your money and life in order
By Mary Ann Ferreira; MarketWatch ~ Jun 29, 2018

Trump officials considering cuts to ObamaCare outreach groups
By Peter Sullivan; The Hill ~ Jun 29, 2018

Opinion: Pharmacists can help manage drug costs if state and federal laws just let them
From Lucinda Maine; The Hill ~ Jun 30, 2018

Opinion: House Republicans are coming for your 401(k)
From Paul Bland; The Hill ~ Jun 30, 2018

Opinion: The real prescription for lower drug prices: Get Europe to drop its price controls
From Pietro Paganini; The Washington Examiner ~ Jun 29, 2018

Disrupt the current retirement system or be disrupted
By Catherine Collinson; The Hill ~ Jun 29, 2018

Opinion: Democrats created the ObamaCare disaster we are still dealing with
From Jason Pye; The Hill ~ Jun 28, 2018

The Truth About Health Care Costs In Retirement
From Chris Farrell; Forbes ~ Jun 28, 2018

Amazon buys online pharmacy in move into drug business
By Peter Sullivan ; The Hill ~ Jun 28, 2018

Commentary: Seven Social Security Myths
By Chrles Blahous, Economics21.Org – June 26, 2018

Social Security Has Been Swelled, Not Looted
By James D. Agresti, Foundation for Economic Education – June 26

Congress shouldn’t silence American workers at the behest of corporate interests
From Gary Retelny; The Hill ~ Jun 27, 2018

Coalition of ACOs, IT organizations throw support behind a CMS data-sharing mandate
By Evan Sweeney; FierceHealthcare ~ Jun 27, 2018

Cell-based flu vaccines only slightly better than traditional shots in seniors: FDA study
By Angus Liu; FiercePharma ~ Jun 27, 2018

The problem with high drug prices isn't 'foreign freeloading,' it's the patent system
From Tahir Amin; CNBC ~ Jun 27, 2018

Manipulating Your High Deductible Health Care Plan
From Carolyn McClanahan ; Forbes ~ Jun 27, 2018

Majority Of People Say It’s Important To Keep Health Law’s Pre-Existing Conditions Protections, Poll Finds
From KHN Morning Briefing; Kaiser Health News ~ Jun 27, 2018

Congress shouldn’t silence American workers at the behest of corporate interests
From Gary Retelny; The Hill ~ Jun 27, 2018

Opinion: The real disease: Price transparency key to saving Medicare and lowering the debt
From Former Sen. Tom Coburn (R-Okla.) ; The Hill ~ Jun 26, 2018

GOP chairman envisions tax reform 2.0 as a package of bills
By Naomi Jagoda; The Hill ~ Jun 26, 2018

Opinion: Trump's Plan to Cut High Drug Prices: Can It Succeed?
By Joyce Frieden; MedPage Today ~ Jun 25, 2018

If Democrats Want To Spread Health Care Message, They’re Going To Have To Pay For Ads, Political Experts Say
From KHN Morning Briefing; Kaiser Health News ~ Jun 25, 2018

Republicans are coming down with a bad case of karma
From Jennifer Rubin; The Washington Post ~ Jun 25, 2018

Law Aims To Help Medicare Tackle Expensive Problem Of Costs From Chronic Illnesses
From KHN Morning Briefing; Kaiser Health News ~ Jun 25, 2018

Opinion: Fixing Social Security starts with us, the voters
By Brenton Smith, MarketWatch – June 25, 2018

Reversal of fortune: Obamacare rate hikes pose headache for Republicans
By Paul Demko; Politico ~ Jun 24, 2018

GOP scrambles to regain fiscal credibility with House budget
By Niv Elis; The Hill ~ Jun 24, 2018

U.S. Median Age Hits All-Time High of 38; Record 86,248 Are 100 or Older
By Terence P. Jeffrey; CNS News ~ Jun 22, 2018

Opinion: Social Security, The Dependency Ratio, And Immigration
From Elizabeth Bauer; Forbes ~ Jun 23, 2018

When a Health Insurer Also Wants to Be a Hospice Company
By Reed Abelson; The New York Times ~ Jun 22, 2018

Medicare expands offer to reverse late enrollment penalties
By Mark Miller, RNS; St. Louis Post-Dispatch ~ Jun 23, 2018

Sen. Bob Corker criticizes Trump proposal to sell TVA transmission lines, calls move unlikely
By Jordyn Pair; Knoxville News Sentinel ~ Jun 22, 2018

Why Competition Won’t Bring Down Drug Prices
From Elisabeth Rosenthal; The New York Times ~ Jun 22, 2018

Amid Years Of Dashed Hopes Over Alzheimer’s Breakthroughs, Study Linking Common Virus To Disease Fans Hope
From KHN Morning Briefing; Kaiser Health News ~ Jun 22, 2018

