NRLN President’s Forum – Urging Enforcement of GIR and SEP Johns Hopkins Bloomberg School of Public Health estimates that about 2.9 million Medicare Advantage (MA) enrollees will not have their plans renewed for 2027. The NRLN has taken action to in an effort to ensure that retirees whose MA, Medicare supplement (Medigap) and/or Part D drug plans that are ceased or terminated receive this month a Guaranteed Issue Right (GIR) and Special Enrollment Period (SEP) notice from their healthcare insurer or corporate plan sponsor. GIR is the “Golden Ticket” that prohibits insurance companies from denying coverage or overcharging an applicant …
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What You Need to Know About Your Guaranteed Issue Right
Episode 4 in the NRLN’s Podcast 2026 series Creating a Better Life for Seniors has Bill Kadereit and Mike Roth addressing why it is important to protect seniors when Medicare plans are not renewed or terminated.
Do you know that a Guaranteed Issue Right (GIR) prohibits insurance companies from denying coverage or overcharging an applicant for Medigap, Medicare Advantage or Medicare Part D prescription drug policies, regardless of pre-existing health conditions?
Do you know that a Supplemental Enrollment Period (SEP) allows you to shop for the best deal possible for a replacement Medigap or MA or Part D plan?
Learn how insurers often “crosswalk” clients into new plans without providing required GIR/SEP notices, limiting seniors’ ability to shop.
To view the Podcast video, click on the “PLAY ARROW” (icon) in the above graphic. If you have a problem with the video playing, CLICK HERE TO PLAY VIDEO PODCAST. For the audio only version of the podcast, go to: CreatingABetterLifeforSeniors.com
Please ask your friends over age 55 to go to www.nrln.org to view Episode 4. Also ask them to click on the Sign-Up tab to receive NRLN emails and notices for all Episodes when posted on the NRLN website and to contribute if able.
If you missed any of the first three Episodes, go to www.nrln.org and click on the Podcast tab at the
top of the homepage and select from the dropdown menu either Video Library or Audio Library. Our next Podcast, Episode 5, Medicare prescription drug plans, will be posted on September 22.
If you would like to provide comments about the podcast, send them to nrlnmessage@msn.com.
NRLN Grassroots Network is the name for having support from NRLN members to respond to Action Alerts plus having Region, State and Congressional District leaders to support the NRLN’s Washington, D.C. lobbying efforts.
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In the News
The articles and opinion pieces below are for information and are not necessarily a reflection of the NRLN’s position on issues.
The NRLN is nonpartisan and its positions on retirement issues are presented in its Legislative Agenda and white papers that can be accessed from under the Legislative Agenda tab on the website main menu.
