Watch for Your Annual Notice of Change (ANOC) From NOW until September 30, 2026, Medicare Advantage (MA), Medicare supplement (Medigap) and Medicare Part D (Rx) or stand-alone plan enrollees, will receive an Annual Notice of Change (ANOC) letter from their insurance companies or company plan administrators notifying them of changes made to their 2026 healthcare insurance policies for plan year starting January 1, 2027. ANOC letters inform you about any benefit changes or changes to premiums, deductibles, copays, coinsurance or out-of-pocket maximums. However, if your ANOC or another letter informs you that your plan is not being renewed or is being terminated effective December 31, 2026, you should …
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NRLN Provides New “Report Card” Feature on Members of Congress. Do your Senators or Representative support bills that help retirees?
Click the link below. When map of USA appears, click on your state. Next click on the EXCEL DOWNLOAD button and open the download when it appears.
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What You Need to Know About Your Guaranteed Issue Right
Episode 4 in the NRLN’s Podcast 2026 series Creating a Better Life for Seniors has Bill Kadereit and Mike Roth addressing why it is important to protect seniors when Medicare plans are not renewed or terminated.
Do you know that a Guaranteed Issue Right (GIR) prohibits insurance companies from denying coverage or overcharging an applicant for Medigap, Medicare Advantage or Medicare Part D prescription drug policies, regardless of pre-existing health conditions?
Do you know that a Supplemental Enrollment Period (SEP) allows you to shop for the best deal possible for a replacement Medigap or MA or Part D plan?
Learn how insurers often “crosswalk” clients into new plans without providing required GIR/SEP notices, limiting seniors’ ability to shop.
To view the Podcast video, click on the “PLAY ARROW” (icon) in the above graphic. If you have a problem with the video playing, CLICK HERE TO PLAY VIDEO PODCAST. For the audio only version of the podcast, go to: CreatingABetterLifeforSeniors.com
Please ask your friends over age 55 to go to www.nrln.org to view Episode 4. Also ask them to click on the Sign-Up tab to receive NRLN emails and notices for all Episodes when posted on the NRLN website and to contribute if able.
If you missed any of the first three Episodes, go to www.nrln.org and click on the Podcast tab at the
top of the homepage and select from the dropdown menu either Video Library or Audio Library. Our next Podcast, Episode 5, Medicare prescription drug plans, will be posted on September 22.
If you would like to provide comments about the podcast, send them to nrlnmessage@msn.com.
NRLN Grassroots Network is the name for having support from NRLN members to respond to Action Alerts plus having Region, State and Congressional District leaders to support the NRLN’s Washington, D.C. lobbying efforts.
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In the News
The articles and opinion pieces below are for information and are not necessarily a reflection of the NRLN’s position on issues.
The NRLN is nonpartisan and its positions on retirement issues are presented in its Legislative Agenda and white papers that can be accessed from under the Legislative Agenda tab on the website main menu.