Opinion: Social Security Feels Pinch As Baby Boomers Clock Out For Good
From Adam Bergman; Forbes ~ Jun 21, 2018

Trump administration proposes to sell TVA transmission lines
From staff reports; The Daily Times ~ Jun 21, 2018

Atul Gawande Says U.S. Health System Is ‘Very Expensive Pile Of Junk.’ As Head Of Billionaires’ Initiative, Will He Be Able To Fix It?
From KHN Morning Briefing; Kaiser Health News ~ Jun 21, 2018

Social Security benefits buy 34 percent less than in 2000, study shows
By Sarah O'Brien, CNBC - June 21, 2018

Companies need older workers: here is why
By Mark Miller; Reuters ~ Jun 21, 2018

Opinion: The Trump Administration's Squeeze On Affordable Health Insurance For 50- To 64-Year-Olds
From Howard Gleckman; Forbes ~ Jun 21, 2018

It’s official: DOL fiduciary rule is dead
By Mark Schoeff Jr.; Pensions & Investments ~ Jun 21, 2018

Could This Simple Fix Really Solve Social Security's Problems?
By Dan Caplinger, MotleyFool – June 20, 2018

Drug shortages again on the rise after 5 years of improvements, FDA says
By Eric Palmer; FiercePharma ~ Jun 20, 2018

Trump Touts ‘Massive’ Savings From Association Health Plans, But Critics Still Say They’re Junk Insurance
From KHN Morning Briefing; Kaiser Health News ~ Jun 20, 2018

Is HHS Committed to Lowering Drug Prices?
By Thomas Sullivan; Policy & Medicine ~ Jun 17, 2018

Lower costs, fewer benefits in new health insurance option
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jun 19, 2018

Conservatives to unveil ACA repeal plan as bipartisan governors rally around pre-existing condition protections
By Mike Stankiewicz; FierceHealthcare ~ Jun 19, 2018

House GOP 2019 budget calls for deep Medicare, Medicaid spending cuts
By Niv Elis & Peter Sullivan; The Hill ~ Jun 19, 2018

Enough about Social Security: For some, the more immediate issue are pensions
By Margarida Correia; Financial Planning ~ Jun 18, 2018

60% of Gen Xers Worry Medicare Won't Cut It in Retirement. Are They Right?
By Maurie Backman; The Motley Fool ~ Jun 18, 2018

Trump’s Plan to Lower Drug Prices Tests Limits of the Law
By Robert Pear; The New York Times ~ Jun 17, 2018

Here's why we should put more money into Alzheimer's research
From Andrew Tisch; The Hill ~ Jun 17, 2018

What Are the Medicare Trust Funds (and Why Should I Worry About Them)?
By Dan Caplinger; The Motley Fool ~ Jun 16, 2018

The Health 202: Some of Obamacare's loudest critics are now defending the law in court
By Paige Winfield Cunningham; The Washington Post ~ Jun 15, 2018

Soaring costs, loss of benefits top Americans' healthcare worries: Reuters/Ipsos poll
By Maria Caspani; Reuters ~ Jun 15, 2018

Even If You Get Insurance Through Work, Trump Administration’s Pre-Existing Conditions Decision Could Still Effect You
From KHN Morning Briefing; Kaiser Health News ~ Jun 14, 2018

Eli Lilly CEO: 'It's time for a change' in the drug pricing system
By Kellie Ell; CNBC ~ Jun 14, 2018

Court: Federal government doesn’t owe insurers Obamacare payments
By Paul Demko; Politico ~ Jun 14, 2018

Opinion: Current Prescription Drug Pricing Practices: Lessons In Obfuscation
From Joshua Cohen; Forbes ~ Jun 14, 2018

Wanted: Doctors in Congress
By David Pittman; Politico ~ Jun 14, 2018

Editorial Perspectives: Heed Warning Signs About Dire Implications For Medicare
From KHN Morning Briefing; Kaiser Health News ~ Jun 14, 2018

Experts: Protections on pre-existing conditions at risk
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jun 14, 2018

That ‘Living Will’ You Signed? At The ER, It Could Be Open To Interpretation.
By Judith Graham; Kaiser Health News ~ Jun 14, 2018

Social Security Reform, Back Where We Started
From Andrew Biggs ; Forbes ~ Jun 14, 2018

It's Official: U.S. Rule to Protect Retirement Savers Is Dead
By Neil Weinberg; Bloomberg ~ Jun 14, 2018

‘This Is Like Some Kind Of Sick Joke’: Senators Get Fired Up Over Pre-Existing Conditions Provision At Azar Hearing
From KHN Morning Briefing; Kaiser Health News ~ Jun 13, 2018

Opinion: Medicare Trustees report shows the harmful consequences of Republican policies
From Rep. Sander Levin (D-Mich.); The Hill ~ Jun 13, 2018

