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Alzheimer’s Communication - Effective Words and Interactions

Alzheimer’s Stages of Progression - Changes to Expect and Watch For

Alzheimer’s Warnings & Absolutes - Cautionary Notes for Caregivers

Alzheimer’s How To Know It’s Time - The Cues For Needing a Nursing Home

Drug Prescriptions & Costs – What’s Being Done to Bring Costs Down?

The Empowered Patient – How To Be Your Own Healthcare Advocate

Federal Subsidies – Why Are Our Taxpayer Dollars Being Squandered?

Medicare Enrollment –Medicare Advantage vs. Medigap “G”

Medicare Privatization – Diverting Taxpayer Money from Patient Care to Ins. Co. Shareholder Profits

Mental Health Issues in The Villages – Strategies for Finding Reliable Mental Health Services in The Villages

Military Retiree Health Care – Status of Programs for Veterans & Their Families

Plan For Life – Advance Planning Strategies

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Senate and House Companion Bills that the NRLN Supports in this 116th Congress
Yes = they are co-sponsoring this bill; or No = uncertain or against. Note: Click a bill description to see a brief explanation. To see the bill, all co-sponsors and a full explanation go to and enter bill #.

Senate Bill # Sen. Rubio Sen. Scott House Bill# FL11Rep. Webster

NRLN Villages Chapter Updates

The NRLN and AREF Partnership

The National Retiree Legislative Network (NRLN) created the American Retirees Education Foundation (AREF) in 2014 to develop whitepapers and advocate policy recommendations for retirement security to federal policymakers, constituency groups, the media, and the general public. The AREF, an IRS 501(c)3 tax-exempt organization, researches and produces whitepapers and other materials and can use them to educate NRLN members and other advocates on how to present legislative proposals.

The AREF can advocate proposals to members of Congress and federal agencies but once a proposal is introduced as a bill, only the NRLN, an IRS 501(c)4 non-exempt organization, can lobby for passage of a bill. The AREF can advocate but not lobby. This allows members to make tax-deductible donations that are accounted for separately from NRLN contributions. To learn more about the AREF and NRLN go to and

NRLN and AREF Revenue

Seventy-five percent of NRLN revenue comes from non-deductible individual contributions. The other twenty-five percent of NRLN revenue comes from company retiree association dues paid to the NRLN.  NRLN Chapters are supported by a portion of contributions made by Chapter members. For individual contributions to the NRLN go to Either click on the link to printout the contributions form and mail it with a check or click on the link to make a credit card contribution.

All AREF revenue comes from individual tax-deductible donations. A donation to the AREF may be made by going to the AREF website at and clicking on the “Donations” tab.

The NRLN annual solicitation to NRLN Villages Chapter members will be in late October 2019.  However, anyone can make voluntary non-deductible contributions to the NRLN or tax-deductible donations to the AREF at any time. 


Read the latest NRLN actions during the

Read Fall 2019 NRLN FOCUS Newsletter

donut hole

The donut hole is closed, but drugs won’t be free! Click here to read the entire article that has important information.


Rather than duplicate links to articles that are posted IN THE NEWS on the NRLN website home page, we will endeavor to post here articles of particular interest to Villages residents. Please visit the NRLN home page for a wider range of news of retiree news.

Opinion: Base Drug Prices On Value Rather Than R&D
From Joshua Cohen; Forbes ~ Dec 08, 2019

Senators urge Medicare to allow seniors a drug plan do-over
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 06, 2019

Bipartisan Medicare drug bill gets makeover to lower copays
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 06, 2019

The House Democrats’ Far-Reaching Medicare Drug Bill Is About More Than Lowering Drug Prices ….
From Howard Gleckman Forbes ~ Dec 06, 2019

Hot Topics: Drug Prices And Surprise Bills
From Grace-Marie Turner; Forbes ~ Dec 06, 2019

House progressives may try to block vote on Pelosi drug bill
By Peter Sullivan; The Hill ~ Dec 06, 2019

Medicare Advantage rebates to hit new highs in 2020
By Robert King; FierceHealthcare ~ Dec 06, 2019

Know The Rules Before You Roll Over Your Pension
By Henry Yoshida; Forbes ~ Dec 06, 2019

Opinion: Want to make people upset? Talk about Social Security’s cost of living adjustment
From Mark Hulbert; MarketWatch ~ Dec 06, 2019

Experts split sharply over experimental Alzheimer’s drug
By Marilynn Marchione; The Associated Press ~ Dec 05, 2019

US report: Prescription drug prices down slightly last year
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 05, 2019

Pelosi sets Medicare showdown on drug costs and new benefits
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 05, 2019

As His Wife’s Caregiver, A Doctor Discovers What’s Missing At Health Care’s Core
By Judith Graham; Kaiser Health News ~ Dec 05, 2019

Low-Profile Pharma Group Taps Into Fears That Pelosi’s Drug Pricing Bill Will Threaten ‘Thousands Of Good-Paying Jobs’
Via KHN Morning Briefing; Kaiser Health News ~ Dec 04, 2019

