banner click here for
Benefits Team Info
NRLN Facebook Page Support AREF's Work Write Personal Email
to Your Members of Congress
Sign Up to Receive Important Messages
or Update Your Email Address
Support NRLN's Work


May 2020

We are all living in a strange new world, sheltering from an unseen enemy. Fortunately, as elders and retirees, we are blessed with fortitude, patience, and forebearance, and we know from experience that this too shall pass.

If you are enrolled in the Company UHC healthplan, there is news for you in the column on the right. Information is available on UHC's website.

Although the LRO Dissolution meeting was postpned indefinitely, we are moving ahead with the new chapter. Visit this site often for news. In the coming days we will be asking you to fill out a survey. This survey is sent to all NRLN members every two years and collects members views on important retiree issues. The NRLN uses the results of this survey to help set priorities and policies. I urge you to participate.

You will soon receive a letter soliciting your donation as part of the annual NRLN funds drive. Your Chapter intends to run a tight ship, but we do have expenses and have so far received none from the LRO. Any amount you can give will help.


  • Be an active member. Respond to Action Alerts. Congress does listen to what constituents are saying. Your letters supporting NRLN lobbying efforts make a difference. Congress knows that those letters and emails are from retirees trying to protect retirees.

  • Reach out to other retirees that you know through clubs, your emails or Facebook. We need them to join us to gain strength. Ask them to sign up for emails here.

  • Volunteer your time. We need folks who are a little younger than mid-eighties to help in small ways. It’s time for the next generation -- you know, you 60- to 70-year-olds, to step up! Bob Martina needs Grassroots volunteers. . If you have HR experience, you could be very helpful in the benefits area. If you think you would like to help, even a few hours a week, email me at

  • Support us financially. Your contribution of $25 or more is important to finance the work of the new chapter. Click here to make your contribution by credit card or send a check to NRLN Inc., and mail to PO Box 69051, Baltimore, MD 21264-9051.

Let’s get our new chapter off to a strong beginning!

Joe Sciulli, Chapter President


In view of the possible threat to the US from the coronavirus and for the welfare of our members, the LRO Board has decided to cancel the LRO Member meeting scheduled for March 25, in Dallas, TX. The meeting will be rescheduled to a later date with ample advance notification to our members to allow for travel accommodations. Thank you for your understanding of this postponement and your vigilance in remaining cautious and healthy.


We receive frequent requests for dealing with the passing of a retiree or surviving spouse. Consequently, we have created a document that focuses on communicating with Nokia benefits and pensions, along with links to websites with checklists for other family issues. The document is available here.

For Nokia retirees enrolled in the UHC MA PPO:

Further details and important info on Covid-19 available on UHC's website.


You may find this article useful and informative


Life Insurance Benefit: The LRO has been dealing with Nokia for years to secure additional funding for the underfunded Group Life Insurance Trust (GLI). Recently Nokia announced it plans to transfer up to $89 million of the excess pension assets to pay for Group Life coverage for eligible Lucent / Nokia retirees. But current pension funding falls short of the current law's threshold of 120%. The NRLN, LRO and Nokia continue to lobby members of Congress to pass legislation that would make it possible for Nokia (and other companies) with pension plans funded at 110% or more to use surplus funds to sustain benefits.

Pension Recoupment: The NRLN is also advocating its pension recoupment proposal. Recoupment is when a pension plan sponsor finds an error in the pension payment calculation and forces a retiree (some Lucent retirees have experienced this) to pay back thousands of dollars and suffer a cut in his/her pension benefit. The NRLN wants to limit on the number of years that retirees can be exposed to paying back overpayments and the percent that can be taken from their monthly pension checks to repay the pension plan.

Corporate Mergers: We have gone through the corporate mergers with Alcatel-Lucent and Nokia. The NRLN has developed a whitepaper and is lobbying Congress for legislation to protect retirees in corporate mergers, acquisitions and spin-off.

Social Security: Beginning in 2020, Social Security will pay more in benefits than it takes in from taxes and interest. Social Security will deplete its $2.9 trillion reserve fund in 2035. While the program will not go bankrupt due to payroll taxes, benefits would be cut by about one-fourth. To prevent a cut in benefits and fund the program for the next 75 years, the NRLN is supporting passage of Social Security 2100 Act in Congress.