Employers open to multiemployer loan program
By Hazel Bradford; Pensions & Investments ~ Jun 13, 2018

The multiemployer pension crisis
From Aliya Wong; The Hill ~ Jun 13, 2018

Opinion: A New Congressional Proposal For A Medicare Long-Term Care Insurance Benefit
From Howard Gleckman; Forbes ~ Jun 13, 2018

Insurance experts: ObamaCare mandate repeal driving premium increases
By Jessie Hellmann; The Hill ~ Jun 13, 2018

These 7 states are most at risk from rising health-care costs
By Emma Court; MarketWatch ~ Jun 13, 2018

Advocacy Group Blasts Democratic Lawmakers For Their Support Of Pharma’s ‘Doughnut Hole’ Battle
From KHN Morning Briefing; Kaiser Health News ~ Jun 12, 2018

A Gift For Democrats? Moderate Republicans Cringe Over Trump Administration’s Health Law Decision
From KHN Morning Briefing; Kaiser Health News ~ Jun 11, 2018

Overnight Health Care —Sponsored by PCMA — Spotlight on Trump drug pricing plan
By Jessie Hellmann, Rachel Roubein, Nathaniel Weixel, & Peter Sullivan; The Hill ~ Jun 11, 2018

Feds: Social Security employee used dead people to steal $680,000
By Stephen Dinan; The Washington Times ~ Jun 12, 2018

New Frontiers For Patient Power
From John C. Goodman; Forbes ~ Jun 11, 2018

Can Low-Intensity Care Solve High Health Care Costs?
From Dhruv Khullar & Austin Frakt; The New York Times ~ Jun 11, 2018

How homeowners win and lose under the new tax law
By Bill Bischoff; MarketWatch ~ Jun 11, 2018

Trump's health chief intensifies attack on drug middlemen, suggests getting rid of rebates
By Angelica LaVito; CNBC ~ Jun 12, 2018

Opinion: The Shifting Retirement Landscape Of Today's Workers
From Jim Poolman; Forbes ~ Jun 12, 2018

Beware of hidden taxes in retirement
By Liz Weston; The Associated Press ~ Jun 11, 2018

Should We Continue To Count On Employers For Retirement Provision?
From Elizabeth Bauer; Forbes ~ Jun 10, 2018

Social Security Could Get a 3% Raise Next Year -- but Will It Even Matter?
By Maurie Backman; The Motley Fool ~ Jun 10, 2018

Medicare Is in Even Worse Shape Than We Thought
By Matthew Frankel; The Motley Fool ~ Jun 10, 2018

Editorial: Easier Drug Approval Isn’t Cutting Drug Prices
From The Editorial Board; The New York Times ~ Jun 08, 2018

Should you be worried about Social Security and Medicare
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jun 09, 2018

Ivan J. Miller: It's time to take drug prices out of the hands of monopolies
From Ivan J. Miller; Daily Camera ~ Jun 08, 2018

Opinion: Amazon Could Still Disrupt The Prescription Drug Market
From Joshua Cohen; Forbes ~ Jun 08, 2018

‘Single-Payer’ May Be The Buzzword Du Jour, But Democrats Are Being Warned Not To Utter It On The Trail
From KHN Morning Briefing; Kaiser Health News ~ Jun 08, 2018

Insurer lobby group weighs in on Obamacare individual mandate case
By Tamara Mathias; Reuters ~ Jun 08, 2018

Dems blast DOJ for 'stunning attack on the rule of law' in ObamaCare case
By Peter Sullivan; The Hill ~ Jun 08, 2018

Opinion: Preparing for poverty: America will face a retirement funding crisis
From John M. DeMaggio; The Hill ~ Jun 08, 2018

Opinion: Many Americans think they’ll never receive Social Security benefits. That’s wrong.
From Helaine Olen; The Washington Post ~ Jun 08, 2018

GOP risks fallout from Justice Department move on health law
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jun 08, 2018

ACA lawsuit could jeopardize 52 million Americans’ access to health care
By Carolyn Y. Johnson; The Washington Post ~ Jun 08, 2018

The ‘Fiduciary Rule’ May Sound Boring, But Its Collapse Threatens Your Retirement
By Katherine Chiglinsky; Bloomberg ~ Jun 08, 2018

Opinion: Making Social Security's retirement age work for workers
From Andy Rotherham; The Hill ~ Jun 08, 2018

Opinion: Fake News: Why Social Security Isn't Going Broke
From John Wasik; Forbes ~ Jun 08, 2018

Opinion: Social Security isn’t ‘going broke’ — it’s already broke
From Merrill Matthews; The Hill ~ Jun 08, 2018

Azar: ‘There’s Little We Can Do To Stop’ High Premium Increases
From KHN Morning Briefing; Kaiser Health News ~ Jun 07, 2018