Hospital groups file lawsuit to stop Trump price transparency rule
By Justine Coleman; The Hill ~ Dec 04, 2019

DHS may require US citizens be photographed at airports
By David Koenig; The Associated Press ~ Dec 03, 2019

White House claims Speaker Nancy Pelosi’s drug-pricing bill would result in 100 fewer drugs over a decade
By Berkeley Lovelace Jr. ; CNBC ~ Dec 03, 2019

Medicare open enrollment ends soon. What to do if you picked the wrong coverage
By Sarah O’Brien; CNBC ~ Dec 03, 2019

3 Ways You Can Lose Your Social Security Benefits
By Maurie Backman; The Motley Fool ~ Dec 03, 2019

Concerned with health costs? Take this 5-day health challenge
From Dr. Naomi Parrella; The Hill ~ Dec 01, 2019

For banks, data on your spending habits could be a gold mine
By Anick Jesdanun; The Associated Press ~ Dec 02, 2019

4 Ways to Manage Your Required Minimum Distributions When You Don’t Need the Money
By Nick Fortuna; Barron’s ~ Nov 30, 2019

A Change in Medicare Has Therapists Alarmed
By Paula Span; The New York Times ~ Nov 29, 2019

Women Suffer Most, But All Americans Are ‘Woefully Unprepared’ For Costs And Burdens Of Caregiving, National Survey Finds.
From Robin Seaton Jefferson; Forbes ~ Nov 27, 2019

The Shocking Rise of Prescription Drug Prices
By Lisa L. Gill; Consumer Reports ~ Nov 26, 2019

CMS Spent Millions On Tool To Help Medicare Beneficiaries, But It’s Giving Seniors Wrong Info On Plans
Via KHN Morning Briefing; Kaiser Health News ~ Nov 26, 2019

Family caregivers are financially penalized for providing care
From Ellen Carbonell, Angela Moss & Barbara Shaw; The Hill ~ Nov 26, 2019

Pharma execs: Thirst for profit drives high drug prices
By Fedor Zarkhin; The Oregonian ~ Nov 25, 2019

The Secure Act makes critical reforms to our retirement system — let's pass it this year
From Sen. Rob Portman (R-Ohio) ; The Hill ~ Nov 25, 2019

How The Democrats Hope To Fix Social Security
From Orion Jones; Forbes ~ Nov 25, 2019

Trump draws ire after retreat on drug prices pledge
By Peter Sullivan; The Hill ~ Nov 24, 2019

Trump says drug importation plan coming 'soon'
By Nathaniel Weixel ; The Hill ~ Nov 22, 2019

Leveling the playing field for the costs of life-sustaining prescription drugs
From Rep. Dan Lipinski (D-Ill.) ; The Hill ~ Nov 21, 2019

It's time for Congress to protect patients from surprise medical bills
From Reps. Frank Pallone Jr. (D-N.J.) & Greg Walden (R-Ore.) ; The Hill ~ Nov 21, 2019

Opinion: Life Insurance After Your Kids Are Grown
From Michael F. Kay; Forbes ~ Nov 21, 2019

Use Open Enrollment To Take Stock Of Chronic Health Needs
From Kristen Gerencher; Forbes ~ Nov 20, 2019

Opinion: Will Your Retirement Income Stand Up to the Rising Cost of Long-Term Care?
From Ron Carson; Forbes ~ Nov 20, 2019

Top GOP senator: Drug pricing action unlikely before end of year
By Peter Sullivan; The Hill ~ Nov 19, 2019

Washington needs to drain the swamp of costly tax extenders
From Adam Michel; The Hill ~ Nov 19, 2019

Drug cost legislation gets a push from White House
By Ricardo Alonso-Zaldivar; The Associated Press ~ Nov 18, 2019

White House urgently ramps up push for drug cost legislation
By Ricardo Alonso-Zaldivar; The Associated Press ~ Nov 17, 2019

Surgery for Blocked Arteries Is Often Unwarranted, Researchers Find
By Gina Kolata; The New York Times ~ Nov 16, 2019

Watch Out For This Combo Scam
From John F. Wasik; Forbes ~ Nov 16, 2019

How To Lower Taxes When Tapping Retirement Funds
From Larry Light; Forbes ~ Nov 15, 2019

Nobel Prize-Winning Economist on How to Solve the ‘Nastiest, Hardest Problem’ in Retirement
By Sarah Max; Barron’s ~ Nov 15, 2019

Amazon rolls out 'Amazon Pharmacy' branding to PillPack
By Ahiza Garcia; CNN Business ~ Nov 15, 2019

White House Unveils Finalized Health Care Price Transparency Rule
By Julie Appleby; Kaiser Health News ~ Nov 15, 2019

Americans to Companies: We Don’t Trust You With Our Personal Data
By Danielle Abril; Fortune ~ Nov 15, 2019

Lawmakers under pressure to pass benefits fix for military families
By Naomi Jagoda; The Hill ~ Nov 14, 2019