Medicare & Medicare Advantage: Original Medicare’s Hospital Insurance program (Medicare Part A) is pointed toward insolvency by 2026. At that time, Medicare Part A will only have enough funds to pay about 87% of costs. Congress is allowing the Centers for Medicare and Medicaid (CMS) to use taxpayer dollars to subsidize insurance companies for Medicare Advantage (MA) plans to serve as a move toward privatization. The NRLN opposes the use of MA plans to privatize Medicare. The NRLN is also advocating that original Medicare participants have access to the special benefits being offered in MA plans. If Medicare is privatized, current MA plan participants should be grandfathered to protect their benefits and subsidies.

Prescription Drug Prices: The NRLN is lobbying to allow Medicare to do competitive bidding for lower prescription drug prices; end pay-for-delay and other brand name drugmakers’ tactics that keep generic drugs off the market, and allow importation of safe and less expensive drugs from Canada.


This column contains media links to articles of particular interest to Lucent and Nokia retirees.Please visit for a wider range of retiree news.

Nokia and Ericsson remain vulnerable in geopolitical 5G tussle
From Richard Milne; Financial Times ~ Jul 03, 2020

Nokia lands $450M 5G contract with Taiwan Mobile
By Robert Clark; Light Reading ~ Jun 29, 2020

Nokia lands a few much-needed wins
By Scott Bicheno; ~ Jun 23, 2020

Nokia to cut a third of jobs at French arm Alcatel-Lucent
By Mathieu Rosemain & Gwénaëlle Barzic; Reuters ~ Jun 22, 2020

Opinion: Nokia: A Comeback Story
Via The Value Trend; Seeking Alpha ~ Jun 19, 2020

AT&T, Nokia test new O-RAN tech
Via “News Wire Feed”; Light Reading ~ Jun 18, 2020

Opinion: Hedge Funds Are Getting Crazy About Nokia Corporation (NOK)
By Abigail Fisher, IM; Yahoo Finance ~ Jun 16, 2020

Nokia to deliver around 10% of China Unicom's 5G core network
By Anne Kauranen; Reuters ~ Jun 15, 2020

5G Performance – You Ain't Seen Nothing Yet!
Via Arne Schaelicke, Nokia; Light Reading ~ Jun 11, 2020

Nokia names Marco Wiren as new CFO
By Dominic Chopping; MarketWatch ~ Jun 11, 2020

Nokia's broadband business boosted as COVID-19 pressures networks
By Supantha Mukherjee, Anne Kauranen; Reuters ~ Jun 08, 2020

Telecom equipment market gets off to weak start in Q1 2020 – Dell'Oro
By Anne Morris; Light Reading ~ Jun 04, 2020

Opinion: Why Nokia Rallied Above $4.00
From Chris Lau; Seeking Alpha ~ Jun 01, 2020

Opinion: Buy Nokia Stock Because ‘the Elements Are Falling Into Place’ on Its Turnaround and 5G
By Nicholas Jasinski; Barron’s ~ Jun 01, 2020

Licensing of Nokia brand, patents, and technology now more visible
By “Marin”; Nokiamob ~ May 30, 2020

Cisco, Nokia escape fiber optics patent case at Fed Circuit
By Jan Wolfe; Reuters ~ May 27, 2020

Nokia veteran Sari Baldauf takes over as 5G battle rages
By Tarmo Virki, Anne Kauranen; Reuters ~ May 27, 2020

Nokia throws in with the Open RAN Policy Coalition
Via “News Wire Feed”; Light Reading ~ May 22, 2020

World’s Fastest 5G: Nokia Beats Ericsson With New 5G Speed Record
Via Carly Page; Forbes ~ May 21, 2020

Nokia touts 4.7Gbit/s on 5G in Texas
Via News Wire Feed; Light Reading ~ May 20, 2020

Opinion: By selling its network business, Nokia might become an analysts dream
By “Stipe”; Nokiamob ~ May 13, 2020

Nokia to collaborate with Microsoft in data centre software
By Tarmo Virki; Reuters ~ May 12, 2020

Nokia, ExteNet make California WISP network 5G-ready
Via “News Wire Feed”; Light Reading ~ May 07, 2020


Nokia Benefits Website

Retirees can use the YBR website for benefit-related activities such as:

  • Enrolling in Nokia’s health and welfare plans (e.g., medical and dental);
  • Making and/or changing Nokia Savings/401(k) Plan elections;
  • Updating dependent or beneficiary information
  • Projecting pension benefits and/or electing to commence pension benefits.

Nokia Benefits Resource Center (NBRC)1-888-232-4111
International Long Distance 1-212-444-0994   
Other links here.

Do we have your current email address?

We regularly inform members about important news. If you have mistakenly 'unsubscribed' to one of our emails, you will no longer hear from us unless you re-subscribe. To “re-subscribe”, or to sign up to receive our emails, or if you are not sure we have your current email address, click HERE.