banner click here for
Benefits Team Info
NRLN Facebook Page Support AREF's Work Write Personal Email
to Your Members of Congress
Sign Up to Receive Important Messages
or Update Your Email Address
Support NRLN's Work


JUNE 2021

I encourage you to visit this page and the NRLN home page often. Click on some of the links and see what information is available to you, Just as a review, here are some of the features of this site:

On the NRLN home page,

Tip of the month: Are you planning to travel? "SHERPA" is a new website that allows you to check entry restrictions and COVID-19 travel requirements for countries anywhere in the world before planning your next trip. It is shown on NRLN's Useful Links page under SENIOR LIVING.


  • Be an active member. Respond to Action Alerts. Congress does listen to what constituents are saying. Your letters supporting NRLN lobbying efforts make a difference. Congress knows that those letters and emails are from retirees trying to protect retirees.

  • Reach out to other retirees that you know through clubs, your emails or Facebook. We need them to join us to gain strength. Ask them to sign up for emails here.

  • Volunteer your time. We need folks who are a little younger than mid-eighties to help in small ways. It’s time for the next generation -- you know, you 60- to 70-year-olds, to step up! Bob Martina needs Grassroots volunteers. . If you have HR experience, you could be very helpful in the benefits area. If you think you would like to help, even a few hours a week, email me at

  • Support us financially. Your contribution of $25 or more is important to finance the work of the new chapter. Click here to make your contribution by credit card or send a check to NRLN Inc., and mail to PO Box 69051, Baltimore, MD 21264-9051.

Let’s get our new chapter off to a strong beginning!


Life Insurance Benefit: The LRO has been dealing with Nokia for years to secure additional funding for the underfunded Group Life Insurance Trust (GLI). Recently Nokia announced it plans to transfer $316 million of the excess pension assets to pay for Group Life coverage for eligible Lucent / Nokia retirees. The current pension funding exceeds the current law's threshold of 120% and thus allows the transfer. The NRLN, LRO and Nokia continue to lobby members of Congress to pass legislation that would make it possible for Nokia (and other companies) with pension plans funded at 110% or more to use surplus funds to sustain benefits.

Pension Recoupment: The NRLN is also advocating its pension recoupment proposal. Recoupment is when a pension plan sponsor finds an error in the pension payment calculation and forces a retiree (some Lucent retirees have experienced this) to pay back thousands of dollars and suffer a cut in his/her pension benefit. The NRLN wants to limit on the number of years that retirees can be exposed to paying back overpayments and the percent that can be taken from their monthly pension checks to repay the pension plan.

Corporate Mergers: We have gone through the corporate mergers with Alcatel-Lucent and Nokia. The NRLN has developed a whitepaper and is lobbying Congress for legislation to protect retirees in corporate mergers, acquisitions and spin-off.

Social Security: Beginning in 2020, Social Security will pay more in benefits than it takes in from taxes and interest. Social Security will deplete its $2.9 trillion reserve fund in 2035. While the program will not go bankrupt due to payroll taxes, benefits would be cut by about one-fourth. To prevent a cut in benefits and fund the program for the next 75 years, the NRLN is supporting passage of Social Security 2100 Act in Congress.

Medicare & Medicare Advantage: Original Medicare’s Hospital Insurance program (Medicare Part A) is pointed toward insolvency by 2026. At that time, Medicare Part A will only have enough funds to pay about 87% of costs. Congress is allowing the Centers for Medicare and Medicaid (CMS) to use taxpayer dollars to subsidize insurance companies for Medicare Advantage (MA) plans to serve as a move toward privatization. The NRLN opposes the use of MA plans to privatize Medicare. The NRLN is also advocating that original Medicare participants have access to the special benefits being offered in MA plans. If Medicare is privatized, current MA plan participants should be grandfathered to protect their benefits and subsidies.

Prescription Drug Prices: The NRLN is lobbying to allow Medicare to do competitive bidding for lower prescription drug prices; end pay-for-delay and other brand name drugmakers’ tactics that keep generic drugs off the market, and allow importation of safe and less expensive drugs from Canada.


We receive frequent requests for dealing with the passing of a retiree or surviving spouse. Consequently, we have created a document that focuses on communicating with Nokia benefits and pensions, along with links to websites with checklists for other family issues. The document is available here.



This column contains media links to articles of particular interest to Lucent and Nokia retirees.Please visit for a wider range of retiree news.

Dish Pushes Nokia 5G Core to AWS
By Matt Kapko; SDxCentral ~ Jun 21, 2021

Betting big, Nokia goes open RAN fishing in Texas
By Pádraig Belton; Light Reading ~ Jun 16, 2021

Nokia and AT&T accelerate U.S C-Band rollout with first commercial equipment call
Via Nokia Oyj; Yahoo ! Finance ~ Jun 10, 2021

Strength Seen in Nokia (NOK): Can Its 5% Jump Turn into More Strength?
Via Zacks Equity Research; Yahoo ! Finance ~ Jun 03, 2021

Nokia trumpets role as BT’s biggest UK vendor
By Anne Morris; Light Reading ~ Jun 02, 2021

Nokia Rolls Out XDR With AT&T, Dish, T-Mobile as Customers
By Jessica Lyons Hardcastle; SDxCentral ~ Jun 02, 2021

Daimler to pay Nokia patent fees, ending German legal spat
By Foo Yun Chee; Reuters ~ Jun 01, 2021

Opinion: Here's Why Nokia (NOK) is a Promising Pick for Investors
Via Zacks Equity Research; Yahoo ! Finance ~ May 31, 2021

Nokia Wins Network Security and Upgrade Contract from T-Mobile
By Ben Mahaney; Yahoo ! Finance ~ May 28, 2021

Nokia, Anterix team for private wireless
Via News Wire Feed; Light Reading ~ May 27, 2021

Nokia launches world’s first AI use case library on public cloud for telecoms providers
Via Nokia Oyj; Yahoo!Finance ~ May 25, 2021

Nokia highlights new 4G and 5G role at Sweden's Net4Mobility
By Anne Morris; Light Reading ~ May 19, 2021

Nokia (NOK) Achieves Landmark for Quillion-Based Solutions
Via Zacks Equity Research; Yahoo!Finance ~ May 14, 2021


Nokia Benefits Website

Retirees can use the YBR website at for benefit-related activities such as:

  • Enrolling in Nokia’s health and welfare plans (e.g., medical and dental);
  • Making and/or changing Nokia Savings/401(k) Plan elections;
  • Updating dependent or beneficiary information
  • Projecting pension benefits and/or electing to commence pension benefits.

Nokia Benefits Resource Center (NBRC)1-888-232-4111
International Long Distance 1-212-444-0994

Other links here.

Do we have your current email address?

We regularly inform members about important news. If you have mistakenly 'unsubscribed' to one of our emails, you will no longer hear from us unless you re-subscribe. To “re-subscribe”, or to sign up to receive our emails, or if you are not sure we have your current email address, click HERE.