Trump Wants To Demand U.S. Pays Lowest Price For Drugs Out Of Developed Countries, Azar Says
Via KHN Morning Briefing; Kaiser Health News ~ Nov 14, 2019

Opinion: What Happens If Your Parents Outlive Their Resources?
From Liz Frazier; Forbes ~ Nov 14, 2019

Congress can either vote with the people or with the pharmaceutical corporations
From Alex Lawson & Sean McElwee; The Hill ~ Nov 13, 2019

Apple Watch detects irregular heartbeats in U.S. study
By Julie Steenhuysen; Reuters ~ Nov 13, 2019

Schumer blocks drug pricing measure during Senate fight, seeking larger action
By Peter Sullivan ; The Hill ~ Nov 13, 2019

Pelosi aide hopeful White House will support drug-pricing bill despite criticism
By Peter Sullivan; The Hill ~ Nov 13, 2019

Surprise billing fight highlights hurdles for bolder health care changes
By Mary Ellen McIntire; Roll Call ~ Nov 13, 2019

Poll: 1 in 5 US adults report trouble affording prescription drugs
By Peter Sullivan; The Hill ~ Nov 12, 2019

Rising Medicare prices will shrink Social Security inflation adjustment next year
From Mark Miller; Reuters ~ Nov 12, 2019

Google has collected health data on millions of Americans through new partnership: report
By Justine Coleman; The Hill ~ Nov 11, 2019

Voters Say Congress Needs To Curb Drug Prices, But Are Lawmakers Listening?
By Emmarie Huetteman; Kaiser Health News ~ Nov 11, 2019

SECURE Act passage hopes fade as Congress hesitates
By Brian Croce; Pensions & Investments ~ Nov 11, 2019

Retirement in Brief: The Latest News and Research
By Brian Hershberg; Barron’s ~ Nov 09, 2019

White House says Pelosi plan to lower drug prices 'unworkable'
By Jessie Hellmann; The Hill ~ Nov 08, 2019

Progressive House Democrat unveils bill to allow state-based 'Medicare for All'
By Peter Sullivan; The Hill ~ Nov 08, 2019

Medicare’s outpatient ‘Part B’ premium going up to $144.60
By Ricardo Alonso-Zaldivar; The Associated Press ~ Nov 08, 2019

A Retirement Community That Comes to You
By Paula Span; The New York Times ~ Nov 08, 2019

Doctors not talking enough about cancer genetic testing costs
By Carolyn Crist; Reuters ~ Nov 07, 2019

Scams heat up during Medicare open enrollment
By Susan Tompor; Detroit Free Press ~ Nov 07, 2019

Retirement bill blocked in Senate amid fight over amendments
By Naomi Jagoda; The Hill ~ Nov 07, 2019

Latest Senate attempt to move on SECURE Act fails
By Brian Croce; Pensions & Investments ~ Nov 07, 2019

4 Ways To Improve Your Estate Plan
From Jamie Hopkins; Forbes ~ Nov 06, 2019

Tips to Ease Family Inheritance Tensions
By Kerry Hannon; The New York Times ~ Nov 06, 2019

IRS Announces Higher Estate And Gift Tax Limits For 2020
By Ashlea Ebeling; Forbes ~ Nov 06, 2019

How to Make Sure Your Assets Don’t Go Unclaimed Careful documentation and communication with loved ones are key.
By Mark A. Stein; The New York Times ~ Nov 06, 2019

Here are your new income tax brackets for 2020
By Alicia Adamczyk; CNBC ~ Nov 06, 2019

Analysis/Opinion: What to do about prescription drug prices
From Matthew Kandrach; The Washington Times ~ Nov 06, 2019

Retirees should say 'no thanks' to Romney's Social Security plan
From Max Richtman; The Hill ~ Nov 05, 2019

White House and Pelosi part ways on relief for drug prices
By Ricardo Alonso-Zaldivar; The Associated Press ~ Nov 05, 2019

Many on Medicare Face Crippling Medical Bills
By Amy Norton, HealthDay; WebMD ~ Nov 04, 2019

PBGC fund could be tapped for multiemployer bailout
By Julie Tatge; Pensions & Investments ~ Nov 05, 2019

Sell a house? Cash in an IRA? You may be hit with a surcharge on Medicare premiums
Kathleen Pender, San Francisco Chronicle – Nov 2, 2019

4 Costly Tax Mistakes to Avoid
By Christy Bieber; The Motley Fool ~ Nov 03, 2019

Retiree Taxes: Pitfalls, Overlooked Deductions, Social Security Withholding
By Daisy Maxey; Barron’s ~ Nov 02, 2019

Opinion: Innovative Drugs Save Lives Only if People Can Afford Them
From The Editorial Board; The New York Times ~ Nov 02, 2019

Don’t Let Medicare’s Complexity Scare You Off From Updating Your Coverage. Here Are Some Tips To Navigate System.
Via KHN Morning Briefing; Kaiser Health News ~ Nov 01, 2019

Taking Advantage Of The HSA Loophole
From David Kudla; Forbes ~ Nov 01, 2019

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