Pelosi Willing to Explore Medicare for All If Dems Take House
By Jason Devaney; Newsmax ~ Jun 07, 2018

What Should Republicans Include In Their Second Tax Bill?
From Howard Gleckman; Forbes ~ Jun 07, 2018

Price Check On Drug Ads: Would Revealing Costs Help Patients Control Spending?
By Julie Appleby & Sydney Lupkin; Kaiser Health News ~ Jun 06, 2018

Opinion: As demagogues squawk, clock is ticking on Social Security
From Marc Goldwein; The Hill ~ Jun 07, 2018

New warnings about cuts to Social Security and Medicare are a reason to worry
By Paul Brandus; MarketWatch ~ Jun 07, 2018

Price Check On Drug Ads: Would Revealing Costs Help Patients Control Spending?
By Julie Appleby & Sydney Lupkin; Kaiser Health News ~ Jun 06, 2018

Pharmacy Benefit Managers Are Not The Cause Of High Prescription Drug Prices
From Ike Brannon; Forbes ~ Jun 06, 2018

No, Medicare Won't Go Broke In 2026. Yes, It Will Cost A Lot More Money
From Howard Gleckman; Forbes ~ Jun 06, 2018

To fix Social Security, Congress would not have to raise taxes or cut spending by a single penny
By Steve Goldstein; MarketWatch ~ Jun 06, 2018

Senate panel schedules vote on controversial drug pricing bill
By Peter Sullivan; The Hill ~ Jun 05, 2018

Top health lawmakers voice concern about HHS's implementation of cyber law
By Olivia Beavers; The Hill ~ Jun 05, 2018

Opinion: Reform burdensome Medicare regulations to improve end-of-life care
From Norman McRae; The Hill ~ Jun 04, 2018

Opinion: Can The Buy-And-Hold Strategy Ruin Your Retirement?
From Frank Guida; Forbes ~ Jun 05, 2018

More nurse practitioners in primary care a plus, study finds
By Kelly Gooch; Becker’s Hospital Review ~ Jun 05, 2018

Trustees Report Warns Medicare Finances Worsening
By Ricardo Alonso-Zaldivar and Andrew Taylor, Associated Press – June 5, 2018

Medicare’s Trust Fund Is Set to Run Out in 8 Years. Social Security, 16
By Robert Pear, New York Times – June 5, 2018

Here's what's blowing up America's health care budget
By Tami Luhby; CNNMoney ~ Jun 04, 2018

Opinion: 3 ways you can keep your Social Security number … secure
From Steven C. Johnson; CNBC ~ Jun 04, 2018

Editorial: Trump's drug plan is not a prescription for savings
Editorial Staff, Des Moines Register – May 30, 2018

Feds: Skimping can’t save seniors from rising med cost
By Ricardo Alonso-Zaldivar; The Associated Press ~ Jun 04, 2018

A Surgical Approach To High Prescription Drug Prices
From Grace-Marie Turner; Forbes ~ Jun 04, 2018

Hold Harmless Has Come Back to Haunt Many Social Security Recipients in 2018
By Sean Williams, The Motley Fool – Jun 3, 2018

Doctor: high drug pricing kills patients
By Dr. Nicky J. Mehtani, The Baltimore Sun – Jun 3, 2018

States defy Trump on ObamaCare
By Nathaniel Weixel ; The Hill ~ Jun 02, 2018

Trump Plan to Lower Drug Prices Could Increase Costs for Some Patients
By Robert Pear; The New York Times ~ Jun 02, 2018

Opinion: 5 Legal Ways To Get Tax-Free Income For Retirement
From David Rae; Forbes ~ Jun 01, 2018

amazon smile AmazonSmile Program to Benefit the American Retirees Education Program (AREF)

The National Retiree Legislative Network (NRLN) board created the American Retiree Education Foundation (AREF) in 2014 as a 501(c)(3) tax-deductible, nonprofit education foundation to expand the research and educational reach of the NRLN and to enable NRLN to sharpen its focus as an organization lobbying for the passage of federal legislation and regulations that benefit retirees.

The AREF is always seeking ways to increase its funding through individual tax-deductible contributions, grants from public and private foundations, individual tax-deductible bequests and non-traditional ways. AREF funds pay for a number of tasks previously paid for by the NRLN. For example, the updating this month of the white paper on Protecting Pension Assets which is used to educate members of Congress on the need for legislation to prevent pension plan sponsors from using plan assets for non-pension expenses. Access the white paper here.

The AREF has identified a non-traditional way that you can help fund the AREF without costing you anything extra if (when) you make a purchase online from Amazon through its AmazonSmile program designed to provide a percentage of a purchase price to qualified non-profit organizations, such as the AREF. I urge you to read the following information and help provide funding to the AREF should you make an Amazon purchase. Click here to learn more about AmazonSmile.

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